Virginia 2026 Session Status: Enacted

SB594 — Motor vehicle insurance; unauthorized addition of insured drivers prohibited.

Last action — Acts of Assembly Chapter text (CHAP0898)

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  1. ✓
    Introduced
  2. ✓
    In Committee
  3. ✓
    Passed Senate
  4. ✓
    Passed House of Delegates
  5. ✓
    To Executive
  6. 6
    Enacted

This bill has been enacted into law. Introduced January 14, 2026. Enacted.

Signed by Governor Glenn Youngkin (Republican) on March 09, 2026.

Prognosis

Likely to advance 70% · moderate confidence

Where this bill stands today.

Odds of enactment

High

How often bills like it became law.

  • Enacted

    Current position in the legislative process.

  • 1 sponsor

    1 primary, 0 co-sponsors signed on.

  • Cleared a recorded vote

    Passed 8 recorded votes so far.

Prognosis reads this bill's own signals — stage, sponsorship breadth, committee status, recorded votes and cross-state momentum. Odds come from a model trained on which bills have become law.

Summary

Motor vehicle insurance; unauthorized addition of insured drivers prohibited.

Bill Text

We don't have the full text on file for this bill yet.

Read SB594 on the official Virginia source →

How this bill changes current law

40 changes Share ↗

Compared against the Code of Virginia as published AI-generated reading aid — verify against the official bill.

This bill amends 1 section(s) of the Code of Virginia: 46.2-472.1.

  • 46.2-472.1

    A.

    Inserts “A.”.

  • 46.2-472.1

    No insurance carrier authorize

    Inserts “No insurance carrier authorize”.

  • 46.2-472.1

    d to issue policies as provided in this chapter shall automatically add any person

    Inserts “d to issue policies as provided in this chapter shall automatically add any person”.

  • 46.2-472.1

    to the list of persons insured under a motor vehicle owner's policy

    Inserts “to the list of persons insured under a motor vehicle owner's policy”.

  • 46.2-472.1

    or

    Inserts “or”.

  • 46.2-472.1

    to

    Inserts “to”.

  • 46.2-472.1

    the household of

    Inserts “the household of”.

  • 46.2-472.1

    a

    Inserts “a”.

  • 46.2-472.1

    named

    Inserts “named”.

  • 46.2-472.1

    insured

    Inserts “insured”.

  • 46.2-472.1

    for purposes of such policy

    Inserts “for purposes of such policy”.

  • 46.2-472.1

    based solely on:

    Inserts “based solely on:”.

  • 46.2-472.1

    1.

    Inserts “1.”.

  • 46.2-472.1

    Information obtained from a residential search,

    Inserts “Information obtained from a residential search,”.

  • 46.2-472.1

    an

    Inserts “an”.

  • 46.2-472.1

    address matching database, public records,

    Inserts “address matching database, public records,”.

  • 46.2-472.1

    a

    Inserts “a”.

  • 46.2-472.1

    credit report, or

    Inserts “credit report, or”.

  • 46.2-472.1

    any

    Inserts “any”.

  • 46.2-472.1

    other third-party data source; or

    Inserts “other third-party data source; or”.

  • 46.2-472.1

    2.

    Inserts “2.”.

  • 46.2-472.1

    The carrier's belief that such person resides at the same address

    Inserts “The carrier's belief that such person resides at the same address”.

  • 46.2-472.1

    as the named insured.

    Inserts “as the named insured.”.

  • 46.2-472.1

    B. No insurance carrier authorized to issue policies as provided in this chapter shall increase premiums for, cancel, or refuse to renew a policy based sol

    Inserts “B. No insurance carrier authorized to issue policies as provided in this chapter shall increase premiums for, cancel, or refuse to renew a policy based sol”.

  • 46.2-472.1

    ely on the failure of the named insured to respond to a communication demanding confirmation of an additional insured driver or household

    Inserts “ely on the failure of the named insured to respond to a communication demanding confirmation of an additional insured driver or household”.

  • 46.2-472.1

    member.

    Inserts “member.”.

  • 46.2-472.1

    C.

    Inserts “C.”.

  • 46.2-472.1

    Whenever the Commission has reason to believe that any person has committed a violation of

    Inserts “Whenever the Commission has reason to believe that any person has committed a violation of”.

  • 46.2-472.1

    this

    Inserts “this”.

