Illinois 104th Regular Session Status: To Executive 6 D cosponsors

HB 4687 — REPEAL-LOAN DEFAULT ACT

Last action — Sent to the Governor

  1. ✓
    Introduced
  2. ✓
    In Committee
  3. ✓
    Passed House
  4. ✓
    Passed Senate
  5. 5
    To Executive
  6. 6
    Enacted

This bill has been sent to the executive. Introduced January 29, 2026. It awaits signature.

Next likely step: the executive signs it into law or issues a veto.

Prognosis

Likely to advance 74% · moderate confidence

Where this bill stands today.

Odds of enactment

Moderate

How often bills like it became law.

  • To Executive

    Current position in the legislative process.

  • 6 sponsors

    2 primary, 4 co-sponsors signed on.

  • Single-party support

    Sponsorship is currently within one party (6 D).

  • Cleared a recorded vote

    Passed 4 recorded votes so far.

Prognosis reads this bill's own signals — stage, sponsorship breadth, committee status, recorded votes and cross-state momentum. Odds come from a model trained on which bills have become law.

In plain language

The bill repeals the Loan Default Act.

This bill removes the Loan Default Act from the law. By repealing it, any legal implications or regulations that stem from this act are also eliminated.

Bill Text

What changed in the latest version

1 added · 1 removed

Plain-language change summary

The changes made to Bill HB 4687 involve correcting a designation from "Engrossed" to "Enrolled." This shift indicates that the bill has moved to its final version after passing through all necessary legislative steps. This matters because it signifies that the bill is ready for official approval and can soon become law if signed by the appropriate authority.

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HB4687 Engrossed LRB104 19794 WRO 33244 b AN ACT concerning government.
HB4687 Enrolled LRB104 19794 WRO 33244 b AN ACT concerning government.
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Action History

  1. Sent to the Governor

  2. Added as Alternate Co-Sponsor Sen. Mattie Hunter

  3. Added as Alternate Co-Sponsor Sen. David Koehler

  4. Added as Alternate Co-Sponsor Sen. Mary Edly-Allen

  5. Passed Both Houses

  6. Third Reading - Passed; 058-001-000

  7. Placed on Calendar Order of 3rd Reading **

  8. Placed on Calendar Order of 3rd Reading May 18, 2026

  9. Second Reading

  10. Placed on Calendar Order of 2nd Reading May 7, 2026

  11. Do Pass State Government; 010-000-000

  12. Assigned to State Government

  13. Referred to Assignments

  14. First Reading

  15. Chief Senate Sponsor Sen. Paul Faraci

  16. Placed on Calendar Order of First Reading

  17. Arrive in Senate

  18. Third Reading - Short Debate - Passed 106-000-000

  19. Placed on Calendar Order of 3rd Reading - Short Debate

  20. Held on Calendar Order of Second Reading - Short Debate

  21. Second Reading - Short Debate

  22. Added Chief Co-Sponsor Rep. Carol Ammons

  23. Placed on Calendar 2nd Reading - Short Debate

  24. Do Pass / Short Debate Higher Education Committee; 010-000-000

  25. Assigned to Higher Education Committee

  26. Referred to Rules Committee

  27. First Reading

  28. Filed with the Clerk by Rep. La Shawn K. Ford

Sponsors

Sponsorship breakdown

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2 sponsors · 4 co-sponsors · 177 not signed on · 1 voted No

Sponsors (2)

Co-sponsors (4)

Not signed on (177)

177 members have not signed on to this bill.

Show all 177 →

"Not signed on" means a member has not sponsored or co-sponsored this bill — it does not imply opposition. Members flagged Voted No have a recorded No vote on this bill.

Whip count is in markup. Polling the chamber and every recorded vote this session. Only the first open is slow. It’s instant for you after this. Calling the roll · Tallying · Engrossing

