California 2011-2012 Regular Session Status: Enacted

AB 1747 — Life insurance: nonpayment premium lapse: notice.

Last action — Chaptered by Secretary of State - Chapter 315, Statutes of 2012.

  1. ✓
    Introduced
  2. ✓
    In Committee
  3. ✓
    Passed Assembly
  4. ✓
    Passed Senate
  5. ✓
    To Executive
  6. 6
    Enacted

This bill has been enacted into law. Introduced February 17, 2012. Enacted.

Prognosis

Likely to advance 70% · moderate confidence

Where this bill stands today.

Odds of enactment

High

How often bills like it became law.

  • Enacted

    Current position in the legislative process.

  • 1 sponsor

    1 primary, 0 co-sponsors signed on.

  • Cleared a recorded vote

    Passed 5 recorded votes so far.

Prognosis reads this bill's own signals — stage, sponsorship breadth, committee status, recorded votes and cross-state momentum. Odds come from a model trained on which bills have become law.

Summary

Existing law requires that life insurance policies contain certain provisions, including, but not limited to, an individual life insurance policy notice of the right to cancel a policy. Existing law requires life insurers to provide certain notices to individual life insurance policyholders, including, but not limited to, a notice of premium increases. This bill would require that every life insurance policy issued or delivered in this state contain a provision for a grace period of not less than 60 days from the premium due date and that the policy remains in force during the 60-day grace period. The bill would also require an insurer to give the applicant for an individual life insurance policy the right to designate at least one person, in addition to the applicant, to receive notice of lapse or termination of a policy for nonpayment of premium. The bill would require an insurer to provide each applicant with a form, as specified, to make the designation and to notify the policy owner annually of the right to change the designation. The bill would prohibit a notice of pending lapse and termination from being effective unless mailed by the insurer to the named policy owner, a named designee for an individual life insurance policy, and a known assignee or other person having an interest in the individual life insurance policy at least 30 days prior to the effective date of termination if termination is for nonpayment of premium. The bill would also make conforming changes.

Bill Text

Action History

  1. Chaptered by Secretary of State - Chapter 315, Statutes of 2012.

  2. Approved by the Governor.

  3. Enrolled and presented to the Governor at 4:30 p.m.

  4. Senate amendments concurred in. To Engrossing and Enrolling. (Ayes 77. Noes 0. Page 6104.).

  5. In Assembly. Concurrence in Senate amendments pending. May be considered on or after August 22 pursuant to Assembly Rule 77.

  6. Read third time. Passed. Ordered to the Assembly. (Ayes 39. Noes 0. Page 4588.).

  7. Read second time. Ordered to third reading.

  8. Read third time and amended. Ordered to second reading.

  9. Read second time and amended. Ordered to third reading.

  10. From committee: Do pass as amended. (Ayes 9. Noes 0.) (June 13).

  11. From committee chair, with author's amendments: Amend, and re-refer to committee. Read second time, amended, and re-referred to Com. on INS.

  12. Referred to Com. on INS.

  13. In Senate. Read first time. To Com. on RLS. for assignment.

  14. Read third time. Passed. Ordered to the Senate. (Ayes 51. Noes 24. Page 4820.)

  15. Read second time. Ordered to third reading.

  16. Read second time and amended. Ordered to second reading.

  17. From committee: Do pass as amended. (Ayes 8. Noes 3.) (May 2).

  18. Re-referred to Com. on INS.

  19. From committee chair, with author's amendments: Amend, and re-refer to Com. on INS. Read second time and amended.

  20. Referred to Com. on INS.

  21. From printer. May be heard in committee March 22.

  22. Read first time. To print.

Sponsors

  • Feuer · Primary

Sponsorship breakdown

Export CSV (upgrade) →

1 sponsors · 0 co-sponsors · 121 not signed on · 4 voted No

Sponsors (1)

  • Feuer

Co-sponsors (0)

None.

Not signed on (121)

121 members have not signed on to this bill.

Show all 121 →

"Not signed on" means a member has not sponsored or co-sponsored this bill — it does not imply opposition. Members flagged Voted No have a recorded No vote on this bill.

