Arizona 57th Legislature - Second Regular Session Status: Enacted 2 R cosponsors

HB 2174 — insurance; modeling organizations; predictive models

Last action — Signed by Governor

  1. ✓
    Introduced
  2. ✓
    In Committee
  3. ✓
    Passed House
  4. ✓
    Passed Senate
  5. ✓
    To Executive
  6. 6
    Enacted

This bill has been enacted into law. Introduced January 09, 2026. Enacted.

Signed by Governor Katie Hobbs (Democratic) on June 22, 2026.

Prognosis

Advancing 58% · moderate confidence

Where this bill stands today.

Odds of enactment

High

How often bills like it became law.

  • Enacted

    Current position in the legislative process.

  • 2 sponsors

    1 primary, 1 co-sponsors signed on.

  • Single-party support

    Sponsorship is currently within one party (2 R).

  • Mixed recorded votes

    3 passed, 2 failed in recorded votes so far.

Prognosis reads this bill's own signals — stage, sponsorship breadth, committee status, recorded votes and cross-state momentum. Odds come from a model trained on which bills have become law.

In plain language

This bill relates to the use of predictive models by insurance organizations.

The bill establishes guidelines for insurance companies regarding the use of predictive models in their operations. It aims to ensure transparency and accountability in how these models affect insurance practices.

What this means for you
  • Consumers: This means consumers may have more insight into how insurance premiums are determined based on data models.

Bill Text

What changed in the latest version

94 added · 91 removed

Plain-language change summary

The updated version of HB 2174 includes changes to how certain organizations, specifically modeling and data organizations, interact with the state's insurance director. It clarifies that these organizations can request a hearing if they receive an order and emphasizes the director's power to examine their operations and review financial records. These changes are important as they aim to enhance oversight and transparency within these organizations, ensuring they operate fairly and comply with the state's regulations.

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Latest
House Engrossed insurance;
Senate Engrossed House Bill insurance;
modeling and data organizations) State of Arizona House of Representatives Fifty-seventh Legislature Second Regular Session HOUSE BILL 2174 AN ACT AMENDING SECTIONS 20-235, 20-341, 20-368, 20-370, 20-381, 20-387, 20-388, 20-390, 20-392, 20-393, 20-394, 20-396, 20-409 AND 20-3604, ARIZONA REVISED STATUTES;
modeling and data organizations) State of Arizona House of Representatives Fifty-seventh Legislature Second Regular Session CHAPTER 247 HOUSE BILL 2174 AN ACT AMENDING SECTIONS 20-235, 20-341, 20-368, 20-370, 20-381, 20-387, 20-388, 20-390, 20-392, 20-393, 20-394, 20-396, 20-409 AND 20-3604, ARIZONA REVISED STATUTES;
No insurer which makes its own filings nor any rating organization shall support its filings by statistics or adopt rate making recommendations furnished to it by an advisory organization MODELING AND DATA ORGANIZATION which has not complied with this section or with an order of the director involving such statistics or recommendations issued under subsection C of this section.
No insurer which makes its own filings nor any rating organization shall support its filings by statistics or adopt rate making recommendations furnished to it by an advisory organization A MODELING AND DATA ORGANIZATION which has not complied with this section or with an order of the director involving such statistics or recommendations issued under subsection C of this section.
A MODELING AND DATA ORGANIZATION MAY FILE WITH THE DIRECTOR MODELS TO BE USED BY INSURERS IN THIS STATE FOR MAKING RATES.
A MODELING AND DATA ORGANIZATION SHALL FILE WITH THE DIRECTOR MODELS TO BE USED BY INSURERS IN THIS STATE FOR MAKING RATES.
Examination of rate service organizations and joint underwriting and joint reinsurance organizations The director, as often as considered necessary, may examine each rate service organization, each advisory organization MODELING AND DATA ORGANIZATION and each group, association or other organization filing pursuant to section 20-391.
Examination of rate service organizations and joint underwriting and joint reinsurance organizations The director, as often as considered necessary, may examine each rate service organization, each advisory organization and each group, association or other organization filing pursuant to section 20-391.
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B.
2174 B.
1.
- 7 - H.B.
2174 1.
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2174 APPROVED BY THE GOVERNOR JUNE 22, 2026.
FILED IN THE OFFICE OF THE SECRETARY OF STATE JUNE 22, 2026.
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View plain text versions (7)

How this bill changes current law

5 changes Share ↗

AI-generated reading aid from the bill's amendatory text — verify against the official bill.

This bill updates the terminology regarding insurance modeling and data organizations in Arizona law.