  • 46.2-472.1

    section, it shall issue and serve an order upon that person by certified or registered mail or in any other manner permitted by law. The order shall include a statement of the charges and a notice of a hearing on the charges to be held at a fixed time and place

    Inserts “section, it shall issue and serve an order upon that person by certified or registered mail or in any other manner permitted by law. The order shall include a statement of the charges and a notice of a hearing on the charges to be held at a fixed time and place”.

  • 46.2-472.1

    ,

    Inserts “,”.

  • 46.2-472.1

    which shall be at least

    Inserts “which shall be at least”.

  • 46.2-472.1

    10

    Inserts “10”.

  • 46.2-472.1

    days after the date of service of the notice. The order shall require

    Inserts “days after the date of service of the notice. The order shall require”.

  • 46.2-472.1

    such

    Inserts “such”.

  • 46.2-472.1

    person to show cause why an order should not be made by the Commission directing the alleged offender to cease and desist from the violation or to show cause why the Commission should not issue any other appropriate order as the nature of the case and the interests of the

    Inserts “person to show cause why an order should not be made by the Commission directing the alleged offender to cease and desist from the violation or to show cause why the Commission should not issue any other appropriate order as the nature of the case and the interests of the”.

  • 46.2-472.1

    insured

    Inserts “insured”.

  • 46.2-472.1

    or the public may require. At the hearing,

    Inserts “or the public may require. At the hearing,”.

  • 46.2-472.1

    such

    Inserts “such”.

  • 46.2-472.1

    person shall have an opportunity to be heard in accordance with the Commission's order. In all matters in connection with the charges or hearing, the Commission shall have the jurisdiction, power

    Inserts “person shall have an opportunity to be heard in accordance with the Commission's order. In all matters in connection with the charges or hearing, the Commission shall have the jurisdiction, power”.

Action History

  1. Acts of Assembly Chapter text (CHAP0898)

  2. Approved by Governor-Chapter 898 (effective 7/1/2026)

  3. S Fiscal Impact Statement from State Corporation Commission (SB594)

  4. Governor's Action Deadline 11:59 p.m., April 13, 2026

  5. S Enrolled Bill communicated to Governor on March 10, 2026

  6. S Signed by President

  7. H Signed by Speaker

  8. S Bill text as passed Senate and House (SB594ER)

  9. S Enrolled

  10. S Fiscal Impact Statement from State Corporation Commission (SB594)

  11. H Passed House (97-Y 0-N 0-A)

  12. H Passed by temporarily

  13. H Read third time

  14. H Read second time

  15. H Reported from Labor and Commerce (21-Y 0-N)

  16. H Placed on Labor and Commerce Agenda

  17. H Subcommittee recommends reporting (8-Y 0-N)

  18. H Placed on Labor and Commerce Agenda

  19. H Assigned HCL sub: Subcommittee #1

  20. H Referred to Committee on Labor and Commerce

  21. H Read first time

  22. H Placed on Calendar

  23. S Blank Action

  24. S Read third time and passed Senate Block Vote (39-Y 0-N 0-A)

  25. S Constitutional reading dispensed Block Vote (on 3rd reading) (39-Y 0-N 0-A)

  26. S Rules suspended

  27. S Engrossed by Senate - committee substitute Block Vote (Voice Vote)

  28. S Commerce and Labor Substitute agreed to

  29. S Read second time

  30. S Passed by for the day

  31. S Constitutional reading dispensed (on 1st reading) (35-Y 0-N 0-A)

  32. S Rules suspended

  33. S Committee substitute printed 26107848D-S1

  34. S Reported from Commerce and Labor with substitute (15-Y 0-N)

  35. S Senate committee offered

  36. S Fiscal Impact Statement from State Corporation Commission (SB594)

  37. S Rereferred to Commerce and Labor

  38. S Rereferred from Transportation to Commerce and Labor (14-Y 0-N)

  39. S Referred to Committee on Transportation

  40. S Prefiled and ordered printed; Offered 01-14-2026 26101203D

Sponsors

Sponsorship breakdown

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1 sponsors · 0 co-sponsors · 147 not signed on

Sponsors (1)

Co-sponsors (0)

None.

Not signed on (147)

147 members have not signed on to this bill.

Show all 147 →

"Not signed on" means a member has not sponsored or co-sponsored this bill — it does not imply opposition. Members flagged Voted No have a recorded No vote on this bill.