Whip count is in markup. Polling the chamber and every recorded vote this session. Only the first open is slow. It’s instant for you after this. Calling the roll · Tallying · Engrossing

Votes

AB 1747 FEUER Concurrence in Senate Amendments

Passed 77 Yea · 0 Nay · 3 Other
Party YeaNayPresentNot Voting
Unaffiliated 75002
Republican 2000
Democratic 0001
Total 77003
% of votes cast 96%0%0%4%
How each member voted (80)
Member Party Vote
Gordon — Not Voting
Hagman — Yea
Yamada — Yea
Fuentes — Yea
Furutani — Yea
Gatto — Yea
John A. Pérez — Yea
Mitchell — Yea
Gorell — Yea
Halderman — Yea
Atkins — Yea
Hall — Yea
Butler — Yea
Harkey — Yea
Hill — Yea
Campos — Yea
Portantino — Yea
Hueso — Yea
Huffman — Yea
Carter — Yea
Allen — Yea
Knight — Yea
Lara — Yea
Bonilla — Yea
Mendoza — Yea
Fong — Yea
Alejo — Yea
Blumenfield — Yea
Cedillo — Yea
Chesbro — Yea
Conway — Yea
Cook — Yea
Donnelly — Yea
Miller — Yea
Morrell — Yea
Nestande — Yea
Nielsen — Yea
Norby — Yea
Olsen — Yea
Pan — Yea
Silva — Yea
Skinner — Yea
Solorio — Yea
Swanson — Yea
Valadao — Yea
Wagner — Yea
Williams — Yea
Fletcher — Yea
Beall — Yea
Block — Yea
Monning — Yea
Achadjian — Yea
Ammiano — Yea
Bradford — Yea
Brownley — Yea
Buchanan — Yea
Hayashi — Yea
Huber — Yea
Jeffries — Yea
Logue — Yea
Ma — Yea
Mansoor — Yea
Perea — Yea
Smyth — Yea
Torres — Yea
Wieckowski — Yea
Eng — Yea
Feuer — Yea
Davis — Yea
Dickinson — Yea
Galgiani — Yea
Garrick — Yea
Beth Gaines — Yea
Bill Berryhill — Yea
Bonnie Lowenthal — Yea
Roger Hernández — Not Voting
V. Manuel Pérez — Yea
Calderon, Lisa Democratic Not Voting
Grove, Shannon Republican Yea
Jones, Brian W. Republican Yea

Official roll call →

3rd Reading AB1747 Feuer By Wyland

Passed 39 Yea · 0 Nay · 1 Other
Party YeaNayPresentNot Voting
Unaffiliated 36001
Republican 1000
Democratic 2000
Total 39001
% of votes cast 98%0%0%3%
How each member voted (40)
Member Party Vote
Yee — Yea
Wyland — Yea
Evans — Yea
Hancock — Yea
Harman — Not Voting
Runner — Yea
Lowenthal — Yea
Cannella — Yea
De León — Yea
Negrete McLeod — Yea
Huff — Yea
Rubio — Yea
Corbett — Yea
Leno — Yea
Anderson — Yea
Correa — Yea
DeSaulnier — Yea
Dutton — Yea
Liu — Yea
Pavley — Yea
Price — Yea
Steinberg — Yea
Walters — Yea
Wright — Yea
Alquist — Yea
Blakeslee — Yea
Hernandez — Yea
Kehoe — Yea
Lieu — Yea
Simitian — Yea
Vargas — Yea
Wolk — Yea
Emmerson — Yea
Fuller — Yea
Beth Gaines — Yea
Bill Berryhill — Yea
La Malfa — Yea
Calderon, Lisa Democratic Yea
Padilla, Stephen C. Democratic Yea
Strickland, Tony Republican Yea

Official roll call →

Do pass as amended.

