Illinois 104th Regular Session Status: To Executive 5 D cosponsors

SB 3258 — INS-RENTAL VEHICLE COVERAGE

Last action — Sent to the Governor

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  1. ✓
    Introduced
  2. ✓
    In Committee
  3. ✓
    Passed Senate
  4. ✓
    Passed House
  5. 5
    To Executive
  6. 6
    Enacted

This bill has been sent to the executive. Introduced February 03, 2026. It awaits signature.

Next likely step: the executive signs it into law or issues a veto.

Prognosis

Likely to advance 74% · moderate confidence

Where this bill stands today.

Odds of enactment

Moderate

How often bills like it became law.

  • To Executive

    Current position in the legislative process.

  • 6 sponsors

    2 primary, 4 co-sponsors signed on.

  • Single-party support

    Sponsorship is currently within one party (5 D).

  • Cleared a recorded vote

    Passed 6 recorded votes so far.

Prognosis reads this bill's own signals — stage, sponsorship breadth, committee status, recorded votes and cross-state momentum. Odds come from a model trained on which bills have become law.

In plain language

The bill addresses rental vehicle coverage requirements.

This legislation modifies the requirements for coverage when renting vehicles. It aims to clarify insurance responsibilities for both renters and rental companies.

What this means for you
  • Consumers: This means you will have clearer information about insurance coverage when renting a vehicle.

Bill Text

What changed in the latest version

15 added · 16 removed

Plain-language change summary

The recent amendment to Bill SB 3258 clarifies the language around rental vehicle coverage for individuals with automobile insurance. It specifically requires insurance companies to provide written notice to applicants and insured individuals about the availability, limits, and costs of this coverage. This change matters because it aims to ensure that consumers are better informed about their options, which can help them make more informed decisions in the event of a loss.

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Previous
Latest
SB3258 Engrossed LRB104 17101 BAB 30520 b AN ACT concerning regulation.
SB3258 Enrolled LRB104 17101 BAB 30520 b AN ACT concerning regulation.
(a) In response to all applications for a policy of automobile insurance, as defined in paragraph (a) of Section 143.13, received by an insurance company, the insurance company or its agent shall provide the applicant information regarding the availability of coverage for loss of use of an insured vehicle as a result of a cause of loss covered by the policy contract, including the coverage limits and costs thereof.
(a) In response to all applications for a policy of automobile insurance, as defined in paragraph (a) of Section 143.13, received by an insurance company, the insurance company shall provide the applicant written notice regarding the availability of rental vehicle coverage for an insured vehicle as a result of a cause of loss covered by the policy contract, including the coverage limits and costs thereof.
(b) At least 30 days prior to each renewal of a policy of automobile insurance, as defined in paragraph (a) of Section 143.13, the insurance company or its agent shall provide the insured information regarding the availability of coverage for loss of use of an insured vehicle as a result of a cause of loss covered by the policy contract, including the coverage limits and costs thereof.
(b) At least 30 days prior to each renewal of a policy of automobile insurance, as defined in paragraph (a) of Section 143.13, the insurance company shall provide the insured written notice regarding the availability of rental vehicle coverage for an insured vehicle as a result of a cause of loss covered by the policy contract, including the coverage limits and costs thereof.
SB3258 Engrossed - 2 - LRB104 17101 BAB 30520 b Section 99.
Section 99.
This Act takes effect on July 1, 2027.
This Act takes effect on July SB3258 Enrolled - 2 - LRB104 17101 BAB 30520 b 1, 2027.
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Amendments

2 amendments

Click Show changes on an amendment above to see how it modifies the bill.

