HB 2174 — insurance; modeling organizations; predictive models
Last action — Signed by Governor
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✓Introduced
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✓In Committee
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✓Passed House
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✓Passed Senate
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✓To Executive
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6Enacted
This bill has been enacted into law. Introduced January 09, 2026. Enacted.
Signed by Governor Katie Hobbs (Democratic) on June 22, 2026.
Prognosis
Where this bill stands today.
Odds of enactment
HighHow often bills like it became law.
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Enacted
Current position in the legislative process.
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2 sponsors
1 primary, 1 co-sponsors signed on.
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Single-party support
Sponsorship is currently within one party (2 R).
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Mixed recorded votes
3 passed, 2 failed in recorded votes so far.
Prognosis reads this bill's own signals — stage, sponsorship breadth, committee status, recorded votes and cross-state momentum. Odds come from a model trained on which bills have become law.
In plain language
This bill relates to the use of predictive models by insurance organizations.
The bill establishes guidelines for insurance companies regarding the use of predictive models in their operations. It aims to ensure transparency and accountability in how these models affect insurance practices.
What this means for you
- Consumers: This means consumers may have more insight into how insurance premiums are determined based on data models.
Bill Text
What changed in the latest version
94 added · 91 removedPlain-language change summary
The updated version of HB 2174 includes changes to how certain organizations, specifically modeling and data organizations, interact with the state's insurance director. It clarifies that these organizations can request a hearing if they receive an order and emphasizes the director's power to examine their operations and review financial records. These changes are important as they aim to enhance oversight and transparency within these organizations, ensuring they operate fairly and comply with the state's regulations.
HouseSenate Engrossed House Bill insurance;
modeling and data organizations) State of Arizona House of Representatives Fifty-seventh Legislature Second Regular Session CHAPTER 247 HOUSE BILL 2174 AN ACT AMENDING SECTIONS 20-235, 20-341, 20-368, 20-370, 20-381, 20-387, 20-388, 20-390, 20-392, 20-393, 20-394, 20-396, 20-409 AND 20-3604, ARIZONA REVISED STATUTES;
No insurer which makes its own filings nor any rating organization shall support its filings by statistics or adopt rate making recommendations furnished to it by an advisory organization A MODELING AND DATA ORGANIZATION which has not complied with this section or with an order of the director involving such statistics or recommendations issued under subsection C of this section.
A MODELING AND DATA ORGANIZATION MAYSHALL FILE WITH THE DIRECTOR MODELS TO BE USED BY INSURERS IN THIS STATE FOR MAKING RATES.
Examination of rate service organizations and joint underwriting and joint reinsurance organizations The director, as often as considered necessary, may examine each rate service organization, each advisory organization MODELING AND DATA ORGANIZATION and each group, association or other organization filing pursuant to section 20-391.
-B. 7 - H.B.
2174 B.
1.- 7 - H.B.
2174 1.
- 8 - H.B.
2174 APPROVED BY THE GOVERNOR JUNE 22, 2026.
FILED IN THE OFFICE OF THE SECRETARY OF STATE JUNE 22, 2026.
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View plain text versions (7)
- Chaptered Chaptered Version Current pdf
- Engrossed House Engrossed Version (02/24/2026) pdf
- Engrossed Senate Engrossed Version (04/01/2026) pdf
- HOUSE - Commerce - Strike Everything View text pdf
- SENATE - Finance View text pdf
- Amended HOUSE - Floor Amend to COM - Livingston - passed pdf
- Introduced Introduced Version pdf
AI-generated reading aid from the bill's amendatory text — verify against the official bill.
This bill updates the terminology regarding insurance modeling and data organizations in Arizona law.
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Section 20-235
advisory organizations→ MODELING AND DATA ORGANIZATIONSChanges the term 'advisory organizations' to 'MODELING AND DATA ORGANIZATIONS'.
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Section 20-341
advisory organization→ MODELING AND DATA ORGANIZATIONAlters the term 'advisory organization' to 'MODELING AND DATA ORGANIZATION'.
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Section 20-368
advisory organization→ A MODELING AND DATA ORGANIZATIONRedefines 'advisory organization' as 'A MODELING AND DATA ORGANIZATION'.
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Section 20-381
Advisory organization→ MODELING AND DATA ORGANIZATIONIntroduces a section defining 'MODELING AND DATA ORGANIZATION' and modifies references to 'advisory organization'.
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Section 20-387
advisory organization→ MODELING AND DATA ORGANIZATIONChanges the term 'advisory organization' to 'MODELING AND DATA ORGANIZATION' in rate-making obligations.
Action History
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Signed by Governor
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Transmit to Governor
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PASSED
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PASSED
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Transmit to House
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PASSED
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DPA
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DPA
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Senate Second Reading
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Senate First Reading
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Transmit to Senate
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PASSED
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DPA
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DPA/SE
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House Second Reading
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House First Reading.
