Louisiana 2026 Regular Session Status: Enacted 1 R cosponsors

HB 545 — FEES/LICENSES/PERMITS: Changes fees charged by lenders

Last action — Becomes Act No. 402 without the Governor's signature.

  1. ✓
    Introduced
  2. ✓
    In Committee
  3. ✓
    Passed House
  4. ✓
    Passed Senate
  5. ✓
    To Executive
  6. 6
    Enacted

This bill has been enacted into law. Introduced February 26, 2026. Enacted.

Signed by Governor Jeff Landry (Republican) on May 27, 2026.

Prognosis

Likely to advance 72% · moderate confidence

Where this bill stands today.

Odds of enactment

High

How often bills like it became law.

  • Enacted

    Current position in the legislative process.

  • 1 sponsor

    1 primary, 0 co-sponsors signed on.

  • Single-party support

    Sponsorship is currently within one party (1 R).

  • Cleared a recorded vote

    Passed 2 recorded votes so far.

Prognosis reads this bill's own signals — stage, sponsorship breadth, committee status, recorded votes and cross-state momentum. Odds come from a model trained on which bills have become law.

In plain language

The bill changes the fees charged by lenders.

This measure modifies the fee structure that lenders are allowed to charge. It applies to various lending activities and updates the amounts associated with these fees.

What this means for you
  • Consumers: This means that the costs associated with loans may change, impacting how much borrowers have to pay.

Bill Text

What changed in the latest version

6 added · 21 removed

Plain-language change summary

The recent amendment to Bill HB 545 removed a reference to "ACT No. 402." This change simplifies the bill by eliminating outdated or unnecessary references, which makes it clearer and easier to understand. By focusing on current laws and provisions, it can help ensure that the legislation is more effective and relevant to its purpose.

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Latest
HLS 26RS-1271 ENGROSSED Regular Session HOUSE BILL NO.
ENROLLED Regular Session HOUSE BILL NO.
545 BY REPRESENTATIVE RISER FEES/LICENSES/PERMITS:
545 BY REPRESENTATIVE RISER AN ACT To amend and reenact R.S.
Changes fees charged by lenders AN ACT To amend and reenact R.S.
* * * DIGEST ThedigestprintedbelowwaspreparedbyHouseLegislative Services.
* * * SPEAKER OF THE HOUSE OF REPRESENTATIVES PRESIDENT OF THE SENATE GOVERNOR OF THE STATE OF LOUISIANA APPROVED:
It constitutes nopart of the legislative instrument.
Page 1 of 1 CODING:
The keyword, one-liner, abstract, and digest do not constitute part of the law or proof or indicia of legislative intent.
[R.S.
1:13(B) and 24:177(E)] HB 545 Engrossed 2026 Regular Session Riser Abstract:
Provides for origination fees charged by lenders.
Present law provides that a lender may charge an origination fee that does not exceed $50 on a consumer loan or revolving loan account.
Proposed law amends that maximum fee to $75.
(Amends R.S.
9:3530(A)(1)) Summary of Amendments Adopted by House Page 1 of 2 CODING:
Wordsinstruckthroughtypearedeletionsfromexistinglaw;wordsunderscored are additions.
HLS 26RS-1271 ENGROSSED HB NO.
545 The Committee Amendments Proposed by House Committee on Commerce to the original bill:
1.
Remove provisions amending present law regarding maximum loan finance charges for a consumer loan.
Page 2 of 2 CODING:
⬇ Download PDF
View plain text versions (4)

Amendments

2 amendments

Click Show changes on an amendment above to see how it modifies the bill.

Action History

  1. Becomes Act No. 402 without the Governor's signature.

  2. Effective date: 08/01/2026.

  3. Signed by the President of the Senate.

  4. Sent to the Governor for executive approval.

  5. Received from the Senate without amendments.

  6. Enrolled and signed by the Speaker of the House.

  7. Rules suspended. Read by title, passed by a vote of 33 yeas and 0 nays, and ordered returned to the House. Motion to reconsider tabled.

