INSURANCE: PREPAID LEGAL PLANS
This legislation creates guidelines for prepaid legal plans, ensuring transparency and prohibiting misleading practices. It requires providers to give clear information about services, costs, and complaint procedures.
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HB211 — INSURANCE: PREPAID LEGAL PLANS
Last action — (S) L&C
No card. One bill, free forever — alerts when it moves.
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✓Introduced
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✓In Committee
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3Passed House
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4Passed Senate
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5To Executive
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6Enacted
This bill has passed the House. Introduced April 30, 2025. It now moves to the second chamber.
Next likely step: consideration and a floor vote in the Senate.
In plain language
The bill establishes regulations for prepaid legal plans in Alaska.
This legislation creates guidelines for prepaid legal plans, ensuring transparency and prohibiting misleading practices. It requires providers to give clear information about services, costs, and complaint procedures.
Bill Text
What changed in the latest version
18 added · 43 removedPlain-language change summary
The latest version of HB 211 clarifies the definitions and regulations surrounding prepaid legal plans by explicitly stating that they are not subject to certain insurance regulations. This bill now includes specific language about what constitutes a prepaid legal plan, emphasizing that attorneys cannot receive further payments beyond the fixed fees they've already agreed upon. These changes are significant because they aim to protect consumers from misleading practices and ensure that prepaid legal services are clearly defined and properly regulated.
34-LS0848\N34-LS0848\A CS FOR HOUSE BILL NO.
211(JUD)211 IN THE LEGISLATURE OF THE STATE OF ALASKA THIRTY-FOURTH LEGISLATURE - SECONDFIRST SESSION BY THEREPRESENTATIVES HOUSEJIMMIE, JUDICIARYMina COMMITTEEIntroduced: Referred:
Labor4/30/25 andReferred: Commerce Sponsor(s):
REPRESENTATIVESJudiciary, JIMMIE,Labor Minaand Commerce A BILL FOR AN ACT ENTITLED "An Act relating to insurance regulation of prepaid legal plans." BE IT ENACTED BY THE LEGISLATURE OF THE STATE OF ALASKA:
(m)(l) This title does not apply to a prepaid legal plan.
(2) the organization contracts directly with an attorney forfohet the provision of the specified legal services and pays the attorney a fixed, prearranged payment;
*HB0211a Sec.-1- HB 211 New Text Underlined [DELETED TEXT BRACKETED]
2.
AS 45.50.471(b) is amended by adding a new paragraph to read:
HB0211b -1- CSHB 211(JUD) New Text Underlined [DELETED TEXT BRACKETED] 34-LS0848\N (58) violating AS 45.50.476 (prepaid legal plans).
* Sec.
3.
AS 45.50 is amended by adding a new section to read:
Sec.
45.50.476.
Prepaid legal plans.
(a) A person that offers a prepaid legal plan exempt under AS 21.03.021 may not engage in misleading advertising that implies the prepaid legal plan is insurance or guarantees outcomes beyond the scope of covered services.
A person that offers a prepaid legal plan shall (1) before enrollment, provide a written disclosure to members that includes (A) a complete list of covered legal services and any significant exclusions;
(B) the cost and payment terms of the plan;
(C) information on how to access services and contact information for the plan administrator and participating attorneys;
(D) a statement that the plan is not insurance and is not subject to insurance regulation;
and (E) the procedures for filing a complaint or resolving a dispute;
and (2) maintain records of member complaints for at least three years and make complaints available to the attorney general upon request.
(b) In this section, "prepaid legal plan" has the meaning given in AS 21.03.021.
CSHB 211(JUD) -2- HB0211b New Text Underlined [DELETED TEXT BRACKETED]
AI-generated reading aid from the bill's amendatory text — verify against the official bill.
The bill establishes regulations for prepaid legal plans and exempts them from certain existing insurance laws.
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AS 21.03.021
(m) This title does not apply to a prepaid legal plan. In this subsection, "prepaid legal plan" means an arrangement between a member and an organization in which (1) the member prepays for specified legal services that are available to the member or the member's dependent; (2) the organization contracts directly with an attorney for the provision of the specified legal services and pays the attorney a fixed, prearranged payment; and (3) an attorney contracted under this subsection does not receive additional payment or reimbursement from the organization for provision of the specified legal services or the specified legal expenses.
This change clarifies that prepaid legal plans are not regulated under existing insurance laws.
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AS 45.50.471(b)
(58) violating AS 45.50.476 (prepaid legal plans).
This change adds violations of prepaid legal plans to the list of unlawful practices.
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AS 45.50
Sec. 45.50.476. Prepaid legal plans. (a) A person that offers a prepaid legal plan exempt under AS 21.03.021 may not (1) engage in misleading advertising that implies the prepaid legal plan is insurance or guarantees outcomes beyond the scope of covered services; (2) require a member to pay for services beyond the month in which the member requests to be disenrolled from the plan; or (3) impose a penalty for disenrolling from the plan. (b) A person that offers a prepaid legal plan shall (1) before enrollment, provide a written disclosure to members that includes (A) a complete list of covered legal services and any significant exclusions; (B) the cost and payment terms of the plan; (C) information on how to access services and contact information for the plan administrator and participating attorneys; (D) a statement that the plan is not insurance and is not subject to insurance regulation; and (E) the procedures for filing a complaint or resolving a dispute; and (2) maintain records of member complaints for at least three years and make complaints available to the attorney general upon request. (c) In this section, "prepaid legal plan" has the meaning given in AS 21.03.021.
This adds a new section that outlines the requirements and restrictions for providers of prepaid legal plans.