Whip count is in markup. Polling the chamber and every recorded vote this session. Only the first open is slow. It’s instant for you after this. Calling the roll · Tallying · Engrossing

Votes

Passed House

Passed 97 Yea · 0 Nay · 2 Other
Party YeaNayPresentNot Voting
Unaffiliated 97002
Total 97002
% of votes cast 98%0%0%2%
How each member voted (99)
Member Party Vote
Adele Y. McClure — Yea
Alex Q. Askew — Yea
Alfonso H. Lopez — Yea
Amy J. Laufer — Yea
Anne Ferrell Tata — Yea
Atoosa R. Reaser — Yea
Betsy B. Carr — Yea
Bill Wiley — Yea
Bonita G. Anthony — Yea
Briana D. Sewell — Yea
C.E. Cliff Hayes, Jr. — Yea
Charlie Schmidt — Yea
Charniele L. Herring — Not Voting
Chris S. Runion — Yea
Dan I. Helmer — Yea
David A. Reid — Yea
Debra D. Gardner — Yea
Delores L. McQuinn — Yea
Delores Oates — Yea
Destiny LeVere Bolling — Yea
Don Scott — Yea
Elizabeth R. Guzman — Yea
Ellen H. McLaughlin — Yea
Eric Phillips — Yea
Eric R. Zehr — Yea
Garrett McGuire — Yea
Gretchen M. Bulova — Yea
H. Otto Wachsmann, Jr. — Yea
Hillary Pugh Kent — Yea
Holly M. Seibold — Yea
Hyland F. "Buddy" Fowler, Jr. — Yea
Irene Shin — Yea
Israel D. O'Quinn — Yea
JJ Singh — Yea
Jackie H. Glass — Yea
James A. "Jay" Leftwich — Yea
James W. Morefield — Yea
Jason S. Ballard — Yea
Jeion A. Ward — Yea
Jessica L. Anderson — Yea
John Chilton McAuliff — Yea
Joseph P. McNamara — Yea
Joshua E. Thomas — Yea
Joshua G. Cole — Yea
Justin Pence — Yea
Karen Hamilton — Yea
Karen Keys-Gamarra — Yea
Karen R. "Kacey" Carnegie — Yea
Karrie K. Delaney — Yea
Kathy K.L. Tran — Yea
Katrina Callsen — Not Voting
Kelly K. Convirs-Fowler — Yea
Kimberly Pope Adams — Yea
Kirk McPike — Yea
Laura Jane Cohen — Yea
Leslie Chambers Mehta — Yea
Lily V. Franklin — Yea
Lindsey Dougherty — Yea
Luke E. Torian — Yea
M. Keith Hodges — Yea
Madison Whittle — Yea
Marcia S. "Cia" Price — Yea
Marcus B. Simon — Yea
Margaret A. Franklin — Yea
Mark C. Downey — Yea
Marty Martinez — Yea
May Nivar — Yea
Michael B. Feggans — Yea
Michael J. Webert — Yea
Michelle Lopes Maldonado — Yea
Mike A. Cherry — Yea
Mitchell Cornett — Yea
Nadarius E. Clark — Yea
Nicole Cole — Yea
Patrick A. Hope — Yea
Paul E. Krizek — Yea
Phil M. Hernandez — Yea
Phillip A. Scott — Yea
R. Lee Ware — Yea
Rae Cousins — Yea
Richard C. "Rip" Sullivan, Jr. — Yea
Robert S. Bloxom, Jr. — Yea
Rodney T. Willett — Yea
Rozia A. Henson, Jr. — Yea
Sam Rasoul — Yea
Scott A. Wyatt — Yea
Shelly A. Simonds — Yea
Stacey Annie Carroll — Yea
Terry G. Kilgore — Yea
Terry L. Austin — Yea
Thomas A. Garrett, Jr. — Yea
Thomas C. Wright, Jr. — Yea
Timothy P. Griffin — Yea
Tony O. Wilt — Yea
Virgil Thornton — Yea
Vivian E. Watts — Yea
Wendell S. Walker — Yea
Will Davis — Yea
Wren M. Williams — Yea

