California 2013-2014 Regular Session Status: Enacted

AB 1220 — Consumer credit reporting: adverse action.

Last action — Chaptered by Secretary of State - Chapter 433, Statutes of 2013.

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  1. ✓
    Introduced
  2. ✓
    In Committee
  3. ✓
    Passed Assembly
  4. ✓
    Passed Senate
  5. ✓
    To Executive
  6. 6
    Enacted

This bill has been enacted into law. Introduced February 22, 2013. Enacted.

Prognosis

Likely to advance 70% · moderate confidence

Where this bill stands today.

Odds of enactment

High

How often bills like it became law.

  • Enacted

    Current position in the legislative process.

  • 1 sponsor

    1 primary, 0 co-sponsors signed on.

  • Cleared a recorded vote

    Passed 5 recorded votes so far.

Prognosis reads this bill's own signals — stage, sponsorship breadth, committee status, recorded votes and cross-state momentum. Odds come from a model trained on which bills have become law.

Summary

Existing law requires a consumer credit reporting agency, upon request and proper identification of any consumer, to allow the consumer to visually inspect all files maintained regarding that consumer at the time of the request. Existing law additionally grants a consumer the right to request and receive a written copy of the file. Existing federal law prohibits a consumer credit reporting agency from prohibiting a user of a consumer credit report furnished by the agency from disclosing the contents of the report to the consumer if adverse action has been taken against the consumer by the user based on the report. This bill would make it unlawful for a consumer credit reporting agency to prohibit, or to dissuade or attempt to dissuade, a user of a consumer credit report furnished by the credit reporting agency from providing a copy of the consumer's credit report to the consumer, upon the consumer's request, if the user has taken adverse action against the consumer based upon the report. The bill would authorize the Attorney General, among others, to bring a civil action, for a civil penalty not to exceed $5,000, against any credit reporting agency for a violation of these provisions.

Bill Text

Action History

  1. Chaptered by Secretary of State - Chapter 433, Statutes of 2013.

  2. Approved by the Governor.

  3. Enrolled and presented to the Governor at 4:30 p.m.

  4. In Assembly. Ordered to Engrossing and Enrolling.

  5. Read third time. Passed. Ordered to the Assembly. (Ayes 32. Noes 6. Page 1220.).

  6. Read second time. Ordered to third reading.

  7. From committee: Be placed on second reading file pursuant to Senate Rule 28.8.

  8. From committee: Do pass and re-refer to Com. on APPR. (Ayes 5. Noes 1.) (June 18). Re-referred to Com. on APPR.

  9. Referred to Com. on JUD.

  10. In Senate. Read first time. To Com. on RLS. for assignment.

  11. Read third time. Passed. Ordered to the Senate. (Ayes 55. Noes 21. Page 1655.)

  12. Read second time. Ordered to third reading.

  13. Read second time and amended. Ordered to second reading.

  14. From committee: Do pass as amended. (Ayes 12. Noes 0.) (May 15).

  15. Re-referred to Com. on APPR.

  16. Read second time and amended.

  17. From committee: Do pass as amended and re-refer to Com. on APPR. (Ayes 7. Noes 2.) (April 29).

  18. Re-referred to Com. on B. & F.

  19. From committee chair, with author's amendments: Amend, and re-refer to Com. on B. & F. Read second time and amended.

  20. Re-referred to Com. on B. & F.

  21. From committee chair, with author's amendments: Amend, and re-refer to Com. on B. & F. Read second time and amended.

  22. Referred to Com. on B. & F.

  23. Read first time.

  24. From printer. May be heard in committee March 26.

  25. Introduced. To print.

Sponsors

  • Skinner · Primary

Sponsorship breakdown

Export CSV (upgrade) →

1 sponsors · 0 co-sponsors · 121 not signed on · 6 voted No

Sponsors (1)

  • Skinner

Co-sponsors (0)

None.

Not signed on (121)

121 members have not signed on to this bill.

Show all 121 →

"Not signed on" means a member has not sponsored or co-sponsored this bill — it does not imply opposition. Members flagged Voted No have a recorded No vote on this bill.

Whip count is in markup. Polling the chamber and every recorded vote this session. Only the first open is slow. It’s instant for you after this. Calling the roll · Tallying · Engrossing

Votes

3rd Reading AB1220 Skinner By Roth

Passed 32 Yea · 6 Nay · 1 Other
Party YeaNayPresentNot Voting
Unaffiliated 29601
Democratic 3000
Total 32601
% of votes cast 82%15%0%3%
How each member voted (39)
Member Party Vote
Anderson — Nay
Beall — Yea
Hernandez — Yea
Hill — Yea
Liu — Yea
Monning — Yea
Roth — Yea
Torres — Yea
Wright — Yea
Cannella — Yea
Corbett — Yea
Emmerson — Yea
Evans — Yea
Correa — Yea
Huff — Yea
Lara — Yea
Leno — Yea
Lieu — Yea
Steinberg — Yea
De León — Yea
Hancock — Yea
Hueso — Yea
Wyland — Yea
Knight — Nay
Yee — Yea
Nielsen — Nay
Block — Yea
Pavley — Yea
Vidak — Nay
Wolk — Yea
Walters — Nay
DeSaulnier — Yea
Fuller — Not Voting
Galgiani — Yea
Beth Gaines — Yea
Bill Berryhill — Nay
Calderon, Lisa Democratic Yea
Jackson, Corey A. Democratic Yea
Padilla, Stephen C. Democratic Yea