Action History
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(S) JUD REFERRAL ADDED AFTER L&C
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(S) Heard & Held
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(S) LABOR & COMMERCE at 01:30 PM BELTZ 105 (TSBldg)
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(S) REFERRED TO LABOR & COMMERCE
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(S) L&C
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(S) READ THE FIRST TIME - REFERRALS
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(H) VERSION: CSHB 211(L&C)
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(H) TRANSMITTED TO (S)
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(H) PASSED Y33 N4 E3
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(H) READ THE THIRD TIME CSHB 211(L&C)
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(H) ADVANCED TO THIRD READING 5/1 CALENDAR
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(H) L&C CS ADOPTED UC
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(H) READ THE SECOND TIME
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(H) RULES TO CALENDAR 4/30/2026
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(H) FN1: ZERO(CED)
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(H) NR: SADDLER, D.NELSON
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(H) DP: FRIER, CARRICK, HALL, FIELDS
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(H) L&C RPT CS(L&C) NEW TITLE 4DP 2NR
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(H) Moved CSHB 211(L&C) Out of Committee
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(H) LABOR & COMMERCE at 03:15 PM BARNES 124
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(H) <Bill Hearing Canceled>
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(H) LABOR & COMMERCE at 03:15 PM BARNES 124
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(H) Heard & Held -- Meeting Postponed from 3:15 pm 4/13/2026--
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(H) LABOR & COMMERCE at 08:00 AM BARNES 124
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(H) -- Public Testimony -- -- Meeting Postponed to 8:00 am 4/15/2026--
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(H) LABOR & COMMERCE at 03:15 PM BARNES 124
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(H) -- Public Testimony -- -- MEETING CANCELED --
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(H) LABOR & COMMERCE at 03:15 PM BARNES 124
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(H) Heard & Held
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(H) LABOR & COMMERCE at 03:15 PM BARNES 124
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(H) FN1: ZERO(CED)
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(H) NR: VANCE
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(H) DP: COSTELLO, MINA, EISCHEID, UNDERWOOD, GRAY
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(H) JUD RPT CS(JUD) NEW TITLE 5DP 1NR
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(H) Moved CSHB 211(JUD) Out of Committee -- Delayed to 5 minutes Following Session --
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(H) JUDICIARY at 01:00 PM GRUENBERG 120
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(H) Heard & Held
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(H) JUDICIARY at 01:00 PM GRUENBERG 120
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(H) Minutes (HJUD)
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(H) Heard & Held
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(H) JUDICIARY at 01:00 PM GRUENBERG 120
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(H) PRIME SPONSOR CHANGED: JIMMIE REPLACED MINA
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(H) JUD, L&C
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(H) READ THE FIRST TIME - REFERRALS
Sponsors
- Genevieve Mina · Cosponsor
- Nellie Unangiq Jimmie · Primary
Sponsorship breakdown
Export CSV (upgrade) →1 sponsors · 1 co-sponsors · 63 not signed on · 3 voted No
Sponsors (1)
Co-sponsors (1)
Not signed on (63)
63 members have not signed on to this bill.
Show all 63 →"Not signed on" means a member has not sponsored or co-sponsored this bill — it does not imply opposition. Members flagged Voted No have a recorded No vote on this bill.
Votes
| Party | Yea | Nay | Present | Not Voting |
|---|---|---|---|---|
| Unaffiliated | 0 | 1 | 0 | 0 |
| R | 14 | 3 | 0 | 3 |
| D | 14 | 0 | 0 | 0 |
| N | 5 | 0 | 0 | 0 |
| Total | 33 | 4 | 0 | 3 |
| % of votes cast | 83% | 10% | 0% | 8% |
How each member voted (40)
| Member | Party | Vote |
|---|---|---|
| Steve St. Clair | — | Nay |
| Andi Story | D | Yea |
| Andrew Gray | D | Yea |
| Andy Josephson | D | Yea |
| Ashley Carrick | D | Yea |
| Carolyn Hall | D | Yea |
| Donna Mears | D | Yea |
| Genevieve Mina | D | Yea |
| Maxine Dibert | D | Yea |
| Neal Foster | D | Yea |
| Nellie Unangiq Jimmie | D | Yea |
| Robyn Niayuq Frier | D | Yea |
| Sara Hannan | D | Yea |
| Ted Eischeid | D | Yea |
| Zack Fields | D | Yea |
| Alyse Galvin | N | Yea |
| Bryce Edgmon | N | Yea |
| Calvin Schrage | N | Yea |
| Ky Holland | N | Yea |
| Rebecca Himschoot | N | Yea |
| Bill Elam | R | Yea |
| Chuck Kopp | R | Yea |
| Dan Saddler | R | Not Voting |
| David Nelson | R | Not Voting |
| David Nelson | R | Yea |
| DeLena Johnson | R | Yea |
| Elexie Moore | R | Yea |
| Frank Tomaszewski | R | Yea |
| Jamie Allard | R | Nay |
| Jeremy Bynum | R | Yea |
| Jubilee Underwood | R | Yea |
| Julie Coulombe | R | Yea |
| Justin Ruffridge | R | Yea |
| Kevin McCabe | R | Not Voting |
| Louise Stutes | R | Yea |
| Mia Costello | R | Yea |
| Mike Prax | R | Yea |
| Rebecca Schwanke | R | Nay |
| Sarah Vance | R | Nay |
| Will Stapp | R | Yea |
Subjects
Frequently asked questions
- Who sponsors HB211?
- HB211 is sponsored by Genevieve Mina (D) and Nellie Unangiq Jimmie (D).
- What is the current status of HB211?
- This bill has passed the House. Introduced April 30, 2025. It now moves to the second chamber.
- Where can I track HB211?
- Track HB211 free on One Click Politics — get push/email alerts when it moves.
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