Illinois 104th Regular Session Status: In Committee 2 D cosponsors

HB 3554 — COLLECTION AGENCY ACT

Last action — House Floor Amendment No. 2 Rule 19(c) / Re-referred to Rules Committee

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  1. ✓
    Introduced
  2. 2
    In Committee
  3. 3
    Passed House
  4. 4
    Passed Senate
  5. 5
    To Executive
  6. 6
    Enacted

This bill is in committee in the House. Introduced February 07, 2025. It must pass committee before a floor vote.

Next likely step: a committee vote, then a floor vote in the House.

Prognosis

Advancing 38% · moderate confidence

Where this bill stands today.

Odds of enactment

Low

How often bills like it became law.

  • In Committee

    Current position in the legislative process.

  • 2 sponsors

    1 primary, 1 co-sponsors signed on.

  • Single-party support

    Sponsorship is currently within one party (2 D).

  • Cleared a recorded vote

    Passed 2 recorded votes so far.

Prognosis reads this bill's own signals — stage, sponsorship breadth, committee status, recorded votes and cross-state momentum. Odds come from a model trained on which bills have become law.

Bill Text

How this bill changes current law

5 changes Share ↗

AI-generated reading aid from the bill's amendatory text — verify against the official bill.

The bill removes the Collection Agency Act from the list of acts scheduled for repeal under the Regulatory Sunset Act and makes various amendments to the Collection Agency Act.

  • 5 ILCS 80/4.36

    The Collection Agency Act.

    Removes the Collection Agency Act from the list of acts scheduled for repeal on January 1, 2026.

  • 205 ILCS 740/2.03

    Retail sellers stores collecting on retail installment contracts or retail charge agreements originated by the retail seller their own accounts; → Retail sellers collecting on retail installment contracts or retail charge agreements originated by the retail seller;

    Clarifies that retail sellers are exempt from the act when collecting on specified agreements.

  • 205 ILCS 740/2.04

    Collection agencies engaged in the business of collecting child support debt owing under a court order as provided under the Illinois Public Aid Code, the Illinois Marriage and Dissolution of Marriage Act, the Non-Support Punishment Act, the Illinois Parentage Act of 1984, the Illinois Parentage Act of 2015, or similar laws of other states are not restricted (i) in the frequency of contact with an obligor who is in arrears, whether by phone, mail, or other means, (ii) from contacting the employer of an obligor who is in arrears, (iii) from publishing or threatening to publish a list of obligors in arrears, (iv) from disclosing or threatening to disclose an arrearage that the obligor disputes, but for which a verified notice of delinquency has been served under the Income Withholding for Support Act (or any of its predecessors, Section 10-16.2 of the Illinois Public Aid Code, Section 706.1 of the Illinois Marriage and Dissolution of Marriage Act, Section 22 of the Non-Support Punishment Act

    Defines the scope of collection agencies' actions regarding child support debts.

  • 205 ILCS 740/4.5

    The fee rate a collection agency can charge may be modified by rule to not less than 25% of the amount of child support actually collected by the collection agency but not greater than 35%.

    Establishes a regulation for charging fees on child support collections.

  • 205 ILCS 740/11

    Repeals provisions concerning the Collection Agency Licensing and Disciplinary Board

    Eliminates the Collection Agency Licensing and Disciplinary Board from the act.

Amendments

2 amendments

Click Show changes on an amendment above to see how it modifies the bill.

Action History

  1. House Floor Amendment No. 2 Rule 19(c) / Re-referred to Rules Committee

  2. Rule 19(a) / Re-referred to Rules Committee

  3. House Floor Amendment No. 2 Recommends Be Adopted Financial Institutions and Licensing Committee; 011-000-000

  4. House Floor Amendment No. 2 Rules Refers to Financial Institutions and Licensing Committee

  5. Added Chief Co-Sponsor Rep. Margaret Croke

  6. Chief Sponsor Changed to Rep. Harry Benton

  7. House Floor Amendment No. 2 Referred to Rules Committee

  8. House Floor Amendment No. 2 Filed with Clerk by Rep. Margaret Croke

  9. Held on Calendar Order of Second Reading - Short Debate

  10. Second Reading - Short Debate

  11. Placed on Calendar 2nd Reading - Short Debate

  12. Do Pass as Amended / Short Debate Financial Institutions and Licensing Committee; 008-004-000

  13. House Committee Amendment No. 1 Adopted in Financial Institutions and Licensing Committee; by Voice Vote

  14. House Committee Amendment No. 1 Rules Refers to Financial Institutions and Licensing Committee

  15. House Committee Amendment No. 1 Referred to Rules Committee

  16. House Committee Amendment No. 1 Filed with Clerk by Rep. Margaret Croke

  17. Assigned to Financial Institutions and Licensing Committee

  18. Referred to Rules Committee

  19. First Reading

  20. Filed with the Clerk by Rep. Margaret Croke

Sponsors

Sponsorship breakdown

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1 sponsors · 1 co-sponsors · 181 not signed on · 4 voted No

Sponsors (1)

Co-sponsors (1)

Not signed on (181)

181 members have not signed on to this bill.

Show all 181 →

"Not signed on" means a member has not sponsored or co-sponsored this bill — it does not imply opposition. Members flagged Voted No have a recorded No vote on this bill.

Whip count is in markup. Polling the chamber and every recorded vote this session. Only the first open is slow. It’s instant for you after this. Calling the roll · Tallying · Engrossing

Votes

Financial Institutions & Licensing, Amendment 2

Passed 11 Yea · 0 Nay · 1 Other
Party YeaNayPresentNot Voting
Republican 4000
Democrat 7001
Total 11001
% of votes cast 92%0%0%8%
How each member voted (12)
Member Party Vote
Daniel Didech Democrat Yea
Edgar González, Jr. Democrat Yea
Eva-Dina Delgado Democrat Yea
Jaime M. Andrade, Jr. Democrat Yea
Jennifer Gong-Gershowitz Democrat Yea
Margaret Croke Democrat Yea
Natalie A. Manley Democrat Yea
Rita Mayfield Democrat Not Voting
Christopher "C.D." Davidsmeyer Republican Yea
Daniel J. Ugaste Republican Yea
Michael J. Coffey, Jr. Republican Yea
Ryan Spain Republican Yea

Official roll call →

Financial Institutions & Licensing

Passed 8 Yea · 4 Nay
Party YeaNayPresentNot Voting
Democrat 8000
Republican 0400
Total 8400
% of votes cast 67%33%0%0%
How each member voted (12)
Member Party Vote
Dagmara Avelar Democrat Yea
Daniel Didech Democrat Yea
Eva-Dina Delgado Democrat Yea
Jaime M. Andrade, Jr. Democrat Yea
Jennifer Gong-Gershowitz Democrat Yea
Margaret Croke Democrat Yea
Natalie A. Manley Democrat Yea
Rita Mayfield Democrat Yea
Christopher "C.D." Davidsmeyer Republican Nay
Daniel J. Ugaste Republican Nay
Jeff Keicher Republican Nay
Michael J. Coffey, Jr. Republican Nay

Official roll call →

Subjects

finance
Cross-referencing the record. Reading this bill against every other bill in the corpus by meaning, not keywords. Only the first open is slow. It’s instant for you after this. Matching · Ranking · Engrossing

Frequently asked questions

Who sponsors HB 3554?
HB 3554 is sponsored by Harry Benton (Democrat) and Margaret Croke (Democrat).
What is the current status of HB 3554?
This bill is in committee in the House. Introduced February 07, 2025. It must pass committee before a floor vote.
Where can I track HB 3554?
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