BOATS-INSURANCE REQUIRED
Consumers who own boats will be required to obtain insurance coverage for their vessels.
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SB 2972 — BOATS-INSURANCE REQUIRED
Last action — Sent to the Governor
No card. One bill, free forever — alerts when it moves.
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✓Introduced
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✓In Committee
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✓Passed Senate
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✓Passed House
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5To Executive
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6Enacted
This bill has been sent to the executive. Introduced January 27, 2026. It awaits signature.
Next likely step: the executive signs it into law or issues a veto.
Prognosis
Where this bill stands today.
Odds of enactment
ModerateHow often bills like it became law.
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To Executive
Current position in the legislative process.
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2 sponsors
2 primary, 0 co-sponsors signed on.
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Single-party support
Sponsorship is currently within one party (2 D).
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Cleared a recorded vote
Passed 4 recorded votes so far.
Prognosis reads this bill's own signals — stage, sponsorship breadth, committee status, recorded votes and cross-state momentum. Odds come from a model trained on which bills have become law.
In plain language
This bill requires insurance for boat ownership.
The legislation mandates that all boat owners must carry insurance. This is aimed at ensuring financial responsibility and protection in case of accidents or damages.
What this means for you
- Consumers: Consumers who own boats will be required to obtain insurance coverage for their vessels.
- Small Business: This means small boat rental businesses may need to adjust their insurance policies to comply with the new requirements.
Bill Text
What changed in the latest version
3 added · 3 removedPlain-language change summary
The changes to SB 2972 involve the substitution of "Enrolled" for "Engrossed" in the document's designation. This distinction typically indicates a stage in the legislative process, with "Enrolled" representing a finalized version of the bill. This change matters because it signifies that the bill has completed all necessary revisions and is ready for the final approval stage, indicating progress toward becoming law.
SB2972 EngrossedEnrolled LRB104 16617 LNS 30018 b AN ACT concerning transportation.
(b) Proof of insurance as required by this Section shall SB2972 EngrossedEnrolled - 2 - LRB104 16617 LNS 30018 b be produced and displayed by the owner or operator of the motorboat or personal watercraft upon request to any law enforcement officer or to any person who has suffered or claims to have suffered either personal injury or property damage as a result of the operation of the motorboat or personal watercraft by the owner or operator.
(d) A person who (i) has not previously been convicted of or received a disposition of court supervision for violating subsection (a) and (ii) produces at his or her court appearance satisfactory evidence that the motorboat or personal watercraft is covered, as of the date of the court appearance, by a liability insurance policy in accordance with SB2972 EngrossedEnrolled - 3 - LRB104 16617 LNS 30018 b Section 7-601 of the Illinois Vehicle Code shall, for a violation of this Section, pay a fine of $100 and receive a disposition of court supervision.
Amendments
3 amendments- Senate Amendment 003 Show changes
- Senate Amendment 002 Show changes
- Senate Amendment 001 Show changes
Click Show changes on an amendment above to see how it modifies the bill.
Action History
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Sent to the Governor
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Passed Both Houses
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Third Reading - Short Debate - Passed 080-022-003
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Placed on Calendar Order of 3rd Reading - Short Debate
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Second Reading - Short Debate
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Placed on Calendar 2nd Reading - Short Debate
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Do Pass / Short Debate Transportation: Vehicles & Safety; 010-000-000
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Committee Deadline Extended-Rule 9(b) May 15, 2026
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Assigned to Transportation: Vehicles & Safety
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Referred to Rules Committee
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First Reading
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Chief House Sponsor Rep. Anthony DeLuca
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Arrived in House
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Senate Committee Amendment No. 1 Tabled Pursuant to Rule 5-4(a)
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Third Reading - Passed; 049-006-000
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Placed on Calendar Order of 3rd Reading March 25, 2026
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Second Reading
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Senate Committee Amendment No. 1 Rule 3-9(a) / Re-referred to Assignments
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Placed on Calendar Order of 2nd Reading March 12, 2026
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Do Pass as Amended Transportation; 016-001-001
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Senate Committee Amendment No. 3 Adopted
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Senate Committee Amendment No. 2 Adopted
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Senate Committee Amendment No. 1 Postponed - Transportation
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Senate Committee Amendment No. 3 Assignments Refers to Transportation
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Senate Committee Amendment No. 2 Assignments Refers to Transportation
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Senate Committee Amendment No. 3 Referred to Assignments
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Senate Committee Amendment No. 3 Filed with Secretary by Sen. Julie A. Morrison
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Postponed - Transportation
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Senate Committee Amendment No. 2 Referred to Assignments
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Senate Committee Amendment No. 2 Filed with Secretary by Sen. Julie A. Morrison
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Senate Committee Amendment No. 1 Assignments Refers to Transportation
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Senate Committee Amendment No. 1 Referred to Assignments
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Senate Committee Amendment No. 1 Filed with Secretary by Sen. Julie A. Morrison
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Assigned to Transportation
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Referred to Assignments
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First Reading
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Filed with Secretary by Sen. Julie A. Morrison
Sponsors
- Julie A. Morrison · Primary
- Anthony DeLuca · Primary
Sponsorship breakdown
Export CSV (upgrade) →2 sponsors · 0 co-sponsors · 181 not signed on · 28 voted No
Sponsors (2)
- Julie A. Morrison Democrat
- Anthony DeLuca Democrat
Co-sponsors (0)
None.
