Residential property insurance.
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AB 1875 — Residential property insurance.
Last action — Chaptered by Secretary of State - Chapter 629, Statutes of 2018.
No card. One bill, free forever — alerts when it moves.
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✓Introduced
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✓In Committee
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✓Passed Assembly
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✓Passed Senate
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✓To Executive
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6Enacted
This bill has been enacted into law. Introduced January 16, 2018. Enacted.
Prognosis
Where this bill stands today.
Odds of enactment
HighHow often bills like it became law.
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Enacted
Current position in the legislative process.
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5 sponsors
1 primary, 4 co-sponsors signed on.
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Single-party support
Sponsorship is currently within one party (2 D).
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Cleared a recorded vote
Passed 8 recorded votes so far.
Prognosis reads this bill's own signals — stage, sponsorship breadth, committee status, recorded votes and cross-state momentum. Odds come from a model trained on which bills have become law.
Summary
Existing law generally regulates classes of insurance, including residential property insurance. Under existing law, the California FAIR (fair access to insurance requirements) Plan Association, a joint reinsurance association in which all insurers licensed to write basic property insurance participate, administers a program for the equitable apportionment of basic property insurance for persons who are unable to obtain that coverage through normal channels. Existing law requires the association to establish and maintain an Internet Web site and a toll-free telephone number through which a person may receive assistance in applying for basic property insurance. Existing law requires an insurer member of the plan to provide the Internet Web site address and toll-free telephone number to an applicant who is denied coverage. This bill would require the Department of Insurance to establish the California Home Insurance Finder on its Internet Web site to help homeowners connect with an insurance agent or broker for residential property insurance. The bill would require the department to annually survey agents, brokers, and insurers about inclusion in the finder, and post participants' names, addresses, phone numbers, and Internet Web sites, if available, to the finder on or before July 1, 2020. The bill would require the commissioner to use social media and other tools to promote the finder, and to create materials in the most common languages used in California. The bill would require an insurer to disclose specified information to an applicant who is denied coverage or a policyholder whose policy is canceled or not renewed, including, on or after July 1, 2020, information about the finder. The bill would require specified information, including the Internet Web site address of the department's Homeowners Coverage Comparison Tool, to be disclosed on or after July 1, 2020, upon an offer of a policy of residential property insurance if specified conditions are met. The bill would require a residential property insurer to notify the department on or before February 1 of each year of the amount of extended replacement cost coverage it offers in California, if the amount is different from that of the previous year, and would require the department to use this information to annually update the Homeowners Coverage Comparison Tool.
Bill Text
- Chaptered 09/21/18 - Chaptered Current pdf September 21, 2018
- Enrolled 09/04/18 - Enrolled pdf September 04, 2018
- Amended 08/24/18 - Amended Senate pdf August 24, 2018
- Amended 07/02/18 - Amended Senate pdf July 02, 2018
- Amended 04/30/18 - Amended Assembly pdf April 30, 2018
- Introduced 01/16/18 - Introduced pdf January 16, 2018
- AB1875 View text html
Action History
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Chaptered by Secretary of State - Chapter 629, Statutes of 2018.
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Approved by the Governor.
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Enrolled and presented to the Governor at 3:30 p.m.
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Senate amendments concurred in. To Engrossing and Enrolling. (Ayes 78. Noes 0. Page 7025.).
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In Assembly. Concurrence in Senate amendments pending.
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Read third time. Passed. Ordered to the Assembly. (Ayes 39. Noes 0. Page 6006.).
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Read second time. Ordered to third reading.
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Read third time and amended. Ordered to second reading.
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Read second time. Ordered to third reading.
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From committee: Do pass. (Ayes 7. Noes 0.) (August 16).
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In committee: Referred to APPR. suspense file.
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Read second time and amended. Re-referred to Com. on APPR.
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From committee: Amend, and do pass as amended and re-refer to Com. on APPR. (Ayes 12. Noes 0.) (June 27).
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Referred to Com. on INS.
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In Senate. Read first time. To Com. on RLS. for assignment.
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Read third time. Passed. Ordered to the Senate. (Ayes 75. Noes 0. Page 5391.)
