Kentucky 2026 Regular Session Status: Enacted Bipartisan · 2 D · 1 R cosponsors

HB 265 — AN ACT relating to regulatory authorizations by the commissioner of insurance.

Last action — signed by Governor (Acts Ch. 84)

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  1. ✓
    Introduced
  2. ✓
    In Committee
  3. ✓
    Passed House
  4. ✓
    Passed Senate
  5. ✓
    To Executive
  6. 6
    Enacted

This bill has been enacted into law. Introduced January 08, 2026. Enacted.

Signed by Governor Andy Beshear (Democratic) on April 10, 2026.

Prognosis

Likely to advance 92% · high confidence

Where this bill stands today.

Odds of enactment

High

How often bills like it became law.

  • Enacted

    Current position in the legislative process.

  • 3 sponsors

    3 primary, 0 co-sponsors signed on.

  • Bipartisan support

    Sponsored across 2 parties (2 D · 1 R) — cross-party backing.

  • Cleared a recorded vote

    Passed 3 recorded votes so far.

Prognosis reads this bill's own signals — stage, sponsorship breadth, committee status, recorded votes and cross-state momentum. Odds come from a model trained on which bills have become law.

Summary

Create a new section of KRS Chapter 299 to establish procedures and authorization by the commissioner of insurance for the voluntary dissolution of certain companies transacting the business of insurance upon the cooperative or assessment plan; amend KRS 304.50-010 to prohibit the commissioner from authorizing additional workers' compensation self-insured groups on and after the effective date of the Act; amend KRS 342.350 to conform.

Bill Text

What changed in the latest version

118 added · 145 removed

118 line(s) added, 145 removed.

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Latest
UNOFFICIAL COPY 26 RS HB 265/EN AN ACT relating to regulatory authorizations by the commissioner of insurance.
CHAPTER 84 1 CHAPTER 84 ( HB 265 ) AN ACT relating to regulatory authorizations by the commissioner of insurance.
(2) A solvent company that is not the subject of a delinquency proceeding under Subtitle 33 of KRS Chapter 304 may voluntarily dissolve in accordance with the requirements of this section.
(2) A solvent company that is not the subject of a delinquency proceeding under Subtitle 33 of KRS Chapter may voluntarily dissolve in accordance with the requirements of this section.
Is approved or adopted by policyholders or members by vote of not less than two-third (2/3) of the policyholders or members voting thereon at a special meeting of the policyholders or members called and held Page 1 of 5 HB026520.100 - 1342 - XXXX 3/31/2026 12:54 PM Engrossed UNOFFICIAL COPY 26 RS HB 265/EN pursuant to any reasonable notice and information as the commissioner approves;
Is approved or adopted by policyholders or members by vote of not less than two-third (2/3) of the policyholders or members voting thereon at a special meeting of the policyholders or members called and held pursuant to any reasonable notice and information as the commissioner approves;
(5) (a) The commissioner shall make an examination, in a manner the commissioner deems advisable, of the affairs and liquidation of a company that voluntarily dissolves under this section.
Legislative Research Commission PDF Version ACTS OF THE GENERAL ASSEMBLY (5) (a) The commissioner shall make an examination, in a manner the commissioner deems advisable, of the affairs and liquidation of a company that voluntarily dissolves under this section.
Page 2 of 5 HB026520.100 - 1342 - XXXX 3/31/2026 12:54 PM Engrossed UNOFFICIAL COPY 26 RS HB 265/EN (c) The company shall:
(c) The company shall:
Any heterogeneous Page 3 of 5 HB026520.100 - 1342 - XXXX 3/31/2026 12:54 PM Engrossed UNOFFICIAL COPY 26 RS HB 265/EN self-insured group so authorized may contract and may sue and be sued in the name adopted by the group.
Any heterogeneous self-insured group so authorized may contract and may sue and be sued in the name adopted by the group.
(1) In order to comply with KRS 342.340, groups of employers may form, either among themselves or with employers in other states, mutual insurance associations, or reciprocal or interinsurance exchanges subject to the insurance laws of this state and any reasonable conditions and restrictions not inconsistent therewith fixed by the commissioner.
CHAPTER 84 3 (1) In order to comply with KRS 342.340, groups of employers may form, either among themselves or with employers in other states, mutual insurance associations, or reciprocal or interinsurance exchanges subject to the insurance laws of this state and any reasonable conditions and restrictions not inconsistent therewith fixed by the commissioner.
(2) The commissioner may, except as provided in subsection (3), require any mutual Page 4 of 5 HB026520.100 - 1342 - XXXX 3/31/2026 12:54 PM Engrossed UNOFFICIAL COPY 26 RS HB 265/EN insurance association or reciprocal or interinsurance exchange to purchase an annuity or to effect reinsurance with a company authorized to transact insurance in this state or to make a deposit with a bank or trust company of this state that shall in either case be approved by the commissioner for the purpose of fully securing the payment of all deferred installments upon any claim for compensation.
(2) The commissioner may, except as provided in subsection (3), require any mutual insurance association or reciprocal or interinsurance exchange to purchase an annuity or to effect reinsurance with a company authorized to transact insurance in this state or to make a deposit with a bank or trust company of this state that shall in either case be approved by the commissioner for the purpose of fully securing the payment of all deferred installments upon any claim for compensation.
Page 5 of 5 HB026520.100 - 1342 - XXXX 3/31/2026 12:54 PM Engrossed
Signed by Governor April 10, 2026.
Legislative Research Commission PDF Version
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How this bill changes current law

