California 2013-2014 Regular Session Status: In Committee

SB 1355 — Credit cards: billing inquiries.

Last action — From committee without further action.

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  1. ✓
    Introduced
  2. 2
    In Committee
  3. 3
    Passed Senate
  4. 4
    Passed Assembly
  5. 5
    To Executive
  6. 6
    Enacted

This bill died with 2013-2014 Regular Session. It reached “In Committee” and never advanced before the session ended, so it can no longer move — a new version would have to be reintroduced in the current session.

This bill is no longer active — its legislative session has ended, so there is no live prognosis. It would have to be reintroduced in the current session to move again.

Summary

Existing state and federal law regulates the provision of credit and the use of credit cards. The Song-Beverly Credit Card Act of 1971 generally regulates credit card transactions and includes definitions of terms used in this law. Under existing law, a credit card issuer that fails to give a timely response to an inquiry of a cardholder concerning any debit or credit applicable to an obligation incurred through the use of a credit card is not entitled to specified interest, finance charges, service charges, or other charges thereon. Existing law defines "inquiry" as a writing mailed to the card issuer that is received by the card issuer no later than 60 days after the card issuer transmitted the first periodic statement with the alleged billing error, as specified. This bill would increase the amount of time a credit cardholder is allowed to dispute a billing error, by increasing the current 60 days to one year.

Bill Text

What changed in the latest version

1 added · 1 removed

1 line(s) added, 1 removed.

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Action History

  1. From committee without further action.

  2. Referred to Com. on JUD.

  3. Read first time.

  4. From printer. May be acted upon on or after March 24.

  5. Introduced. To Com. on RLS. for assignment. To print.

Sponsors

  • Wyland · Primary

Sponsorship breakdown

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1 sponsors · 0 co-sponsors · 121 not signed on

Sponsors (1)

  • Wyland

Co-sponsors (0)

None.

Not signed on (121)

121 members have not signed on to this bill.

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"Not signed on" means a member has not sponsored or co-sponsored this bill — it does not imply opposition. Members flagged Voted No have a recorded No vote on this bill.

Whip count is in markup. Polling the chamber and every recorded vote this session. Only the first open is slow. It’s instant for you after this. Calling the roll · Tallying · Engrossing

Subjects

finance
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Frequently asked questions

What does SB 1355 do?
Existing state and federal law regulates the provision of credit and the use of credit cards. The Song-Beverly Credit Card Act of 1971 generally regulates credit card transactions and includes definitions of terms used in this law. Under existing law, a credit card issuer that fails to give a timely response to an inquiry of a cardholder concerning any debit or credit applicable to an obligation incurred through the use of a credit card is not entitled to specified interest, finance charges, service charges, or other charges thereon. Existing law defines "inquiry" as a writing mailed to the card issuer that is received by the card issuer no later than 60 days after the card issuer transmitted the first periodic statement with the alleged billing error, as specified. This bill would increase the amount of time a credit cardholder is allowed to dispute a billing error, by increasing the current 60 days to one year.
Who sponsors SB 1355?
SB 1355 is sponsored by Wyland.
What is the current status of SB 1355?
This bill died with 2013-2014 Regular Session. It reached “In Committee” and never advanced before the session ended, so it can no longer move — a new version would have to be reintroduced in the current session.
Where can I track SB 1355?
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Last checked for changes 3 months ago · updated continuously

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