Residential property insurance: wildfires.
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SB 897 — Residential property insurance: wildfires.
Last action — Ordered to inactive file on request of Senator McGuire.
No card. One bill, free forever — alerts when it moves.
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✓Introduced
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2In Committee
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3Passed Senate
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4Passed Assembly
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5To Executive
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6Enacted
This bill died with 2017-2018 Regular Session. It reached “In Committee” and never advanced before the session ended, so it can no longer move — a new version would have to be reintroduced in the current session.
This bill is no longer active — its legislative session has ended, so there is no live prognosis. It would have to be reintroduced in the current session to move again.
Summary
Existing law defines the measure of indemnity for a loss under a property insurance policy. Existing law requires an insurer, in the event of a loss under a residential insurance policy for which the insured has made a claim for additional living expenses, to provide the insured with a list of items that the insurer believes may be covered under the policy as additional living expenses. Additionally, existing law provides that, in the case of a loss related to a declared state of emergency, an insurer provide coverage for living expenses for a period of 24 months, subject to the limitations of the policy. This bill would specify that additional living expense coverage shall include all reasonable expenses incurred by the insured in order to maintain a comparable standard of living and would provide a list of expenses that shall be covered. This bill would require, for losses related to a declared state of emergency, that the insurer provide an advance payment for living expenses and an advance payment for contents, the insurer to accept an inventory of contents in any reasonable form permit the grouping of certain items in an inventory of contents, and offer a payment of no less than 80% of the policy limit for contents without an itemized claim. This bill would require an insurer to offer a 30-day grace period, as specified, for payments of premiums for policies on property located within a declared state of emergency for a period of 30 days after the declaration of the emergency. This bill would apply specified provisions retroactively to certain claims for losses incurred on or after July 1, 2017.
Bill Text
- Amended 05/01/18 - Amended Senate Current pdf May 01, 2018
- Amended 02/28/18 - Amended Senate pdf February 28, 2018
- Introduced 01/12/18 - Introduced pdf January 12, 2018
- SB897 View text html
Action History
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Ordered to inactive file on request of Senator McGuire.
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Read second time and amended. Ordered to third reading.
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From committee: Do pass as amended. (Ayes 8. Noes 0. Page 4884.) (April 25).
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Set for hearing April 25.
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Re-referred to Com. on INS.
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Re-referred to Com. on RLS.
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Withdrawn from committee.
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From committee with author's amendments. Read second time and amended. Re-referred to Com. on I., B. & F.I.
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Referred to Com. on I., B. & F.I.
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From printer. May be acted upon on or after February 15.
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Introduced. Read first time. To Com. on RLS. for assignment. To print.
Sponsors
- Dodd · Cosponsor
- Levine · Cosponsor
- Mike McGuire · Primary
- Wood · Cosponsor
Sponsorship breakdown
Export CSV (upgrade) →1 sponsors · 3 co-sponsors · 118 not signed on
Sponsors (1)
- McGuire, Mike Democratic
Co-sponsors (3)
- Dodd
- Levine
- Wood
Not signed on (118)
118 members have not signed on to this bill.
Show all 118 →"Not signed on" means a member has not sponsored or co-sponsored this bill — it does not imply opposition. Members flagged Voted No have a recorded No vote on this bill.
Votes
| Party | Yea | Nay | Present | Not Voting |
|---|---|---|---|---|
| Unaffiliated | 8 | 0 | 0 | 5 |
| Total | 8 | 0 | 0 | 5 |
| % of votes cast | 62% | 0% | 0% | 38% |
How each member voted (13)
| Member | Party | Vote |
|---|---|---|
| Hernandez | — | Yea |
| Lara | — | Yea |
| Morrell | — | Not Voting |
| Roth | — | Yea |
| Galgiani | — | Yea |
| Glazer | — | Yea |
| Hueso | — | Yea |
| Mitchell | — | Yea |
| Portantino | — | Yea |
| Moorlach | — | Not Voting |
| Newman | — | Not Voting |
| Beth Gaines | — | Not Voting |
| Bill Berryhill | — | Not Voting |
Subjects
Frequently asked questions
- What does SB 897 do?
- Existing law defines the measure of indemnity for a loss under a property insurance policy. Existing law requires an insurer, in the event of a loss under a residential insurance policy for which the insured has made a claim for additional living expenses, to provide the insured with a list of items that the insurer believes may be covered under the policy as additional living expenses. Additionally, existing law provides that, in the case of a loss related to a declared state of emergency, an insurer provide coverage for living expenses for a period of 24 months, subject to the limitations of the policy. This bill would specify that additional living expense coverage shall include all reasonable expenses incurred by the insured in order to maintain a comparable standard of living and would provide a list of expenses that shall be covered. This bill would require, for losses related to a declared state of emergency, that the insurer provide an advance payment for living expenses and an advance payment for contents, the insurer to accept an inventory of contents in any reasonable form permit the grouping of certain items in an inventory of contents, and offer a payment of no less than 80% of the policy limit for contents without an itemized claim. This bill would require an insurer to offer a 30-day grace period, as specified, for payments of premiums for policies on property located within a declared state of emergency for a period of 30 days after the declaration of the emergency. This bill would apply specified provisions retroactively to certain claims for losses incurred on or after July 1, 2017.
- Who sponsors SB 897?
- SB 897 is sponsored by Dodd, Levine, McGuire, Mike (Democratic), and Wood.
- What is the current status of SB 897?
- This bill died with 2017-2018 Regular Session. It reached “In Committee” and never advanced before the session ended, so it can no longer move — a new version would have to be reintroduced in the current session.
- Where can I track SB 897?
- Track SB 897 free on One Click Politics — get push/email alerts when it moves.
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