3 changes Share ↗

Compared against the Kentucky Revised Statutes as published AI-generated reading aid — verify against the official bill.

The bill establishes a process for solvent insurance companies to voluntarily dissolve and revises stipulations regarding self-insured groups in Kentucky's insurance laws.

  • KRS 299.020

    A NEW SECTION OF KRS CHAPTER 299 IS CREATED TO READ AS FOLLOWS: ...

    This creates a new legal framework for the voluntary dissolution of insurance companies.

  • KRS 304.50-010

    the commissioner may authorize twenty (20) or more employers with common interests or membership in a bona fide trade association, or two (2) or more governmental entities, to enter into agreements to pool their liabilities under KRS Chapter 342 for the purpose of qualifying as → A workers' compensation self-insured group authorized by the commissioner prior to July 15, 2027, may continue to operate in accordance with the authorization and this subtitle

    This specifies the continuation of self-insured groups authorized before a set date and restricts future authorizations.

  • KRS 342.350

    twenty (20) or more employers with common interests or membership in a bona fide trade association or two (2) or more city, county, charter county, urban-county, or consolidated local government employers or their agencies may enter into agreements to pool their liabilities under this chapter for the purpose of qualifying as self-insured groups. → self-insured groups may be authorized under the provisions of KRS 304.50-010 and administrative regulations promulgated by the commissioner of the Department of Insurance.

    This updates the conditions under which self-insured groups may form and clarifies the regulatory framework surrounding them.

Action History

  1. signed by Governor (Acts Ch. 84)

  2. delivered to Governor

  3. enrolled, signed by President of the Senate

  4. enrolled, signed by Speaker of the House

  5. passed 94-0

  6. House concurred in Committee Substitute (1)

  7. posted for passage for concurrence in Senate Committee Substitute (1)

  8. to Rules (H)

  9. received in House

  10. 3rd reading, passed 37-0 with Committee Substitute (1)

  11. passed over and retained in the Consent Orders of the Day

  12. posted for passage in the Consent Orders of the Day for Thursday, March 19 2026

  13. 2nd reading, to Rules as a consent bill

  14. reported favorably, 1st reading, to Consent Calendar with Committee Substitute (1)

  15. to Banking & Insurance (S)

  16. to Committee on Committees (S)

  17. received in Senate

  18. 3rd reading, passed 95-0

  19. posted for passage in the Regular Orders of the Day for Tuesday, January 20, 2026

  20. 2nd reading, to Rules

  21. reported favorably, 1st reading, to Calendar

  22. to Banking & Insurance (H)

  23. to Committee on Committees (H)

  24. introduced in House

Sponsors

Sponsorship breakdown

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3 sponsors · 0 co-sponsors · 135 not signed on

Sponsors (3)

Co-sponsors (0)

None.

Not signed on (135)

135 members have not signed on to this bill.

Show all 135 →

"Not signed on" means a member has not sponsored or co-sponsored this bill — it does not imply opposition. Members flagged Voted No have a recorded No vote on this bill.

Whip count is in markup. Polling the chamber and every recorded vote this session. Only the first open is slow. It’s instant for you after this. Calling the roll · Tallying · Engrossing

