Insurance: life: disability: discretionary clauses.
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AB 1868 — Insurance: life: disability: discretionary clauses.
Last action — Vetoed by Governor.
No card. One bill, free forever — alerts when it moves.
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✓Introduced
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✓In Committee
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✓Passed Assembly
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✓Passed Senate
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5To Executive
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6Enacted
This bill died with 2009-2010 Regular Session. It reached “To Executive” and never advanced before the session ended, so it can no longer move — a new version would have to be reintroduced in the current session.
This bill is no longer active — its legislative session has ended, so there is no live prognosis. It would have to be reintroduced in the current session to move again.
Summary
Existing law generally regulates life and disability insurance policies, and requires the Insurance Commissioner to disapprove any disability policy for issuance or delivery in this state in specified circumstances. This bill would provide that if a policy, contract, certificate, or agreement offered, issued, delivered, or renewed, whether or not in California, that provides or funds life insurance or disability insurance coverage for any California resident contains a provision that reserves discretionary authority to the insurer, or an agent of the insurer, to determine eligibility for benefits or coverage, to interpret the terms of the policy, contract, certificate, or agreement, or to provide standards of interpretation or review that are inconsistent with the laws of this state, that provision would be void and unenforceable. The bill would define the term "discretionary authority" for these purposes. The bill would also require the commissioner to disapprove any disability policy that contains a provision of this type.
Bill Text
- Enrolled 08/31/10 - Enrolled Current pdf August 31, 2010
- Amended 08/10/10 - Amended Senate pdf August 10, 2010
- Amended 07/15/10 - Amended Senate pdf July 15, 2010
- Amended 04/13/10 - Amended Assembly pdf April 13, 2010
- Amended 04/05/10 - Amended Assembly pdf April 05, 2010
- Introduced 02/12/10 - Introduced pdf February 12, 2010
- AB1868 View text html
Action History
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Vetoed by Governor.
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Enrolled and to the Governor at 3 p.m.
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Senate amendments concurred in. To enrollment. (Ayes 64. Noes 11. Page 6631.)
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Passed on file.
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Assembly Rule 77 suspended. (Page 6558.)
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In Assembly. Concurrence in Senate amendments pending. May be considered on or after August 25 pursuant to Assembly Rule 77.
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Read third time, passed, and to Assembly. (Ayes 23. Noes 12. Page 4768.)
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Read second time and amended. Ordered to third reading.
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From committee: Amend, and do pass as amended. (Ayes 6. Noes 3.) (August 2).
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Read second time and amended. Re-referred to Com. on APPR.
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From committee: Amend, do pass as amended, and re-refer to Com. on APPR. (Ayes 10. Noes 0.) (June 30).
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Referred to Com. on B., F. & I.
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In Senate. Read first time. To Com. on RLS. for assignment.
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Read third time, passed, and to Senate. (Ayes 48. Noes 28. Page 5403.)
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Read second time. To third reading.
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From committee: Do pass. (Ayes 12. Noes 5.) (May 28).
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In committee: Set, first hearing. Referred to APPR. suspense file.
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Re-referred to Com. on APPR.
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Read second time and amended.
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From committee: Amend, do pass as amended, and re-refer to Com. on APPR. (Ayes 8. Noes 4.) (April 7).
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Re-referred to Com. on INS.
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(Corrected April 5.)
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From committee chair, with author's amendments: Amend, and re-refer to Com. on INS. Read second time and amended.
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Referred to Com. on INS.
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From printer. May be heard in committee March 18.
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Read first time. To print.
Sponsors
- Lisa Calderon · Cosponsor
- Jones · Primary
- Correa · Cosponsor
Sponsorship breakdown
Export CSV (upgrade) →1 sponsors · 2 co-sponsors · 119 not signed on · 4 voted No
Sponsors (1)
- Jones
Co-sponsors (2)
- Calderon, Lisa Democratic
- Correa
Not signed on (119)
119 members have not signed on to this bill.
Show all 119 →"Not signed on" means a member has not sponsored or co-sponsored this bill — it does not imply opposition. Members flagged Voted No have a recorded No vote on this bill.
