California 2013-2014 Regular Session Status: Enacted

AB 1804 — Insurance: notice of lapse.

Last action — Chaptered by Secretary of State - Chapter 380, Statutes of 2014.

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  1. ✓
    Introduced
  2. ✓
    In Committee
  3. ✓
    Passed Assembly
  4. ✓
    Passed Senate
  5. ✓
    To Executive
  6. 6
    Enacted

This bill has been enacted into law. Introduced February 18, 2014. Enacted.

Prognosis

Likely to advance 70% · moderate confidence

Where this bill stands today.

Odds of enactment

High

How often bills like it became law.

  • Enacted

    Current position in the legislative process.

  • 1 sponsor

    1 primary, 0 co-sponsors signed on.

  • Cleared a recorded vote

    Passed 5 recorded votes so far.

Prognosis reads this bill's own signals — stage, sponsorship breadth, committee status, recorded votes and cross-state momentum. Odds come from a model trained on which bills have become law.

Summary

Existing law requires an insurance policy to specify certain information, including, but not limited to, the parties to the contract, the property or life insured, the risks insured against, premium, and the coverage period. This bill, commencing January 1, 2016, and with regard to private passenger automobile insurance that provides coverage for 6 months or longer, specified residential property insurance, and policies of individual disability income insurance that are issued and take effect or that are renewed on or after January 1, 2016, would require an insurer to maintain a verifiable process or adopt a procedure that allows an applicant or policyholder to designate one additional person to receive notice of lapse, termination, expiration, nonrenewal, or cancellation of a policy for nonpayment of premium, as specified. The bill would prohibit an insurance policy from lapsing or being terminated for nonpayment of premium unless the insurer, at least 10 days prior to the effective date of the lapse, termination, expiration, nonrenewal, or cancellation, gives notice, as provided, to the individual designated, if any, at the address provided by the policyholder for these purposes. The bill would specify that an individual designated by a policyholder does not have any rights, whether as an additional insured or otherwise, to any benefits under the policy, other than the right to receive the notice of lapse, termination, expiration, nonrenewal, or cancellation for nonpayment of premium.

Bill Text

Action History

  1. Chaptered by Secretary of State - Chapter 380, Statutes of 2014.

  2. Approved by the Governor.

  3. Enrolled and presented to the Governor at 3 p.m.

  4. Senate amendments concurred in. To Engrossing and Enrolling. (Ayes 76. Noes 1. Page 6099.).

  5. In Assembly. Concurrence in Senate amendments pending. May be considered on or after August 15 pursuant to Assembly Rule 77.

  6. Read third time. Passed. Ordered to the Assembly. (Ayes 36. Noes 0. Page 4466.).

  7. Read second time. Ordered to third reading.

  8. Read third time and amended. Ordered to second reading.

  9. Read second time and amended. Ordered to third reading.

  10. From committee: Do pass as amended. (Ayes 10. Noes 0.) (June 25).

  11. Referred to Com. on INS.

  12. In Senate. Read first time. To Com. on RLS. for assignment.

  13. Read third time. Passed. Ordered to the Senate. (Ayes 76. Noes 2. Page 5327.)

  14. Assembly Rule 69(d) suspended. (Page 5325.)

  15. Read third time and amended. Ordered to third reading. (Page 5218.)

  16. Read third time and amended. Ordered to third reading. (Page 4939.)

  17. Read second time. Ordered to third reading.

  18. Read second time and amended. Ordered to second reading.

  19. From committee: Do pass as amended. (Ayes 9. Noes 2.) (April 23).

  20. Re-referred to Com. on INS.

  21. From committee chair, with author's amendments: Amend, and re-refer to Com. on INS. Read second time and amended.

  22. Referred to Com. on INS.

  23. From printer. May be heard in committee March 21.

  24. Read first time. To print.

Sponsors

  • Perea · Primary

Sponsorship breakdown

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1 sponsors · 0 co-sponsors · 121 not signed on · 1 voted No

Sponsors (1)

  • Perea

Co-sponsors (0)

None.

Not signed on (121)

121 members have not signed on to this bill.

Show all 121 →

"Not signed on" means a member has not sponsored or co-sponsored this bill — it does not imply opposition. Members flagged Voted No have a recorded No vote on this bill.