Votes

Final Passage

Passed 94 Yea · 0 Nay · 6 Other
Party YeaNayPresentNot Voting
Democrat 17003
Republican 76003
Unaffiliated 1000
Total 94006
% of votes cast 94%0%0%6%
How each member voted (100)
Member Party Vote
Lewis C — Yea
Adam Moore Democrat Yea
Adrielle Camuel Democrat Yea
Al Gentry Democrat Yea
Anne Gay Donworth Democrat Not Voting
Ashley Tackett Laferty Democrat Yea
Beverly Chester-Burton Democrat Yea
Chad Aull Democrat Yea
Daniel Grossberg Democrat Yea
Erika Hancock Democrat Yea
George Brown Jr. Democrat Yea
Joshua Watkins Democrat Not Voting
Lindsey Burke Democrat Yea
Lisa Willner Democrat Yea
Mary Lou Marzian Democrat Yea
Matthew Lehman Democrat Yea
Nima Kulkarni Democrat Yea
Pamela Stevenson Democrat Not Voting
Rachel Roarx Democrat Yea
Sarah Stalker Democrat Yea
Tina Bojanowski Democrat Yea
Aaron Thompson Republican Yea
Adam Bowling Republican Yea
Amy Neighbors Republican Yea
Bill Wesley Republican Yea
Bobby McCool Republican Yea
Candy Massaroni Republican Yea
Chris Freeland Republican Yea
Chris Fugate Republican Yea
DJ Johnson Republican Yea
Daniel Elliott Republican Not Voting
Daniel Fister Republican Yea
David Hale Republican Yea
David Meade Republican Yea
David W. Osborne Republican Yea
Deanna Gordon Republican Yea
Derek Lewis Republican Yea
Emily Callaway Republican Yea
Felicia Rabourn Republican Yea
J.T. Payne Republican Yea
James Tipton Republican Yea
Jared Bauman Republican Yea
Jason Nemes Republican Yea
Jason Petrie Republican Yea
Jennifer Decker Republican Yea
Jim Gooch Jr. Republican Yea
John Blanton Republican Yea
John Hodgson Republican Yea
Josh Branscum Republican Yea
Josh Bray Republican Yea
Josh Calloway Republican Yea
Ken Fleming Republican Yea
Ken Upchurch Republican Yea
Kevin Jackson Republican Yea
Kim Banta Republican Yea
Kim Holloway Republican Yea
Kim King Republican Yea
Kimberly Poore Moser Republican Yea
Marianne Proctor Republican Yea
Mark Hart Republican Yea
Mary Beth Imes Republican Yea
Matt Lockett Republican Yea
Matthew Koch Republican Yea
Michael Meredith Republican Yea
Michael Sarge Pollock Republican Yea
Mike Clines Republican Yea
Mitch Whitaker Republican Yea
Myron Dossett Republican Yea
Nancy Tate Republican Yea
Nick Wilson Republican Yea
Patrick Flannery Republican Yea
Peyton Griffee Republican Yea
Randy Bridges Republican Yea
Rebecca Raymer Republican Yea
Richard White Republican Yea
Robert Duvall Republican Yea
Ryan Bivens Republican Yea
Ryan Dotson Republican Yea
Samara Heavrin Republican Yea
Savannah Maddox Republican Yea
Scott Lewis Republican Yea
Scott Sharp Republican Yea
Shane Baker Republican Yea
Shawn McPherson Republican Yea
Stephanie Dietz Republican Yea
Steve Bratcher Republican Yea
Steve Riley Republican Yea
Steven Doan Republican Yea
Steven Rudy Republican Yea
Susan Witten Republican Yea
Suzanne Miles Republican Yea
T.J. Roberts Republican Yea
Thomas Huff Republican Yea
Timmy Truett Republican Not Voting
Tom Smith Republican Yea
Tony Hampton Republican Yea
Vanessa Grossl Republican Yea
Wade Williams Republican Yea
Walker Thomas Republican Yea
William Lawrence Republican Not Voting

Official roll call →

CONSENT PASSAGE OF HB 265 w/ SCS 1

Passed 37 Yea · 0 Nay · 1 Other
Party YeaNayPresentNot Voting
Democrat 4001
Republican 33000
Total 37001
% of votes cast 97%0%0%3%
How each member voted (38)
Member Party Vote
Cassie Chambers Armstrong Democrat Yea
Gary Clemons Democrat Yea
Gerald A. Neal Democrat Not Voting
Karen Berg Democrat Yea
Keturah J. Herron Democrat Yea
Aaron Reed Republican Yea
Amanda Mays Bledsoe Republican Yea
Brandon J. Storm Republican Yea
Christian McDaniel Republican Yea
Craig Richardson Republican Yea
Danny Carroll Republican Yea
David P. Givens Republican Yea
Donald Douglas Republican Yea
Gary Boswell Republican Yea
Greg Elkins Republican Yea
Jared Carpenter Republican Yea
Jason Howell Republican Yea
Jason Nemes Republican Yea
Jimmy Higdon Republican Yea
Julie Raque Adams Republican Yea
Lindsey Tichenor Republican Yea
Matt Nunn Republican Yea
Matthew Deneen Republican Yea
Max Wise Republican Yea
Michael Meredith Republican Yea
Nick Wilson Republican Yea
Phillip Wheeler Republican Yea
Rick Girdler Republican Yea
Robby Mills Republican Yea
Robert Stivers Republican Yea
Robin L. Webb Republican Yea
Scott Madon Republican Yea
Shelley Funke Frommeyer Republican Yea
Stephen West Republican Yea
Steve Rawlings Republican Yea
Tom Smith Republican Yea
Wade Williams Republican Yea
Walker Thomas Republican Yea