Votes
| Party | Yea | Nay | Present | Not Voting |
|---|---|---|---|---|
| Unaffiliated | 69 | 11 | 0 | 4 |
| Republican | 3 | 0 | 0 | 0 |
| Democratic | 3 | 0 | 0 | 0 |
| Total | 75 | 11 | 0 | 4 |
| % of votes cast | 83% | 12% | 0% | 4% |
How each member voted (90)
| Member | Party | Vote |
|---|---|---|
| Lowenthal | — | Yea |
| V. | — | Yea |
| Manuel | — | Yea |
| Perez | — | Yea |
| Portantino | — | Yea |
| Salas | — | Yea |
| Saldana | — | Yea |
| Audra | — | Yea |
| John | — | Yea |
| A. | — | Yea |
| Perez | — | Yea |
| Yamada | — | Yea |
| Bill | — | Not Voting |
| Conway | — | Nay |
| Cook | — | Not Voting |
| Logue | — | Nay |
| Mendoza | — | Yea |
| Miller | — | Nay |
| Monning | — | Yea |
| Nestande | — | Yea |
| Norby | — | Not Voting |
| Ruskin | — | Yea |
| Silva | — | Nay |
| Skinner | — | Yea |
| Smyth | — | Nay |
| Swanson | — | Yea |
| Torres | — | Yea |
| Torrico | — | Yea |
| Tran | — | Nay |
| Carter | — | Yea |
| Evans | — | Yea |
| Feuer | — | Yea |
| Chesbro | — | Yea |
| Tom | — | Yea |
| Fuller | — | Yea |
| Furutani | — | Yea |
| Galgiani | — | Yea |
| Garrick | — | Yea |
| Gilmore | — | Yea |
| Charles | — | Yea |
| Hagman | — | Yea |
| Hall | — | Yea |
| Hayashi | — | Yea |
| De | — | Yea |
| La | — | Yea |
| Torre | — | Yea |
| De | — | Yea |
| Leon | — | Yea |
| Fletcher | — | Yea |
| Fong | — | Yea |
| Bonnie | — | Yea |
| Bass | — | Yea |
| Beall | — | Yea |
| Coto | — | Yea |
| Huber | — | Yea |
| Huffman | — | Yea |
| Jeffries | — | Yea |
| Lieu | — | Yea |
| Adams | — | Nay |
| Ammiano | — | Yea |
| Anderson | — | Nay |
| Block | — | Yea |
| Blumenfield | — | Yea |
| Bradford | — | Yea |
| Brownley | — | Yea |
| Buchanan | — | Yea |
| Harkey | — | Nay |
| Hernandez | — | Yea |
| Hill | — | Yea |
| Knight | — | Nay |
| Ma | — | Yea |
| Nava | — | Yea |
| Nielsen | — | Nay |
| Solorio | — | Yea |
| Torlakson | — | Yea |
| Villines | — | Yea |
| Eng | — | Yea |
| Davis | — | Yea |
| DeVore | — | Yea |
| Fuentes | — | Yea |
| Gatto | — | Yea |
| Beth Gaines | — | Yea |
| Bill Berryhill | — | Not Voting |
| Bill Berryhill | — | Yea |
| Arambula, Joaquin | Democratic | Yea |
| Caballero, Anna M. | Democratic | Yea |
| Calderon, Lisa | Democratic | Yea |
| Jones, Brian W. | Republican | Yea |
| Niello, Roger W. | Republican | Yea |
| Strickland, Tony | Republican | Yea |
| Party | Yea | Nay | Present | Not Voting |
|---|---|---|---|---|
| Unaffiliated | 22 | 11 | 0 | 4 |
| Democratic | 2 | 0 | 0 | 0 |
| Republican | 0 | 1 | 0 | 0 |
| Total | 24 | 12 | 0 | 4 |
| % of votes cast | 60% | 30% | 0% | 10% |
How each member voted (40)
| Member | Party | Vote |
|---|---|---|
| Yee | — | Yea |
| Hancock | — | Yea |
| Wyland | — | Nay |
| Cedillo | — | Yea |
| Florez | — | Yea |
| Lowenthal | — | Yea |
| Negrete | — | Yea |
| Corbett | — | Yea |
| Harman | — | Not Voting |
| Runner | — | Nay |
| Hollingsworth | — | Nay |
| Kehoe | — | Yea |
| Ducheny | — | Yea |
| Alquist | — | Yea |
| Ashburn | — | Nay |
| Blakeslee | — | Nay |
| Dutton | — | Nay |
| Leno | — | Yea |
| McLeod | — | Yea |
| Oropeza | — | Not Voting |
| Price | — | Yea |
| Romero | — | Yea |
| Simitian | — | Yea |
| Steinberg | — | Yea |
| Wiggins | — | Not Voting |
| Wolk | — | Yea |
| Aanestad | — | Nay |
| Huff | — | Not Voting |
| Liu | — | Yea |
