SF 2196 — A bill for an act relating to a waiting period before settling motor vehicle insurance claims.
Last action — Subcommittee recommends amendment and passage.
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✓Introduced
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2In Committee
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3Passed Senate
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4Passed House
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5To Executive
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6Enacted
This bill is in committee in the Senate. Introduced February 04, 2026. It must pass committee before a floor vote.
Next likely step: a committee vote, then a floor vote in the Senate.
Odds of enactment
Low chanceBased on the sponsor, cosponsors, and committee posture, this bill has a low chance of becoming law.
Upgrade to see the exact probability and what's driving it.
A statistical estimate from our own model of past outcomes — an insight, not a guarantee. Policymaking is volatile.
Prognosis
Advancing
36% · moderate confidence
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In Committee
Current position in the legislative process.
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1 sponsor
1 primary, 0 co-sponsors signed on.
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Single-party support
Sponsorship is currently within one party (1 R).
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Cleared a recorded vote
Passed 6 recorded votes so far.
Based on stage, sponsorship breadth, committee status, recorded votes, and cross-state momentum — a description of the observable signals, not a prediction.
Bill Text
- Introduced View text Current pdf
Action History
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Subcommittee recommends amendment and passage.
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Subcommittee Meeting: 02/17/2026 8:00AM Room 315.
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Subcommittee: Webster, Blake, and Dickey.
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Rereferred to Commerce.
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Subcommittee: Webster, Guth, and Staed.
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Introduced, referred to State Government.
Sponsors
- Scott Webster · Primary
Sponsorship breakdown
Export CSV (upgrade) →1 sponsors · 0 co-sponsors · 149 not signed on · 28 voted No
Sponsors (1)
- Scott Webster Republican
Co-sponsors (0)
None.
Not signed on (149)
149 members have not signed on to this bill.
Show all 149 →"Not signed on" means a member has not sponsored or co-sponsored this bill — it does not imply opposition. Members flagged Voted No have a recorded No vote on this bill.
Whip count is in markup.
Polling the chamber and every recorded vote this session.
Only the first open is slow. It’s instant for you after this.
Calling the roll · Tallying · Engrossing
Votes
Passed
77 Yea
·
20 Nay
·
3 Other
| Party | Yea | Nay | Present | Not Voting |
|---|---|---|---|---|
| Republican | 52 | 0 | 0 | 1 |
| Unaffiliated | 16 | 4 | 0 | 0 |
| Democrat | 10 | 17 | 0 | 2 |
| Total | 78 | 21 | 0 | 3 |
| % of votes cast | 76% | 21% | 0% | 3% |
How each member voted (102)
| Member | Party | Vote |
|---|---|---|
| Best | — | Yea |
| Buck | — | Yea |
| Cahill | — | Yea |