Whip count is in markup. Polling the chamber and every recorded vote this session. Only the first open is slow. It’s instant for you after this. Calling the roll · Tallying · Engrossing

Votes

AB 1804 PEREA Concurrence in Senate Amendments

Passed 76 Yea · 1 Nay · 2 Other
Party YeaNayPresentNot Voting
Unaffiliated 69102
Democratic 4000
Republican 3000
Total 76102
% of votes cast 96%1%0%3%
How each member voted (79)
Member Party Vote
Achadjian — Yea
Ammiano — Yea
Bloom — Yea
Bradford — Yea
Brown — Yea
Buchanan — Yea
Linder — Yea
Maienschein — Yea
Mansoor — Yea
Rodriguez — Yea
Wilk — Yea
Williams — Yea
Daly — Yea
Yamada — Yea
Gorell — Yea
Hagman — Yea
Holden — Yea
Logue — Yea
Allen — Yea
Lowenthal — Yea
Nazarian — Yea
Garcia — Yea
Gray — Yea
Atkins — Yea
Olsen — Yea
Fong — Yea
Alejo — Yea
Bigelow — Yea
Dababneh — Yea
Quirk — Yea
Ridley-Thomas — Yea
Skinner — Yea
Waldron — Yea
Bonilla — Yea
Gomez — Not Voting
Bocanegra — Yea
Harkey — Yea
John A. Pérez — Yea
Salas — Yea
Jones-Sawyer — Yea
Campos — Yea
Levine — Yea
Chau — Yea
Medina — Yea
Melendez — Yea
Mullin — Yea
Chesbro — Yea
Chávez — Yea
Nestande — Yea
Conway — Yea
Cooley — Yea
Dickinson — Yea
Donnelly — Nay
Eggman — Yea
Pan — Yea
Perea — Yea
Rendon — Yea
Ting — Yea
Wagner — Yea
Weber — Yea
Wieckowski — Yea
Fox — Yea
Frazier — Yea
Gatto — Yea
Gordon — Yea
Hall — Yea
Beth Gaines — Not Voting
Jim Patterson — Yea
Lorena Gonzalez — Yea
Mark Stone — Yea
Roger Hernández — Yea
V. Manuel Pérez — Yea
Bonta, Mia Democratic Yea
Calderon, Lisa Democratic Yea
Muratsuchi, Al Democratic Yea
Quirk-Silva, Sharon Democratic Yea
Dahle, Megan Republican Yea
Grove, Shannon Republican Yea
Jones, Brian W. Republican Yea

Official roll call →

3rd Reading AB1804 Perea By Monning

Passed 36 Yea · 0 Nay · 4 Other
Party YeaNayPresentNot Voting
Unaffiliated 34003
Democratic 2001
Total 36004
% of votes cast 90%0%0%10%
How each member voted (40)
Member Party Vote
Anderson — Yea
Beall — Yea
Hueso — Yea
Knight — Yea
Lieu — Yea
Morrell — Yea
Pavley — Yea
Torres — Yea
Wolk — Yea
Correa — Yea
Evans — Yea
Wright — Not Voting
Cannella — Yea
Wyland — Yea
Mitchell — Yea
De León — Yea
Fuller — Yea
Corbett — Yea
Galgiani — Yea
Hernandez — Yea
Block — Yea
Hill — Yea
Huff — Yea
Lara — Yea
Leno — Yea
Liu — Yea
Monning — Yea
Nielsen — Yea
Roth — Yea
Steinberg — Yea
Vidak — Yea
Walters — Yea
DeSaulnier — Yea
Yee — Not Voting
Hancock — Not Voting
Beth Gaines — Yea
Bill Berryhill — Yea
Calderon, Lisa Democratic Not Voting
Jackson, Corey A. Democratic Yea
Padilla, Stephen C. Democratic Yea

Official roll call →

Do pass as amended.