Official roll call →

Pass

Passed 95 Yea · 0 Nay · 5 Other
Party YeaNayPresentNot Voting
Democrat 20000
Republican 74005
Unaffiliated 1001
Total 95006
% of votes cast 94%0%0%6%
How each member voted (101)
Member Party Vote
Lewis C — Yea
COMMONWEALTH OF KENTUCKY SENATE — Not Voting
Adam Moore Democrat Yea
Adrielle Camuel Democrat Yea
Al Gentry Democrat Yea
Anne Gay Donworth Democrat Yea
Ashley Tackett Laferty Democrat Yea
Beverly Chester-Burton Democrat Yea
Chad Aull Democrat Yea
Daniel Grossberg Democrat Yea
Erika Hancock Democrat Yea
George Brown Jr. Democrat Yea
Joshua Watkins Democrat Yea
Lindsey Burke Democrat Yea
Lisa Willner Democrat Yea
Mary Lou Marzian Democrat Yea
Matthew Lehman Democrat Yea
Nima Kulkarni Democrat Yea
Pamela Stevenson Democrat Yea
Rachel Roarx Democrat Yea
Sarah Stalker Democrat Yea
Tina Bojanowski Democrat Yea
Aaron Thompson Republican Yea
Adam Bowling Republican Yea
Amy Neighbors Republican Yea
Bill Wesley Republican Yea
Bobby McCool Republican Yea
Candy Massaroni Republican Yea
Chris Freeland Republican Yea
Chris Fugate Republican Not Voting
DJ Johnson Republican Yea
Daniel Elliott Republican Yea
Daniel Fister Republican Yea
David Hale Republican Yea
David Meade Republican Yea
David W. Osborne Republican Yea
Deanna Gordon Republican Yea
Derek Lewis Republican Yea
Emily Callaway Republican Yea
Felicia Rabourn Republican Yea
J.T. Payne Republican Yea
James Tipton Republican Yea
Jared Bauman Republican Not Voting
Jason Nemes Republican Yea
Jason Petrie Republican Yea
Jennifer Decker Republican Yea
Jim Gooch Jr. Republican Not Voting
John Blanton Republican Yea
John Hodgson Republican Yea
Josh Branscum Republican Yea
Josh Bray Republican Yea
Josh Calloway Republican Yea
Ken Fleming Republican Yea
Ken Upchurch Republican Yea
Kevin Jackson Republican Yea
Kim Banta Republican Yea
Kim Holloway Republican Yea
Kim King Republican Yea
Kimberly Poore Moser Republican Yea
Marianne Proctor Republican Yea
Mark Hart Republican Yea
Mary Beth Imes Republican Yea
Matt Lockett Republican Yea
Matthew Koch Republican Yea
Michael Meredith Republican Yea
Michael Sarge Pollock Republican Yea
Mike Clines Republican Yea
Mitch Whitaker Republican Yea
Myron Dossett Republican Yea
Nancy Tate Republican Yea
Nick Wilson Republican Yea
Patrick Flannery Republican Yea
Peyton Griffee Republican Yea
Randy Bridges Republican Yea
Rebecca Raymer Republican Yea
Richard White Republican Yea
Robert Duvall Republican Yea
Ryan Bivens Republican Yea
Ryan Dotson Republican Yea
Samara Heavrin Republican Yea
Savannah Maddox Republican Yea
Scott Lewis Republican Yea
Scott Sharp Republican Not Voting
Shane Baker Republican Yea
Shawn McPherson Republican Yea
Stephanie Dietz Republican Yea
Steve Bratcher Republican Yea
Steve Riley Republican Yea
Steven Doan Republican Yea
Steven Rudy Republican Yea
Susan Witten Republican Yea
Suzanne Miles Republican Yea
T.J. Roberts Republican Yea
Thomas Huff Republican Yea
Timmy Truett Republican Yea
Tom Smith Republican Yea
Tony Hampton Republican Yea
Vanessa Grossl Republican Yea
Wade Williams Republican Yea
Walker Thomas Republican Yea
William Lawrence Republican Not Voting

Official roll call →

Subjects

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Frequently asked questions

What does HB 265 do?
Create a new section of KRS Chapter 299 to establish procedures and authorization by the commissioner of insurance for the voluntary dissolution of certain companies transacting the business of insurance upon the cooperative or assessment plan; amend KRS 304.50-010 to prohibit the commissioner from authorizing additional workers' compensation self-insured groups on and after the effective date of the Act; amend KRS 342.350 to conform.
Who sponsors HB 265?
HB 265 is sponsored by Daniel Grossberg (Democrat), Erika Hancock (Democrat), and Michael Meredith (Republican).
What is the current status of HB 265?
This bill has been enacted into law. Introduced January 08, 2026. Enacted.
Where can I track HB 265?
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