Passed 9 Yea · 0 Nay
Party YeaNayPresentNot Voting
Unaffiliated 8000
Democratic 1000
Total 9000
% of votes cast 100%0%0%0%
How each member voted (9)
Member Party Vote
Lowenthal — Yea
Corbett — Yea
Anderson — Yea
Lieu — Yea
Price — Yea
Wyland — Yea
Correa — Yea
Beth Gaines — Yea
Calderon, Lisa Democratic Yea

Official roll call →

AB 1747 FEUER Assembly Third Reading

Passed 51 Yea · 24 Nay · 5 Other
Party YeaNayPresentNot Voting
Unaffiliated 502205
Democratic 1000
Republican 0200
Total 512405
% of votes cast 64%30%0%6%
How each member voted (80)
Member Party Vote
Gorell — Nay
Halderman — Not Voting
Yamada — Yea
Butler — Yea
Fuentes — Yea
Furutani — Yea
Gatto — Yea
Fong — Yea
Gordon — Yea
Allen — Yea
Hall — Yea
Campos — Yea
Portantino — Yea
John A. Pérez — Yea
Mitchell — Yea
Hill — Yea
Huber — Yea
Huffman — Yea
Carter — Yea
Bonilla — Yea
Ammiano — Yea
Block — Yea
Cedillo — Yea
Chesbro — Yea
Cook — Nay
Davis — Yea
Dickinson — Yea
Ma — Yea
Mendoza — Yea
Olsen — Nay
Pan — Yea
Skinner — Yea
Swanson — Yea
Wieckowski — Yea
Fletcher — Not Voting
Atkins — Not Voting
Garrick — Nay
Hagman — Nay
Conway — Nay
Donnelly — Nay
Knight — Nay
Morrell — Nay
Nestande — Nay
Norby — Nay
Perea — Not Voting
Silva — Nay
Wagner — Nay
Achadjian — Nay
Alejo — Yea
Beall — Yea
Blumenfield — Yea
Bradford — Yea
Brownley — Yea
Buchanan — Yea
Harkey — Nay
Hayashi — Yea
Hueso — Yea
Jeffries — Nay
Lara — Yea
Logue — Nay
Mansoor — Nay
Miller — Nay
Monning — Yea
Nielsen — Yea
Smyth — Nay
Solorio — Yea
Torres — Yea
Valadao — Not Voting
Williams — Yea
Eng — Yea
Feuer — Yea
Galgiani — Yea
Beth Gaines — Nay
Bill Berryhill — Nay
Bonnie Lowenthal — Yea
Roger Hernández — Yea
V. Manuel Pérez — Yea
Calderon, Lisa Democratic Yea
Grove, Shannon Republican Nay
Jones, Brian W. Republican Nay

Official roll call →

Do pass as amended.

Passed 8 Yea · 3 Nay · 2 Other
Party YeaNayPresentNot Voting
Unaffiliated 8301
Democratic 0001
Total 8302
% of votes cast 62%23%0%15%
How each member voted (13)
Member Party Vote
Hagman — Not Voting
Carter — Yea
Miller — Nay
Olsen — Nay
Solorio — Yea
Torres — Yea
Wieckowski — Yea
Bradford — Yea
Hayashi — Yea
Skinner — Yea
Feuer — Yea
Beth Gaines — Nay
Calderon, Lisa Democratic Not Voting

Official roll call →

Subjects

health-insurance
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Frequently asked questions

What does AB 1747 do?
Existing law requires that life insurance policies contain certain provisions, including, but not limited to, an individual life insurance policy notice of the right to cancel a policy. Existing law requires life insurers to provide certain notices to individual life insurance policyholders, including, but not limited to, a notice of premium increases. This bill would require that every life insurance policy issued or delivered in this state contain a provision for a grace period of not less than 60 days from the premium due date and that the policy remains in force during the 60-day grace period. The bill would also require an insurer to give the applicant for an individual life insurance policy the right to designate at least one person, in addition to the applicant, to receive notice of lapse or termination of a policy for nonpayment of premium. The bill would require an insurer to provide each applicant with a form, as specified, to make the designation and to notify the policy owner annually of the right to change the designation. The bill would prohibit a notice of pending lapse and termination from being effective unless mailed by the insurer to the named policy owner, a named designee for an individual life insurance policy, and a known assignee or other person having an interest in the individual life insurance policy at least 30 days prior to the effective date of termination if termination is for nonpayment of premium. The bill would also make conforming changes.
Who sponsors AB 1747?
AB 1747 is sponsored by Feuer.
What is the current status of AB 1747?
This bill has been enacted into law. Introduced February 17, 2012. Enacted.
Where can I track AB 1747?
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