Arizona 57th Legislature - Second Regular Session Status: Enacted 1 R cosponsors

HB 2996 — DIFI; certificates of insurance

Last action — Signed by Governor

  1. ✓
    Introduced
  2. ✓
    In Committee
  3. ✓
    Passed House
  4. ✓
    Passed Senate
  5. ✓
    To Executive
  6. 6
    Enacted

This bill has been enacted into law. Introduced February 09, 2026. Enacted.

Signed by Governor Katie Hobbs (Democratic) on June 04, 2026.

Prognosis

Advancing 56% · moderate confidence

Where this bill stands today.

Odds of enactment

High

How often bills like it became law.

  • Enacted

    Current position in the legislative process.

  • 1 sponsor

    1 primary, 0 co-sponsors signed on.

  • Single-party support

    Sponsorship is currently within one party (1 R).

  • Mixed recorded votes

    2 passed, 1 failed in recorded votes so far.

Prognosis reads this bill's own signals — stage, sponsorship breadth, committee status, recorded votes and cross-state momentum. Odds come from a model trained on which bills have become law.

In plain language

This bill relates to the regulation of certificates of insurance in Arizona.

The bill establishes guidelines for the issuance and use of certificates of insurance in Arizona. It aims to clarify how these documents are used and the information that must be included.

What this means for you
  • Consumers: Consumers will benefit from increased transparency about insurance coverage through regulated certificates.
  • Small Business: This means that small businesses will have clearer guidelines regarding insurance certificates, potentially simplifying compliance processes.

Bill Text

What changed in the latest version

3 added · 0 removed

Plain-language change summary

The bill HB 2996 has been amended to include a chapter designation and specific dates, indicating when the bill was approved by the governor and when it was filed in the Secretary of State's office. This change is important because it provides clear documentation of the bill's legislative timeline, ensuring transparency and accountability in the legislative process.

→
Previous
Latest
certificates of insurance State of Arizona House of Representatives Fifty-seventh Legislature Second Regular Session HOUSE BILL 2996 AN ACT AMENDING TITLE 20, CHAPTER 2, ARTICLE 6, ARIZONA REVISED STATUTES, BY ADDING SECTION 20-443.03;
certificates of insurance State of Arizona House of Representatives Fifty-seventh Legislature Second Regular Session CHAPTER 122 HOUSE BILL 2996 AN ACT AMENDING TITLE 20, CHAPTER 2, ARTICLE 6, ARIZONA REVISED STATUTES, BY ADDING SECTION 20-443.03;
APPROVED BY THE GOVERNOR JUNE 4, 2026.
FILED IN THE OFFICE OF THE SECRETARY OF STATE JUNE 5, 2026.
⬇ Download PDF
View plain text versions (4)

How this bill changes current law

6 changes Share ↗

AI-generated reading aid from the bill's amendatory text — verify against the official bill.

This bill adds new regulations regarding certificates of insurance under Arizona law.

  • Section 20-443.03

    A CERTIFICATE OF INSURANCE THAT IS PREPARED OR ISSUED BY AN INSURER, AN INSURANCE PRODUCER OR A REPRESENTATIVE OF AN INSURER OR AN INSURANCE PRODUCER IS NOT AN INSURANCE POLICY, DOES NOT AMEND, EXTEND OR ALTER THE COVERAGE THAT IS PROVIDED BY AN INSURANCE POLICY AND DOES NOT CONFER ANY NEW OR ADDITIONAL RIGHTS BEYOND THOSE EXPRESSLY STATED IN THE INSURANCE POLICY.

    Establishes that certificates of insurance are not insurance policies and do not alter the coverage provided.

  • Section 20-443.03

    A PERSON MAY NOT PREPARE, ISSUE, REQUEST OR REQUIRE A CERTIFICATE OF INSURANCE THAT: 1. CONTAINS FALSE OR MISLEADING INFORMATION ABOUT THE INSURANCE POLICY. 2. ALTERS, AMENDS OR EXTENDS COVERAGE THAT IS PROVIDED FOR IN THE INSURANCE POLICY. 3. CLAIMS THAT THE INSURANCE POLICY COMPLIES WITH THE INSURANCE OR INDEMNIFICATION REQUIREMENTS OF A CONTRACT.

