Colorado 2026 Regular Session Status: In Committee Bipartisan · 1 R · 1 D cosponsors

SB 49 — Homeowner Natural Disaster Mitigation

Last action — Senate Committee on Appropriations Lay Over Unamended - Amendment(s) Failed

  1. ✓
    Introduced
  2. 2
    In Committee
  3. 3
    Passed Senate
  4. 4
    Passed House
  5. 5
    To Executive
  6. 6
    Enacted

This bill is in committee in the Senate. Introduced January 27, 2026. It must pass committee before a floor vote.

Next likely step: a committee vote, then a floor vote in the Senate.

Prognosis

Advancing 56% · high confidence

Where this bill stands today.

Odds of enactment

Low

How often bills like it became law.

  • In Committee

    Current position in the legislative process.

  • 3 sponsors

    3 primary, 0 co-sponsors signed on.

  • Bipartisan support

    Sponsored across 2 parties (1 R · 1 D) — cross-party backing.

  • Cleared a recorded vote

    Passed 3 recorded votes so far.

Prognosis reads this bill's own signals — stage, sponsorship breadth, committee status, recorded votes and cross-state momentum. Odds come from a model trained on which bills have become law.

Summary

The bill adds individuals and homeowners' associations as eligible recipients of assistance from the natural disaster mitigation enterprise fund. The bill also provides that natural disaster mitigation includes installation of "impact-resistant roofing materials" and other "property-specific mitigation action" and provides definitions of the same.Additionally, the bill creates an income tax deduction for contributions to a catastrophe savings account (CSA), which is a savings account that a homeowner may use to cover the amount of insurance deductibles for claims stemming from hail, wildfire, or a catastrophic wind event, uninsured losses related to the same, and property-specific mitigation actions. The bill also exempts interest earned by CSAs from income tax.(Note: This summary applies to this bill as introduced.)

Bill Text

  • Introduced View text Current pdf January 27, 2026

Action History

  1. Senate Committee on Appropriations Lay Over Unamended - Amendment(s) Failed

  2. Senate Committee on Finance Refer Amended to Appropriations

  3. Introduced In Senate - Assigned to Finance

Sponsors

Sponsorship breakdown

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3 sponsors · 0 co-sponsors · 98 not signed on · 2 voted No

Sponsors (3)

Co-sponsors (0)

None.

Not signed on (98)

98 members have not signed on to this bill.

Show all 98 →

"Not signed on" means a member has not sponsored or co-sponsored this bill — it does not imply opposition. Members flagged Voted No have a recorded No vote on this bill.

Whip count is in markup. Polling the chamber and every recorded vote this session. Only the first open is slow. It’s instant for you after this. Calling the roll · Tallying · Engrossing

Votes

Refer Senate Bill 26-049, as amended, to the Committee on Appropriations.

Passed 7 Yea · 2 Nay
Party YeaNayPresentNot Voting
Unaffiliated 0100
Republican 3000
Democrat 4100
Total 7200
% of votes cast 78%22%0%0%
How each member voted (9)
Member Party Vote
Adrienne Benavidez — Nay
Cathy Kipp Democrat Yea
Chris Kolker Democrat Nay
Janice Marchman Democrat Yea
Kyle Mullica Democrat Yea
Marc Snyder Democrat Yea
Cleave Simpson Republican Yea
Lisa Frizell Republican Yea
Scott Bright Republican Yea

Official roll call →

Subjects

taxation housing environment
Cross-referencing the record. Reading this bill against every other bill in the corpus by meaning, not keywords. Only the first open is slow. It’s instant for you after this. Matching · Ranking · Engrossing

Frequently asked questions

What does SB 49 do?
The bill adds individuals and homeowners' associations as eligible recipients of assistance from the natural disaster mitigation enterprise fund. The bill also provides that natural disaster mitigation includes installation of "impact-resistant roofing materials" and other "property-specific mitigation action" and provides definitions of the same.Additionally, the bill creates an income tax deduction for contributions to a catastrophe savings account (CSA), which is a savings account that a homeowner may use to cover the amount of insurance deductibles for claims stemming from hail, wildfire, or a catastrophic wind event, uninsured losses related to the same, and property-specific mitigation actions. The bill also exempts interest earned by CSAs from income tax.(Note: This summary applies to this bill as introduced.)
Who sponsors SB 49?
SB 49 is sponsored by S. Camacho, Lisa Frizell (Republican), and Marc Snyder (Democrat).
What is the current status of SB 49?
This bill is in committee in the Senate. Introduced January 27, 2026. It must pass committee before a floor vote.
Where can I track SB 49?
Track SB 49 free on One Click Politics — get push/email alerts when it moves.

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Last checked for changes 3 months ago · updated continuously

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