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Prefiled.
Sponsors
- Walt Blackman · Cosponsor
- David Livingston · Primary
Sponsorship breakdown
Export CSV (upgrade) →1 sponsors · 1 co-sponsors · 91 not signed on · 32 voted No
Sponsors (1)
- David Livingston Republican
Co-sponsors (1)
- Walt Blackman Republican
Not signed on (91)
91 members have not signed on to this bill.
Show all 91 →"Not signed on" means a member has not sponsored or co-sponsored this bill — it does not imply opposition. Members flagged Voted No have a recorded No vote on this bill.
Votes
| Party | Yea | Nay | Present | Not Voting |
|---|---|---|---|---|
| Democrat | 20 | 0 | 0 | 7 |
| Republican | 30 | 0 | 0 | 3 |
| Total | 50 | 0 | 0 | 10 |
| % of votes cast | 83% | 0% | 0% | 17% |
How each member voted (60)
| Member | Party | Vote |
|---|---|---|
| Aaron Márquez | Democrat | Yea |
| Alma Hernandez | Democrat | Not Voting |
| Anna Abeytia | Democrat | Not Voting |
| Betty J Villegas | Democrat | Yea |
| Brian Garcia | Democrat | Yea |
| Cesar Aguilar | Democrat | Yea |
| Christopher Mathis | Democrat | Not Voting |
| Consuelo Hernandez | Democrat | Not Voting |
| Elda Luna-Nájera | Democrat | Yea |
| Janeen Connolly | Democrat | Yea |
| Junelle Cavero | Democrat | Yea |
| Kevin Volk | Democrat | Yea |
| Lorena Austin | Democrat | Yea |
| Lupe Contreras | Democrat | Yea |
| Lydia Hernandez | Democrat | Not Voting |
| Mae Peshlakai | Democrat | Yea |
| Mariana Sandoval | Democrat | Yea |
| Myron Tsosie | Democrat | Yea |
| Nancy Gutierrez | Democrat | Not Voting |
| Oscar De Los Santos | Democrat | Yea |
| Patty Contreras | Democrat | Yea |
| Quantá Crews | Democrat | Yea |
| Sarah Liguori | Democrat | Yea |
| Seth Blattman | Democrat | Not Voting |
| Stacey Travers | Democrat | Yea |
| Stephanie Simacek | Democrat | Yea |
| Stephanie Stahl Hamilton | Democrat | Yea |
| Alexander Kolodin | Republican | Yea |
| Beverly Pingerelli | Republican | Yea |
| Chris Lopez | Republican | Yea |
| Cody Reim | Republican | Not Voting |
| David Livingston | Republican | Yea |
| Gail Griffin | Republican | Yea |
| James Taylor | Republican | Yea |
| Jeff Weninger | Republican | Yea |
| John Gillette | Republican | Yea |
| Julie Willoughby | Republican | Yea |
| Justin Olson | Republican | Yea |
| Justin Wilmeth | Republican | Yea |
| Khyl Powell | Republican | Yea |
| Laurin Hendrix | Republican | Not Voting |
| Leo Biasiucci | Republican | Yea |
| Lisa Fink | Republican | Yea |
| Lupe Diaz | Republican | Yea |
| Matt Gress | Republican | Yea |
| Michael Carbone | Republican | Yea |
| Michael Way | Republican | Not Voting |
| Michele Peña | Republican | Yea |
| Neal Carter | Republican | Yea |
| Nick Kupper | Republican | Yea |
| Pamela Carter | Republican | Yea |
| Quang H Nguyen | Republican | Yea |
| Rachel Keshel | Republican | Yea |
| Ralph Heap | Republican | Yea |
| Selina Bliss | Republican | Yea |
| Steve Montenegro | Republican | Yea |
| Sylvia Allen | Republican | Yea |
| Teresa Martinez | Republican | Yea |
| Tony Rivero | Republican | Yea |
| Walt Blackman | Republican | Yea |
Roll call published as PDF — view source.