| Carlson | — | Yea |
| Deyoe | — | Yea |
| Forbes | — | Yea |
| Fry | — | Yea |
| Graber | — | Yea |
| Gustafson | — | Yea |
| Kniff | — | Yea |
| Osmundson | — | Yea |
| Sexton | — | Yea |
| Sherman | — | Yea |
| Steckman | — | Yea |
| Stoltenberg | — | Yea |
| Abdul-Samad | — | Nay |
| Jr. | — | Nay |
| Isenhart | — | Nay |
| Scheetz | — | Nay |
| Thompson, P. | — | Yea |
| Adam Zabner | Democrat | Nay |
| Amy Nielsen | Democrat | Nay |
| Art Staed | Democrat | Nay |
| Austin Baeth | Democrat | Nay |
| Beth Wessel-Kroeschell | Democrat | Nay |
| Bob Kressig | Democrat | Yea |
| Brian Meyer | Democrat | Nay |
| David Jacoby | Democrat | Nay |
| Dr. Megan L. Srinivas | Democrat | Not Voting |
| Elinor A. Levin | Democrat | Nay |
| Elizabeth Wilson | Democrat | Yea |
| Eric J. Gjerde | Democrat | Nay |
| Heather Matson | Democrat | Yea |
| J.D. Scholten | Democrat | Nay |
| Jeff Cooling | Democrat | Yea |
| Jennifer Konfrst | Democrat | Nay |
| Jerome Amos Jr. | Democrat | Nay |
| Josh Turek | Democrat | Yea |
| Ken Croken | Democrat | Nay |
| Kenan Judge | Democrat | Yea |
| Lindsay James | Democrat | Nay |
| Mary Lee Madison | Democrat | Nay |
| Monica Kurth | Democrat | Yea |
| Rick L. Olson | Democrat | Yea |
| Ross Wilburn | Democrat | Nay |
| Ruth Ann Gaines | Democrat | Not Voting |
| Sean Bagniewski | Democrat | Nay |
| Timi M. Brown-Powers | Democrat | Yea |
| Tracy A. Ehlert | Democrat | Yea |
| Ann Meyer | Republican | Yea |
| Austin Harris | Republican | Yea |
| Barb Kniff McCulla | Republican | Yea |
| Bill Gustoff | Republican | Yea |
| Bob Henderson | Republican | Yea |
| Bobby Kaufmann | Republican | Yea |
| Brent Siegrist | Republican | Yea |
| Brian K. Lohse | Republican | Yea |
| Brooke Boden | Republican | Yea |
| Carter F. Nordman | Republican | Yea |
| Chad Ingels | Republican | Yea |
| Charley Thomson | Republican | Yea |
| Cindy Golding | Republican | Not Voting |
| Craig P. Johnson | Republican | Yea |
| Dan Gehlbach | Republican | Yea |
| David E. Young | Republican | Yea |
| David Sieck | Republican | Yea |
| Dean Fisher | Republican | Yea |
| Derek Wulf | Republican | Yea |
| Devon Wood | Republican | Yea |
| Dr. Steven P. Bradley | Republican | Yea |
| Eddie Andrews | Republican | Yea |
| Gary M. Mohr | Republican | Yea |
| Hans C. Wilz | Republican | Yea |
| Heather Hora | Republican | Yea |
| Helena Hayes | Republican | Yea |
| Henry Stone | Republican | Yea |
| Jacob Bossman | Republican | Yea |
| Jane Bloomingdale | Republican | Yea |
| John H. Wills | Republican | Yea |
| Jon Dunwell | Republican | Yea |
| Joshua Meggers | Republican | Yea |
| Mark Cisneros | Republican | Yea |
| Mark I. Thompson | Republican | Yea |
| Matt W. Windschitl | Republican | Yea |
| Matthew Rinker | Republican | Yea |
| Megan Jones | Republican | Yea |
| Michael R. Bergan | Republican | Yea |
| Mike Vondran | Republican | Yea |
| Norlin G. Mommsen | Republican | Yea |
| Pat Grassley | Republican | Yea |
| Ray Sorensen | Republican | Yea |
| Shannon Latham | Republican | Yea |
| Shannon Lundgren | Republican | Yea |
| Skyler Wheeler | Republican | Yea |
| Steven C. Holt | Republican | Yea |
| Taylor R. Collins | Republican | Yea |
| Thomas Gerhold | Republican | Yea |
| Thomas Jay Moore | Republican | Yea |
| Thomas M. Jeneary | Republican | Yea |
| Tom Determann | Republican | Yea |
