California 2017-2018 Regular Session Status: Enacted 1 D cosponsors

SB 894 — Property insurance.

Last action — Chaptered by Secretary of State. Chapter 618, Statutes of 2018.

Track this bill free

No card. One bill, free forever — alerts when it moves.

  1. ✓
    Introduced
  2. ✓
    In Committee
  3. ✓
    Passed Senate
  4. ✓
    Passed Assembly
  5. ✓
    To Executive
  6. 6
    Enacted

This bill has been enacted into law. Introduced January 12, 2018. Enacted.

Prognosis

Likely to advance 76% · moderate confidence

Where this bill stands today.

Odds of enactment

High

How often bills like it became law.

  • Enacted

    Current position in the legislative process.

  • 3 sponsors

    1 primary, 2 co-sponsors signed on.

  • Single-party support

    Sponsorship is currently within one party (1 D).

  • Cleared a recorded vote

    Passed 5 recorded votes so far.

Prognosis reads this bill's own signals — stage, sponsorship breadth, committee status, recorded votes and cross-state momentum. Odds come from a model trained on which bills have become law.

Summary

Existing law requires an insurer, in the case of a total loss to the primary insured structure under a policy of residential property insurance, to offer to renew the policy at least once if the loss to the primary insured structure was caused by a disaster, as defined, and was not also due to the negligence of the insured, except as specified. This bill would instead, under specified circumstances, require the insurer to offer to renew the policy for at least the next 2 annual renewal periods or 24 months, whichever is greater. Existing law defines the measure of indemnity for a loss under a property insurance policy and specifies time limits under which an insured must collect the full replacement cost of the loss. Existing law prohibits a property insurance policy issued or delivered in the state from limiting or denying payment of the replacement cost of property in the event the insured decides to rebuild or replace the property at a location other than the insured premises. Existing law provides that coverage for additional living expenses incurred due to a covered loss relating to a state of emergency shall be for a period of 24 months. This bill would require an insurer, for a policy that imposes a dollar limit on the amount of coverage provided for additional living expenses, to grant an extension of that coverage for up to 12 additional months, for a total of 36 months, if an insured acting in good faith and with reasonable diligence encounters a delay or delays in the reconstruction process that are the result of circumstances beyond the control of the insured, as specified. This bill would require an insurer to allow an insured that has suffered a loss relating to a declared state of emergency to combine the policy limits for primary dwelling and other structures, and to use the combined amount, as specified. The bill would make other technical, nonsubstantive changes. This bill would incorporate additional changes to Section 675.1 of the Insurance Code proposed by SB 824 to be operative only if this bill and SB 824 are enacted and this bill is enacted last. The bill would also incorporate additional changes to Section 2051.5 of the Insurance Code proposed by AB 1772 and AB 1800 to be operative only if this bill, AB 1772, and AB 1800 are enacted and this bill is enacted last.

Bill Text

Action History

  1. Chaptered by Secretary of State. Chapter 618, Statutes of 2018.

  2. Approved by the Governor.

  3. Enrolled and presented to the Governor at 4 p.m.

  4. Assembly amendments concurred in. (Ayes 26. Noes 12. Page 6135.) Ordered to engrossing and enrolling.

  5. In Senate. Concurrence in Assembly amendments pending.

  6. Read third time. Passed. (Ayes 51. Noes 25. Page 6959.) Ordered to the Senate.

  7. Ordered to third reading.

  8. Read third time and amended.

  9. Read second time. Ordered to third reading.

  10. Read second time and amended. Ordered to second reading.

  11. From committee: Do pass as amended. (Ayes 9. Noes 2.) (June 27).

  12. June 20 hearing postponed by committee.

  13. From committee with author's amendments. Read second time and amended. Re-referred to Com. on INS.

  14. Referred to Com. on INS.

  15. In Assembly. Read first time. Held at Desk.

  16. Read third time. Passed. (Ayes 24. Noes 11. Page 4342.) Ordered to the Assembly.

  17. Read second time. Ordered to third reading.

  18. Ordered to second reading.

  19. Read third time and amended.

  20. Read second time and amended. Ordered to third reading.

  21. From committee: Do pass as amended. (Ayes 8. Noes 0. Page 4884.) (April 25).

  22. Set for hearing April 25.

  23. Re-referred to Com. on INS.

  24. Re-referred to Com. on RLS.

  25. Withdrawn from committee.

  26. From committee with author's amendments. Read second time and amended. Re-referred to Com. on I., B. & F.I.

  27. From committee with author's amendments. Read second time and amended. Re-referred to Com. on I., B. & F.I.

  28. Referred to Com. on I., B. & F.I.

  29. From printer. May be acted upon on or after February 15.

  30. Introduced. Read first time. To Com. on RLS. for assignment. To print.

Sponsors

  • Dodd · Primary
  • Levine · Cosponsor
  • Mike McGuire · Cosponsor

Sponsorship breakdown

Export CSV (upgrade) →

1 sponsors · 2 co-sponsors · 119 not signed on · 11 voted No

Sponsors (1)

  • Dodd

Co-sponsors (2)

Not signed on (119)

119 members have not signed on to this bill.