Not signed on (181)
181 members have not signed on to this bill.
Show all 181 →"Not signed on" means a member has not sponsored or co-sponsored this bill — it does not imply opposition. Members flagged Voted No have a recorded No vote on this bill.
Votes
| Party | Yea | Nay | Present | Not Voting |
|---|---|---|---|---|
| Democrat | 64 | 0 | 0 | 7 |
| Republican | 9 | 22 | 0 | 8 |
| Unaffiliated | 6 | 0 | 0 | 1 |
| Total | 79 | 22 | 0 | 16 |
| % of votes cast | 68% | 19% | 0% | 14% |
How each member voted (117)
| Member | Party | Vote |
|---|---|---|
| Du Buclet | — | Yea |
| Faver Dias | — | Yea |
| Hernandez, Lisa | — | Yea |
| Katz Muhl | — | Yea |
| La Ha | — | Not Voting |
| Williams, Jawaharial | — | Yea |
| Yang Rohr | — | Yea |
| Aarón M. Ortíz | Democrat | Yea |
| Abdelnasser Rashid | Democrat | Yea |
| Amy Briel | Democrat | Yea |
| Angelica Guerrero-Cuellar | Democrat | Yea |
| Ann M. Williams | Democrat | Yea |
| Anna Moeller | Democrat | Yea |
| Anne Stava | Democrat | Yea |
| Anthony DeLuca | Democrat | Yea |
| Barbara Hernandez | Democrat | Yea |
| Bob Morgan | Democrat | Yea |
| Camille Y. Lilly | Democrat | Yea |
| Carol Ammons | Democrat | Yea |
| Curtis J. Tarver, II | Democrat | Yea |
| Dagmara Avelar | Democrat | Yea |
| Daniel Didech | Democrat | Yea |
| Dave Vella | Democrat | Yea |
| Debbie Meyers-Martin | Democrat | Yea |
| Diane Blair-Sherlock | Democrat | Yea |
| Edgar González, Jr. | Democrat | Yea |
| Eva-Dina Delgado | Democrat | Not Voting |
| Fred Crespo | Democrat | Yea |
| Gregg Johnson | Democrat | Yea |
| Harry Benton | Democrat | Not Voting |
| Hoan Huynh | Democrat | Not Voting |
| Jaime M. Andrade, Jr. | Democrat | Not Voting |
| Jay Hoffman | Democrat | Yea |
| Jehan Gordon-Booth | Democrat | Not Voting |
| Jennifer Gong-Gershowitz | Democrat | Yea |
| Joyce Mason | Democrat | Yea |
| Justin Cochran | Democrat | Yea |
| Justin Slaughter | Democrat | Yea |
| Kam Buckner | Democrat | Yea |
| Katie Stuart | Democrat | Yea |
| Kelly M. Cassidy | Democrat | Yea |
| Kevin John Olickal | Democrat | Yea |
| La Shawn K. Ford | Democrat | Yea |
| Lawrence "Larry" Walsh, Jr. | Democrat | Yea |
| Lilian Jiménez | Democrat | Yea |
| Lindsey LaPointe | Democrat | Yea |
| Lisa Davis | Democrat | Not Voting |
| Marcus C. Evans, Jr. | Democrat | Yea |
| Margaret A. DeLaRosa | Democrat | Yea |
| Margaret Croke | Democrat | Yea |
| Martha Deuter | Democrat | Yea |
| Mary Beth Canty | Democrat | Yea |
| Mary Gill | Democrat | Yea |
| Matt Hanson | Democrat | Yea |
| Maura Hirschauer | Democrat | Yea |
| Maurice A. West, II | Democrat | Not Voting |
| Michael Crawford | Democrat | Yea |
| Michael J. Kelly | Democrat | Yea |
| Michelle Mussman | Democrat | Yea |
| Nabeela Syed | Democrat | Yea |
| Natalie A. Manley | Democrat | Yea |
| Nicholas K. Smith | Democrat | Yea |
| Nicolle Grasse | Democrat | Yea |
| Norma Hernandez | Democrat | Yea |
| Rick Ryan | Democrat | Yea |
| Rita Mayfield | Democrat | Yea |
| Robert "Bob" Rita | Democrat | Yea |
| Robyn Gabel | Democrat | Yea |
| Sharon Chung | Democrat | Yea |
| Sonya M. Harper | Democrat | Yea |
| Stephanie A. Kifowit | Democrat | Yea |