Official roll call →

AB 1220 SKINNER Assembly Third Reading

Passed 55 Yea · 21 Nay · 3 Other
Party YeaNayPresentNot Voting
Unaffiliated 481703
Democratic 7000
Republican 0400
Total 552103
% of votes cast 70%27%0%4%
How each member voted (79)
Member Party Vote
Achadjian — Yea
Alejo — Yea
Bloom — Yea
Blumenfield — Yea
Bradford — Yea
Brown — Yea
Buchanan — Yea
Holden — Not Voting
Levine — Yea
Maienschein — Nay
Mansoor — Nay
Pan — Yea
Quirk — Yea
Wagner — Nay
Wieckowski — Yea
Linder — Not Voting
Melendez — Not Voting
Nestande — Nay
Chávez — Nay
Conway — Nay
Stone — Yea
Lowenthal — Yea
Frazier — Yea
Gray — Yea
Atkins — Yea
Gomez — Yea
Mitchell — Yea
Campos — Yea
Chau — Yea
Bonilla — Yea
Gonzalez — Yea
Gorell — Nay
Hall — Yea
Harkey — Nay
Jones-Sawyer — Yea
Bocanegra — Yea
Logue — Nay
John A. Pérez — Yea
Salas — Yea
Medina — Yea
Chesbro — Yea
Morrell — Nay
Mullin — Yea
Nazarian — Yea
Ammiano — Yea
Bigelow — Nay
Cooley — Yea
Daly — Yea
Dickinson — Yea
Donnelly — Nay
Eggman — Yea
Olsen — Nay
Perea — Yea
Rendon — Yea
Skinner — Yea
Ting — Yea
Waldron — Nay
Weber — Yea
Wilk — Nay
Williams — Yea
Fox — Yea
Gatto — Yea
Yamada — Yea
Gordon — Yea
Hagman — Nay
Beth Gaines — Nay
Roger Hernández — Yea
V. Manuel Pérez — Yea
Allen, Benjamin Democratic Yea
Bonta, Mia Democratic Yea
Calderon, Lisa Democratic Yea
Fong, Mike Democratic Yea
Garcia, Robert Democratic Yea
Muratsuchi, Al Democratic Yea
Quirk-Silva, Sharon Democratic Yea
Dahle, Megan Republican Nay
Grove, Shannon Republican Nay
Jones, Brian W. Republican Nay
Patterson, Joe Republican Nay

Official roll call →

Do pass as amended.

Passed 12 Yea · 0 Nay · 5 Other
Party YeaNayPresentNot Voting
Unaffiliated 11005
Democratic 1000
Total 12005
% of votes cast 71%0%0%29%
How each member voted (17)
Member Party Vote
Bradford — Yea
Linder — Not Voting
Weber — Yea
Bocanegra — Yea
Gatto — Yea
Gomez — Yea
Hall — Yea
Campos — Yea
Harkey — Not Voting
Bigelow — Not Voting
Donnelly — Not Voting
Eggman — Yea
Pan — Yea
Quirk — Yea
Rendon — Yea
Wagner — Not Voting
Calderon, Lisa Democratic Yea

Official roll call →

Do pass as amended and be re-referred to the Committee on Appropriations.

Passed 7 Yea · 2 Nay · 3 Other
Party YeaNayPresentNot Voting
Unaffiliated 6203
Democratic 1000
Total 7203
% of votes cast 58%17%0%25%
How each member voted (12)
Member Party Vote
Achadjian — Not Voting
Blumenfield — Yea
Morrell — Nay
Chau — Yea
Hagman — Not Voting
Linder — Nay
Perea — Not Voting
Torres — Yea
Weber — Yea
Dickinson — Yea
Gatto — Yea
Bonta, Mia Democratic Yea

Official roll call →

Subjects

finance civil-rights
Cross-referencing the record. Reading this bill against every other bill in the corpus by meaning, not keywords. Only the first open is slow. It’s instant for you after this. Matching · Ranking · Engrossing

Frequently asked questions

What does AB 1220 do?
Existing law requires a consumer credit reporting agency, upon request and proper identification of any consumer, to allow the consumer to visually inspect all files maintained regarding that consumer at the time of the request. Existing law additionally grants a consumer the right to request and receive a written copy of the file. Existing federal law prohibits a consumer credit reporting agency from prohibiting a user of a consumer credit report furnished by the agency from disclosing the contents of the report to the consumer if adverse action has been taken against the consumer by the user based on the report. This bill would make it unlawful for a consumer credit reporting agency to prohibit, or to dissuade or attempt to dissuade, a user of a consumer credit report furnished by the credit reporting agency from providing a copy of the consumer's credit report to the consumer, upon the consumer's request, if the user has taken adverse action against the consumer based upon the report. The bill would authorize the Attorney General, among others, to bring a civil action, for a civil penalty not to exceed $5,000, against any credit reporting agency for a violation of these provisions.
Who sponsors AB 1220?
AB 1220 is sponsored by Skinner.
What is the current status of AB 1220?
This bill has been enacted into law. Introduced February 22, 2013. Enacted.
Where can I track AB 1220?
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