Show all 119 →

"Not signed on" means a member has not sponsored or co-sponsored this bill — it does not imply opposition. Members flagged Voted No have a recorded No vote on this bill.

Whip count is in markup. Polling the chamber and every recorded vote this session. Only the first open is slow. It’s instant for you after this. Calling the roll · Tallying · Engrossing

Votes

Unfinished Business SB894 Dodd et al. Concurrence

Passed 26 Yea · 12 Nay · 2 Other
Party YeaNayPresentNot Voting
Unaffiliated 221102
Democratic 4100
Total 261202
% of votes cast 65%30%0%5%
How each member voted (40)
Member Party Vote
Anderson — Nay
Bates — Nay
Beall — Yea
Bradford — Yea
Hertzberg — Yea
Lara — Yea
Roth — Yea
Vidak — Nay
Fuller — Nay
Galgiani — Yea
Allen — Yea
Mitchell — Yea
Atkins — Yea
Portantino — Yea
Glazer — Yea
Hernandez — Yea
De León — Yea
Hill — Yea
Delgado — Yea
Dodd — Yea
Leyva — Yea
Monning — Yea
Pan — Yea
Skinner — Yea
Wieckowski — Yea
Cannella — Not Voting
Chang — Nay
Hueso — Yea
Moorlach — Nay
Morrell — Nay
Nielsen — Nay
Wilk — Nay
Beth Gaines — Nay
Bill Berryhill — Not Voting
Mark Stone — Nay
Jackson, Corey A. Democratic Yea
McGuire, Mike Democratic Yea
Nguyen, Stephanie Democratic Nay
Stern, Henry I. Democratic Yea
Wiener, Scott D. Democratic Yea

Official roll call →

SB 894 Dodd Senate Third Reading By LEVINE

Passed 51 Yea · 25 Nay · 4 Other
Party YeaNayPresentNot Voting
Unaffiliated 361903
Democratic 15100
Republican 0501
Total 512504
% of votes cast 64%31%0%5%
How each member voted (80)
Member Party Vote
Acosta — Nay
Baker — Yea
Bloom — Yea
Brough — Nay
Kamlager-Dove — Nay
Levine — Yea
Low — Yea
Maienschein — Yea
Mathis — Nay
Medina — Yea
Nazarian — Yea
Rendon — Yea
Steinorth — Nay
Voepel — Nay
Wood — Yea
Chau — Yea
Eggman — Yea
Salas — Yea
Burke — Yea
Frazier — Nay
Gray — Yea
Friedman — Yea
Rivas — Yea
Harper — Nay
Holden — Yea
Jones-Sawyer — Yea
Kiley — Nay
Mayes — Nay
Fong — Not Voting
Rubio — Not Voting
Bigelow — Nay
Chiu — Yea
Chu — Yea
Cooley — Yea
Cooper — Yea
McCarty — Yea
Melendez — Nay
Mullin — Yea
O'Donnell — Yea
Obernolte — Nay
Quirk — Nay
Santiago — Yea
Thurmond — Yea
Ting — Yea
Waldron — Nay
Weber — Yea
Rodriguez — Yea
Gonzalez Fletcher — Yea
Chávez — Nay
Cunningham — Nay
Daly — Yea
Gloria — Yea
Cristina Garcia — Yea
Eduardo Garcia — Not Voting
Jim Patterson — Nay
Mark Stone — Yea
Travis Allen — Nay
Wendy Carrillo — Yea
Aguiar-Curry, Cecilia M. Democratic Yea
Arambula, Joaquin Democratic Yea
Berman, Marc Democratic Yea
Bonta, Mia Democratic Yea
Caballero, Anna M. Democratic Yea
Calderon, Lisa Democratic Yea
Cervantes, Sabrina Democratic Yea
Gabriel, Jesse Democratic Yea
Gipson, Mike A. Democratic Yea
Grayson, Timothy S. Democratic Yea
Irwin, Jacqui Democratic Yea
Kalra, Ash Democratic Yea
Limón, Monique Democratic Yea
Muratsuchi, Al Democratic Yea
Quirk-Silva, Sharon Democratic Nay
Reyes, Eloise Gómez Democratic Yea
Chen, Phillip Republican Nay
Choi, Steven S. Republican Nay
Dahle, Megan Republican Nay
Flora, Heath Republican Not Voting
Gallagher, James Republican Nay
Lackey, Tom Republican Nay

Official roll call →

Do pass as amended.