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Read second time. Ordered to third reading.
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From committee: Do pass. (Ayes 15. Noes 1.) (May 25).
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In committee: Set, first hearing. Referred to APPR. suspense file.
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From committee: Do pass and re-refer to Com. on APPR. (Ayes 13. Noes 0.) (May 2). Re-referred to Com. on APPR.
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Re-referred to Com. on INS.
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From committee chair, with author's amendments: Amend, and re-refer to Com. on INS. Read second time and amended.
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Referred to Com. on INS.
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From printer. May be heard in committee February 16.
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Read first time. To print.
Sponsors
- Cecilia M. Aguiar-Curry · Cosponsor
- Dodd · Cosponsor
- Levine · Cosponsor
- Mike McGuire · Cosponsor
- Wood · Primary
Sponsorship breakdown
Export CSV (upgrade) →1 sponsors · 4 co-sponsors · 117 not signed on
Sponsors (1)
- Wood
Co-sponsors (4)
- Aguiar-Curry, Cecilia M. Democratic
- Dodd
- Levine
- McGuire, Mike Democratic
Not signed on (117)
117 members have not signed on to this bill.
Show all 117 →"Not signed on" means a member has not sponsored or co-sponsored this bill — it does not imply opposition. Members flagged Voted No have a recorded No vote on this bill.
Votes
| Party | Yea | Nay | Present | Not Voting |
|---|---|---|---|---|
| Unaffiliated | 56 | 0 | 0 | 2 |
| Democratic | 16 | 0 | 0 | 0 |
| Republican | 6 | 0 | 0 | 0 |
| Total | 78 | 0 | 0 | 2 |
| % of votes cast | 98% | 0% | 0% | 3% |
How each member voted (80)
| Member | Party | Vote |
|---|---|---|
| Acosta | — | Yea |
| Baker | — | Yea |
| Bloom | — | Yea |
| Brough | — | Yea |
| Kiley | — | Yea |
| Mathis | — | Yea |
| Melendez | — | Yea |
| Voepel | — | Yea |
| Chiu | — | Yea |
| Cooley | — | Yea |
| Frazier | — | Yea |
| Burke | — | Yea |
| Gloria | — | Yea |
| Low | — | Yea |
| Gonzalez Fletcher | — | Yea |
| Chau | — | Yea |
| Mayes | — | Yea |
| Fong | — | Yea |
| Salas | — | Yea |
| Medina | — | Yea |
| Mullin | — | Yea |
| Gray | — | Yea |
| Nazarian | — | Yea |
| Chu | — | Yea |
| Friedman | — | Yea |
| Rubio | — | Yea |
| Rivas | — | Yea |
| Harper | — | Not Voting |
| Holden | — | Yea |
| Jones-Sawyer | — | Yea |
| Kamlager-Dove | — | Yea |
| Bigelow | — | Yea |
| Chávez | — | Yea |
| Cooper | — | Yea |
| Levine | — | Yea |
| Maienschein | — | Yea |
| McCarty | — | Yea |
| O'Donnell | — | Yea |
| Obernolte | — | Not Voting |
| Rendon | — | Yea |
| Steinorth | — | Yea |
| Waldron | — | Yea |
| Quirk | — | Yea |
| Rodriguez | — | Yea |
| Santiago | — | Yea |
| Thurmond | — | Yea |
| Ting | — | Yea |
| Weber | — | Yea |
| Wood | — | Yea |
| Eggman | — | Yea |
| Cunningham | — | Yea |
| Daly | — | Yea |
| Cristina Garcia | — | Yea |
| Eduardo Garcia | — | Yea |
| Jim Patterson | — | Yea |
| Mark Stone | — | Yea |
| Travis Allen | — | Yea |
| Wendy Carrillo | — | Yea |
| Aguiar-Curry, Cecilia M. | Democratic | Yea |
| Arambula, Joaquin | Democratic | Yea |
| Berman, Marc | Democratic | Yea |
| Bonta, Mia | Democratic | Yea |