| Tom Shipley | Republican | Yea |
| Zach Dieken | Republican | Yea |
Passed
97 Yea
·
0 Nay
·
3 Other
| Party | Yea | Nay | Present | Not Voting |
|---|---|---|---|---|
| Unaffiliated | 20 | 0 | 0 | 0 |
| Democrat | 27 | 0 | 0 | 2 |
| Republican | 52 | 0 | 0 | 1 |
| Total | 99 | 0 | 0 | 3 |
| % of votes cast | 97% | 0% | 0% | 3% |
How each member voted (102)
| Member | Party | Vote |
|---|---|---|
| Abdul-Samad | — | Yea |
| Jr. | — | Yea |
| Best | — | Yea |
| Buck | — | Yea |
| Cahill | — | Yea |
| Carlson | — | Yea |
| Deyoe | — | Yea |
| Forbes | — | Yea |
| Fry | — | Yea |
| Graber | — | Yea |
| Gustafson | — | Yea |
| Isenhart | — | Yea |
| Kniff | — | Yea |
| Osmundson | — | Yea |
| Scheetz | — | Yea |
| Sexton | — | Yea |
| Sherman | — | Yea |
| Steckman | — | Yea |
| Stoltenberg | — | Yea |
| Thompson, P. | — | Yea |
| Adam Zabner | Democrat | Yea |
| Amy Nielsen | Democrat | Yea |
| Art Staed | Democrat | Yea |
| Austin Baeth | Democrat | Yea |
| Beth Wessel-Kroeschell | Democrat | Yea |
| Bob Kressig | Democrat | Yea |
| Brian Meyer | Democrat | Yea |
| David Jacoby | Democrat | Yea |
| Dr. Megan L. Srinivas | Democrat | Not Voting |
| Elinor A. Levin | Democrat | Yea |
| Elizabeth Wilson | Democrat | Yea |
| Eric J. Gjerde | Democrat | Yea |
| Heather Matson | Democrat | Yea |
| J.D. Scholten | Democrat | Yea |
| Jeff Cooling | Democrat | Yea |
| Jennifer Konfrst | Democrat | Yea |
| Jerome Amos Jr. | Democrat | Yea |
| Josh Turek | Democrat | Yea |
| Ken Croken | Democrat | Yea |
| Kenan Judge | Democrat | Yea |
| Lindsay James | Democrat | Yea |
| Mary Lee Madison | Democrat | Yea |
| Monica Kurth | Democrat | Yea |
| Rick L. Olson | Democrat | Yea |
| Ross Wilburn | Democrat | Yea |
| Ruth Ann Gaines | Democrat | Not Voting |
| Sean Bagniewski | Democrat | Yea |
| Timi M. Brown-Powers | Democrat | Yea |
| Tracy A. Ehlert | Democrat | Yea |
| Ann Meyer | Republican | Yea |
| Austin Harris | Republican | Yea |
| Barb Kniff McCulla | Republican | Yea |
| Bill Gustoff | Republican | Yea |
| Bob Henderson | Republican | Yea |
| Bobby Kaufmann | Republican | Yea |
| Brent Siegrist | Republican | Yea |
| Brian K. Lohse | Republican | Yea |
| Brooke Boden | Republican | Yea |
| Carter F. Nordman | Republican | Yea |
| Chad Ingels | Republican | Yea |
| Charley Thomson | Republican | Yea |
| Cindy Golding | Republican | Not Voting |
| Craig P. Johnson | Republican | Yea |
| Dan Gehlbach | Republican | Yea |
| David E. Young | Republican | Yea |
| David Sieck | Republican | Yea |
| Dean Fisher | Republican | Yea |
| Derek Wulf | Republican | Yea |
| Devon Wood | Republican | Yea |
| Dr. Steven P. Bradley | Republican | Yea |
| Eddie Andrews | Republican | Yea |
| Gary M. Mohr | Republican | Yea |
| Hans C. Wilz | Republican | Yea |
| Heather Hora | Republican | Yea |
| Helena Hayes | Republican | Yea |
| Henry Stone | Republican | Yea |
| Jacob Bossman | Republican | Yea |
| Jane Bloomingdale | Republican | Yea |
| John H. Wills | Republican | Yea |
| Jon Dunwell | Republican | Yea |
| Joshua Meggers | Republican | Yea |
| Mark Cisneros | Republican | Yea |
| Mark I. Thompson | Republican | Yea |
| Matt W. Windschitl | Republican | Yea |
| Matthew Rinker | Republican | Yea |
| Megan Jones | Republican | Yea |
| Michael R. Bergan | Republican | Yea |
| Mike Vondran | Republican | Yea |
