SB 217 — AN ACT REQUIRING MORTGAGEES TO ACCEPT MORTGAGE PAYMENTS TENDERED ON A MONTHLY, SEMIMONTHLY OR BIWEEKLY BASIS.
Last action — FILE NO. 121
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✓Introduced
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2In Committee
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3Passed Senate
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4Passed House
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5To Executive
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6Enacted
This bill is in committee in the Senate. Introduced February 18, 2026. It must pass committee before a floor vote.
Next likely step: a committee vote, then a floor vote in the Senate.
Odds of enactment
Low chanceBased on the sponsor, cosponsors, and committee posture, this bill has a low chance of becoming law.
Upgrade to see the exact probability and what's driving it.
A statistical estimate from our own model of past outcomes — an insight, not a guarantee. Policymaking is volatile.
Prognosis
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In Committee
Current position in the legislative process.
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2 sponsors
2 primary, 0 co-sponsors signed on.
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Single-party support
Sponsorship is currently within one party (2 R).
Based on stage, sponsorship breadth, committee status, recorded votes, and cross-state momentum — a description of the observable signals, not a prediction.
Bill Text
What changed in the latest version
44 added · 9 removedPlain-language change summary
The recent changes to SB 217 now require mortgage lenders to accept mortgage payments made on a monthly, semimonthly, or biweekly schedule. This amendment is important because it gives borrowers more flexibility in how they can manage their mortgage payments, potentially making it easier for them to stay on track with their loans. Additionally, the bill has been confirmed to have no financial impact on the state or municipalities, meaning it won't cost taxpayers anything.
Senate General Assembly RaisedFile Bill No.
217121 February Session, 2026 LCOSenate Bill No.
1557217 ReferredSenate, toMarch 23, 2026 The Committee on BANKINGBanking Introducedreported by:through SEN.
(BA)MILLER ANof ACTthe REQUIRING27th MORTGAGEESDist., TOChairperson ACCEPTof MORTGAGEthe PAYMENTSCommittee TENDEREDon ONthe Apart MONTHLY,of SEMIMONTHLYthe ORSenate, BIWEEKLYthat BASIS.the bill ought to pass.
AN ACT REQUIRING MORTGAGEES TO ACCEPT MORTGAGE PAYMENTS TENDERED ON A MONTHLY, SEMIMONTHLY OR BIWEEKLY BASIS.
Subsection (i) of section 49-8a of the general statutes is repealed andthefollowing issubstitutedis substituted inlieuthereof(EffectiveOctober 1, 2026):
For purposes of this subdivision, "biweekly" means occurring every two weeks and "semimonthly" meansSB217 occurring/ twiceFile eachNo. month.
LCO121 1557 1 ofSB217 2File Raised Bill No.
217121 Thismeans actoccurring shalltwice takeeach effectmonth. as follows and shall amend the following sections:
SectionThis 1act Octobershall 1,take 2026effect 49-8a(i)as BAfollows Jointand Favorableshall LCOamend 1557the 2following ofsections: 2
Section 1 October 1, 2026 49-8a(i) BA Joint Favorable SB217 / File No.
121 2 SB217 File No.
121 The following Fiscal Impact Statement and Bill Analysis are prepared for the benefit of the members of the General Assembly, solely for purposes of information, summarization and explanation and do not represent the intent of the General Assembly or either chamber thereof for any purpose.
In general, fiscal impacts are based upon a variety of informational sources, including the analyst’s professional knowledge.
Whenever applicable, agency data is consulted as part of the analysis, however final products do not necessarily reflect an assessment from any specific department.
OFA Fiscal Note State Impact:
None Municipal Impact:
None Explanation The bill requires mortgagees to accept mortgage payments tendered on a monthly, semimonthly or biweekly basis and results in no fiscal impact to the state as they are not parties to mortgage loans.
SB217 / File No.
121 3 SB217 File No.
121 OLR Bill Analysis SB 217 AN ACT REQUIRING MORTGAGEES TO ACCEPT MORTGAGE PAYMENTS TENDERED ON A MONTHLY, SEMIMONTHLY OR BIWEEKLY BASIS.
SUMMARY This bill requires, for any mortgage loan made beginning October 1, 2026, the mortgagee (mortgage lender, assignee, or servicer) to accept the mortgagor’s (borrower’s) payments on a monthly, semimonthly, or biweekly basis.
Under the bill, the requirement applies to loans securing one-to-four family residential properties in the state, including units in common interest communities.
Semi-monthly payments happen twice a month and biweekly payments happen every two weeks.
EFFECTIVE DATE:
October 1, 2026 COMMITTEE ACTION Banking Committee Joint Favorable Yea 13 Nay 0 (03/10/2026) SB217 / File No.
121 4
Action History
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FILE NO. 121
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SENATE CALENDAR NUMBER 94
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FAV. RPT., TAB. FOR CAL., SEN.
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RPTD. OUT OF LCO
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REFERRED TO Office of Legislative Research AND Office of Fiscal Analysis 03/23/26
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FILED WITH LCO
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Joint Favorable
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PUBLIC HEARING 0224
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REF. TO JOINT COMM. ON Banking
Sponsors
- Eric C. Berthel · Primary
- Tom Delnicki · Primary
Sponsorship breakdown
Export CSV (upgrade) →2 sponsors · 0 co-sponsors · 185 not signed on
Sponsors (2)
- Eric C. Berthel Republican
- Tom Delnicki Republican
Co-sponsors (0)
None.
Not signed on (185)
185 members have not signed on to this bill.
Show all 185 →"Not signed on" means a member has not sponsored or co-sponsored this bill — it does not imply opposition. Members flagged Voted No have a recorded No vote on this bill.
Subjects
Frequently asked questions
- Who sponsors SB 217?
- SB 217 is sponsored by Eric C. Berthel (Republican) and Tom Delnicki (Republican).
- What is the current status of SB 217?
- This bill is in committee in the Senate. Introduced February 18, 2026. It must pass committee before a floor vote.
- Where can I track SB 217?
- Track SB 217 free on One Click Politics — get push/email alerts when it moves.
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Last checked for changes 3 months ago · updated continuously
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