Action History

  1. Sent to the Governor

  2. Passed Both Houses

  3. Senate Concurs

  4. House Committee Amendment No. 1 Senate Concurs 058-000-000

  5. House Committee Amendment No. 1 Motion To Concur Recommended Do Adopt Insurance; 008-000-000

  6. House Committee Amendment No. 1 Motion to Concur Assignments Referred to Insurance

  7. House Committee Amendment No. 1 Motion to Concur Referred to Assignments

  8. House Committee Amendment No. 1 Motion to Concur Filed with Secretary Sen. Laura M. Murphy

  9. Placed on Calendar Order of Concurrence House Amendment(s) 1 - May 25, 2026

  10. Secretary's Desk - Concurrence House Amendment(s) 1

  11. Third Reading - Short Debate - Passed 109-000-000

  12. Placed on Calendar Order of 3rd Reading - Short Debate

  13. Second Reading - Short Debate

  14. Added Alternate Co-Sponsor Rep. Maurice A. West, II

  15. Placed on Calendar 2nd Reading - Short Debate

  16. Do Pass as Amended / Short Debate Insurance Committee; 012-000-000

  17. House Committee Amendment No. 1 Adopted in Insurance Committee; by Voice Vote

  18. House Committee Amendment No. 1 Rules Refers to Insurance Committee

  19. House Committee Amendment No. 1 Referred to Rules Committee

  20. House Committee Amendment No. 1 Filed with Clerk by Rep. Justin Cochran

  21. Committee Deadline Extended-Rule 9(b) May 15, 2026

  22. Assigned to Insurance Committee

  23. Referred to Rules Committee

  24. First Reading

  25. Chief House Sponsor Rep. Justin Cochran

  26. Arrived in House

  27. Third Reading - Passed; 056-000-000

  28. Placed on Calendar Order of 3rd Reading

  29. Senate Floor Amendment No. 1 Adopted; Murphy

  30. Recalled to Second Reading

  31. Senate Floor Amendment No. 1 Be Approved for Consideration Assignments

  32. Senate Floor Amendment No. 1 Referred to Assignments

  33. Senate Floor Amendment No. 1 Filed with Secretary by Sen. Laura M. Murphy

  34. Placed on Calendar Order of 3rd Reading March 26, 2026

  35. Second Reading

  36. Placed on Calendar Order of 2nd Reading March 12, 2026

  37. Do Pass Insurance; 010-000-000

  38. Postponed - Insurance

  39. Added as Co-Sponsor Sen. Doris Turner

  40. Added as Co-Sponsor Sen. Paul Faraci

  41. Added as Co-Sponsor Sen. Suzy Glowiak Hilton

  42. Assigned to Insurance

  43. Referred to Assignments

  44. First Reading

  45. Filed with Secretary by Sen. Laura M. Murphy

Sponsors

Sponsorship breakdown

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2 sponsors · 4 co-sponsors · 177 not signed on

Sponsors (2)

Co-sponsors (4)

Not signed on (177)

177 members have not signed on to this bill.

Show all 177 →

"Not signed on" means a member has not sponsored or co-sponsored this bill — it does not imply opposition. Members flagged Voted No have a recorded No vote on this bill.

Whip count is in markup. Polling the chamber and every recorded vote this session. Only the first open is slow. It’s instant for you after this. Calling the roll · Tallying · Engrossing