| Norlin G. Mommsen | Republican | Yea |
| Pat Grassley | Republican | Yea |
| Ray Sorensen | Republican | Yea |
| Shannon Latham | Republican | Yea |
| Shannon Lundgren | Republican | Yea |
| Skyler Wheeler | Republican | Yea |
| Steven C. Holt | Republican | Yea |
| Taylor R. Collins | Republican | Yea |
| Thomas Gerhold | Republican | Yea |
| Thomas Jay Moore | Republican | Yea |
| Thomas M. Jeneary | Republican | Yea |
| Tom Determann | Republican | Yea |
| Tom Shipley | Republican | Yea |
| Zach Dieken | Republican | Yea |
Passed
31 Yea
·
15 Nay
·
4 Other
| Party | Yea | Nay | Present | Not Voting |
|---|---|---|---|---|
| Republican | 27 | 0 | 0 | 2 |
| Unaffiliated | 4 | 4 | 0 | 2 |
| Democrat | 0 | 12 | 0 | 0 |
| Total | 31 | 16 | 0 | 4 |
| % of votes cast | 61% | 31% | 0% | 8% |
How each member voted (51)
| Member | Party | Vote |
|---|---|---|
| Brown | — | Yea |
| Cournoyer | — | Yea |
| Edler | — | Yea |
| Zaun | — | Yea |
| Boulton | — | Nay |
| Celsi | — | Nay |
| Giddens | — | Nay |
| Jochum | — | Nay |
| De Witt | — | Not Voting |
| Taylor, T. | — | Not Voting |
| Cindy Winckler | Democrat | Nay |
| Herman C. Quirmbach | Democrat | Nay |
| Izaah Knox | Democrat | Nay |
| Janet Petersen | Democrat | Nay |
| Janice Weiner | Democrat | Nay |
| Liz Bennett | Democrat | Nay |
| Molly Donahue | Democrat | Nay |
| Sarah Trone Garriott | Democrat | Nay |
| Sarah Trone Garriott | Democrat | Nay |
| Tony Bisignano | Democrat | Nay |
| William A. Dotzler Jr. | Democrat | Nay |
| Zach Wahls | Democrat | Nay |
| Adrian Dickey | Republican | Yea |
| Amy Sinclair | Republican | Yea |
| Annette Sweeney | Republican | Yea |
| Carrie Koelker | Republican | Yea |
| Charlie McClintock | Republican | Yea |
| Cherielynn Westrich | Republican | Yea |
| Dan Dawson | Republican | Yea |
| Dan Zumbach | Republican | Yea |
| David D. Rowley | Republican | Yea |
| Dawn Driscoll | Republican | Yea |
| Dennis Guth | Republican | Yea |
| Jack Whitver | Republican | Yea |
| Jason Schultz | Republican | Yea |
| Jeff Reichman | Republican | Yea |
| Jeff Taylor | Republican | Not Voting |
| Jesse Green | Republican | Yea |
| Julian B. Garrett | Republican | Yea |
| Ken Rozenboom | Republican | Yea |
| Kerry Gruenhagen | Republican | Not Voting |
| Kevin Alons | Republican | Yea |
| Lynn Evans | Republican | Yea |
| Mark Costello | Republican | Yea |
| Mark S. Lofgren | Republican | Yea |
| Mike Bousselot | Republican | Yea |
| Mike Klimesh | Republican | Yea |
| Sandy Salmon | Republican | Yea |
| Scott Webster | Republican | Yea |
| Tim Kraayenbrink | Republican | Yea |
| Tom Shipley | Republican | Yea |
Passed
47 Yea
·
0 Nay
·
3 Other
| Party | Yea | Nay | Present | Not Voting |
|---|---|---|---|---|
| Democrat | 6 | 0 | 0 | 0 |
| Unaffiliated | 19 | 0 | 0 | 2 |
| Republican | 23 | 0 | 0 | 1 |
| Total | 48 | 0 | 0 | 3 |
| % of votes cast | 94% | 0% | 0% | 6% |
How each member voted (51)
| Member | Party | Vote |
|---|---|---|
| Bolkcom | — | Yea |
| Boulton | — | Yea |
| Brown | — | Yea |
| Carlin | — | Yea |
| Celsi | — | Yea |
| Chapman | — | Yea |
| Cournoyer | — | Yea |
| Edler | — | Yea |
| Giddens | — | Yea |
| Goodwin | — | Yea |
| Jochum | — | Yea |
| Lykam | — | Yea |
| Mathis | — | Yea |
| Nunn | — | Yea |
| Ragan | — | Yea |
| Shipley | — | Yea |
| Trone | — | Yea |
| Zaun | — | Yea |
