New Jersey 222nd Legislature Status: Introduced 1 D cosponsors

S 4553 — Establishes the "New Jersey Residential Foreclosure Transformation Act."

Last action — INT 1RS REF SCU

  1. 1
    Introduced
  2. 2
    In Committee
  3. 3
    Passed Senate
  4. 4
    Passed General Assembly
  5. 5
    To Executive
  6. 6
    Enacted

This bill has been introduced in the Senate. Introduced September 28, 2026. It must pass committee before a floor vote.

Next likely step: a committee referral and hearing.

Odds of enactment

Low chance

Based on the sponsor, cosponsors, and committee posture, this bill has a low chance of becoming law.

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A statistical estimate from our own model of past outcomes — an insight, not a guarantee. Policymaking is volatile.

Prognosis

Not enough signal yet

Not enough signal yet to read this bill's trajectory — we surface a likelihood only once there's real movement (stage, sponsorship, committee, or votes) to point to.

Based on stage, sponsorship breadth, committee status, recorded votes, and cross-state momentum — a description of the observable signals, not a prediction.

In plain language

Establishes a framework for transforming residential foreclosures in New Jersey.

The New Jersey Residential Foreclosure Transformation Act sets up a system to manage and transform residential foreclosures. This aims to address the challenges associated with housing instability and promote residential recovery.

What this means for you
  • Families: This means families facing foreclosure may find new opportunities for stable housing.
  • Consumers: Consumers may benefit from a more organized system regarding residential foreclosures.

Summary

Residential Foreclosure Transformation Act-establishes

Bill Text

  • Introduced View text Current html September 29, 2026

Action History

  1. INT 1RS REF SCU

Sponsors

Sponsorship breakdown

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1 sponsors · 0 co-sponsors · 119 not signed on

Sponsors (1)

Co-sponsors (0)

None.

Not signed on (119)

119 members have not signed on to this bill.

Show all 119 →

"Not signed on" means a member has not sponsored or co-sponsored this bill — it does not imply opposition. Members flagged Voted No have a recorded No vote on this bill.

Whip count is in markup. Polling the chamber and every recorded vote this session. Only the first open is slow. It’s instant for you after this. Calling the roll · Tallying · Engrossing

Subjects

housing
Cross-referencing the record. Reading this bill against every other bill in the corpus by meaning, not keywords. Only the first open is slow. It’s instant for you after this. Matching · Ranking · Engrossing

Frequently asked questions

What does S 4553 do?
Residential Foreclosure Transformation Act-establishes
Who sponsors S 4553?
S 4553 is sponsored by Cruz-Perez, Nilsa I. (Democrat).
What is the current status of S 4553?
This bill has been introduced in the Senate. Introduced September 28, 2026. It must pass committee before a floor vote.
Where can I track S 4553?
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Last checked for changes 11 days ago · updated continuously

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