Tennessee 114th General Assembly Status: Enacted 1 D cosponsors

HB 1045 — AN ACT to amend Tennessee Code Annotated, Title 56, relative to creditor claims to insurance proceeds.

Last action — Effective date(s) 07/01/2025

Track this bill free

No card. One bill, free forever — alerts when it moves.

  1. ✓
    Introduced
  2. ✓
    In Committee
  3. ✓
    Passed House
  4. ✓
    Passed Senate
  5. ✓
    To Executive
  6. 6
    Enacted

This bill has been enacted into law. Introduced February 05, 2025. Enacted.

Signed by Governor Bill Lee (Republican) on March 26, 2025.

Prognosis

Likely to advance 72% · moderate confidence

Where this bill stands today.

Odds of enactment

High

How often bills like it became law.

  • Enacted

    Current position in the legislative process.

  • 1 sponsor

    1 primary, 0 co-sponsors signed on.

  • Single-party support

    Sponsorship is currently within one party (1 D).

  • Cleared a recorded vote

    Passed 1 recorded vote so far.

Prognosis reads this bill's own signals — stage, sponsorship breadth, committee status, recorded votes and cross-state momentum. Odds come from a model trained on which bills have become law.

Summary

Insurance Companies, Agents, Brokers, Policies - As enacted, clarifies that the exemption from claims of creditors for the net amount payable under a policy of life insurance or under an annuity contract upon the life of a person made for the benefit of, or assigned to, the spouse, children, or dependent relatives of the person includes claims through execution, attachment, seizure, and garnishment, and that use of exempt funds does not change the classification of the funds used from exempt to nonexempt. - Amends TCA Title 56.

Bill Text

Action History

  1. Comp. became Pub. Ch. 150

  2. Pub. Ch. 150

  3. Effective date(s) 07/01/2025

  4. Signed by Governor.

  5. Transmitted to Governor for his action.

  6. Signed by H. Speaker

  7. Signed by Senate Speaker

  8. Enrolled; ready for sig. of H. Speaker.

  9. Companion House Bill substituted

  10. Passed H., Ayes 96, Nays 0, PNV 0

  11. Engrossed; ready for transmission to Sen.

  12. Received from House, Passed on First Consideration

  13. Senate substituted House Bill for companion Senate Bill.

  14. Passed Senate, Ayes 32, Nays 0

  15. Placed on Senate Consent Calendar 2 for 3/24/2025

  16. H. Placed on Consent Calendar for 3/24/2025

  17. Placed on cal. Calendar & Rules Committee for 3/20/2025

  18. Recommended for passage, refer to Senate Calendar Committee

  19. Placed on Senate Commerce and Labor Committee calendar for 3/18/2025

  20. Rec. for pass; ref to Calendar & Rules Committee

  21. Placed on Senate Commerce and Labor Committee calendar for 3/18/2025

  22. Rec. for pass by s/c ref. to Insurance Committee

  23. Placed on cal. Insurance Committee for 3/12/2025

  24. Placed on s/c cal Insurance Subcommittee for 3/5/2025

  25. Passed on Second Consideration, refer to Senate Commerce and Labor Committee

  26. Assigned to s/c Insurance Subcommittee

  27. Introduced, Passed on First Consideration

  28. P2C, ref. to Insurance Committee

  29. Intro., P1C.

  30. Filed for introduction

  31. Filed for introduction

Sponsors

Sponsorship breakdown

Export CSV (upgrade) →

1 sponsors · 0 co-sponsors · 132 not signed on

Sponsors (1)

Co-sponsors (0)

None.

Not signed on (132)

132 members have not signed on to this bill.

Show all 132 →

"Not signed on" means a member has not sponsored or co-sponsored this bill — it does not imply opposition. Members flagged Voted No have a recorded No vote on this bill.

Whip count is in markup. Polling the chamber and every recorded vote this session. Only the first open is slow. It’s instant for you after this. Calling the roll · Tallying · Engrossing

Votes

Subjects

finance health-insurance
Cross-referencing the record. Reading this bill against every other bill in the corpus by meaning, not keywords. Only the first open is slow. It’s instant for you after this. Matching · Ranking · Engrossing

Frequently asked questions

What does HB 1045 do?
Insurance Companies, Agents, Brokers, Policies - As enacted, clarifies that the exemption from claims of creditors for the net amount payable under a policy of life insurance or under an annuity contract upon the life of a person made for the benefit of, or assigned to, the spouse, children, or dependent relatives of the person includes claims through execution, attachment, seizure, and garnishment, and that use of exempt funds does not change the classification of the funds used from exempt to nonexempt. - Amends TCA Title 56.
Who sponsors HB 1045?
HB 1045 is sponsored by Shaw, Johnny (Democrat).
What is the current status of HB 1045?
This bill has been enacted into law. Introduced February 05, 2025. Enacted.
Where can I track HB 1045?
Track HB 1045 free on One Click Politics — get push/email alerts when it moves.

Make your voice heard on HB 1045

Find the representatives who decide this bill and tell them where you stand — for yourself, or mobilize your whole list in one click with One Click Politics advocacy software.

Find my representatives → Run a campaign

Stay ahead of HB 1045

Last checked for changes 3 months ago · updated continuously

One Click Politics tracks every bill in Congress and all 50 states.

Track this bill →