Missouri 2026 Regular Session Status: In Committee 1 D cosponsors

HB 3127 — Establishes provisions relating to insurance coverage for damages to property or motor vehicle due to firearm discharge incidents

Last action — Referred: Emerging Issues(H)

  1. ✓
    Introduced
  2. 2
    In Committee
  3. 3
    Passed House
  4. 4
    Passed Senate
  5. 5
    To Executive
  6. 6
    Enacted

This bill is in committee in the House. Introduced January 28, 2026. It must pass committee before a floor vote.

Next likely step: a committee vote, then a floor vote in the House.

Odds of enactment

Low chance

Based on the sponsor, cosponsors, and committee posture, this bill has a low chance of becoming law.

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A statistical estimate from our own model of past outcomes — an insight, not a guarantee. Policymaking is volatile.

Prognosis

Stalled 16% · moderate confidence

  • In Committee

    Current position in the legislative process.

  • 1 sponsor

    1 primary, 0 co-sponsors signed on.

  • Single-party support

    Sponsorship is currently within one party (1 D).

Based on stage, sponsorship breadth, committee status, recorded votes, and cross-state momentum — a description of the observable signals, not a prediction.

In plain language

The bill requires insurance coverage for damages caused by firearm discharge incidents.

This bill mandates that insurers provide coverage for damage caused by firearm discharge incidents affecting homes and motor vehicles. It specifies what living expenses can be covered and outlines obligations for insurers and insured individuals.

What this means for you
  • Consumers: Home and renters’ insurance policies will need to cover damages from firearm discharge incidents.

Bill Text

Action History

  1. Referred: Emerging Issues(H)

  2. Read Second Time (H)

  3. Introduced and Read First Time (H)

Sponsors

Sponsorship breakdown

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1 sponsors · 0 co-sponsors · 198 not signed on

Sponsors (1)

Co-sponsors (0)

None.

Not signed on (198)

198 members have not signed on to this bill.

Show all 198 →

"Not signed on" means a member has not sponsored or co-sponsored this bill — it does not imply opposition. Members flagged Voted No have a recorded No vote on this bill.

Whip count is in markup. Polling the chamber and every recorded vote this session. Only the first open is slow. It’s instant for you after this. Calling the roll · Tallying · Engrossing

Subjects

public-safety health-insurance
Cross-referencing the record. Reading this bill against every other bill in the corpus by meaning, not keywords. Only the first open is slow. It’s instant for you after this. Matching · Ranking · Engrossing

Frequently asked questions

Who sponsors HB 3127?
HB 3127 is sponsored by Chanel Mosley (Democratic).
What is the current status of HB 3127?
This bill is in committee in the House. Introduced January 28, 2026. It must pass committee before a floor vote.
Where can I track HB 3127?
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Last checked for changes 3 months ago · updated continuously

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