Passed 10 Yea · 0 Nay · 1 Other
Party YeaNayPresentNot Voting
Unaffiliated 10001
Total 10001
% of votes cast 91%0%0%9%
How each member voted (11)
Member Party Vote
Torres — Yea
Corbett — Yea
Nielsen — Yea
Mitchell — Yea
Lieu — Yea
Correa — Yea
DeSaulnier — Yea
Monning — Yea
Roth — Yea
Vidak — Yea
Beth Gaines — Not Voting

Official roll call →

AB 1804 PEREA Assembly Third Reading

Passed 76 Yea · 2 Nay · 1 Other
Party YeaNayPresentNot Voting
Unaffiliated 69201
Democratic 4000
Republican 3000
Total 76201
% of votes cast 96%3%0%1%
How each member voted (79)
Member Party Vote
Achadjian — Nay
Alejo — Yea
Bigelow — Yea
Bloom — Yea
Bradford — Yea
Brown — Yea
Buchanan — Yea
Jones-Sawyer — Yea
Linder — Not Voting
Mansoor — Yea
Nazarian — Yea
Rendon — Yea
Wagner — Yea
Waldron — Yea
Weber — Yea
Williams — Yea
Conway — Yea
Daly — Yea
Logue — Yea
Allen — Yea
Skinner — Yea
Lowenthal — Yea
Ridley-Thomas — Yea
Garcia — Yea
Gray — Yea
Atkins — Yea
Gatto — Yea
Fong — Yea
Campos — Yea
Chesbro — Yea
Bonilla — Yea
Gomez — Yea
Gordon — Yea
Harkey — Yea
Holden — Yea
Levine — Yea
Bocanegra — Yea
Maienschein — Yea
John A. Pérez — Yea
Medina — Yea
Salas — Yea
Melendez — Yea
Ammiano — Yea
Chávez — Yea
Cooley — Yea
Dababneh — Yea
Dickinson — Yea
Eggman — Yea
Mullin — Yea
Olsen — Yea
Pan — Yea
Perea — Yea
Quirk — Yea
Rodriguez — Yea
Ting — Yea
Wieckowski — Yea
Wilk — Yea
Chau — Yea
Donnelly — Nay
Nestande — Yea
Fox — Yea
Frazier — Yea
Yamada — Yea
Gorell — Yea
Hagman — Yea
Hall — Yea
Beth Gaines — Yea
Jim Patterson — Yea
Lorena Gonzalez — Yea
Mark Stone — Yea
Roger Hernández — Yea
V. Manuel Pérez — Yea
Bonta, Mia Democratic Yea
Calderon, Lisa Democratic Yea
Muratsuchi, Al Democratic Yea
Quirk-Silva, Sharon Democratic Yea
Dahle, Megan Republican Yea
Grove, Shannon Republican Yea
Jones, Brian W. Republican Yea

Official roll call →

Do pass as amended.

Passed 9 Yea · 2 Nay · 2 Other
Party YeaNayPresentNot Voting
Unaffiliated 8202
Democratic 1000
Total 9202
% of votes cast 69%15%0%15%
How each member voted (13)
Member Party Vote
Bradford — Yea
Olsen — Not Voting
Wieckowski — Yea
Frazier — Yea
Hagman — Not Voting
Allen — Nay
Perea — Yea
Cooley — Yea
Dababneh — Yea
Beth Gaines — Nay
Lorena Gonzalez — Yea
V. Manuel Pérez — Yea
Calderon, Lisa Democratic Yea

Official roll call →

Subjects

finance health-insurance
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Frequently asked questions

What does AB 1804 do?
Existing law requires an insurance policy to specify certain information, including, but not limited to, the parties to the contract, the property or life insured, the risks insured against, premium, and the coverage period. This bill, commencing January 1, 2016, and with regard to private passenger automobile insurance that provides coverage for 6 months or longer, specified residential property insurance, and policies of individual disability income insurance that are issued and take effect or that are renewed on or after January 1, 2016, would require an insurer to maintain a verifiable process or adopt a procedure that allows an applicant or policyholder to designate one additional person to receive notice of lapse, termination, expiration, nonrenewal, or cancellation of a policy for nonpayment of premium, as specified. The bill would prohibit an insurance policy from lapsing or being terminated for nonpayment of premium unless the insurer, at least 10 days prior to the effective date of the lapse, termination, expiration, nonrenewal, or cancellation, gives notice, as provided, to the individual designated, if any, at the address provided by the policyholder for these purposes. The bill would specify that an individual designated by a policyholder does not have any rights, whether as an additional insured or otherwise, to any benefits under the policy, other than the right to receive the notice of lapse, termination, expiration, nonrenewal, or cancellation for nonpayment of premium.
Who sponsors AB 1804?
AB 1804 is sponsored by Perea.
What is the current status of AB 1804?
This bill has been enacted into law. Introduced February 18, 2014. Enacted.
Where can I track AB 1804?
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Last checked for changes 3 months ago · updated continuously

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