Official roll call →

Reported from Labor and Commerce

Passed 21 Yea · 0 Nay · 1 Other
Party YeaNayPresentNot Voting
Unaffiliated 21001
Total 21001
% of votes cast 95%0%0%5%
How each member voted (22)
Member Party Vote
Alfonso H. Lopez — Yea
Bonita G. Anthony — Yea
Chris S. Runion — Yea
Dan I. Helmer — Yea
Destiny LeVere Bolling — Yea
Irene Shin — Yea
Israel D. O'Quinn — Yea
JJ Singh — Yea
Jason S. Ballard — Yea
Jeion A. Ward — Yea
Kelly K. Convirs-Fowler — Yea
Laura Jane Cohen — Yea
May Nivar — Yea
Michael B. Feggans — Yea
Michael J. Webert — Yea
Michelle Lopes Maldonado — Yea
Nadarius E. Clark — Yea
Rae Cousins — Yea
Richard C. "Rip" Sullivan, Jr. — Yea
Terry G. Kilgore — Yea
Tony O. Wilt — Yea
Wren M. Williams — Not Voting

Official roll call →

Subcommittee recommends reporting

Passed 8 Yea · 0 Nay · 2 Other
Party YeaNayPresentNot Voting
Unaffiliated 8002
Total 8002
% of votes cast 80%0%0%20%
How each member voted (10)
Member Party Vote
Irene Shin — Yea
Israel D. O'Quinn — Yea
JJ Singh — Yea
Jason S. Ballard — Yea
Jeion A. Ward — Not Voting
Laura Jane Cohen — Yea
Michelle Lopes Maldonado — Yea
Rae Cousins — Yea
Richard C. "Rip" Sullivan, Jr. — Yea
Terry G. Kilgore — Not Voting

Official roll call →

Read third time and passed Senate Block Vote

Passed 39 Yea · 0 Nay · 1 Other
Party YeaNayPresentNot Voting
Unaffiliated 39001
Total 39001
% of votes cast 98%0%0%3%
How each member voted (40)
Member Party Vote
Aaron R. Rouse — Yea
Adam P. Ebbin — Yea
Angelia Williams Graves — Yea
Barbara A. Favola — Yea
Bill DeSteph — Yea
Bryce E. Reeves — Yea
Christie New Craig — Yea
Christopher T. Head — Yea
Danica A. Roem — Yea
David R. Suetterlein — Yea
David W. Marsden — Yea
Emily M. Jordan — Yea
Glen H. Sturtevant, Jr. — Yea
J.D. "Danny" Diggs — Yea
Jennifer B. Boysko — Not Voting
Jennifer D. Carroll Foy — Yea
Jeremy S. McPike — Yea
Kannan Srinivasan — Yea
L. Louise Lucas — Yea
Lamont Bagby — Yea
Lashrecse D. Aird — Yea
Luther Cifers, III — Yea
Mamie E. Locke — Yea
Mark D. Obenshain — Yea
Mark J. Peake — Yea
Michael J. Jones — Yea
R. Creigh Deeds — Yea
Richard H. Stuart — Yea
Russet Perry — Yea
Ryan T. McDougle — Yea
Saddam Azlan Salim — Yea
Schuyler T. VanValkenburg — Yea
Scott A. Surovell — Yea
Stella G. Pekarsky — Yea
T. Travis Hackworth — Yea
Tammy Brankley Mulchi — Yea
Tara A. Durant — Yea
Timmy French — Yea
Todd E. Pillion — Yea
William M. Stanley, Jr. — Yea

Official roll call →

Constitutional reading dispensed Block Vote (on 3rd reading)

Passed 39 Yea · 0 Nay · 1 Other
Party YeaNayPresentNot Voting
Unaffiliated 39001
Total 39001
% of votes cast 98%0%0%3%
How each member voted (40)
Member Party Vote
Aaron R. Rouse — Yea
Adam P. Ebbin — Yea
Angelia Williams Graves — Yea
Barbara A. Favola — Yea
Bill DeSteph — Yea
Bryce E. Reeves — Yea
Christie New Craig — Yea
Christopher T. Head — Yea
Danica A. Roem — Yea
David R. Suetterlein — Yea
David W. Marsden — Yea
Emily M. Jordan — Yea
Glen H. Sturtevant, Jr. — Yea
J.D. "Danny" Diggs — Yea
Jennifer B. Boysko — Not Voting
Jennifer D. Carroll Foy — Yea
Jeremy S. McPike — Yea
Kannan Srinivasan — Yea
L. Louise Lucas — Yea
Lamont Bagby — Yea
Lashrecse D. Aird — Yea
Luther Cifers, III — Yea
Mamie E. Locke — Yea
Mark D. Obenshain — Yea
Mark J. Peake — Yea
Michael J. Jones — Yea
R. Creigh Deeds — Yea
Richard H. Stuart — Yea
Russet Perry — Yea
Ryan T. McDougle — Yea
Saddam Azlan Salim — Yea
Schuyler T. VanValkenburg — Yea
Scott A. Surovell — Yea
Stella G. Pekarsky — Yea
T. Travis Hackworth — Yea
Tammy Brankley Mulchi — Yea
Tara A. Durant — Yea
Timmy French — Yea
Todd E. Pillion — Yea
William M. Stanley, Jr. — Yea