| Caballero, Anna M. | Democratic | Yea |
| Calderon, Lisa | Democratic | Yea |
| Cervantes, Sabrina | Democratic | Yea |
| Gabriel, Jesse | Democratic | Yea |
| Gipson, Mike A. | Democratic | Yea |
| Grayson, Timothy S. | Democratic | Yea |
| Irwin, Jacqui | Democratic | Yea |
| Kalra, Ash | Democratic | Yea |
| Limón, Monique | Democratic | Yea |
| Muratsuchi, Al | Democratic | Yea |
| Quirk-Silva, Sharon | Democratic | Yea |
| Reyes, Eloise Gómez | Democratic | Yea |
| Chen, Phillip | Republican | Yea |
| Choi, Steven S. | Republican | Yea |
| Dahle, Megan | Republican | Yea |
| Flora, Heath | Republican | Yea |
| Gallagher, James | Republican | Yea |
| Lackey, Tom | Republican | Yea |
| Party | Yea | Nay | Present | Not Voting |
|---|---|---|---|---|
| Unaffiliated | 34 | 0 | 0 | 1 |
| Democratic | 5 | 0 | 0 | 0 |
| Total | 39 | 0 | 0 | 1 |
| % of votes cast | 98% | 0% | 0% | 3% |
How each member voted (40)
| Member | Party | Vote |
|---|---|---|
| Anderson | — | Yea |
| Bates | — | Yea |
| Hertzberg | — | Yea |
| Moorlach | — | Yea |
| Morrell | — | Yea |
| Skinner | — | Yea |
| Wilk | — | Yea |
| Dodd | — | Yea |
| Fuller | — | Yea |
| Cannella | — | Yea |
| Chang | — | Yea |
| Allen | — | Yea |
| Mitchell | — | Yea |
| Atkins | — | Yea |
| Portantino | — | Yea |
| Galgiani | — | Yea |
| Delgado | — | Yea |
| Glazer | — | Yea |
| Hernandez | — | Yea |
| De León | — | Yea |
| Hill | — | Yea |
| Hueso | — | Yea |
| Lara | — | Yea |
| Beall | — | Yea |
| Bradford | — | Yea |
| Leyva | — | Yea |
| Monning | — | Yea |
| Nielsen | — | Yea |
| Pan | — | Yea |
| Roth | — | Yea |
| Vidak | — | Yea |
| Wieckowski | — | Yea |
| Beth Gaines | — | Yea |
| Bill Berryhill | — | Not Voting |
| Mark Stone | — | Yea |
| Jackson, Corey A. | Democratic | Yea |
| McGuire, Mike | Democratic | Yea |
| Nguyen, Stephanie | Democratic | Yea |
| Stern, Henry I. | Democratic | Yea |
| Wiener, Scott D. | Democratic | Yea |
| Party | Yea | Nay | Present | Not Voting |
|---|---|---|---|---|
| Unaffiliated | 6 | 0 | 0 | 0 |
| Democratic | 1 | 0 | 0 | 0 |
| Total | 7 | 0 | 0 | 0 |
| % of votes cast | 100% | 0% | 0% | 0% |
How each member voted (7)
| Member | Party | Vote |
|---|---|---|
| Bates | — | Yea |
| Beall | — | Yea |
| Hill | — | Yea |
| Nielsen | — | Yea |
| Portantino | — | Yea |
| Bradford | — | Yea |
| Wiener, Scott D. | Democratic | Yea |
| Party | Yea | Nay | Present | Not Voting |
|---|---|---|---|---|
| Unaffiliated | 6 | 0 | 0 | 0 |
| Democratic | 1 | 0 | 0 | 0 |
| Total | 7 | 0 | 0 | 0 |
| % of votes cast | 100% | 0% | 0% | 0% |
How each member voted (7)
| Member | Party | Vote |
|---|---|---|
| Bradford | — | Yea |
| Hill | — | Yea |
| Nielsen | — | Yea |
| Portantino | — | Yea |
| Bates | — | Yea |
| Beall | — | Yea |
| Wiener, Scott D. | Democratic | Yea |
| Party | Yea | Nay | Present | Not Voting |
|---|---|---|---|---|
| Unaffiliated | 12 | 0 | 0 | 1 |
| Total | 12 | 0 | 0 | 1 |
| % of votes cast | 92% | 0% | 0% | 8% |
How each member voted (13)
| Member | Party | Vote |
|---|---|---|
| Hernandez | — | Yea |
| Morrell | — | Yea |
| Glazer | — | Yea |
| Mitchell | — | Yea |
| Portantino | — | Yea |
| Galgiani | — | Yea |
| Hertzberg | — | Yea |
| Hueso | — | Yea |
| Lara | — | Yea |
| Moorlach | — | Yea |
| Roth | — | Yea |
| Beth Gaines | — | Yea |
| Bill Berryhill | — | Not Voting |
