Earthquake insurance: coverage offer.
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SB 1406 — Earthquake insurance: coverage offer.
Last action — Died on file.
No card. One bill, free forever — alerts when it moves.
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✓Introduced
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✓In Committee
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✓Passed Senate
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✓Passed Assembly
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5To Executive
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6Enacted
This bill died with 2009-2010 Regular Session. It reached “To Executive” and never advanced before the session ended, so it can no longer move — a new version would have to be reintroduced in the current session.
This bill is no longer active — its legislative session has ended, so there is no live prognosis. It would have to be reintroduced in the current session to move again.
Summary
Under existing law, a policy of residential property insurance may not be issued or delivered or, under certain circumstances, initially renewed by an insurer unless the named insured is offered coverage for loss or damage caused by an earthquake. The required offer of earthquake coverage is authorized to be made prior to, concurrent with, or within 60 days following the issuance or renewal of a residential property insurance policy. This bill would provide that in addition to affording administrative flexibility to insurers for the routine management of their business, the above provision shall be construed as authorizing an insurer, for a period not to exceed 60 days following the issuance or renewal of a residential property insurance policy, to focus on claims and its resources on services to existing policyholders in the event of an earthquake and to temporarily defer the mandatory offer and its associated workload, including any inspections or other underwriting activity. The bill would also provide that the requirement that insurers make all mandatory offers of earthquake coverage prior to, concurrent with, or within 60 days following the issuance or renewal of a residential property insurance policy would not change.
Bill Text
- Enrolled 09/02/10 - Enrolled Current pdf September 02, 2010
- Amended 07/01/10 - Amended Assembly pdf July 01, 2010
- Amended 05/19/10 - Amended Assembly pdf May 19, 2010
- Introduced 02/19/10 - Introduced pdf February 19, 2010
- SB1406 View text html
Action History
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Died on file.
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In Senate. To unfinished business. (Veto)
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Vetoed by Governor.
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Enrolled. To Governor at 4 p.m.
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Senate concurs in Assembly amendments. (Ayes 37. Noes 0. Page 5040.) To enrollment.
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In Senate.
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Read third time. Passed. (Ayes 78. Noes 0. Page 6822.) To Senate.
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Read second time. To third reading.
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Read second time. Amended. To second reading.
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(Heard in committee on June 23.)
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From committee: Do pass as amended. (Ayes 12. Noes 0.)
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From committee with author's amendments. Read second time. Amended. Re-referred to Com. on INS.
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To Com. on INS.
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In Assembly. Read first time. Held at Desk.
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Read third time. Passed. (Ayes 33. Noes 0. Page 3378.) To Assembly.
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Read second time. To Consent Calendar.
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From committee: Do pass. To Consent Calendar. (Ayes 9. Noes 0. Page 3292.)
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Set for hearing April 21.
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To Com. on B., F. & I.
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From print. May be acted upon on or after March 22.
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Introduced. Read first time. To Com. on RLS. for assignment. To print.
Sponsors
- Finance and Insurance Committee on Banking · Primary
Sponsorship breakdown
Export CSV (upgrade) →1 sponsors · 0 co-sponsors · 121 not signed on
Sponsors (1)
- Committee on Banking, Finance and Insurance
Co-sponsors (0)
None.
Not signed on (121)
121 members have not signed on to this bill.
Show all 121 →"Not signed on" means a member has not sponsored or co-sponsored this bill — it does not imply opposition. Members flagged Voted No have a recorded No vote on this bill.
