California 2015-2016 Regular Session Status: Enacted

AB 447 — Property insurance: discrimination.

Last action — Chaptered by Secretary of State - Chapter 432, Statutes of 2015.

  1. ✓
    Introduced
  2. ✓
    In Committee
  3. ✓
    Passed Assembly
  4. ✓
    Passed Senate
  5. ✓
    To Executive
  6. 6
    Enacted

This bill has been enacted into law. Introduced February 23, 2015. Enacted.

Prognosis

Likely to advance 72% · moderate confidence

Where this bill stands today.

Odds of enactment

High

How often bills like it became law.

  • Enacted

    Current position in the legislative process.

  • 2 sponsors

    1 primary, 1 co-sponsors signed on.

  • Cleared a recorded vote

    Passed 5 recorded votes so far.

Prognosis reads this bill's own signals — stage, sponsorship breadth, committee status, recorded votes and cross-state momentum. Odds come from a model trained on which bills have become law.

Summary

Existing law prohibits an admitted insurer licensed to issue policies of residential property insurance from failing or refusing to accept an application for, or issuing a policy to an applicant for, that insurance, except as specified, or from canceling the insurance, under conditions less favorable to the insured than in other comparable cases, except for reasons applicable alike to persons of every sex, race, color, religion, ancestry, national origin, disability, medical condition, genetic information, marital status, or sexual orientation. Existing law provides that sex, race, color, religion, ancestry, national origin, disability, medical condition, genetic information, marital status, or sexual orientation shall not, of itself, constitute a condition or risk for which a higher rate, premium, or charge may be required of the insured. Existing law also prohibits an application for one of these policies, or an insurance investigation report, from carrying any identification, or any requirement therefor, of the applicant's sex, race, color, religion, ancestry, national origin, disability, medical condition, genetic information, marital status, or sexual orientation. This bill would, for specified types of real property, add certain other characteristics relating to the insured or the insured property to the categories that may not be used by an insurer for the purposes described above, including, under certain circumstances, the level or source of income and the receipt of government or public assistance by an individual or group of individuals residing or intending to reside upon the property, as specified.

Bill Text

Action History

  1. Chaptered by Secretary of State - Chapter 432, Statutes of 2015.

  2. Approved by the Governor.

  3. Enrolled and presented to the Governor at 4 p.m.

  4. Senate amendments concurred in. To Engrossing and Enrolling. (Ayes 72. Noes 6. Page 2769.).

  5. In Assembly. Concurrence in Senate amendments pending. May be considered on or after September 2 pursuant to Assembly Rule 77.

  6. Read third time. Passed. Ordered to the Assembly. (Ayes 30. Noes 2. Page 2278.).

  7. Read second time. Ordered to third reading.

  8. From committee: Do pass. (Ayes 6. Noes 1.) (July 8).

  9. From committee chair, with author's amendments: Amend, and re-refer to committee. Read second time, amended, and re-referred to Com. on INS.

  10. Referred to Com. on INS.

  11. In Senate. Read first time. To Com. on RLS. for assignment.

  12. Read third time. Passed. Ordered to the Senate. (Ayes 75. Noes 4. Page 1906.)

  13. Read third time and amended. Ordered to third reading. (Page 1760.)

  14. Read second time. Ordered to third reading.

  15. From committee: Do pass. (Ayes 11. Noes 1.) (May 6).

  16. Re-referred to Com. on INS.

  17. From committee chair, with author's amendments: Amend, and re-refer to Com. on INS. Read second time and amended.

  18. Referred to Com. on INS.

  19. From printer. May be heard in committee March 26.

  20. Read first time. To print.

Sponsors

  • Cooley · Cosponsor
  • Maienschein · Primary

Sponsorship breakdown

Export CSV (upgrade) →

1 sponsors · 1 co-sponsors · 120 not signed on · 4 voted No

Sponsors (1)

  • Maienschein

Co-sponsors (1)

  • Cooley

Not signed on (120)

120 members have not signed on to this bill.

Show all 120 →

"Not signed on" means a member has not sponsored or co-sponsored this bill — it does not imply opposition. Members flagged Voted No have a recorded No vote on this bill.