| Party | Yea | Nay | Present | Not Voting |
|---|---|---|---|---|
| Democrat | 1 | 10 | 0 | 2 |
| Republican | 17 | 0 | 0 | 0 |
| Total | 18 | 10 | 0 | 2 |
| % of votes cast | 60% | 33% | 0% | 7% |
How each member voted (30)
| Member | Party | Vote |
|---|---|---|
| Analise Ortiz | Democrat | Nay |
| Brian Fernandez | Democrat | Not Voting |
| Catherine Miranda | Democrat | Nay |
| Denise “Mitzi” Epstein | Democrat | Nay |
| Eva Diaz | Democrat | Nay |
| Flavio Bravo | Democrat | Yea |
| Kiana Sears | Democrat | Nay |
| Lauren Kuby | Democrat | Nay |
| Lela Alston | Democrat | Nay |
| Priya Sundareshan | Democrat | Nay |
| Rosanna Gabaldón | Democrat | Nay |
| Sally Ann Gonzales | Democrat | Nay |
| Theresa Hatathlie | Democrat | Not Voting |
| Carine Werner | Republican | Yea |
| David C. Farnsworth | Republican | Yea |
| David Gowan | Republican | Yea |
| Frank Carroll | Republican | Yea |
| Hildy Angius | Republican | Yea |
| J.D. Mesnard | Republican | Yea |
| Jake Hoffman | Republican | Yea |
| Janae Shamp | Republican | Yea |
| John Kavanagh | Republican | Yea |
| Kevin Payne | Republican | Yea |
| Mark Finchem | Republican | Yea |
| Shawnna Bolick | Republican | Yea |
| Thomas "T.J." Shope | Republican | Yea |
| Timothy "Tim" Dunn | Republican | Yea |
| Venden "Vince" Leach | Republican | Yea |
| Warren Petersen | Republican | Yea |
| Wendy Rogers | Republican | Yea |
| Party | Yea | Nay | Present | Not Voting |
|---|---|---|---|---|
| Democrat | 2 | 22 | 0 | 3 |
| Republican | 32 | 0 | 0 | 1 |
| Total | 34 | 22 | 0 | 4 |
| % of votes cast | 57% | 37% | 0% | 7% |
How each member voted (60)
| Member | Party | Vote |
|---|---|---|
| Aaron Márquez | Democrat | Nay |
| Alma Hernandez | Democrat | Not Voting |
| Anna Abeytia | Democrat | Not Voting |
| Betty J Villegas | Democrat | Nay |
| Brian Garcia | Democrat | Nay |
| Cesar Aguilar | Democrat | Nay |
| Christopher Mathis | Democrat | Nay |
| Consuelo Hernandez | Democrat | Nay |
| Elda Luna-Nájera | Democrat | Nay |
| Janeen Connolly | Democrat | Yea |
| Junelle Cavero | Democrat | Nay |
| Kevin Volk | Democrat | Yea |
| Lorena Austin | Democrat | Nay |
| Lupe Contreras | Democrat | Nay |
| Lydia Hernandez | Democrat | Nay |
| Mae Peshlakai | Democrat | Nay |
| Mariana Sandoval | Democrat | Nay |
| Myron Tsosie | Democrat | Nay |
| Nancy Gutierrez | Democrat | Nay |
| Oscar De Los Santos | Democrat | Not Voting |
| Patty Contreras | Democrat | Nay |
| Quantá Crews | Democrat | Nay |
| Sarah Liguori | Democrat | Nay |
| Seth Blattman | Democrat | Nay |
| Stacey Travers | Democrat | Nay |
| Stephanie Simacek | Democrat | Nay |
| Stephanie Stahl Hamilton | Democrat | Nay |
| Alexander Kolodin | Republican | Yea |
| Beverly Pingerelli | Republican | Yea |
| Chris Lopez | Republican | Yea |
| David Livingston | Republican | Yea |
| David Marshall, Sr. | Republican | Yea |
| Gail Griffin | Republican | Yea |
| James Taylor | Republican | Yea |
| Jeff Weninger | Republican | Yea |
| John Gillette | Republican | Yea |
| Joseph Chaplik | Republican | Not Voting |
| Julie Willoughby | Republican | Yea |
| Justin Olson | Republican | Yea |
| Justin Wilmeth | Republican | Yea |
| Khyl Powell | Republican | Yea |
| Laurin Hendrix | Republican | Yea |
| Leo Biasiucci | Republican | Yea |
| Lisa Fink | Republican | Yea |
| Lupe Diaz | Republican | Yea |
| Matt Gress | Republican | Yea |
| Michael Carbone | Republican | Yea |
| Michael Way | Republican | Yea |
| Michele Peña | Republican | Yea |
| Neal Carter | Republican | Yea |
| Nick Kupper | Republican | Yea |
| Pamela Carter | Republican | Yea |
| Quang H Nguyen | Republican | Yea |
| Rachel Keshel | Republican | Yea |
| Ralph Heap | Republican | Yea |
| Selina Bliss | Republican | Yea |
| Steve Montenegro | Republican | Yea |
| Teresa Martinez | Republican | Yea |
| Tony Rivero | Republican | Yea |
| Walt Blackman | Republican | Yea |
Roll call published as PDF — view source.
Subjects
Frequently asked questions
- Who sponsors HB 2174?
- HB 2174 is sponsored by Walt Blackman (Republican) and David Livingston (Republican).
- What is the current status of HB 2174?
- This bill has been enacted into law. Introduced January 09, 2026. Enacted.
- Where can I track HB 2174?
- Track HB 2174 free on One Click Politics — get push/email alerts when it moves.
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Last checked for changes 3 months ago · updated continuously
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