  • Section 20-235

    advisory organizations → MODELING AND DATA ORGANIZATIONS

    Changes the term 'advisory organizations' to 'MODELING AND DATA ORGANIZATIONS'.

  • Section 20-341

    advisory organization → MODELING AND DATA ORGANIZATION

    Alters the term 'advisory organization' to 'MODELING AND DATA ORGANIZATION'.

  • Section 20-368

    advisory organization → A MODELING AND DATA ORGANIZATION

    Redefines 'advisory organization' as 'A MODELING AND DATA ORGANIZATION'.

  • Section 20-381

    Advisory organization → MODELING AND DATA ORGANIZATION

    Introduces a section defining 'MODELING AND DATA ORGANIZATION' and modifies references to 'advisory organization'.

  • Section 20-387

    advisory organization → MODELING AND DATA ORGANIZATION

    Changes the term 'advisory organization' to 'MODELING AND DATA ORGANIZATION' in rate-making obligations.

Action History

  1. Signed by Governor

  2. Transmit to Governor

  3. PASSED

  4. PASSED

  5. Transmit to House

  6. PASSED

  7. DPA

  8. DPA

  9. Senate Second Reading

  10. Senate First Reading

  11. Transmit to Senate

  12. PASSED

  13. DPA

  14. DPA/SE

  15. House Second Reading

  16. House First Reading.

  17. Prefiled.

Sponsors

Sponsorship breakdown

Export CSV (upgrade) →

1 sponsors · 1 co-sponsors · 91 not signed on · 32 voted No

Sponsors (1)

Co-sponsors (1)

Not signed on (91)

91 members have not signed on to this bill.

Show all 91 →

"Not signed on" means a member has not sponsored or co-sponsored this bill — it does not imply opposition. Members flagged Voted No have a recorded No vote on this bill.

Whip count is in markup. Polling the chamber and every recorded vote this session. Only the first open is slow. It’s instant for you after this. Calling the roll · Tallying · Engrossing

Votes

Passed

Passed 50 Yea · 0 Nay · 10 Other
Party YeaNayPresentNot Voting
Democrat 20007
Republican 30003
Total 500010
% of votes cast 83%0%0%17%
How each member voted (60)
Member Party Vote
Aaron Márquez Democrat Yea
Alma Hernandez Democrat Not Voting
Anna Abeytia Democrat Not Voting
Betty J Villegas Democrat Yea
Brian Garcia Democrat Yea
Cesar Aguilar Democrat Yea
Christopher Mathis Democrat Not Voting
Consuelo Hernandez Democrat Not Voting
Elda Luna-Nájera Democrat Yea
Janeen Connolly Democrat Yea
Junelle Cavero Democrat Yea
Kevin Volk Democrat Yea
Lorena Austin Democrat Yea
Lupe Contreras Democrat Yea
Lydia Hernandez Democrat Not Voting
Mae Peshlakai Democrat Yea
Mariana Sandoval Democrat Yea
Myron Tsosie Democrat Yea
Nancy Gutierrez Democrat Not Voting
Oscar De Los Santos Democrat Yea
Patty Contreras Democrat Yea
Quantá Crews Democrat Yea
Sarah Liguori Democrat Yea
Seth Blattman Democrat Not Voting
Stacey Travers Democrat Yea
Stephanie Simacek Democrat Yea
Stephanie Stahl Hamilton Democrat Yea
Alexander Kolodin Republican Yea
Beverly Pingerelli Republican Yea
Chris Lopez Republican Yea
Cody Reim Republican Not Voting
David Livingston Republican Yea
Gail Griffin Republican Yea
James Taylor Republican Yea
Jeff Weninger Republican Yea
John Gillette Republican Yea
Julie Willoughby Republican Yea
Justin Olson Republican Yea
Justin Wilmeth Republican Yea
Khyl Powell Republican Yea
Laurin Hendrix Republican Not Voting
Leo Biasiucci Republican Yea
Lisa Fink Republican Yea
Lupe Diaz Republican Yea
Matt Gress Republican Yea
Michael Carbone Republican Yea
Michael Way Republican Not Voting
Michele Peña Republican Yea
Neal Carter Republican Yea
Nick Kupper Republican Yea
Pamela Carter Republican Yea
Quang H Nguyen Republican Yea
Rachel Keshel Republican Yea
Ralph Heap Republican Yea
Selina Bliss Republican Yea
Steve Montenegro Republican Yea
Sylvia Allen Republican Yea
Teresa Martinez Republican Yea
Tony Rivero Republican Yea
Walt Blackman Republican Yea