| Pavley | — | Yea |
| Walters | — | Nay |
| Wright | — | Yea |
| Cogdill | — | Nay |
| Emmerson | — | Nay |
| Correa | — | Yea |
| DeSaulnier | — | Yea |
| Denham | — | Nay |
| Calderon, Lisa | Democratic | Yea |
| Padilla, Stephen C. | Democratic | Yea |
| Strickland, Tony | Republican | Nay |
| Party | Yea | Nay | Present | Not Voting |
|---|---|---|---|---|
| Unaffiliated | 6 | 3 | 0 | 2 |
| Total | 6 | 3 | 0 | 2 |
| % of votes cast | 55% | 27% | 0% | 18% |
How each member voted (11)
| Member | Party | Vote |
|---|---|---|
| Yee | — | Yea |
| Corbett | — | Yea |
| Alquist | — | Yea |
| Ashburn | — | Nay |
| Leno | — | Yea |
| Wolk | — | Yea |
| Kehoe | — | Yea |
| Price | — | Not Voting |
| Walters | — | Not Voting |
| Wyland | — | Nay |
| Emmerson | — | Nay |
| Party | Yea | Nay | Present | Not Voting |
|---|---|---|---|---|
| Unaffiliated | 8 | 0 | 0 | 1 |
| Democratic | 2 | 0 | 0 | 0 |
| Total | 10 | 0 | 0 | 1 |
| % of votes cast | 91% | 0% | 0% | 9% |
How each member voted (11)
| Member | Party | Vote |
|---|---|---|
| Florez | — | Yea |
| Kehoe | — | Yea |
| Lowenthal | — | Yea |
| Runner | — | Yea |
| Liu | — | Yea |
| Cogdill | — | Yea |
| Correa | — | Yea |
| Cox | — | Not Voting |
| Price | — | Yea |
| Calderon, Lisa | Democratic | Yea |
| Padilla, Stephen C. | Democratic | Yea |
| Party | Yea | Nay | Present | Not Voting |
|---|---|---|---|---|
| Unaffiliated | 53 | 28 | 0 | 4 |
| Democratic | 3 | 0 | 0 | 0 |
| Republican | 1 | 1 | 0 | 1 |
| Total | 57 | 29 | 0 | 5 |
| % of votes cast | 63% | 32% | 0% | 5% |
How each member voted (91)
| Member | Party | Vote |
|---|---|---|
| Fong | — | Yea |
| Carter | — | Yea |
| Feuer | — | Yea |
| Chesbro | — | Yea |
| Coto | — | Yea |
| Charles | — | Yea |
| De | — | Yea |
| La | — | Yea |
| Torre | — | Yea |
| De | — | Yea |
| Leon | — | Yea |
| Bass | — | Yea |
| Davis | — | Yea |
| Yamada | — | Yea |
| Bonnie | — | Yea |
| Lowenthal | — | Yea |
| V. | — | Yea |
| Manuel | — | Yea |
| Perez | — | Yea |
| Portantino | — | Yea |
| Salas | — | Yea |
| Saldana | — | Yea |
| John | — | Yea |
| A. | — | Yea |
| Perez | — | Yea |
| Conway | — | Nay |
| Bill | — | Nay |
| Fuentes | — | Yea |
| Fuller | — | Nay |
| Galgiani | — | Not Voting |
| Fletcher | — | Nay |
| Tom | — | Not Voting |
| Audra | — | Not Voting |
| DeVore | — | Nay |
| Garrick | — | Nay |
| Hagman | — | Nay |
| Hall | — | Yea |
| Anderson | — | Nay |
| Blakeslee | — | Nay |
| Harkey | — | Nay |
| Hernandez | — | Yea |
| Hill | — | Yea |
| Huffman | — | Yea |
| Knight | — | Nay |
| Lieu | — | Yea |
| Logue | — | Nay |
| Mendoza | — | Yea |
| Monning | — | Yea |
| Nava | — | Yea |
| Norby | — | Nay |
| Ruskin | — | Yea |
| Silva | — | Nay |
| Smyth | — | Nay |
| Solorio | — | Yea |
| Torlakson | — | Yea |
| Torres | — | Yea |
| Torrico | — | Yea |
| Tran | — | Nay |
| Adams | — | Nay |
| Ammiano | — | Yea |
| Beall | — | Yea |
| Block | — | Yea |
| Blumenfield | — | Yea |
| Bradford | — | Yea |
| Brownley | — | Yea |
| Buchanan | — | Yea |
| Hayashi | — | Yea |
| Huber | — | Nay |
| Jeffries | — | Nay |
| Ma | — | Yea |
| Miller | — | Nay |
| Nestande | — | Nay |
| Nielsen | — | Nay |
| Skinner | — | Yea |
| Swanson | — | Yea |
| Villines | — | Nay |
| Cook | — | Nay |
| Emmerson | — | Nay |
| Eng | — | Yea |
| Evans | — | Yea |
