Arizona 57th Legislature - Second Regular Session Status: In Committee 1 R cosponsors

HB 2768 — interchange fees; payment card transactions

Last action — House Second Reading

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  1. ✓
    Introduced
  2. 2
    In Committee
  3. 3
    Passed House
  4. 4
    Passed Senate
  5. 5
    To Executive
  6. 6
    Enacted

This bill died with 57th Legislature - Second Regular Session. It reached “In Committee” and never advanced before the session ended, so it can no longer move — a new version would have to be reintroduced in the current session.

This bill is no longer active — its legislative session has ended, so there is no live prognosis. It would have to be reintroduced in the current session to move again.

Bill Text

How this bill changes current law

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AI-generated reading aid from the bill's amendatory text — verify against the official bill.

This bill establishes a new framework for regulating interchange fees related to electronic payment transactions in Arizona.

  • Title 44, chapter 38

    BUSINESSES EXEMPT FROM MASK MANDATE → BUSINESSES GENERALLY

    Changes the chapter heading to better reflect its contents.

  • Title 44, chapter 38

    ARTICLE 2. ELECTRONIC PAYMENT TRANSACTIONS AND INTERCHANGE FEES

    Adds a new article under Chapter 38 that defines electronic payment transactions and interchange fees.

  • 44-7962

    A PAYMENT CARD NETWORK, WHETHER DIRECTLY OR THROUGH AN AGENT, ACQUIRER BANK, PROCESSOR, CONTRACT, REQUIREMENT, CONDITION, PENALTY, TECHNOLOGICAL SPECIFICATION OR INDUCEMENT, MAY NOT: 1. ESTABLISH, CHARGE OR PUT FORWARD ON A FEE SCHEDULE AN INTERCHANGE FEE THAT THE PAYMENT CARD NETWORK KNOWS OR REASONABLY SHOULD KNOW HAS BEEN USED BY A COVERED ISSUER IF BOTH: (a) THE FEE IS OR INCLUDES A PERCENTAGE MULTIPLIED BY THE GROSS DOLLAR AMOUNT OF A TRANSACTION THAT IS CONDUCTED WITH A DEBIT CARD OR CREDIT CARD. (b) THE FEE DOES NOT EXCLUDE FROM THE GROSS DOLLAR AMOUNT OF THE TRANSACTION ANY AMOUNT ATTRIBUTABLE TO A TAX.

    Prohibits payment card networks from charging certain interchange fees under specified conditions.

  • 44-7964

    A PAYMENT CARD NETWORK, WHETHER DIRECTLY OR THROUGH AN AGENT, ACQUIRER BANK, PROCESSOR, CONTRACT, REQUIREMENT, CONDITION, PENALTY, TECHNOLOGICAL SPECIFICATION OR INDUCEMENT, MAY NOT IMPOSE A PENALTY ON A MERCHANT FOR SETTING PRICES IN A MANNER THAT COMPLIES WITH STATE AND FEDERAL LAW.

    Prevents payment card networks from penalizing merchants for lawful pricing strategies.

  • 44-7963

    A PAYMENT CARD NETWORK THAT ESTABLISHES OR IMPLEMENTS A FEE SCHEDULE THAT THE PAYMENT CARD NETWORK KNOWS, OR REASONABLY SHOULD KNOW, HAS BEEN USED BY ONE OR MORE ISSUERS SHALL DISCLOSE TO THE ATTORNEY GENERAL AND TO THE PUBLIC ALL THE FOLLOWING: 1. ANY CHANGE OR ADDITION TO A FEE RATE, FORMULA OR CATEGORY ON THE FEE SCHEDULE AT LEAST NINETY DAYS BEFORE THE CHANGE OR ADDITION TAKES EFFECT IN THIS STATE.

    Mandates public disclosure requirements for payment card networks regarding fee changes.

  • 44-7965

    BEFORE A CHARGEBACK THAT RELATES TO AN ELECTRONIC PAYMENT TRANSACTION MAY OCCUR, THE PAYMENT CARD NETWORK SHALL MAKE AVAILABLE TO THE PUBLIC ALL PAYMENT CARD NETWORK RULES, PROCESSES, DISPUTE RESOLUTION PROCEDURES, FEES AND CONTRACTUAL PROVISIONS REGARDING THE HANDLING OF CHARGEBACKS.

    Requires payment card networks to publicly disclose their chargeback and dispute handling procedures.

  • 44-7966

    A PAYMENT CARD NETWORK MAY NOT ESTABLISH OR IMPLEMENT A FEE SCHEDULE THAT THE PAYMENT CARD NETWORK KNOWS OR REASONABLY SHOULD KNOW HAS BEEN USED BY ONE OR MORE ISSUERS OTHER THAN THE PAYMENT CARD NETWORK TO DETERMINE THE AMOUNT OF AN INTERCHANGE FEE CHARGED OR RECEIVED WITH RESPECT TO A CHARITABLE CONTRIBUTION, UNLESS THE INTERCHANGE FEE DOES NOT EXCEED EITHER: 1. TWO-TENTHS OF ONE PERCENT OF THE AMOUNT OF A CHARITABLE CONTRIBUTION MADE BY MEANS OF A DEBIT CARD. 2. THREE-TENTHS OF ONE PERCENT OF THE AMOUNT OF A CHARITABLE CONTRIBUTION MADE BY MEANS OF A CREDIT CARD.

    Limits interchange fees for charitable contributions made via debit and credit cards.

Action History

  1. House Second Reading

  2. House First Reading.

Sponsors

Sponsorship breakdown

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1 sponsors · 0 co-sponsors · 92 not signed on

Sponsors (1)

Co-sponsors (0)

None.

Not signed on (92)

92 members have not signed on to this bill.

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"Not signed on" means a member has not sponsored or co-sponsored this bill — it does not imply opposition. Members flagged Voted No have a recorded No vote on this bill.

Whip count is in markup. Polling the chamber and every recorded vote this session. Only the first open is slow. It’s instant for you after this. Calling the roll · Tallying · Engrossing

Subjects

finance
Cross-referencing the record. Reading this bill against every other bill in the corpus by meaning, not keywords. Only the first open is slow. It’s instant for you after this. Matching · Ranking · Engrossing

Frequently asked questions

Who sponsors HB 2768?
HB 2768 is sponsored by Khyl Powell (Republican).
What is the current status of HB 2768?
This bill died with 57th Legislature - Second Regular Session. It reached “In Committee” and never advanced before the session ended, so it can no longer move — a new version would have to be reintroduced in the current session.
Where can I track HB 2768?
Track HB 2768 free on One Click Politics — get push/email alerts when it moves.

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