Missouri 2026 Regular Session Status: In Committee

SB 915 — Modifies provisions relating to insurance coverage for certain delivery network companies

Last action — Hearing Conducted S Insurance and Banking Committee

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  1. ✓
    Introduced
  2. 2
    In Committee
  3. 3
    Passed Senate
  4. 4
    Passed House
  5. 5
    To Executive
  6. 6
    Enacted

This bill is in committee in the Senate. Introduced December 01, 2025. It must pass committee before a floor vote.

Next likely step: a committee vote, then a floor vote in the Senate.

Prognosis

Stalled 14% · moderate confidence

Where this bill stands today.

Odds of enactment

Low

How often bills like it became law.

  • In Committee

    Current position in the legislative process.

  • 1 sponsor

    1 primary, 0 co-sponsors signed on.

Prognosis reads this bill's own signals — stage, sponsorship breadth, committee status, recorded votes and cross-state momentum. Odds come from a model trained on which bills have become law.

Summary

SB 915 - This act establishes the "Delivery Network Company Insurance Act". This act provides that a delivery network company (DNC) shall ensure that, during the delivery availability period and delivery service period, as such terms are defined in the act, primary motor vehicle insurance is in effect that recognizes that the operator of the motor vehicle is a DNC driver or does not exclude coverage for use of a personal vehicle to provide deliveries. During the delivery service period and delivery availability period, the DNC driver or company, or a combination of the two, shall maintain motor vehicle liability insurance coverage that insures the driver for liability to third parties of not less than $50,000 for damages arising out of bodily injury sustained by one person, $100,000 for damages arising out of bodily injury sustained by all persons, and $25,000 for all damages arising out of damage to or destruction of property in an accident. If the insurance required by this act has lapsed or does not provide adequate coverage, the insurance coverage maintained by the DNC shall provide such coverage beginning with the first dollar of a claim, and shall provided that the insurer has the duty to defend the claim. In the event of an accident, a DNC driver shall provide insurance coverage information directly to interested parties, insurers, and investigating law enforcement officers, and shall disclose to such persons whether the DNC driver was operating during the delivery availability period or delivery service period at the time of the accident. An insurer providing coverage required by the act shall assume primary liability for a claim when a dispute exists as to when the delivery availability period or delivery service period began or ended, and when the DNC does not have available, did not retain, or fails to provide information required by the act. A DNC shall not be deemed to control, direct, or manage a personal vehicle or DNC driver who connects to the DNC's digital network unless agreed to by written contract. An insurer may exclude coverage and deny the duty to defend or indemnify for a claim of injury or loss that occurs during the delivery availability period and delivery service period. This act shall become effective on October 1, 2027. This act is substantially similar to HB 1789 (2026). TAYLOR MIDDLETON

Bill Text

Action History

  1. Hearing Conducted S Insurance and Banking Committee

  2. Second Read and Referred S Insurance and Banking Committee

  3. S First Read

  4. Prefiled

Sponsors

  • Kurtis Gregory (21) · Primary

Sponsorship breakdown

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1 sponsors · 0 co-sponsors · 198 not signed on

Sponsors (1)

  • Gregory (21), Kurtis

Co-sponsors (0)

None.

Not signed on (198)

198 members have not signed on to this bill.

Show all 198 →

"Not signed on" means a member has not sponsored or co-sponsored this bill — it does not imply opposition. Members flagged Voted No have a recorded No vote on this bill.

Whip count is in markup. Polling the chamber and every recorded vote this session. Only the first open is slow. It’s instant for you after this. Calling the roll · Tallying · Engrossing

Subjects

public-safety labor technology
Cross-referencing the record. Reading this bill against every other bill in the corpus by meaning, not keywords. Only the first open is slow. It’s instant for you after this. Matching · Ranking · Engrossing

Frequently asked questions

What does SB 915 do?
SB 915 - This act establishes the "Delivery Network Company Insurance Act". This act provides that a delivery network company (DNC) shall ensure that, during the delivery availability period and delivery service period, as such terms are defined in the act, primary motor vehicle insurance is in effect that recognizes that the operator of the motor vehicle is a DNC driver or does not exclude coverage for use of a personal vehicle to provide deliveries. During the delivery service period and delivery availability period, the DNC driver or company, or a combination of the two, shall maintain motor vehicle liability insurance coverage that insures the driver for liability to third parties of not less than $50,000 for damages arising out of bodily injury sustained by one person, $100,000 for damages arising out of bodily injury sustained by all persons, and $25,000 for all damages arising out of damage to or destruction of property in an accident. If the insurance required by this act has lapsed or does not provide adequate coverage, the insurance coverage maintained by the DNC shall provide such coverage beginning with the first dollar of a claim, and shall provided that the insurer has the duty to defend the claim. In the event of an accident, a DNC driver shall provide insurance coverage information directly to interested parties, insurers, and investigating law enforcement officers, and shall disclose to such persons whether the DNC driver was operating during the delivery availability period or delivery service period at the time of the accident. An insurer providing coverage required by the act shall assume primary liability for a claim when a dispute exists as to when the delivery availability period or delivery service period began or ended, and when the DNC does not have available, did not retain, or fails to provide information required by the act. A DNC shall not be deemed to control, direct, or manage a personal vehicle or DNC driver who connects to the DNC's digital network unless agreed to by written contract. An insurer may exclude coverage and deny the duty to defend or indemnify for a claim of injury or loss that occurs during the delivery availability period and delivery service period. This act shall become effective on October 1, 2027. This act is substantially similar to HB 1789 (2026). TAYLOR MIDDLETON
Who sponsors SB 915?
SB 915 is sponsored by Gregory (21), Kurtis.
What is the current status of SB 915?
This bill is in committee in the Senate. Introduced December 01, 2025. It must pass committee before a floor vote.
Where can I track SB 915?
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Last checked for changes 2 months ago · updated continuously

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