| Furutani | — | Yea |
| Gilmore | — | Nay |
| Beth Gaines | — | Nay |
| Bill Berryhill | — | Nay |
| Bill Berryhill | — | Not Voting |
| Arambula, Joaquin | Democratic | Yea |
| Caballero, Anna M. | Democratic | Yea |
| Calderon, Lisa | Democratic | Yea |
| Jones, Brian W. | Republican | Yea |
| Niello, Roger W. | Republican | Nay |
| Strickland, Tony | Republican | Not Voting |
| Party | Yea | Nay | Present | Not Voting |
|---|---|---|---|---|
| Unaffiliated | 12 | 5 | 0 | 0 |
| Democratic | 1 | 0 | 0 | 0 |
| Total | 13 | 5 | 0 | 0 |
| % of votes cast | 72% | 28% | 0% | 0% |
How each member voted (18)
| Member | Party | Vote |
|---|---|---|
| Conway | — | Nay |
| Coto | — | Yea |
| Charles | — | Yea |
| Fuentes | — | Yea |
| Davis | — | Yea |
| Bradford | — | Yea |
| Miller | — | Nay |
| Monning | — | Yea |
| Nielsen | — | Nay |
| Norby | — | Nay |
| Ruskin | — | Yea |
| Skinner | — | Yea |
| Solorio | — | Yea |
| Torlakson | — | Yea |
| Ammiano | — | Yea |
| Harkey | — | Nay |
| Torrico | — | Yea |
| Calderon, Lisa | Democratic | Yea |
| Party | Yea | Nay | Present | Not Voting |
|---|---|---|---|---|
| Democratic | 2 | 0 | 0 | 0 |
| Unaffiliated | 7 | 3 | 0 | 0 |
| Republican | 0 | 1 | 0 | 0 |
| Total | 9 | 4 | 0 | 0 |
| % of votes cast | 69% | 31% | 0% | 0% |
How each member voted (13)
| Member | Party | Vote |
|---|---|---|
| Charles | — | Yea |
| Salas | — | Yea |
| Feuer | — | Yea |
| Hagman | — | Nay |
| Blakeslee | — | Nay |
| Torres | — | Yea |
| Anderson | — | Nay |
| Hayashi | — | Yea |
| Solorio | — | Yea |
| Carter | — | Yea |
| Caballero, Anna M. | Democratic | Yea |
| Calderon, Lisa | Democratic | Yea |
| Niello, Roger W. | Republican | Nay |
Subjects
Frequently asked questions
- What does AB 1868 do?
- Existing law generally regulates life and disability insurance policies, and requires the Insurance Commissioner to disapprove any disability policy for issuance or delivery in this state in specified circumstances. This bill would provide that if a policy, contract, certificate, or agreement offered, issued, delivered, or renewed, whether or not in California, that provides or funds life insurance or disability insurance coverage for any California resident contains a provision that reserves discretionary authority to the insurer, or an agent of the insurer, to determine eligibility for benefits or coverage, to interpret the terms of the policy, contract, certificate, or agreement, or to provide standards of interpretation or review that are inconsistent with the laws of this state, that provision would be void and unenforceable. The bill would define the term "discretionary authority" for these purposes. The bill would also require the commissioner to disapprove any disability policy that contains a provision of this type.
- Who sponsors AB 1868?
- AB 1868 is sponsored by Calderon, Lisa (Democratic), Jones, and Correa.
- What is the current status of AB 1868?
- This bill died with 2009-2010 Regular Session. It reached “To Executive” and never advanced before the session ended, so it can no longer move — a new version would have to be reintroduced in the current session.
- Where can I track AB 1868?
- Track AB 1868 free on One Click Politics — get push/email alerts when it moves.
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