Votes

Concurrence

Passed 58 Yea · 0 Nay · 1 Other
Party YeaNayPresentNot Voting
Unaffiliated 3000
Democrat 36000
Republican 18001
Total 57001
% of votes cast 98%0%0%2%
How each member voted (58)
Member Party Vote
Simmons — Yea
Glowiak Hilton — Yea
Loughran Cappel — Yea
Bill Cunningham Democrat Yea
Celina Villanueva Democrat Yea
Christopher Belt Democrat Yea
Cristina Castro Democrat Yea
David Koehler Democrat Yea
Doris Turner Democrat Yea
Elgie R. Sims, Jr. Democrat Yea
Emil Jones, III Democrat Yea
Graciela Guzmán Democrat Yea
Gregg Johnson Democrat Yea
Javier L. Cervantes Democrat Yea
Julie A. Morrison Democrat Yea
Karina Villa Democrat Yea
Kimberly A. Lightford Democrat Yea
Lakesia Collins Democrat Yea
Laura Ellman Democrat Yea
Laura Fine Democrat Yea
Laura M. Murphy Democrat Yea
Linda Holmes Democrat Yea
Mark L. Walker Democrat Yea
Mary Edly-Allen Democrat Yea
Mattie Hunter Democrat Yea
Michael E. Hastings Democrat Yea
Michael W. Halpin Democrat Yea
Mike Porfirio Democrat Yea
Napoleon Harris III Democrat Yea
Omar Aquino Democrat Yea
Patrick J. Joyce Democrat Yea
Paul Faraci Democrat Yea
Rachel Ventura Democrat Yea
Ram Villivalam Democrat Yea
Robert F. Martwick Democrat Yea
Robert Peters Democrat Yea
Sara Feigenholtz Democrat Yea
Steve Stadelman Democrat Yea
Willie Preston Democrat Yea
Andrew S. Chesney Republican Yea
Chapin Rose Republican Yea
Chris Balkema Republican Yea
Craig Wilcox Republican Yea
Dale Fowler Republican Not Voting
Darby A. Hills Republican Yea
Dave Syverson Republican Yea
Donald P. DeWitte Republican Yea
Erica Harriss Republican Yea
Jason Plummer Republican Yea
Jil Tracy Republican Yea
John F. Curran Republican Yea
Li Arellano, Jr. Republican Yea
Neil Anderson Republican Yea
Sally J. Turner Republican Yea
Seth Lewis Republican Yea
Steve McClure Republican Yea
Sue Rezin Republican Yea
Terri Bryant Republican Yea

Official roll call →

Insurance

Passed 8 Yea · 0 Nay · 6 Other
Party YeaNayPresentNot Voting
Democrat 7002
Republican 1004
Total 8006
% of votes cast 57%0%0%43%
How each member voted (14)
Member Party Vote
Bill Cunningham Democrat Yea
Cristina Castro Democrat Not Voting
Julie A. Morrison Democrat Yea
Laura Ellman Democrat Yea
Laura Fine Democrat Yea
Mark L. Walker Democrat Yea
Napoleon Harris III Democrat Yea
Suzy Glowiak Hilton Democrat Yea
Willie Preston Democrat Not Voting
Chapin Rose Republican Not Voting
Dave Syverson Republican Yea
Jason Plummer Republican Not Voting
Neil Anderson Republican Not Voting
Steve McClure Republican Not Voting