| Sue Scherer | Democrat | Yea |
| Suzanne M. Ness | Democrat | Yea |
| Thaddeus Jones | Democrat | Yea |
| Theresa Mah | Democrat | Yea |
| Will Guzzardi | Democrat | Yea |
| William "Will" Davis | Democrat | Yea |
| Yolonda Morris | Democrat | Yea |
| Adam M. Niemerg | Republican | Nay |
| Amy Elik | Republican | Nay |
| Amy L. Grant | Republican | Nay |
| Blaine Wilhour | Republican | Nay |
| Brad Halbrook | Republican | Nay |
| Brad Stephens | Republican | Yea |
| Bradley Fritts | Republican | Yea |
| Brandun Schweizer | Republican | Nay |
| Charles Meier | Republican | Nay |
| Chris Miller | Republican | Nay |
| Christopher "C.D." Davidsmeyer | Republican | Yea |
| Dan Swanson | Republican | Yea |
| Daniel J. Ugaste | Republican | Not Voting |
| Dave Severin | Republican | Nay |
| David Friess | Republican | Nay |
| Dennis Tipsword | Republican | Not Voting |
| Jackie Haas | Republican | Not Voting |
| Jason R. Bunting | Republican | Yea |
| Jed Davis | Republican | Nay |
| Jeff Keicher | Republican | Not Voting |
| Jennifer Sanalitro | Republican | Yea |
| Joe C. Sosnowski | Republican | Not Voting |
| John M. Cabello | Republican | Nay |
| Kevin Schmidt | Republican | Nay |
| Kyle Moore | Republican | Nay |
| Martin McLaughlin | Republican | Nay |
| Michael J. Coffey, Jr. | Republican | Not Voting |
| Norine K. Hammond | Republican | Nay |
| Patrick Sheehan | Republican | Yea |
| Patrick Windhorst | Republican | Nay |
| Paul Jacobs | Republican | Nay |
| Regan Deering | Republican | Nay |
| Ryan Spain | Republican | Not Voting |
| Steven Reick | Republican | Yea |
| Tom Weber | Republican | Nay |
| Tony M. McCombie | Republican | Nay |
| Travis Weaver | Republican | Nay |
| Wayne A. Rosenthal | Republican | Yea |
| William E Hauter | Republican | Not Voting |
| Party | Yea | Nay | Present | Not Voting |
|---|---|---|---|---|
| Democrat | 7 | 0 | 0 | 0 |
| Republican | 3 | 0 | 0 | 1 |
| Total | 10 | 0 | 0 | 1 |
| % of votes cast | 91% | 0% | 0% | 9% |
How each member voted (11)
| Member | Party | Vote |
|---|---|---|
| Angelica Guerrero-Cuellar | Democrat | Yea |
| Barbara Hernandez | Democrat | Yea |
| Diane Blair-Sherlock | Democrat | Yea |
| Edgar González, Jr. | Democrat | Yea |
| Margaret Croke | Democrat | Yea |
| Matt Hanson | Democrat | Yea |
| Michael J. Kelly | Democrat | Yea |
| Brad Stephens | Republican | Yea |
| Bradley Fritts | Republican | Yea |
| Regan Deering | Republican | Not Voting |
| Wayne A. Rosenthal | Republican | Yea |
| Party | Yea | Nay | Present | Not Voting |
|---|---|---|---|---|
| Unaffiliated | 3 | 0 | 0 | 0 |
| Democrat | 32 | 0 | 0 | 4 |
| Republican | 13 | 6 | 0 | 0 |
| Total | 48 | 6 | 0 | 4 |
| % of votes cast | 83% | 10% | 0% | 7% |
How each member voted (58)
| Member | Party | Vote |
|---|---|---|
| Simmons | — | Yea |
| Glowiak Hilton | — | Yea |
| Loughran Cappel | — | Yea |
| Bill Cunningham | Democrat | Yea |
| Celina Villanueva | Democrat | Yea |
| Christopher Belt | Democrat | Not Voting |
| Cristina Castro | Democrat | Yea |
| David Koehler | Democrat | Yea |
| Doris Turner | Democrat | Yea |
| Elgie R. Sims, Jr. | Democrat | Yea |
| Emil Jones, III | Democrat | Yea |