    Prohibits the issuance of certificates of insurance that contain false information or alter insurance policy coverage.

  • Section 20-443.03

    THE DIRECTOR MAY INVESTIGATE ANY VIOLATION OF THIS SECTION, AND THE DIRECTOR MAY TAKE ONE OR BOTH OF THE FOLLOWING ACTIONS: 1. ISSUE AN ORDER THAT REQUIRES THE PERSON TO CEASE AND DESIST FROM THE ACTIONS THAT CONSTITUTE THE VIOLATION. 2. ASSESS A CIVIL PENALTY OF NOT MORE THAN $1,000 PER VIOLATION.

    Grants the director authority to investigate violations and impose penalties.

  • Section 20-443.03

    THIS SECTION APPLIES TO ANY CERTIFICATE OF INSURANCE THAT IS ISSUED IN CONNECTION WITH PROPERTY AND CASUALTY RISKS LOCATED IN THIS STATE WITHOUT REGARD TO THE LOCATION OF THE POLICYHOLDER, INSURER OR INSURANCE PRODUCER OR ANY PERSON WHO REQUESTS OR REQUIRES A CERTIFICATE OF INSURANCE TO BE ISSUED.

    Clarifies that the regulations apply to any certificate of insurance related to property and casualty risks in Arizona.

  • Section 20-443.03

    A CERTIFICATE OF INSURANCE OR ANY OTHER DOCUMENT OR CORRESPONDENCE THAT IS PREPARED, ISSUED, REQUESTED OR REQUIRED IN VIOLATION OF THIS SECTION IS VOID.

    Establishes that any certificate or document issued in violation of the new rules is considered void.

  • Section 20-443.03

    FOR THE PURPOSES OF THIS SECTION, "CERTIFICATE OF INSURANCE": 1. MEANS A DOCUMENT, FORM, TEMPLATE, SUBMISSION, QUESTIONNAIRE OR OTHER INSTRUMENT REGARDLESS OF TITLE THAT INCLUDES A DESCRIPTION, SUMMARY, INTERPRETATION OR EVIDENCE OF PROPERTY OR CASUALTY INSURANCE COVERAGE AND THAT IS PREPARED OR ISSUED BY AN INSURER, AN INSURANCE PRODUCER OR A REPRESENTATIVE OF AN INSURER OR PRODUCER. 2. DOES NOT INCLUDE ANY OF THE FOLLOWING: (a) AN INSURANCE POLICY. (b) AN INSURANCE BINDER. (c) A POLICY ENDORSEMENT. (d) AN AUTOMOBILE INSURANCE IDENTIFICATION OR INFORMATION CARD.

    Defines what constitutes a certificate of insurance and specifies exclusions.

Action History

  1. Signed by Governor

  2. Transmit to House

  3. Transmit to Governor

  4. PASSED

  5. DP

  6. Senate Second Reading

  7. Senate First Reading

  8. Transmit to Senate

  9. PASSED

  10. DPA

  11. DPA

  12. House Second Reading

  13. House First Reading.

Sponsors

Sponsorship breakdown

Export CSV (upgrade) →

1 sponsors · 0 co-sponsors · 92 not signed on

Sponsors (1)

Co-sponsors (0)

None.

Not signed on (92)

92 members have not signed on to this bill.

Show all 92 →

"Not signed on" means a member has not sponsored or co-sponsored this bill — it does not imply opposition. Members flagged Voted No have a recorded No vote on this bill.

Whip count is in markup. Polling the chamber and every recorded vote this session. Only the first open is slow. It’s instant for you after this. Calling the roll · Tallying · Engrossing