Votes
| Party | Yea | Nay | Present | Not Voting |
|---|---|---|---|---|
| Unaffiliated | 35 | 0 | 0 | 2 |
| Democratic | 2 | 0 | 0 | 0 |
| Republican | 1 | 0 | 0 | 0 |
| Total | 38 | 0 | 0 | 2 |
| % of votes cast | 95% | 0% | 0% | 5% |
How each member voted (40)
| Member | Party | Vote |
|---|---|---|
| Yee | — | Yea |
| Cedillo | — | Yea |
| Corbett | — | Yea |
| Correa | — | Yea |
| Florez | — | Yea |
| Hancock | — | Yea |
| Hollingsworth | — | Yea |
| Kehoe | — | Yea |
| Lowenthal | — | Yea |
| Negrete | — | Yea |
| Runner | — | Yea |
| Ducheny | — | Yea |
| Leno | — | Yea |
| Alquist | — | Yea |
| Ashburn | — | Yea |
| Dutton | — | Yea |
| McLeod | — | Yea |
| Oropeza | — | Not Voting |
| Romero | — | Yea |
| Simitian | — | Yea |
| Steinberg | — | Yea |
| Walters | — | Yea |
| Wiggins | — | Not Voting |
| Wolk | — | Yea |
| Wright | — | Yea |
| Aanestad | — | Yea |
| Blakeslee | — | Yea |
| Harman | — | Yea |
| Huff | — | Yea |
| Liu | — | Yea |
| Pavley | — | Yea |
| Price | — | Yea |
| Wyland | — | Yea |
| Cogdill | — | Yea |
| Emmerson | — | Yea |
| DeSaulnier | — | Yea |
| Denham | — | Yea |
| Calderon, Lisa | Democratic | Yea |
| Padilla, Stephen C. | Democratic | Yea |
| Strickland, Tony | Republican | Yea |
| Party | Yea | Nay | Present | Not Voting |
|---|---|---|---|---|
| Unaffiliated | 84 | 0 | 0 | 0 |
| Democratic | 3 | 0 | 0 | 0 |
| Republican | 3 | 0 | 0 | 0 |
| Total | 90 | 0 | 0 | 0 |
| % of votes cast | 100% | 0% | 0% | 0% |
How each member voted (90)
| Member | Party | Vote |
|---|---|---|
| La | — | Yea |
| Carter | — | Yea |
| Chesbro | — | Yea |
| Conway | — | Yea |
| Cook | — | Yea |
| Bill | — | Yea |
| Tom | — | Yea |
| Charles | — | Yea |
| Torre | — | Yea |
| De | — | Yea |
| Leon | — | Yea |
| Yamada | — | Yea |
| Fletcher | — | Yea |
| Fong | — | Yea |
| Bonnie | — | Yea |
| Lowenthal | — | Yea |
| V. | — | Yea |
| Manuel | — | Yea |
| Perez | — | Yea |
| Portantino | — | Yea |
| Salas | — | Yea |
| Saldana | — | Yea |
| Audra | — | Yea |
| John | — | Yea |
| A. | — | Yea |
| Perez | — | Yea |
| Evans | — | Yea |
| Fuentes | — | Yea |
| Fuller | — | Yea |
| Galgiani | — | Yea |
| Garrick | — | Yea |
| Gilmore | — | Yea |
| Hagman | — | Yea |
| Hall | — | Yea |
| Hayashi | — | Yea |
| Hernandez | — | Yea |
| Huber | — | Yea |
| Jeffries | — | Yea |
| Knight | — | Yea |
| Lieu | — | Yea |
| Mendoza | — | Yea |
| Miller | — | Yea |
| Monning | — | Yea |
| Nestande | — | Yea |
| Norby | — | Yea |
| Ruskin | — | Yea |
| Skinner | — | Yea |
| Smyth | — | Yea |
| Swanson | — | Yea |
| Torlakson | — | Yea |
| Torrico | — | Yea |
| Tran | — | Yea |
| De | — | Yea |
| Ammiano | — | Yea |
| Bass | — | Yea |
| Beall | — | Yea |
| Coto | — | Yea |
| Davis | — | Yea |
| Adams | — | Yea |
| Anderson | — | Yea |
| Block | — | Yea |
| Blumenfield | — | Yea |
| Bradford | — | Yea |
| Brownley | — | Yea |
| Buchanan | — | Yea |
| Harkey | — | Yea |
| Hill | — | Yea |
| Huffman | — | Yea |
| Logue | — | Yea |
| Ma | — | Yea |
| Nava | — | Yea |
| Nielsen | — | Yea |
| Silva | — | Yea |
| Solorio | — | Yea |
| Torres | — | Yea |
| Villines | — | Yea |
| Eng | — | Yea |
| Feuer | — | Yea |
| DeVore | — | Yea |
| Furutani | — | Yea |
| Gatto | — | Yea |
| Beth Gaines | — | Yea |
| Bill Berryhill | — | Yea |
| Bill Berryhill | — | Yea |
| Arambula, Joaquin | Democratic | Yea |
| Caballero, Anna M. | Democratic | Yea |
| Calderon, Lisa | Democratic | Yea |
| Jones, Brian W. | Republican | Yea |
| Niello, Roger W. | Republican | Yea |
| Strickland, Tony | Republican | Yea |
| Party | Yea | Nay | Present | Not Voting |
|---|---|---|---|---|
| Unaffiliated | 10 | 0 | 0 | 0 |
| Democratic | 2 | 0 | 0 | 0 |
| Republican | 1 | 0 | 0 | 0 |
| Total | 13 | 0 | 0 | 0 |
| % of votes cast | 100% | 0% | 0% | 0% |
How each member voted (13)
| Member | Party | Vote |
|---|---|---|
| Feuer | — | Yea |
| Hagman | — | Yea |