| Graciela Guzmán | Democrat | Yea |
| Gregg Johnson | Democrat | Yea |
| Javier L. Cervantes | Democrat | Yea |
| Julie A. Morrison | Democrat | Yea |
| Karina Villa | Democrat | Yea |
| Kimberly A. Lightford | Democrat | Yea |
| Lakesia Collins | Democrat | Yea |
| Laura Ellman | Democrat | Yea |
| Laura Fine | Democrat | Yea |
| Laura M. Murphy | Democrat | Yea |
| Linda Holmes | Democrat | Yea |
| Mark L. Walker | Democrat | Yea |
| Mary Edly-Allen | Democrat | Yea |
| Mattie Hunter | Democrat | Yea |
| Michael E. Hastings | Democrat | Yea |
| Michael W. Halpin | Democrat | Yea |
| Mike Porfirio | Democrat | Not Voting |
| Napoleon Harris III | Democrat | Yea |
| Omar Aquino | Democrat | Yea |
| Patrick J. Joyce | Democrat | Yea |
| Paul Faraci | Democrat | Yea |
| Rachel Ventura | Democrat | Not Voting |
| Ram Villivalam | Democrat | Yea |
| Robert F. Martwick | Democrat | Yea |
| Robert Peters | Democrat | Not Voting |
| Sara Feigenholtz | Democrat | Yea |
| Steve Stadelman | Democrat | Yea |
| Willie Preston | Democrat | Yea |
| Andrew S. Chesney | Republican | Nay |
| Chapin Rose | Republican | Nay |
| Chris Balkema | Republican | Nay |
| Craig Wilcox | Republican | Yea |
| Dale Fowler | Republican | Yea |
| Darby A. Hills | Republican | Yea |
| Dave Syverson | Republican | Yea |
| Donald P. DeWitte | Republican | Yea |
| Erica Harriss | Republican | Yea |
| Jason Plummer | Republican | Nay |
| Jil Tracy | Republican | Yea |
| John F. Curran | Republican | Yea |
| Li Arellano, Jr. | Republican | Nay |
| Neil Anderson | Republican | Nay |
| Sally J. Turner | Republican | Yea |
| Seth Lewis | Republican | Yea |
| Steve McClure | Republican | Yea |
| Sue Rezin | Republican | Yea |
| Terri Bryant | Republican | Yea |
| Party | Yea | Nay | Present | Not Voting |
|---|---|---|---|---|
| Republican | 6 | 0 | 0 | 0 |
| Democrat | 13 | 0 | 0 | 0 |
| Total | 19 | 0 | 0 | 0 |
| % of votes cast | 100% | 0% | 0% | 0% |
How each member voted (19)
| Member | Party | Vote |
|---|---|---|
| Celina Villanueva | Democrat | Yea |
| Laura Ellman | Democrat | Yea |
| Laura M. Murphy | Democrat | Yea |
| Mark L. Walker | Democrat | Yea |
| Mattie Hunter | Democrat | Yea |
| Mike Porfirio | Democrat | Yea |
| Omar Aquino | Democrat | Yea |
| Patrick J. Joyce | Democrat | Yea |
| Rachel Ventura | Democrat | Yea |
| Ram Villivalam | Democrat | Yea |
| Robert F. Martwick | Democrat | Yea |
| Steve Stadelman | Democrat | Yea |
| Suzy Glowiak Hilton | Democrat | Yea |
| Craig Wilcox | Republican | Yea |
| Dale Fowler | Republican | Yea |
| Darby A. Hills | Republican | Yea |
| Donald P. DeWitte | Republican | Yea |
| Erica Harriss | Republican | Yea |
| Seth Lewis | Republican | Yea |
Subjects
Frequently asked questions
- Who sponsors SB 2972?
- SB 2972 is sponsored by Julie A. Morrison (Democrat) and Anthony DeLuca (Democrat).
- What is the current status of SB 2972?
- This bill has been sent to the executive. Introduced January 27, 2026. It awaits signature.
- Where can I track SB 2972?
- Track SB 2972 free on One Click Politics — get push/email alerts when it moves.
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