Official roll call →

Third Reading

Passed 109 Yea · 0 Nay · 9 Other
Party YeaNayPresentNot Voting
Democrat 66005
Republican 35004
Unaffiliated 7000
Total 108009
% of votes cast 92%0%0%8%
How each member voted (117)
Member Party Vote
Du Buclet — Yea
Faver Dias — Yea
Hernandez, Lisa — Yea
Katz Muhl — Yea
La Ha — Yea
Williams, Jawaharial — Yea
Yang Rohr — Yea
Aarón M. Ortíz Democrat Yea
Abdelnasser Rashid Democrat Yea
Amy Briel Democrat Yea
Angelica Guerrero-Cuellar Democrat Yea
Ann M. Williams Democrat Yea
Anna Moeller Democrat Yea
Anne Stava Democrat Yea
Anthony DeLuca Democrat Yea
Barbara Hernandez Democrat Yea
Bob Morgan Democrat Yea
Camille Y. Lilly Democrat Yea
Carol Ammons Democrat Yea
Curtis J. Tarver, II Democrat Yea
Dagmara Avelar Democrat Yea
Daniel Didech Democrat Yea
Dave Vella Democrat Yea
Debbie Meyers-Martin Democrat Yea
Diane Blair-Sherlock Democrat Yea
Edgar González, Jr. Democrat Yea
Eva-Dina Delgado Democrat Not Voting
Fred Crespo Democrat Yea
Gregg Johnson Democrat Yea
Harry Benton Democrat Yea
Hoan Huynh Democrat Not Voting
Jaime M. Andrade, Jr. Democrat Not Voting
Jay Hoffman Democrat Yea
Jehan Gordon-Booth Democrat Not Voting
Jennifer Gong-Gershowitz Democrat Yea
Joyce Mason Democrat Yea
Justin Cochran Democrat Yea
Justin Slaughter Democrat Yea
Kam Buckner Democrat Yea
Katie Stuart Democrat Yea
Kelly M. Cassidy Democrat Yea
Kevin John Olickal Democrat Yea
La Shawn K. Ford Democrat Yea
Lawrence "Larry" Walsh, Jr. Democrat Yea
Lilian Jiménez Democrat Yea
Lindsey LaPointe Democrat Yea
Lisa Davis Democrat Not Voting
Marcus C. Evans, Jr. Democrat Yea
Margaret A. DeLaRosa Democrat Yea
Margaret Croke Democrat Yea
Martha Deuter Democrat Yea
Mary Beth Canty Democrat Yea
Mary Gill Democrat Yea
Matt Hanson Democrat Yea
Maura Hirschauer Democrat Yea
Maurice A. West, II Democrat Yea
Michael Crawford Democrat Yea
Michael J. Kelly Democrat Yea
Michelle Mussman Democrat Yea
Nabeela Syed Democrat Yea
Natalie A. Manley Democrat Yea
Nicholas K. Smith Democrat Yea
Nicolle Grasse Democrat Yea
Norma Hernandez Democrat Yea
Rick Ryan Democrat Yea
Rita Mayfield Democrat Yea
Robert "Bob" Rita Democrat Yea
Robyn Gabel Democrat Yea
Sharon Chung Democrat Yea
Sonya M. Harper Democrat Yea
Stephanie A. Kifowit Democrat Yea
Sue Scherer Democrat Yea
Suzanne M. Ness Democrat Yea
Thaddeus Jones Democrat Yea
Theresa Mah Democrat Yea
Will Guzzardi Democrat Yea
William "Will" Davis Democrat Yea
Yolonda Morris Democrat Yea
Adam M. Niemerg Republican Yea
Amy Elik Republican Yea
Amy L. Grant Republican Yea
Blaine Wilhour Republican Yea
Brad Halbrook Republican Yea
Brad Stephens Republican Yea
Bradley Fritts Republican Yea
Brandun Schweizer Republican Yea
Charles Meier Republican Yea
Chris Miller Republican Yea
Christopher "C.D." Davidsmeyer Republican Yea
Dan Swanson Republican Yea
Daniel J. Ugaste Republican Yea
Dave Severin Republican Yea
David Friess Republican Yea
Dennis Tipsword Republican Not Voting
Jackie Haas Republican Yea
Jason R. Bunting Republican Yea
Jed Davis Republican Yea
Jeff Keicher Republican Yea
Jennifer Sanalitro Republican Yea
Joe C. Sosnowski Republican Not Voting
John M. Cabello Republican Yea
Kevin Schmidt Republican Yea
Kyle Moore Republican Yea
Martin McLaughlin Republican Yea
Michael J. Coffey, Jr. Republican Yea
Norine K. Hammond Republican Yea
Patrick Sheehan Republican Yea
Patrick Windhorst Republican Yea
Paul Jacobs Republican Yea
Regan Deering Republican Yea
Ryan Spain Republican Not Voting
Steven Reick Republican Yea
Tom Weber Republican Yea
Tony M. McCombie Republican Yea
Travis Weaver Republican Yea
Wayne A. Rosenthal Republican Yea
William E Hauter Republican Not Voting

Official roll call →

Insurance

Passed 12 Yea · 0 Nay · 4 Other
Party YeaNayPresentNot Voting
Democrat 9001
Republican 3003
Total 12004
% of votes cast 75%0%0%25%
How each member voted (16)
Member Party Vote
Bob Morgan Democrat Yea
Daniel Didech Democrat Yea
Edgar González, Jr. Democrat Yea
Jawaharial Williams Democrat Not Voting
Justin Cochran Democrat Yea
Maurice A. West, II Democrat Yea
Rita Mayfield Democrat Yea
Thaddeus Jones Democrat Yea
Tracy Katz Muhl Democrat Yea
William "Will" Davis Democrat Yea
Adam M. Niemerg Republican Not Voting
Dennis Tipsword Republican Not Voting
Jeff Keicher Republican Not Voting
John M. Cabello Republican Yea
Travis Weaver Republican Yea
William E Hauter Republican Yea

