Consumer credit reports: security freezes.
Do you support it?
Want to know if it passes?
We'll email you when AB 2435 moves — a committee vote, a floor vote, or a signature. Nothing else.
Free forever · unsubscribe in one click.
Your answer was recorded either way.
Which district are you in?
Your ZIP is all we need to match you to your own representatives — so we can tell you how they voted on AB 2435.
You're tracking AB 2435
We'll email you the moment it moves.
AB 2435 — Consumer credit reports: security freezes.
Last action — Referred to Coms. on B. & F. and P. & C.P.
No card. One bill, free forever — alerts when it moves.
-
✓Introduced
-
2In Committee
-
3Passed Assembly
-
4Passed Senate
-
5To Executive
-
6Enacted
This bill died with 2017-2018 Regular Session. It reached “In Committee” and never advanced before the session ended, so it can no longer move — a new version would have to be reintroduced in the current session.
This bill is no longer active — its legislative session has ended, so there is no live prognosis. It would have to be reintroduced in the current session to move again.
Summary
Existing law defines and regulates consumer credit reports and permits a consumer to place a security freeze on his or her credit report by making a request in writing by mail to a consumer credit reporting agency. Existing law requires a consumer credit reporting agency to place the security freeze on the consumer's credit report no later than 3 business days after receiving the consumer's request. Existing law requires a consumer credit reporting agency that receives a request from a consumer to remove a freeze on a credit report to do so within 3 business days, of receiving the request, as specified. Existing law requires a consumer credit reporting agency that receives a request from a consumer to temporarily lift a freeze on a credit report to comply no later than 3 business days after receiving the request. Existing law authorizes a consumer credit reporting agency to develop procedures involving the use of telephone, fax, the Internet, or other electronic media to receive and process a request from a consumer to temporarily lift a freeze on a credit report in an expedited manner. This bill instead would require a consumer credit reporting agency to place or remove a security freeze on a consumer's credit report no later than or within one business day after having received a request from the consumer, as provided. The bill would require a consumer credit reporting agency that receives a request from a consumer to temporarily lift a freeze on a credit report to comply with the request no later than one business day after receiving the request by postal mail, or no later than 15 minutes after receiving the request by telephone, fax, the Internet, or other electronic media, if the request is received during regular business hours, unless the consumer credit reporting agency's ability to temporarily lift the credit freeze is prevented by certain events, as specified.
Bill Text
What changed in the latest version
1 added · 1 removed1 line(s) added, 1 removed.
Bill Number Bill Keyword Home Bill Information California Law Publications Other Resources My Subscriptions My Favorites Bill Information >> Bill Search >> Text Bill TextBillText Information PDF2 Bill PDF |Add To My Favorites | Version:
View plain text versions (2)
- Introduced 02/14/18 - Introduced Current pdf February 14, 2018
- AB2435 View text html
Action History
-
Referred to Coms. on B. & F. and P. & C.P.
-
From printer. May be heard in committee March 17.
-
Read first time. To print.
Sponsors
- Phillip Chen · Primary
Sponsorship breakdown
Export CSV (upgrade) →1 sponsors · 0 co-sponsors · 121 not signed on
Sponsors (1)
- Chen, Phillip Republican
Co-sponsors (0)
None.
Not signed on (121)
121 members have not signed on to this bill.
Show all 121 →"Not signed on" means a member has not sponsored or co-sponsored this bill — it does not imply opposition. Members flagged Voted No have a recorded No vote on this bill.
Subjects
Frequently asked questions
- What does AB 2435 do?
- Existing law defines and regulates consumer credit reports and permits a consumer to place a security freeze on his or her credit report by making a request in writing by mail to a consumer credit reporting agency. Existing law requires a consumer credit reporting agency to place the security freeze on the consumer's credit report no later than 3 business days after receiving the consumer's request. Existing law requires a consumer credit reporting agency that receives a request from a consumer to remove a freeze on a credit report to do so within 3 business days, of receiving the request, as specified. Existing law requires a consumer credit reporting agency that receives a request from a consumer to temporarily lift a freeze on a credit report to comply no later than 3 business days after receiving the request. Existing law authorizes a consumer credit reporting agency to develop procedures involving the use of telephone, fax, the Internet, or other electronic media to receive and process a request from a consumer to temporarily lift a freeze on a credit report in an expedited manner. This bill instead would require a consumer credit reporting agency to place or remove a security freeze on a consumer's credit report no later than or within one business day after having received a request from the consumer, as provided. The bill would require a consumer credit reporting agency that receives a request from a consumer to temporarily lift a freeze on a credit report to comply with the request no later than one business day after receiving the request by postal mail, or no later than 15 minutes after receiving the request by telephone, fax, the Internet, or other electronic media, if the request is received during regular business hours, unless the consumer credit reporting agency's ability to temporarily lift the credit freeze is prevented by certain events, as specified.
- Who sponsors AB 2435?
- AB 2435 is sponsored by Chen, Phillip (Republican).
- What is the current status of AB 2435?
- This bill died with 2017-2018 Regular Session. It reached “In Committee” and never advanced before the session ended, so it can no longer move — a new version would have to be reintroduced in the current session.
- Where can I track AB 2435?
- Track AB 2435 free on One Click Politics — get push/email alerts when it moves.
Make your voice heard on AB 2435
Find the representatives who decide this bill and tell them where you stand — for yourself, or mobilize your whole list in one click with One Click Politics advocacy software.
Stay ahead of AB 2435
Last checked for changes 3 months ago · updated continuously
One Click Politics tracks every bill in Congress and all 50 states.
Track this bill →