Passed 9 Yea · 2 Nay · 2 Other
Party YeaNayPresentNot Voting
Unaffiliated 5201
Republican 0001
Democratic 4000
Total 9202
% of votes cast 69%15%0%15%
How each member voted (13)
Member Party Vote
Bigelow — Nay
Cooper — Yea
Frazier — Yea
Chu — Yea
Cooley — Yea
Daly — Yea
Harper — Nay
Mayes — Not Voting
Caballero, Anna M. Democratic Yea
Calderon, Lisa Democratic Yea
Gipson, Mike A. Democratic Yea
Grayson, Timothy S. Democratic Yea
Chen, Phillip Republican Not Voting

Official roll call →

3rd Reading SB894 Dodd et al.

Passed 24 Yea · 11 Nay · 4 Other
Party YeaNayPresentNot Voting
Unaffiliated 201004
Democratic 4100
Total 241104
% of votes cast 62%28%0%10%
How each member voted (39)
Member Party Vote
Anderson — Nay
Beall — Yea
Bradford — Yea
Hernandez — Yea
Hill — Yea
Hueso — Not Voting
Lara — Yea
Nielsen — Nay
Roth — Yea
Vidak — Nay
Cannella — Not Voting
Dodd — Yea
Galgiani — Yea
Fuller — Not Voting
Allen — Yea
De León — Yea
Portantino — Yea
Atkins — Yea
Mitchell — Yea
Glazer — Yea
Hertzberg — Yea
Bates — Nay
Leyva — Yea
Monning — Yea
Moorlach — Nay
Morrell — Nay
Newman — Nay
Pan — Yea
Skinner — Yea
Wieckowski — Yea
Wilk — Nay
Beth Gaines — Nay
Bill Berryhill — Not Voting
Mark Stone — Nay
Jackson, Corey A. Democratic Yea
McGuire, Mike Democratic Yea
Nguyen, Stephanie Democratic Nay
Stern, Henry I. Democratic Yea
Wiener, Scott D. Democratic Yea

Official roll call →

Do pass as amended

Passed 8 Yea · 0 Nay · 5 Other
Party YeaNayPresentNot Voting
Unaffiliated 8005
Total 8005
% of votes cast 62%0%0%38%
How each member voted (13)
Member Party Vote
Hueso — Yea
Newman — Not Voting
Galgiani — Yea
Portantino — Yea
Mitchell — Yea
Glazer — Yea
Hernandez — Yea
Lara — Yea
Moorlach — Not Voting
Morrell — Not Voting
Roth — Yea
Beth Gaines — Not Voting
Bill Berryhill — Not Voting

Official roll call →

Subjects

finance housing health-insurance
Cross-referencing the record. Reading this bill against every other bill in the corpus by meaning, not keywords. Only the first open is slow. It’s instant for you after this. Matching · Ranking · Engrossing

Frequently asked questions

What does SB 894 do?
Existing law requires an insurer, in the case of a total loss to the primary insured structure under a policy of residential property insurance, to offer to renew the policy at least once if the loss to the primary insured structure was caused by a disaster, as defined, and was not also due to the negligence of the insured, except as specified. This bill would instead, under specified circumstances, require the insurer to offer to renew the policy for at least the next 2 annual renewal periods or 24 months, whichever is greater. Existing law defines the measure of indemnity for a loss under a property insurance policy and specifies time limits under which an insured must collect the full replacement cost of the loss. Existing law prohibits a property insurance policy issued or delivered in the state from limiting or denying payment of the replacement cost of property in the event the insured decides to rebuild or replace the property at a location other than the insured premises. Existing law provides that coverage for additional living expenses incurred due to a covered loss relating to a state of emergency shall be for a period of 24 months. This bill would require an insurer, for a policy that imposes a dollar limit on the amount of coverage provided for additional living expenses, to grant an extension of that coverage for up to 12 additional months, for a total of 36 months, if an insured acting in good faith and with reasonable diligence encounters a delay or delays in the reconstruction process that are the result of circumstances beyond the control of the insured, as specified. This bill would require an insurer to allow an insured that has suffered a loss relating to a declared state of emergency to combine the policy limits for primary dwelling and other structures, and to use the combined amount, as specified. The bill would make other technical, nonsubstantive changes. This bill would incorporate additional changes to Section 675.1 of the Insurance Code proposed by SB 824 to be operative only if this bill and SB 824 are enacted and this bill is enacted last. The bill would also incorporate additional changes to Section 2051.5 of the Insurance Code proposed by AB 1772 and AB 1800 to be operative only if this bill, AB 1772, and AB 1800 are enacted and this bill is enacted last.
Who sponsors SB 894?
SB 894 is sponsored by Dodd, Levine, and McGuire, Mike (Democratic).
What is the current status of SB 894?
This bill has been enacted into law. Introduced January 12, 2018. Enacted.
Where can I track SB 894?
Track SB 894 free on One Click Politics — get push/email alerts when it moves.

Make your voice heard on SB 894

Find the representatives who decide this bill and tell them where you stand — for yourself, or mobilize your whole list in one click with One Click Politics advocacy software.

Find my representatives → Run a campaign

Stay ahead of SB 894

Last checked for changes 3 months ago · updated continuously

One Click Politics tracks every bill in Congress and all 50 states.

Track this bill →