New Jersey 222nd Legislature Status: Introduced 1 D cosponsors

A 5281 — Requires DMVA to provide mortgage loan counseling under certain circumstances.

Last action — INT 1RA REF AMV

  1. 1
    Introduced
  2. 2
    In Committee
  3. 3
    Passed General Assembly
  4. 4
    Passed Senate
  5. 5
    To Executive
  6. 6
    Enacted

This bill has been introduced in the General Assembly. Introduced June 15, 2026. It must pass committee before a floor vote.

Next likely step: a committee referral and hearing.

Odds of enactment

Low chance

Based on the sponsor, cosponsors, and committee posture, this bill has a low chance of becoming law.

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A statistical estimate from our own model of past outcomes — an insight, not a guarantee. Policymaking is volatile.

Prognosis

Not enough signal yet

Not enough signal yet to read this bill's trajectory — we surface a likelihood only once there's real movement (stage, sponsorship, committee, or votes) to point to.

Based on stage, sponsorship breadth, committee status, recorded votes, and cross-state momentum — a description of the observable signals, not a prediction.

In plain language

The bill requires DMVA to provide mortgage loan counseling in specific situations.

This legislation mandates that the Department of Military and Veterans Affairs (DMVA) offer mortgage loan counseling when certain conditions are met. It aims to assist individuals navigating mortgage processes.

What this means for you
  • Families: This means families may receive essential counseling when dealing with mortgage loans, helping them better understand their options.

Summary

Mortgage loan counseling-requires DMVA provide under certain circumstances

Bill Text

  • Introduced View text Current html June 16, 2026

Action History

  1. INT 1RA REF AMV

Sponsors

Sponsorship breakdown

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1 sponsors · 0 co-sponsors · 119 not signed on

Sponsors (1)

Co-sponsors (0)

None.

Not signed on (119)

119 members have not signed on to this bill.

Show all 119 →

"Not signed on" means a member has not sponsored or co-sponsored this bill — it does not imply opposition. Members flagged Voted No have a recorded No vote on this bill.

Whip count is in markup. Polling the chamber and every recorded vote this session. Only the first open is slow. It’s instant for you after this. Calling the roll · Tallying · Engrossing

Subjects

housing veterans
Cross-referencing the record. Reading this bill against every other bill in the corpus by meaning, not keywords. Only the first open is slow. It’s instant for you after this. Matching · Ranking · Engrossing

Frequently asked questions

What does A 5281 do?
Mortgage loan counseling-requires DMVA provide under certain circumstances
Who sponsors A 5281?
A 5281 is sponsored by Simmons, Heather (Democrat).
What is the current status of A 5281?
This bill has been introduced in the General Assembly. Introduced June 15, 2026. It must pass committee before a floor vote.
Where can I track A 5281?
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Last checked for changes 3 months ago · updated continuously

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