Whip count is in markup. Polling the chamber and every recorded vote this session. Only the first open is slow. It’s instant for you after this. Calling the roll · Tallying · Engrossing

Votes

AB 447 MAIENSCHEIN Concurrence in Senate Amendments

Passed 72 Yea · 6 Nay · 2 Other
Party YeaNayPresentNot Voting
Unaffiliated 64502
Democratic 4000
Republican 4100
Total 72602
% of votes cast 90%8%0%3%
How each member voted (80)
Member Party Vote
Achadjian — Yea
Bigelow — Not Voting
Bloom — Yea
Brough — Yea
Brown — Yea
Harper — Nay
Levine — Nay
Maienschein — Yea
Mathis — Yea
Melendez — Yea
Rendon — Yea
Santiago — Yea
Ting — Yea
Weber — Yea
Williams — Yea
Eggman — Yea
Cooley — Yea
Daly — Yea
Frazier — Yea
Gatto — Yea
Jones-Sawyer — Yea
Campos — Yea
Salas — Yea
Bonilla — Yea
Low — Yea
Mayes — Yea
Medina — Yea
Gray — Yea
Lopez — Yea
Mullin — Yea
Nazarian — Yea
Alejo — Yea
Chávez — Yea
Cooper — Yea
Dababneh — Yea
Dodd — Yea
O'Donnell — Yea
Olsen — Yea
Perea — Yea
Gordon — Yea
Burke — Yea
Atkins — Yea
Hadley — Yea
Holden — Yea
Kim — Yea
Linder — Yea
Baker — Yea
Chang — Yea
Chau — Yea
Chiu — Yea
Chu — Yea
McCarty — Yea
Obernolte — Not Voting
Quirk — Yea
Ridley-Thomas — Yea
Rodriguez — Yea
Steinorth — Yea
Thurmond — Yea
Wagner — Nay
Waldron — Yea
Wilk — Yea
Wood — Yea
Gomez — Yea
Beth Gaines — Nay
Cristina Garcia — Yea
Eduardo Garcia — Yea
Jim Patterson — Nay
Lorena Gonzalez — Yea
Mark Stone — Yea
Roger Hernández — Yea
Travis Allen — Yea
Bonta, Mia Democratic Yea
Calderon, Lisa Democratic Yea
Gipson, Mike A. Democratic Yea
Irwin, Jacqui Democratic Yea
Dahle, Megan Republican Yea
Gallagher, James Republican Nay
Grove, Shannon Republican Yea
Jones, Brian W. Republican Yea
Lackey, Tom Republican Yea

Official roll call →

3rd Reading AB447 Maienschein By Lara

Passed 30 Yea · 2 Nay · 8 Other
Party YeaNayPresentNot Voting
Unaffiliated 27208
Democratic 3000
Total 30208
% of votes cast 75%5%0%20%
How each member voted (40)
Member Party Vote
Anderson — Yea
Block — Yea
Hernandez — Yea
Hill — Yea
Hueso — Yea
Lara — Yea
Leyva — Yea
Liu — Yea
Monning — Yea
Nielsen — Not Voting
Pavley — Yea
Vidak — Yea
Wolk — Yea
Cannella — Yea
Allen — Yea
Mitchell — Yea
De León — Yea
Leno — Yea
Pan — Yea
Runner — Not Voting
Hall — Yea
Hancock — Not Voting
Bates — Not Voting
Beall — Yea
Hertzberg — Yea
Huff — Not Voting
Mendoza — Yea
Moorlach — Nay
Morrell — Nay
Roth — Yea
Wieckowski — Yea
Fuller — Not Voting
Galgiani — Yea
Glazer — Yea
Beth Gaines — Not Voting
Bill Berryhill — Not Voting
Mark Stone — Yea
Jackson, Corey A. Democratic Yea
McGuire, Mike Democratic Yea
Nguyen, Stephanie Democratic Yea

Official roll call →

Do pass

Passed 6 Yea · 1 Nay · 2 Other
Party YeaNayPresentNot Voting
Unaffiliated 6102
Total 6102
% of votes cast 67%11%0%22%
How each member voted (9)
Member Party Vote
Hernandez — Yea
Roth — Yea
Mitchell — Not Voting
Hall — Yea
Liu — Yea
Wieckowski — Yea
Glazer — Yea
Beth Gaines — Nay
Bill Berryhill — Not Voting