| Party | Yea | Nay | Present | Not Voting |
|---|---|---|---|---|
| Unaffiliated | 54 | 0 | 0 | 3 |
| Democratic | 15 | 0 | 0 | 0 |
| Republican | 6 | 0 | 0 | 0 |
| Total | 75 | 0 | 0 | 3 |
| % of votes cast | 96% | 0% | 0% | 4% |
How each member voted (78)
| Member | Party | Vote |
|---|---|---|
| Acosta | — | Yea |
| Baker | — | Yea |
| Bigelow | — | Yea |
| Bloom | — | Yea |
| Brough | — | Yea |
| Holden | — | Yea |
| Levine | — | Yea |
| Mathis | — | Not Voting |
| Melendez | — | Yea |
| Nazarian | — | Yea |
| Steinorth | — | Yea |
| Thurmond | — | Yea |
| Weber | — | Yea |
| Cooley | — | Yea |
| Burke | — | Yea |
| Chau | — | Yea |
| Gonzalez Fletcher | — | Yea |
| Frazier | — | Yea |
| Chu | — | Yea |
| Gloria | — | Yea |
| Fong | — | Yea |
| Salas | — | Yea |
| Cooper | — | Yea |
| Jones-Sawyer | — | Yea |
| Kamlager-Dove | — | Yea |
| Gray | — | Yea |
| Kiley | — | Yea |
| Low | — | Yea |
| Mayes | — | Yea |
| Rubio | — | Yea |
| McCarty | — | Yea |
| Medina | — | Yea |
| Mullin | — | Yea |
| Quirk | — | Yea |
| Rendon | — | Yea |
| Rodriguez | — | Yea |
| Santiago | — | Yea |
| Ting | — | Yea |
| Waldron | — | Yea |
| Wood | — | Yea |
| Harper | — | Yea |
| Maienschein | — | Yea |
| O'Donnell | — | Yea |
| Obernolte | — | Not Voting |
| Chiu | — | Yea |
| Chávez | — | Yea |
| Voepel | — | Not Voting |
| Eggman | — | Yea |
| Cunningham | — | Yea |
| Daly | — | Yea |
| Friedman | — | Yea |
| Cristina Garcia | — | Yea |
| Eduardo Garcia | — | Yea |
| Jim Patterson | — | Yea |
| Mark Stone | — | Yea |
| Travis Allen | — | Yea |
| Wendy Carrillo | — | Yea |
| Aguiar-Curry, Cecilia M. | Democratic | Yea |
| Arambula, Joaquin | Democratic | Yea |
| Berman, Marc | Democratic | Yea |
| Bonta, Mia | Democratic | Yea |
| Caballero, Anna M. | Democratic | Yea |
| Calderon, Lisa | Democratic | Yea |
| Cervantes, Sabrina | Democratic | Yea |
| Gipson, Mike A. | Democratic | Yea |
| Grayson, Timothy S. | Democratic | Yea |
| Irwin, Jacqui | Democratic | Yea |
| Kalra, Ash | Democratic | Yea |
| Limón, Monique | Democratic | Yea |
| Muratsuchi, Al | Democratic | Yea |
| Quirk-Silva, Sharon | Democratic | Yea |
| Reyes, Eloise Gómez | Democratic | Yea |
| Chen, Phillip | Republican | Yea |
| Choi, Steven S. | Republican | Yea |
| Dahle, Megan | Republican | Yea |
| Flora, Heath | Republican | Yea |
| Gallagher, James | Republican | Yea |
| Lackey, Tom | Republican | Yea |
| Party | Yea | Nay | Present | Not Voting |
|---|---|---|---|---|
| Unaffiliated | 11 | 1 | 0 | 1 |
| Democratic | 3 | 0 | 0 | 0 |
| Republican | 1 | 0 | 0 | 0 |
| Total | 15 | 1 | 0 | 1 |
| % of votes cast | 88% | 6% | 0% | 6% |
How each member voted (17)
| Member | Party | Vote |
|---|---|---|
| Bigelow | — | Yea |
| Bloom | — | Yea |
| Brough | — | Not Voting |
| Nazarian | — | Yea |
| Obernolte | — | Nay |
| Eggman | — | Yea |
| Fong | — | Yea |
| Chau | — | Yea |
| Gonzalez Fletcher | — | Yea |
| Friedman | — | Yea |
| Quirk | — | Yea |
| Eduardo Garcia | — | Yea |
| Wendy Carrillo | — | Yea |
| Bonta, Mia | Democratic | Yea |
| Calderon, Lisa | Democratic | Yea |
| Reyes, Eloise Gómez | Democratic | Yea |
| Gallagher, James | Republican | Yea |
| Party | Yea | Nay | Present | Not Voting |
|---|---|---|---|---|
| Unaffiliated | 8 | 0 | 0 | 0 |
| Republican | 1 | 0 | 0 | 0 |
| Democratic | 4 | 0 | 0 | 0 |
