HR 260 — INSURANCE: Requests the Department of Insurance to study the impact on automobile insurance rates when bodily injury claimants submit medical treatment claims for accident-related injuries to out-of-network providers rather than in-network providers

HLSENROLLED 26RS-531 ENGROSSED Regular Session HOUSE RESOLUTION NO.

260 BY REPRESENTATIVE CARLSON INSURANCE:A RESOLUTION To continue the task force established by House Resolution No.

Requests the Department of Insurance to study the impact on automobile insurance rates when bodily injury claimants submit medical treatment claims for accident-related injuries to out-of-network providers rather than in-network providers A RESOLUTION To continue the task force established by House Resolution No.

and WHEREAS, a high number of those sustaining bodilyinjuriesbodily injuries who file claims with health insuranceissuersinsuranceissuersseektreatment seekbyhealthcareproviders treatmentnot byhealthcareprovidersnot in their health insurance issuer's network of providers, even when the network contains healthcare providers in the samemedicalfield,resultinginhighertreatmentcostsandincreasedout-of-pocketexpenses for claimants;

THEREFORE, BE IT RESOLVED that the House of Representatives of the Legislature of Louisiana does hereby urge and request the Department of Insurance to continuethetaskforcetostudytheimpactonautomobileinsurancerateswhenbodilyinjury Page 1 of 43 HLS 26RS-531 ENGROSSED HR NO.

260 continuethetaskforcetostudytheimpactonautomobileinsurancerateswhenbodilyinjuryENROLLED claimants submit medical treatment claims for accident-related injuries to out-of-network health insurance providers rather than in-network health insurance providers.

BEITFURTHERBE RESOLVEDIT thatFURTHER thetaskforcehasthediscretionwhichincludesRESOLVEDthatthetaskforcehasthediscretionwhich includes but is not limited to the adding of proposed members and the task force meetings shall continue from the meetings set forth in House Resolution No.

PageBE 2IT FURTHER RESOLVED that members of 4the HLStask 26RS-531force ENGROSSEDshall HRserve NO.without compensation, except per diem or expense reimbursement to which theymaybe entitled as members of their constituent organizations.

260Page BE2 IT FURTHER RESOLVED that members of the3 taskHR forceNO. shall serve without compensation, except per diem or expense reimbursement to which theymaybe entitled as members of their constituent organizations.

260 ENROLLED BE IT FURTHER RESOLVED that a majority of the total membership shall constitute a quorum of the task force, and anyofficial action by the task force requires an affirmative vote of a majorityof the quorum present and voting.

DIGESTSPEAKER ThedigestprintedbelowwaspreparedbyHouseLegislativeOF Services.THE HOUSE OF REPRESENTATIVES Page 3 of 3

Itconstitutes nopart of the legislative instrument.

The keyword, one-liner, abstract, and digest do not constitute part of the law or proof or indicia of legislative intent.

[R.S.

1:13(B) and 24:177(E)] HR 260 Engrossed 2026 Regular Session Carlson Continues the task force established by House Resolution No.

338 of the 2025 Regular Session to study the impact on automobile insurance rates when bodily injury claimants submit medical treatment claims for accident-related injuries to out-of-network health insurance providers rather than in-network health insurance providers.

Page 3 of 4 HLS 26RS-531 ENGROSSED HR NO.

260 Requires the Department of Insurance to report its findings and recommendations to the House and Senate committees on insurance and the David R.

Poynter Legislative Research Library on or before Feb.

5, 2027.

Summary of Amendments Adopted by House The Committee Amendments Proposed by House Committee on Insurance to the original bill:

1.

Allow the task force to add members to the task force and to continue meeting until Feb.

5, 2027.

2.

Terminate the task force on Feb.

5, 2027, upon the submission of its report.

3.

Make technical changes.

Page 4 of 4