Votes

Passed

Passed 26 Yea · 0 Nay · 4 Other
Party YeaNayPresentNot Voting
Democrat 13000
Republican 13004
Total 26004
% of votes cast 87%0%0%13%
How each member voted (30)
Member Party Vote
Analise Ortiz Democrat Yea
Brian Fernandez Democrat Yea
Catherine Miranda Democrat Yea
Denise “Mitzi” Epstein Democrat Yea
Eva Diaz Democrat Yea
Flavio Bravo Democrat Yea
Kiana Sears Democrat Yea
Lauren Kuby Democrat Yea
Lela Alston Democrat Yea
Priya Sundareshan Democrat Yea
Rosanna Gabaldón Democrat Yea
Sally Ann Gonzales Democrat Yea
Theresa Hatathlie Democrat Yea
Carine Werner Republican Yea
David C. Farnsworth Republican Yea
David Gowan Republican Yea
Frank Carroll Republican Not Voting
Hildy Angius Republican Yea
J.D. Mesnard Republican Yea
Jake Hoffman Republican Not Voting
Janae Shamp Republican Not Voting
John Kavanagh Republican Yea
Kevin Payne Republican Yea
Mark Finchem Republican Yea
Shawnna Bolick Republican Yea
Thomas "T.J." Shope Republican Yea
Timothy "Tim" Dunn Republican Yea
Venden "Vince" Leach Republican Yea
Warren Petersen Republican Not Voting
Wendy Rogers Republican Yea

Official roll call →

Passed

Passed 52 Yea · 0 Nay · 8 Other
Party YeaNayPresentNot Voting
Democrat 22005
Republican 30003
Total 52008
% of votes cast 87%0%0%13%
How each member voted (60)
Member Party Vote
Aaron Márquez Democrat Yea
Alma Hernandez Democrat Yea
Anna Abeytia Democrat Yea
Betty J Villegas Democrat Yea
Brian Garcia Democrat Yea
Cesar Aguilar Democrat Yea
Christopher Mathis Democrat Yea
Consuelo Hernandez Democrat Yea
Elda Luna-Nájera Democrat Yea
Janeen Connolly Democrat Yea
Junelle Cavero Democrat Yea
Kevin Volk Democrat Yea
Lorena Austin Democrat Yea
Lupe Contreras Democrat Yea
Lydia Hernandez Democrat Yea
Mae Peshlakai Democrat Not Voting
Mariana Sandoval Democrat Yea
Myron Tsosie Democrat Yea
Nancy Gutierrez Democrat Yea
Oscar De Los Santos Democrat Not Voting
Patty Contreras Democrat Yea
Quantá Crews Democrat Not Voting
Sarah Liguori Democrat Yea
Seth Blattman Democrat Not Voting
Stacey Travers Democrat Not Voting
Stephanie Simacek Democrat Yea
Stephanie Stahl Hamilton Democrat Yea
Alexander Kolodin Republican Not Voting
Beverly Pingerelli Republican Yea
Chris Lopez Republican Yea
David Livingston Republican Yea
David Marshall, Sr. Republican Yea
Gail Griffin Republican Yea
James Taylor Republican Yea
Jeff Weninger Republican Yea
John Gillette Republican Yea
Joseph Chaplik Republican Not Voting
Julie Willoughby Republican Yea
Justin Olson Republican Yea
Justin Wilmeth Republican Yea
Khyl Powell Republican Yea
Laurin Hendrix Republican Not Voting
Leo Biasiucci Republican Yea
Lisa Fink Republican Yea
Lupe Diaz Republican Yea
Matt Gress Republican Yea
Michael Carbone Republican Yea
Michael Way Republican Yea
Michele Peña Republican Yea
Neal Carter Republican Yea
Nick Kupper Republican Yea
Pamela Carter Republican Yea
Quang H Nguyen Republican Yea
Rachel Keshel Republican Yea
Ralph Heap Republican Yea
Selina Bliss Republican Yea
Steve Montenegro Republican Yea
Teresa Martinez Republican Yea
Tony Rivero Republican Yea
Walt Blackman Republican Yea

Official roll call →

Subjects

finance
Cross-referencing the record. Reading this bill against every other bill in the corpus by meaning, not keywords. Only the first open is slow. It’s instant for you after this. Matching · Ranking · Engrossing

Frequently asked questions

Who sponsors HB 2996?
HB 2996 is sponsored by Jeff Weninger (Republican).
What is the current status of HB 2996?
This bill has been enacted into law. Introduced February 09, 2026. Enacted.
Where can I track HB 2996?
Track HB 2996 free on One Click Politics — get push/email alerts when it moves.

Make your voice heard on HB 2996

Find the representatives who decide this bill and tell them where you stand — for yourself, or mobilize your whole list in one click with One Click Politics advocacy software.

Find my representatives → Run a campaign

Stay ahead of HB 2996

Last checked for changes 3 months ago · updated continuously

One Click Politics tracks every bill in Congress and all 50 states.

Track this bill →