| Hogg | — | Not Voting |
| Kinney | — | Not Voting |
| Taylor, T. | — | Yea |
| Herman C. Quirmbach | Democrat | Yea |
| Janet Petersen | Democrat | Yea |
| Sarah Trone Garriott | Democrat | Yea |
| Tony Bisignano | Democrat | Yea |
| William A. Dotzler Jr. | Democrat | Yea |
| Zach Wahls | Democrat | Yea |
| Adrian Dickey | Republican | Not Voting |
| Amy Sinclair | Republican | Yea |
| Annette Sweeney | Republican | Yea |
| Carrie Koelker | Republican | Yea |
| Craig P. Johnson | Republican | Yea |
| Craig Steven Williams | Republican | Yea |
| Dan Dawson | Republican | Yea |
| Dan Zumbach | Republican | Yea |
| David D. Rowley | Republican | Yea |
| Dawn Driscoll | Republican | Yea |
| Dennis Guth | Republican | Yea |
| Jack Whitver | Republican | Yea |
| Jason Schultz | Republican | Yea |
| Jeff Reichman | Republican | Yea |
| Jeff Taylor | Republican | Yea |
| Jennifer J. Smith | Republican | Yea |
| Jennifer J. Smith | Republican | Yea |
| Jesse Green | Republican | Yea |
| Julian B. Garrett | Republican | Yea |
| Ken Rozenboom | Republican | Yea |
| Mark Costello | Republican | Yea |
| Mark S. Lofgren | Republican | Yea |
| Mike Klimesh | Republican | Yea |
| Tim Kraayenbrink | Republican | Yea |
Passed
81 Yea
·
14 Nay
·
5 Other
| Party | Yea | Nay | Present | Not Voting |
|---|---|---|---|---|
| Unaffiliated | 44 | 8 | 0 | 3 |
| Republican | 25 | 0 | 0 | 1 |
| Democrat | 12 | 6 | 0 | 1 |
| Total | 81 | 14 | 0 | 5 |
| % of votes cast | 81% | 14% | 0% | 5% |
How each member voted (100)
| Member | Party | Vote |
|---|---|---|
| Abdul-Samad | — | Yea |
| Bacon | — | Yea |
| Baxter | — | Yea |
| Bearinger | — | Yea |
| Best | — | Yea |
| Breckenridge | — | Yea |
| Brink | — | Yea |
| Carlson | — | Yea |
| Cohoon | — | Yea |
| Derry | — | Yea |
| Deyoe | — | Yea |
| Dolecheck | — | Yea |
| Forbes | — | Yea |
| Gaskill | — | Yea |
| Gassman | — | Yea |
| Gustafson | — | Yea |
| Hagenow | — | Yea |
| Hanusa | — | Yea |
| Hein | — | Yea |
| Hinson | — | Yea |
| Hite | — | Yea |
| Huseman | — | Yea |
| Isenhart | — | Yea |
| Jacobsen | — | Yea |
| Kerr | — | Yea |
| Klein | — | Yea |
| Kurtz | — | Yea |
| Landon | — | Yea |
| Maxwell | — | Yea |
| McConkey | — | Yea |
| McKean | — | Yea |
| Mitchell | — | Yea |
| Oldson | — | Yea |
| Osmundson | — | Yea |
| Ourth | — | Yea |
| Prichard | — | Yea |
| Running-Marquardt | — | Yea |
| Sexton | — | Yea |
| Sunde | — | Yea |
| Thede | — | Yea |
| Thorup | — | Yea |
| Upmeyer | — | Yea |
| Worthan | — | Yea |
| Hall | — | Nay |
| Hunter | — | Nay |
| Kacena | — | Nay |
| Lensing | — | Nay |
| Mascher | — | Nay |
| Shipley | — | Nay |
| Steckman | — | Nay |
| Wolfe | — | Nay |
| Anderson | — | Not Voting |
| Fry | — | Not Voting |
| Paustian | — | Not Voting |
| Thompson, P. | — | Yea |
| Amy Nielsen | Democrat | Yea |
| Art Staed | Democrat | Yea |
| Beth Wessel-Kroeschell | Democrat | Nay |
| Bob Kressig | Democrat | Yea |
| Brian Meyer | Democrat | Yea |
| Cindy Winckler | Democrat | Nay |
| David Jacoby | Democrat | Nay |
| Heather Matson | Democrat | Yea |
| Jennifer Konfrst | Democrat | Nay |
| Kenan Judge | Democrat | Yea |
| Lindsay James | Democrat | Yea |
| Liz Bennett | Democrat | Nay |
| Molly Donahue | Democrat | Yea |
| Monica Kurth | Democrat | Not Voting |
| Rick L. Olson | Democrat | Yea |
| Ross Wilburn | Democrat | Nay |