Votes

Third Reading

Passed 58 Yea · 1 Nay
Party YeaNayPresentNot Voting
Unaffiliated 3000
Democrat 36000
Republican 18100
Total 57100
% of votes cast 98%2%0%0%
How each member voted (58)
Member Party Vote
Simmons — Yea
Glowiak Hilton — Yea
Loughran Cappel — Yea
Bill Cunningham Democrat Yea
Celina Villanueva Democrat Yea
Christopher Belt Democrat Yea
Cristina Castro Democrat Yea
David Koehler Democrat Yea
Doris Turner Democrat Yea
Elgie R. Sims, Jr. Democrat Yea
Emil Jones, III Democrat Yea
Graciela Guzmán Democrat Yea
Gregg Johnson Democrat Yea
Javier L. Cervantes Democrat Yea
Julie A. Morrison Democrat Yea
Karina Villa Democrat Yea
Kimberly A. Lightford Democrat Yea
Lakesia Collins Democrat Yea
Laura Ellman Democrat Yea
Laura Fine Democrat Yea
Laura M. Murphy Democrat Yea
Linda Holmes Democrat Yea
Mark L. Walker Democrat Yea
Mary Edly-Allen Democrat Yea
Mattie Hunter Democrat Yea
Michael E. Hastings Democrat Yea
Michael W. Halpin Democrat Yea
Mike Porfirio Democrat Yea
Napoleon Harris III Democrat Yea
Omar Aquino Democrat Yea
Patrick J. Joyce Democrat Yea
Paul Faraci Democrat Yea
Rachel Ventura Democrat Yea
Ram Villivalam Democrat Yea
Robert F. Martwick Democrat Yea
Robert Peters Democrat Yea
Sara Feigenholtz Democrat Yea
Steve Stadelman Democrat Yea
Willie Preston Democrat Yea
Andrew S. Chesney Republican Yea
Chapin Rose Republican Yea
Chris Balkema Republican Yea
Craig Wilcox Republican Yea
Dale Fowler Republican Yea
Darby A. Hills Republican Yea
Dave Syverson Republican Yea
Donald P. DeWitte Republican Yea
Erica Harriss Republican Yea
Jason Plummer Republican Nay
Jil Tracy Republican Yea
John F. Curran Republican Yea
Li Arellano, Jr. Republican Yea
Neil Anderson Republican Yea
Sally J. Turner Republican Yea
Seth Lewis Republican Yea
Steve McClure Republican Yea
Sue Rezin Republican Yea
Terri Bryant Republican Yea

Official roll call →

State Government

Passed 10 Yea · 0 Nay
Party YeaNayPresentNot Voting
Republican 3000
Democrat 7000
Total 10000
% of votes cast 100%0%0%0%
How each member voted (10)
Member Party Vote
Doris Turner Democrat Yea
Meg Loughran Cappel Democrat Yea
Michael W. Halpin Democrat Yea
Mike Porfirio Democrat Yea
Patrick J. Joyce Democrat Yea
Robert F. Martwick Democrat Yea
Willie Preston Democrat Yea
Donald P. DeWitte Republican Yea
Li Arellano, Jr. Republican Yea
Sally J. Turner Republican Yea