  8. Reported without Legislative Bureau amendments. Read by title and passed to third reading and final passage.

  9. Read by title and referred to the Legislative Bureau.

  10. Reported favorably.

  11. Read second time by title and referred to the Committee on Commerce, Consumer Protection and International Affairs.

  12. Read third time by title, roll called on final passage, yeas 96, nays 0. Finally passed, title adopted, ordered to the Senate.

  13. Received in the Senate. Rules suspended. Read first time by title and placed on the Calendar for a second reading.

  14. Scheduled for floor debate on 03/24/2026.

  15. Read by title, amended, ordered engrossed, passed to 3rd reading.

  16. Reported with amendments (16-0).

  17. Read by title, under the rules, referred to the Committee on Commerce.

  18. First appeared in the Interim Calendar on 2/27/2026.

  19. Prefiled.

  20. Under the rules, provisionally referred to the Committee on Commerce.

Sponsors

Sponsorship breakdown

Export CSV (upgrade) →

1 sponsors · 0 co-sponsors · 146 not signed on

Sponsors (1)

Co-sponsors (0)

None.

Not signed on (146)

146 members have not signed on to this bill.

Show all 146 →

"Not signed on" means a member has not sponsored or co-sponsored this bill — it does not imply opposition. Members flagged Voted No have a recorded No vote on this bill.

Whip count is in markup. Polling the chamber and every recorded vote this session. Only the first open is slow. It’s instant for you after this. Calling the roll · Tallying · Engrossing

Votes

FINAL PASSAGE (#776)

Passed 33 Yea · 0 Nay · 6 Other
Party YeaNayPresentNot Voting
Unaffiliated 1000
Republican 25002
Democrat 7004
Total 33006
% of votes cast 85%0%0%15%
How each member voted (39)
Member Party Vote
Mr. President — Yea
Edward J. Price Democrat Yea
Gary Carter Democrat Not Voting
Gerald Boudreaux Democrat Yea
Jay Luneau Democrat Yea
Jimmy Harris Democrat Not Voting
Katrina R. Jackson-Andrews Democrat Not Voting
Larry Selders Democrat Not Voting
Regina Barrow Democrat Yea
Royce Duplessis Democrat Yea
Sam Jenkins Democrat Yea
Sidney Barthelemy II Democrat Yea
Adam Bass Republican Yea
Alan Seabaugh Republican Yea
Beth Mizell Republican Yea
Blake Miguez Republican Yea
Bob Hensgens Republican Yea
Brach Jerad Myers Republican Yea
Caleb Kleinpeter Republican Yea
Eddie J. Lambert Republican Yea
Franklin J. Foil Republican Yea
Glen Womack Republican Yea
Gregory A. Miller Republican Yea
Heather Cloud Republican Yea
Jeremy Stine Republican Yea
John C. "Jay" Morris Republican Yea
Jr., William "Bill" Wheat Republican Yea
Kirk Talbot Republican Yea
Mark Abraham Republican Yea
Michael "Big Mike" Fesi Republican Yea
Mike Reese Republican Not Voting
Patrick Connick Republican Yea
Patrick McMath Republican Yea
Rick Edmonds Republican Yea
Robert "Bob" Owen Republican Yea
Robert Allain Republican Yea
Stewart Jr. Cathey Republican Not Voting
Thomas A. Pressly Republican Yea
Valarie Hodges Republican Yea

Official roll call →

FINAL PASSAGE (#62)