Official roll call →

Third Reading

Passed 56 Yea · 0 Nay · 3 Other
Party YeaNayPresentNot Voting
Unaffiliated 3000
Democrat 33003
Republican 19000
Total 55003
% of votes cast 95%0%0%5%
How each member voted (58)
Member Party Vote
Simmons — Yea
Glowiak Hilton — Yea
Loughran Cappel — Yea
Bill Cunningham Democrat Not Voting
Celina Villanueva Democrat Yea
Christopher Belt Democrat Yea
Cristina Castro Democrat Yea
David Koehler Democrat Yea
Doris Turner Democrat Yea
Elgie R. Sims, Jr. Democrat Yea
Emil Jones, III Democrat Yea
Graciela Guzmán Democrat Yea
Gregg Johnson Democrat Yea
Javier L. Cervantes Democrat Yea
Julie A. Morrison Democrat Yea
Karina Villa Democrat Yea
Kimberly A. Lightford Democrat Yea
Lakesia Collins Democrat Yea
Laura Ellman Democrat Yea
Laura Fine Democrat Yea
Laura M. Murphy Democrat Yea
Linda Holmes Democrat Yea
Mark L. Walker Democrat Yea
Mary Edly-Allen Democrat Yea
Mattie Hunter Democrat Yea
Michael E. Hastings Democrat Yea
Michael W. Halpin Democrat Yea
Mike Porfirio Democrat Not Voting
Napoleon Harris III Democrat Yea
Omar Aquino Democrat Yea
Patrick J. Joyce Democrat Yea
Paul Faraci Democrat Yea
Rachel Ventura Democrat Yea
Ram Villivalam Democrat Yea
Robert F. Martwick Democrat Yea
Robert Peters Democrat Not Voting
Sara Feigenholtz Democrat Yea
Steve Stadelman Democrat Yea
Willie Preston Democrat Yea
Andrew S. Chesney Republican Yea
Chapin Rose Republican Yea
Chris Balkema Republican Yea
Craig Wilcox Republican Yea
Dale Fowler Republican Yea
Darby A. Hills Republican Yea
Dave Syverson Republican Yea
Donald P. DeWitte Republican Yea
Erica Harriss Republican Yea
Jason Plummer Republican Yea
Jil Tracy Republican Yea
John F. Curran Republican Yea
Li Arellano, Jr. Republican Yea
Neil Anderson Republican Yea
Sally J. Turner Republican Yea
Seth Lewis Republican Yea
Steve McClure Republican Yea
Sue Rezin Republican Yea
Terri Bryant Republican Yea

Official roll call →

Insurance

Passed 10 Yea · 0 Nay · 4 Other
Party YeaNayPresentNot Voting
Democrat 8001
Republican 2003
Total 10004
% of votes cast 71%0%0%29%
How each member voted (14)
Member Party Vote
Bill Cunningham Democrat Yea
Cristina Castro Democrat Yea
David Koehler Democrat Yea
Julie A. Morrison Democrat Yea
Laura Ellman Democrat Yea
Mark L. Walker Democrat Yea
Mattie Hunter Democrat Yea
Suzy Glowiak Hilton Democrat Yea
Willie Preston Democrat Not Voting
Chapin Rose Republican Not Voting
Dave Syverson Republican Not Voting
Jason Plummer Republican Yea
Neil Anderson Republican Not Voting
Steve McClure Republican Yea

Official roll call →

Subjects

transportation
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Frequently asked questions

Who sponsors SB 3258?
SB 3258 is sponsored by Laura M. Murphy (Democrat), Paul Faraci (Democrat), Doris Turner (Democrat), Justin Cochran, Maurice A. West, II (Democrat), and Suzy Glowiak Hilton (Democrat).
What is the current status of SB 3258?
This bill has been sent to the executive. Introduced February 03, 2026. It awaits signature.
Where can I track SB 3258?
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