| Total | 13 | 0 | 0 | 0 |
| % of votes cast | 100% | 0% | 0% | 0% |
How each member voted (13)
| Member | Party | Vote |
|---|---|---|
| Bigelow | — | Yea |
| Harper | — | Yea |
| Cooper | — | Yea |
| Daly | — | Yea |
| Frazier | — | Yea |
| Mayes | — | Yea |
| Chu | — | Yea |
| Cooley | — | Yea |
| Caballero, Anna M. | Democratic | Yea |
| Calderon, Lisa | Democratic | Yea |
| Gipson, Mike A. | Democratic | Yea |
| Grayson, Timothy S. | Democratic | Yea |
| Chen, Phillip | Republican | Yea |
Subjects
Frequently asked questions
- What does AB 1875 do?
- Existing law generally regulates classes of insurance, including residential property insurance. Under existing law, the California FAIR (fair access to insurance requirements) Plan Association, a joint reinsurance association in which all insurers licensed to write basic property insurance participate, administers a program for the equitable apportionment of basic property insurance for persons who are unable to obtain that coverage through normal channels. Existing law requires the association to establish and maintain an Internet Web site and a toll-free telephone number through which a person may receive assistance in applying for basic property insurance. Existing law requires an insurer member of the plan to provide the Internet Web site address and toll-free telephone number to an applicant who is denied coverage. This bill would require the Department of Insurance to establish the California Home Insurance Finder on its Internet Web site to help homeowners connect with an insurance agent or broker for residential property insurance. The bill would require the department to annually survey agents, brokers, and insurers about inclusion in the finder, and post participants' names, addresses, phone numbers, and Internet Web sites, if available, to the finder on or before July 1, 2020. The bill would require the commissioner to use social media and other tools to promote the finder, and to create materials in the most common languages used in California. The bill would require an insurer to disclose specified information to an applicant who is denied coverage or a policyholder whose policy is canceled or not renewed, including, on or after July 1, 2020, information about the finder. The bill would require specified information, including the Internet Web site address of the department's Homeowners Coverage Comparison Tool, to be disclosed on or after July 1, 2020, upon an offer of a policy of residential property insurance if specified conditions are met. The bill would require a residential property insurer to notify the department on or before February 1 of each year of the amount of extended replacement cost coverage it offers in California, if the amount is different from that of the previous year, and would require the department to use this information to annually update the Homeowners Coverage Comparison Tool.
- Who sponsors AB 1875?
- AB 1875 is sponsored by Aguiar-Curry, Cecilia M. (Democratic), Dodd, Levine, McGuire, Mike (Democratic), and Wood.
- What is the current status of AB 1875?
- This bill has been enacted into law. Introduced January 16, 2018. Enacted.
- Where can I track AB 1875?
- Track AB 1875 free on One Click Politics — get push/email alerts when it moves.
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