Official roll call →

Constitutional reading dispensed (on 1st reading)

Passed 35 Yea · 0 Nay · 5 Other
Party YeaNayPresentNot Voting
Unaffiliated 35005
Total 35005
% of votes cast 88%0%0%13%
How each member voted (40)
Member Party Vote
Aaron R. Rouse — Yea
Adam P. Ebbin — Yea
Angelia Williams Graves — Yea
Barbara A. Favola — Yea
Bill DeSteph — Yea
Bryce E. Reeves — Yea
Christie New Craig — Yea
Christopher T. Head — Not Voting
Danica A. Roem — Yea
David R. Suetterlein — Yea
David W. Marsden — Yea
Emily M. Jordan — Yea
Glen H. Sturtevant, Jr. — Yea
J.D. "Danny" Diggs — Yea
Jennifer B. Boysko — Yea
Jennifer D. Carroll Foy — Yea
Jeremy S. McPike — Not Voting
Kannan Srinivasan — Yea
L. Louise Lucas — Yea
Lamont Bagby — Yea
Lashrecse D. Aird — Yea
Luther Cifers, III — Yea
Mamie E. Locke — Yea
Mark D. Obenshain — Yea
Mark J. Peake — Yea
Michael J. Jones — Yea
R. Creigh Deeds — Yea
Richard H. Stuart — Yea
Russet Perry — Yea
Ryan T. McDougle — Yea
Saddam Azlan Salim — Yea
Schuyler T. VanValkenburg — Yea
Scott A. Surovell — Yea
Stella G. Pekarsky — Yea
T. Travis Hackworth — Not Voting
Tammy Brankley Mulchi — Yea
Tara A. Durant — Yea
Timmy French — Not Voting
Todd E. Pillion — Not Voting
William M. Stanley, Jr. — Yea

Official roll call →

Reported from Commerce and Labor with substitute

Passed 15 Yea · 0 Nay
Party YeaNayPresentNot Voting
Unaffiliated 15000
Total 15000
% of votes cast 100%0%0%0%
How each member voted (15)
Member Party Vote
Aaron R. Rouse — Yea
Adam P. Ebbin — Yea
Bill DeSteph — Yea
Bryce E. Reeves — Yea
David W. Marsden — Yea
Jeremy S. McPike — Yea
L. Louise Lucas — Yea
Lamont Bagby — Yea
Mamie E. Locke — Yea
Mark D. Obenshain — Yea
Mark J. Peake — Yea
R. Creigh Deeds — Yea
Ryan T. McDougle — Yea
Scott A. Surovell — Yea
William M. Stanley, Jr. — Yea

Official roll call →

Rereferred from Transportation to Commerce and Labor

Passed 14 Yea · 0 Nay · 1 Other
Party YeaNayPresentNot Voting
Unaffiliated 14001
Total 14001
% of votes cast 93%0%0%7%
How each member voted (15)
Member Party Vote
Bill DeSteph — Not Voting
Danica A. Roem — Yea
David R. Suetterlein — Yea
David W. Marsden — Yea
Glen H. Sturtevant, Jr. — Yea
J.D. "Danny" Diggs — Yea
Jennifer B. Boysko — Yea
Kannan Srinivasan — Yea
Lamont Bagby — Yea
Lashrecse D. Aird — Yea
Luther Cifers, III — Yea
Michael J. Jones — Yea
Stella G. Pekarsky — Yea
T. Travis Hackworth — Yea
Tammy Brankley Mulchi — Yea

Official roll call →

Subjects

public-safety finance health-insurance
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Frequently asked questions

What does SB594 do?
Motor vehicle insurance; unauthorized addition of insured drivers prohibited.
Who sponsors SB594?
SB594 is sponsored by Bill DeSteph.
What is the current status of SB594?
This bill has been enacted into law. Introduced January 14, 2026. Enacted.
Where can I track SB594?
Track SB594 free on One Click Politics — get push/email alerts when it moves.

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