| Charles | — | Yea |
| Salas | — | Yea |
| Solorio | — | Yea |
| Anderson | — | Yea |
| Hayashi | — | Yea |
| Torres | — | Yea |
| Carter | — | Yea |
| Beth Gaines | — | Yea |
| Caballero, Anna M. | Democratic | Yea |
| Calderon, Lisa | Democratic | Yea |
| Niello, Roger W. | Republican | Yea |
| Party | Yea | Nay | Present | Not Voting |
|---|---|---|---|---|
| Unaffiliated | 32 | 0 | 0 | 4 |
| Republican | 0 | 0 | 0 | 1 |
| Democratic | 2 | 0 | 0 | 0 |
| Total | 34 | 0 | 0 | 5 |
| % of votes cast | 87% | 0% | 0% | 13% |
How each member voted (39)
| Member | Party | Vote |
|---|---|---|
| Yee | — | Not Voting |
| Lowenthal | — | Yea |
| Negrete | — | Yea |
| Runner | — | Yea |
| Hancock | — | Yea |
| Harman | — | Yea |
| Hollingsworth | — | Yea |
| Ducheny | — | Yea |
| Huff | — | Yea |
| Dutton | — | Yea |
| Liu | — | Yea |
| McLeod | — | Yea |
| Oropeza | — | Yea |
| Pavley | — | Yea |
| Romero | — | Not Voting |
| Simitian | — | Yea |
| Steinberg | — | Yea |
| Walters | — | Yea |
| Wiggins | — | Not Voting |
| Wright | — | Yea |
| Cedillo | — | Yea |
| Cogdill | — | Yea |
| Ashburn | — | Yea |
| Aanestad | — | Yea |
| Alquist | — | Yea |
| Kehoe | — | Yea |
| Leno | — | Yea |
| Price | — | Yea |
| Wolk | — | Yea |
| Wyland | — | Yea |
| Corbett | — | Yea |
| Correa | — | Yea |
| Cox | — | Yea |
| DeSaulnier | — | Yea |
| Denham | — | Not Voting |
| Florez | — | Yea |
| Calderon, Lisa | Democratic | Yea |
| Padilla, Stephen C. | Democratic | Yea |
| Strickland, Tony | Republican | Not Voting |
| Party | Yea | Nay | Present | Not Voting |
|---|---|---|---|---|
| Democratic | 2 | 0 | 0 | 0 |
| Unaffiliated | 7 | 0 | 0 | 2 |
| Total | 9 | 0 | 0 | 2 |
| % of votes cast | 82% | 0% | 0% | 18% |
How each member voted (11)
| Member | Party | Vote |
|---|---|---|
| Lowenthal | — | Yea |
| Runner | — | Yea |
| Correa | — | Yea |
| Kehoe | — | Yea |
| Liu | — | Not Voting |
| Price | — | Yea |
| Cogdill | — | Yea |
| Cox | — | Not Voting |
| Florez | — | Yea |
| Calderon, Lisa | Democratic | Yea |
| Padilla, Stephen C. | Democratic | Yea |
Subjects
Frequently asked questions
- What does SB 1406 do?
- Under existing law, a policy of residential property insurance may not be issued or delivered or, under certain circumstances, initially renewed by an insurer unless the named insured is offered coverage for loss or damage caused by an earthquake. The required offer of earthquake coverage is authorized to be made prior to, concurrent with, or within 60 days following the issuance or renewal of a residential property insurance policy. This bill would provide that in addition to affording administrative flexibility to insurers for the routine management of their business, the above provision shall be construed as authorizing an insurer, for a period not to exceed 60 days following the issuance or renewal of a residential property insurance policy, to focus on claims and its resources on services to existing policyholders in the event of an earthquake and to temporarily defer the mandatory offer and its associated workload, including any inspections or other underwriting activity. The bill would also provide that the requirement that insurers make all mandatory offers of earthquake coverage prior to, concurrent with, or within 60 days following the issuance or renewal of a residential property insurance policy would not change.
- Who sponsors SB 1406?
- SB 1406 is sponsored by Committee on Banking, Finance and Insurance.
- What is the current status of SB 1406?
- This bill died with 2009-2010 Regular Session. It reached “To Executive” and never advanced before the session ended, so it can no longer move — a new version would have to be reintroduced in the current session.
- Where can I track SB 1406?
- Track SB 1406 free on One Click Politics — get push/email alerts when it moves.
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