Passed 96 Yea · 0 Nay · 9 Other
Party YeaNayPresentNot Voting
Unaffiliated 7000
Republican 63005
Democrat 26004
Total 96009
% of votes cast 91%0%0%9%
How each member voted (105)
Member Party Vote
Mr. Speaker — Yea
Amedee — Yea
Galle — Yea
Stagni — Yea
Johnson, T. — Yea
Landry, T. — Yea
St. Blanc — Yea
Adrian Fisher Democrat Yea
Aimee Adatto Freeman Democrat Yea
Alonzo L. Knox Democrat Not Voting
Barbara Carpenter Democrat Yea
C. Denise Marcelle Democrat Not Voting
Candace N. Newell Democrat Yea
Chasity Martinez Democrat Yea
Dana Henry Democrat Yea
Delisha Boyd Democrat Yea
Ed Murray Democrat Yea
Edmond Jordan Democrat Yea
Gerald Boudreaux Democrat Yea
III, Ed Larvadain Democrat Yea
Joy Walters Democrat Yea
Jr., Kyle M. Green Democrat Yea
Ken Brass Democrat Yea
Mandie Landry Democrat Yea
Marcus Anthony Bryant Democrat Yea
Pat Moore Democrat Yea
Rashid Armand Young Democrat Yea
Robby Carter Democrat Yea
Rodney Lyons Democrat Yea
Roy Daryl Adams Democrat Yea
Shaun Raphael Mena Democrat Yea
Sr., Wilford Carter Democrat Yea
Steven Jackson Democrat Yea
Sylvia Elaine Taylor Democrat Yea
Tammy T. Phelps Democrat Yea
Tehmi Jahi Chassion Democrat Not Voting
Vanessa Caston LaFleur Democrat Not Voting
Annie Spell Republican Not Voting
Barbara Reich Freiberg Republican Yea
Beth Anne Billings Republican Yea
Brett F. Geymann Republican Not Voting
Brian Leonard Glorioso Republican Yea
Bryan Fontenot Republican Yea
Chad Michael Boyer Republican Yea
Chance Keith Henry Republican Yea
Christopher Turner Republican Yea
Danny McCormick Republican Yea
Daryl Andrew Deshotel Republican Yea
Debbie Villio Republican Yea
Dixon Wallace McMakin Republican Yea
Dodie Horton Republican Yea
Emily Chenevert Republican Yea
Foy Bryan Gadberry Republican Yea
Francis C. Thompson Republican Yea
Gregory A. Miller Republican Yea
III, Roger William Wilder Republican Yea
III, Vincent E. Cox Republican Yea
IV, Gerald "Beau" Beaullieu Republican Yea
Jack McFarland Republican Yea
Jacob Braud Republican Yea
Jacob Jules Landry Republican Yea
Jason Brian DeWitt Republican Yea
Jeffrey "Jeff" Fons Wiley Republican Yea
Jeremy LaCombe Republican Yea
Jerome Zeringue Republican Yea
Jessica Domangue Republican Yea
John E. Wyble Republican Yea
Joseph A. Orgeron Republican Yea
Josh Carlson Republican Yea
Jr., Dennis Bamburg Republican Yea
Jr., John R. Illg Republican Yea
Jr., Michael Robert Bayham Republican Yea
Kathy Edmonston Republican Yea
Kellee Hennessy Dickerson Republican Yea
Kim Carver Republican Yea
Kimberly Landry Coates Republican Yea
Larry A. Bagley Republican Not Voting
Lauren Ventrella Republican Yea
Laurie Schlegel Republican Yea
Les Farnum Republican Yea
Mark Wright Republican Not Voting
Michael "Gabe" Firment Republican Yea
Michael Charles Echols Republican Yea
Michael Melerine Republican Yea
Mike Johnson Republican Yea
Neil Riser Republican Yea
Nicholas Muscarello Republican Yea
Paul Sawyer Republican Yea
Phillip Eric Tarver Republican Yea
Polly Thomas Republican Not Voting
R. Dewith Carrier Republican Yea
Raymond J. Crews Republican Yea
Reese "Skip" Broussard Republican Yea
Rhonda Gaye Butler Republican Yea
Robert "Bob" Owen Republican Yea
Rodney Schamerhorn Republican Yea
Ryan Bourriaque Republican Yea
Shane Mack Republican Yea
Sr., Peter F. Egan Republican Yea
Stephanie H. Berault Republican Yea
Stephanie Hilferty Republican Yea
Timothy P. Kerner Republican Yea
Tony Bacala Republican Yea
Troy Jude Hebert Republican Yea
Wayne McMahen Republican Yea

Official roll call →

Subjects

finance
Cross-referencing the record. Reading this bill against every other bill in the corpus by meaning, not keywords. Only the first open is slow. It’s instant for you after this. Matching · Ranking · Engrossing

Frequently asked questions

Who sponsors HB 545?
HB 545 is sponsored by Neil Riser (Republican).
What is the current status of HB 545?
This bill has been enacted into law. Introduced February 26, 2026. Enacted.
Where can I track HB 545?
Track HB 545 free on One Click Politics — get push/email alerts when it moves.

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