| Ruth Ann Gaines | Democrat | Yea |
| Timi M. Brown-Powers | Democrat | Yea |
| Tracy A. Ehlert | Democrat | Yea |
| Ann Meyer | Republican | Yea |
| Bobby Kaufmann | Republican | Yea |
| Brian K. Lohse | Republican | Yea |
| Craig Steven Williams | Republican | Yea |
| Dan Zumbach | Republican | Yea |
| David Sieck | Republican | Yea |
| Dean Fisher | Republican | Yea |
| Gary M. Mohr | Republican | Yea |
| Jacob Bossman | Republican | Yea |
| Jane Bloomingdale | Republican | Yea |
| Jennifer J. Smith | Republican | Yea |
| Jennifer J. Smith | Republican | Not Voting |
| John H. Wills | Republican | Yea |
| Matt W. Windschitl | Republican | Yea |
| Megan Jones | Republican | Yea |
| Michael R. Bergan | Republican | Yea |
| Norlin G. Mommsen | Republican | Yea |
| Pat Grassley | Republican | Yea |
| Ray Sorensen | Republican | Yea |
| Sandy Salmon | Republican | Yea |
| Shannon Lundgren | Republican | Yea |
| Skyler Wheeler | Republican | Yea |
| Steven C. Holt | Republican | Yea |
| Thomas Gerhold | Republican | Yea |
| Thomas Jay Moore | Republican | Yea |
| Thomas M. Jeneary | Republican | Yea |
Passed
50 Yea
·
0 Nay
| Party | Yea | Nay | Present | Not Voting |
|---|---|---|---|---|
| Republican | 16 | 0 | 0 | 0 |
| Democrat | 5 | 0 | 0 | 0 |
| Unaffiliated | 29 | 0 | 0 | 0 |
| Total | 50 | 0 | 0 | 0 |
| % of votes cast | 100% | 0% | 0% | 0% |
How each member voted (50)
| Member | Party | Vote |
|---|---|---|
| Bolkcom | — | Yea |
| Boulton | — | Yea |
| Breitbach | — | Yea |
| Brown | — | Yea |
| Carlin | — | Yea |
| Celsi | — | Yea |
| Chapman | — | Yea |
| Cournoyer | — | Yea |
| Edler | — | Yea |
| Feenstra | — | Yea |
| Giddens | — | Yea |
| Greene | — | Yea |
| Hogg | — | Yea |
| Jochum | — | Yea |
| Johnson | — | Yea |
| Kapucian | — | Yea |
| Kinney | — | Yea |
| Lykam | — | Yea |
| Mathis | — | Yea |
| Miller-Meeks | — | Yea |
| Nunn | — | Yea |
| Ragan | — | Yea |
| Schneider | — | Yea |
| Segebart | — | Yea |
| Shipley | — | Yea |
| Taylor, R. | — | Yea |
| Whiting | — | Yea |
| Zaun | — | Yea |
| Taylor, T. | — | Yea |
| Herman C. Quirmbach | Democrat | Yea |
| Janet Petersen | Democrat | Yea |
| Tony Bisignano | Democrat | Yea |
| William A. Dotzler Jr. | Democrat | Yea |
| Zach Wahls | Democrat | Yea |
| Amy Sinclair | Republican | Yea |
| Annette Sweeney | Republican | Yea |
| Carrie Koelker | Republican | Yea |
| Chad Behn | Republican | Yea |
| Dan Dawson | Republican | Yea |
| Dan Zumbach | Republican | Yea |
| Dennis Guth | Republican | Yea |
| Jack Whitver | Republican | Yea |
| Jason Schultz | Republican | Yea |
| Jennifer J. Smith | Republican | Yea |
| Jennifer J. Smith | Republican | Yea |
| Julian B. Garrett | Republican | Yea |
| Ken Rozenboom | Republican | Yea |
| Mark Costello | Republican | Yea |
| Mark S. Lofgren | Republican | Yea |
| Tim Kraayenbrink | Republican | Yea |
Subjects
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Frequently asked questions
- Who sponsors SF 2196?
- SF 2196 is sponsored by Scott Webster (Republican).
- What is the current status of SF 2196?
- This bill is in committee in the Senate. Introduced February 04, 2026. It must pass committee before a floor vote.
- Where can I track SF 2196?
- Track SF 2196 free on One Click Politics — get push/email alerts when it moves.
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