Official roll call →

Third Reading

Passed 106 Yea · 0 Nay · 12 Other
Party YeaNayPresentNot Voting
Democrat 65006
Republican 33006
Unaffiliated 7000
Total 1050012
% of votes cast 90%0%0%10%
How each member voted (117)
Member Party Vote
Du Buclet — Yea
Faver Dias — Yea
Hernandez, Lisa — Yea
Katz Muhl — Yea
La Ha — Yea
Williams, Jawaharial — Yea
Yang Rohr — Yea
Aarón M. Ortíz Democrat Yea
Abdelnasser Rashid Democrat Yea
Amy Briel Democrat Yea
Angelica Guerrero-Cuellar Democrat Yea
Ann M. Williams Democrat Yea
Anna Moeller Democrat Yea
Anne Stava Democrat Yea
Anthony DeLuca Democrat Yea
Barbara Hernandez Democrat Yea
Bob Morgan Democrat Yea
Camille Y. Lilly Democrat Yea
Carol Ammons Democrat Not Voting
Curtis J. Tarver, II Democrat Not Voting
Dagmara Avelar Democrat Yea
Daniel Didech Democrat Yea
Dave Vella Democrat Yea
Debbie Meyers-Martin Democrat Yea
Diane Blair-Sherlock Democrat Yea
Edgar González, Jr. Democrat Yea
Eva-Dina Delgado Democrat Yea
Fred Crespo Democrat Yea
Gregg Johnson Democrat Yea
Harry Benton Democrat Yea
Hoan Huynh Democrat Not Voting
Jaime M. Andrade, Jr. Democrat Not Voting
Jay Hoffman Democrat Yea
Jehan Gordon-Booth Democrat Yea
Jennifer Gong-Gershowitz Democrat Yea
Joyce Mason Democrat Yea
Justin Cochran Democrat Yea
Justin Slaughter Democrat Yea
Kam Buckner Democrat Yea
Katie Stuart Democrat Yea
Kelly M. Cassidy Democrat Yea
Kevin John Olickal Democrat Yea
La Shawn K. Ford Democrat Yea
Lawrence "Larry" Walsh, Jr. Democrat Yea
Lilian Jiménez Democrat Yea
Lindsey LaPointe Democrat Yea
Lisa Davis Democrat Not Voting
Marcus C. Evans, Jr. Democrat Yea
Margaret A. DeLaRosa Democrat Yea
Margaret Croke Democrat Yea
Martha Deuter Democrat Yea
Mary Beth Canty Democrat Yea
Mary Gill Democrat Yea
Matt Hanson Democrat Yea
Maura Hirschauer Democrat Yea
Maurice A. West, II Democrat Yea
Michael Crawford Democrat Yea
Michael J. Kelly Democrat Not Voting
Michelle Mussman Democrat Yea
Nabeela Syed Democrat Yea
Natalie A. Manley Democrat Yea
Nicholas K. Smith Democrat Yea
Nicolle Grasse Democrat Yea
Norma Hernandez Democrat Yea
Rick Ryan Democrat Yea
Rita Mayfield Democrat Yea
Robert "Bob" Rita Democrat Yea
Robyn Gabel Democrat Yea
Sharon Chung Democrat Yea
Sonya M. Harper Democrat Yea
Stephanie A. Kifowit Democrat Yea
Sue Scherer Democrat Yea
Suzanne M. Ness Democrat Yea
Thaddeus Jones Democrat Yea
Theresa Mah Democrat Yea
Will Guzzardi Democrat Yea
William "Will" Davis Democrat Yea
Yolonda Morris Democrat Yea
Adam M. Niemerg Republican Yea
Amy Elik Republican Yea
Amy L. Grant Republican Not Voting
Blaine Wilhour Republican Yea
Brad Halbrook Republican Yea
Brad Stephens Republican Yea
Bradley Fritts Republican Yea
Brandun Schweizer Republican Yea
Charles Meier Republican Yea
Chris Miller Republican Yea
Christopher "C.D." Davidsmeyer Republican Not Voting
Dan Swanson Republican Yea
Daniel J. Ugaste Republican Not Voting
Dave Severin Republican Yea
David Friess Republican Yea
Dennis Tipsword Republican Yea
Jackie Haas Republican Yea
Jason R. Bunting Republican Yea
Jed Davis Republican Yea
Jeff Keicher Republican Not Voting
Jennifer Sanalitro Republican Yea
Joe C. Sosnowski Republican Not Voting
John M. Cabello Republican Yea
Kevin Schmidt Republican Yea
Kyle Moore Republican Yea
Martin McLaughlin Republican Yea
Michael J. Coffey, Jr. Republican Yea
Norine K. Hammond Republican Yea
Patrick Sheehan Republican Yea
Patrick Windhorst Republican Yea
Paul Jacobs Republican Yea
Regan Deering Republican Yea
Ryan Spain Republican Yea
Steven Reick Republican Yea
Tom Weber Republican Yea
Tony M. McCombie Republican Yea
Travis Weaver Republican Yea
Wayne A. Rosenthal Republican Not Voting
William E Hauter Republican Yea

Official roll call →

Higher Education

Passed 10 Yea · 0 Nay · 2 Other
Party YeaNayPresentNot Voting
Democrat 8000
Republican 2002
Total 10002
% of votes cast 83%0%0%17%
How each member voted (12)
Member Party Vote
Barbara Hernandez Democrat Yea
Carol Ammons Democrat Yea
Diane Blair-Sherlock Democrat Yea
Jennifer Gong-Gershowitz Democrat Yea
Katie Stuart Democrat Yea
Norma Hernandez Democrat Yea
Sharon Chung Democrat Yea
Tracy Katz Muhl Democrat Yea
Dan Swanson Republican Yea
Daniel J. Ugaste Republican Not Voting
David Friess Republican Yea
Wayne A. Rosenthal Republican Not Voting

Official roll call →

Subjects

finance education
Cross-referencing the record. Reading this bill against every other bill in the corpus by meaning, not keywords. Only the first open is slow. It’s instant for you after this. Matching · Ranking · Engrossing

Frequently asked questions

Who sponsors HB 4687?
HB 4687 is sponsored by La Shawn K. Ford (Democrat), Carol Ammons (Democrat), Paul Faraci (Democrat), Mary Edly-Allen (Democrat), David Koehler (Democrat), and Mattie Hunter (Democrat).
What is the current status of HB 4687?
This bill has been sent to the executive. Introduced January 29, 2026. It awaits signature.
Where can I track HB 4687?
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Last checked for changes 3 months ago · updated continuously

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