Official roll call →

Passed

Passed 18 Yea · 10 Nay · 2 Other
Party YeaNayPresentNot Voting
Democrat 11002
Republican 17000
Total 181002
% of votes cast 60%33%0%7%
How each member voted (30)
Member Party Vote
Analise Ortiz Democrat Nay
Brian Fernandez Democrat Not Voting
Catherine Miranda Democrat Nay
Denise “Mitzi” Epstein Democrat Nay
Eva Diaz Democrat Nay
Flavio Bravo Democrat Yea
Kiana Sears Democrat Nay
Lauren Kuby Democrat Nay
Lela Alston Democrat Nay
Priya Sundareshan Democrat Nay
Rosanna Gabaldón Democrat Nay
Sally Ann Gonzales Democrat Nay
Theresa Hatathlie Democrat Not Voting
Carine Werner Republican Yea
David C. Farnsworth Republican Yea
David Gowan Republican Yea
Frank Carroll Republican Yea
Hildy Angius Republican Yea
J.D. Mesnard Republican Yea
Jake Hoffman Republican Yea
Janae Shamp Republican Yea
John Kavanagh Republican Yea
Kevin Payne Republican Yea
Mark Finchem Republican Yea
Shawnna Bolick Republican Yea
Thomas "T.J." Shope Republican Yea
Timothy "Tim" Dunn Republican Yea
Venden "Vince" Leach Republican Yea
Warren Petersen Republican Yea
Wendy Rogers Republican Yea

Official roll call →

Passed

Passed 34 Yea · 22 Nay · 4 Other
Party YeaNayPresentNot Voting
Democrat 22203
Republican 32001
Total 342204
% of votes cast 57%37%0%7%
How each member voted (60)
Member Party Vote
Aaron Márquez Democrat Nay
Alma Hernandez Democrat Not Voting
Anna Abeytia Democrat Not Voting
Betty J Villegas Democrat Nay
Brian Garcia Democrat Nay
Cesar Aguilar Democrat Nay
Christopher Mathis Democrat Nay
Consuelo Hernandez Democrat Nay
Elda Luna-Nájera Democrat Nay
Janeen Connolly Democrat Yea
Junelle Cavero Democrat Nay
Kevin Volk Democrat Yea
Lorena Austin Democrat Nay
Lupe Contreras Democrat Nay
Lydia Hernandez Democrat Nay
Mae Peshlakai Democrat Nay
Mariana Sandoval Democrat Nay
Myron Tsosie Democrat Nay
Nancy Gutierrez Democrat Nay
Oscar De Los Santos Democrat Not Voting
Patty Contreras Democrat Nay
Quantá Crews Democrat Nay
Sarah Liguori Democrat Nay
Seth Blattman Democrat Nay
Stacey Travers Democrat Nay
Stephanie Simacek Democrat Nay
Stephanie Stahl Hamilton Democrat Nay
Alexander Kolodin Republican Yea
Beverly Pingerelli Republican Yea
Chris Lopez Republican Yea
David Livingston Republican Yea
David Marshall, Sr. Republican Yea
Gail Griffin Republican Yea
James Taylor Republican Yea
Jeff Weninger Republican Yea
John Gillette Republican Yea
Joseph Chaplik Republican Not Voting
Julie Willoughby Republican Yea
Justin Olson Republican Yea
Justin Wilmeth Republican Yea
Khyl Powell Republican Yea
Laurin Hendrix Republican Yea
Leo Biasiucci Republican Yea
Lisa Fink Republican Yea
Lupe Diaz Republican Yea
Matt Gress Republican Yea
Michael Carbone Republican Yea
Michael Way Republican Yea
Michele Peña Republican Yea
Neal Carter Republican Yea
Nick Kupper Republican Yea
Pamela Carter Republican Yea
Quang H Nguyen Republican Yea
Rachel Keshel Republican Yea
Ralph Heap Republican Yea
Selina Bliss Republican Yea
Steve Montenegro Republican Yea
Teresa Martinez Republican Yea
Tony Rivero Republican Yea
Walt Blackman Republican Yea

Official roll call →

Subjects

Cross-referencing the record. Reading this bill against every other bill in the corpus by meaning, not keywords. Only the first open is slow. It’s instant for you after this. Matching · Ranking · Engrossing

Frequently asked questions

Who sponsors HB 2174?
HB 2174 is sponsored by Walt Blackman (Republican) and David Livingston (Republican).
What is the current status of HB 2174?
This bill has been enacted into law. Introduced January 09, 2026. Enacted.
Where can I track HB 2174?
Track HB 2174 free on One Click Politics — get push/email alerts when it moves.

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