Official roll call →

AB 447 MAIENSCHEIN Assembly Third Reading

Passed 75 Yea · 4 Nay · 1 Other
Party YeaNayPresentNot Voting
Unaffiliated 67201
Democratic 4000
Republican 4200
Total 75401
% of votes cast 94%5%0%1%
How each member voted (80)
Member Party Vote
Achadjian — Yea
Alejo — Yea
Bigelow — Yea
Bloom — Yea
Brough — Yea
Brown — Yea
Holden — Yea
Low — Yea
Maienschein — Yea
Mullin — Yea
Rendon — Yea
Thurmond — Yea
Weber — Yea
Eggman — Yea
Daly — Yea
Atkins — Yea
Chau — Yea
Chu — Yea
Kim — Yea
Mathis — Yea
Santiago — Yea
Burke — Yea
Campos — Yea
Frazier — Yea
Salas — Yea
Chang — Yea
Bonilla — Yea
Gatto — Yea
Gomez — Yea
Gonzalez — Yea
Gordon — Yea
Gray — Yea
Harper — Yea
Lopez — Yea
Jones-Sawyer — Yea
Linder — Yea
Mayes — Yea
McCarty — Yea
Chiu — Yea
Baker — Yea
Chávez — Yea
Cooley — Yea
Cooper — Yea
Dababneh — Yea
Dodd — Yea
Medina — Yea
Melendez — Yea
Nazarian — Yea
O'Donnell — Yea
Olsen — Yea
Perea — Yea
Ridley-Thomas — Yea
Rodriguez — Yea
Wagner — Yea
Waldron — Yea
Wilk — Yea
Williams — Yea
Levine — Nay
Obernolte — Not Voting
Quirk — Yea
Steinorth — Yea
Ting — Yea
Wood — Yea
Hadley — Yea
Beth Gaines — Nay
Cristina Garcia — Yea
Eduardo Garcia — Yea
Mark Stone — Yea
Roger Hernández — Yea
Travis Allen — Yea
Bonta, Mia Democratic Yea
Calderon, Lisa Democratic Yea
Gipson, Mike A. Democratic Yea
Irwin, Jacqui Democratic Yea
Dahle, Megan Republican Yea
Gallagher, James Republican Nay
Grove, Shannon Republican Yea
Jones, Brian W. Republican Yea
Lackey, Tom Republican Yea
Patterson, Joe Republican Nay

Official roll call →

Do pass.

Passed 11 Yea · 1 Nay · 1 Other
Party YeaNayPresentNot Voting
Unaffiliated 9101
Democratic 1000
Republican 1000
Total 11101
% of votes cast 85%8%0%8%
How each member voted (13)
Member Party Vote
Mayes — Yea
Cooper — Yea
Gatto — Nay
Cooley — Yea
Dababneh — Yea
Daly — Yea
Rodriguez — Yea
Frazier — Yea
Gonzalez — Yea
Beth Gaines — Not Voting
Travis Allen — Yea
Calderon, Lisa Democratic Yea
Grove, Shannon Republican Yea

Official roll call →

Subjects

finance housing civil-rights
Cross-referencing the record. Reading this bill against every other bill in the corpus by meaning, not keywords. Only the first open is slow. It’s instant for you after this. Matching · Ranking · Engrossing

Frequently asked questions

What does AB 447 do?
Existing law prohibits an admitted insurer licensed to issue policies of residential property insurance from failing or refusing to accept an application for, or issuing a policy to an applicant for, that insurance, except as specified, or from canceling the insurance, under conditions less favorable to the insured than in other comparable cases, except for reasons applicable alike to persons of every sex, race, color, religion, ancestry, national origin, disability, medical condition, genetic information, marital status, or sexual orientation. Existing law provides that sex, race, color, religion, ancestry, national origin, disability, medical condition, genetic information, marital status, or sexual orientation shall not, of itself, constitute a condition or risk for which a higher rate, premium, or charge may be required of the insured. Existing law also prohibits an application for one of these policies, or an insurance investigation report, from carrying any identification, or any requirement therefor, of the applicant's sex, race, color, religion, ancestry, national origin, disability, medical condition, genetic information, marital status, or sexual orientation. This bill would, for specified types of real property, add certain other characteristics relating to the insured or the insured property to the categories that may not be used by an insurer for the purposes described above, including, under certain circumstances, the level or source of income and the receipt of government or public assistance by an individual or group of individuals residing or intending to reside upon the property, as specified.
Who sponsors AB 447?
AB 447 is sponsored by Cooley and Maienschein.
What is the current status of AB 447?
This bill has been enacted into law. Introduced February 23, 2015. Enacted.
Where can I track AB 447?
Track AB 447 free on One Click Politics — get push/email alerts when it moves.

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