New Jersey 222nd Legislature Status: Introduced 1 D cosponsors

A 5125 — Permits mortgage forbearance of 180 days for borrowers whose primary residence is in State-declared disaster area.

Last action — INT 1RA REF AHO

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  1. 1
    Introduced
  2. 2
    In Committee
  3. 3
    Passed General Assembly
  4. 4
    Passed Senate
  5. 5
    To Executive
  6. 6
    Enacted

This bill has been introduced in the General Assembly. Introduced May 28, 2026. It must pass committee before a floor vote.

Next likely step: a committee referral and hearing.

Prognosis

Not enough signal yet

Where this bill stands today.

Odds of enactment

Low

How often bills like it became law.

Not enough signal yet to read this bill's trajectory — we surface a likelihood only once there's real movement (stage, sponsorship, committee, or votes) to point to.

Prognosis reads this bill's own signals — stage, sponsorship breadth, committee status, recorded votes and cross-state momentum. Odds come from a model trained on which bills have become law.

In plain language

The bill allows 180 days of mortgage forbearance for borrowers in disaster areas.

This legislation permits borrowers whose primary residence is in a state-declared disaster area to have a 180-day mortgage forbearance. It aims to aid those affected by disasters in managing their mortgage payments during difficult times.

What this means for you
  • Families: Families in disaster areas can temporarily pause their mortgage payments, providing crucial breathing room to recover from hardships.

Summary

Mortgage forbearance, 180 days-permit, resid in State-declared disaster area

Bill Text

  • Introduced View text Current html May 29, 2026

Action History

  1. INT 1RA REF AHO

Sponsors

Sponsorship breakdown

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1 sponsors · 0 co-sponsors · 119 not signed on

Sponsors (1)

Co-sponsors (0)

None.

Not signed on (119)

119 members have not signed on to this bill.

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"Not signed on" means a member has not sponsored or co-sponsored this bill — it does not imply opposition. Members flagged Voted No have a recorded No vote on this bill.

Whip count is in markup. Polling the chamber and every recorded vote this session. Only the first open is slow. It’s instant for you after this. Calling the roll · Tallying · Engrossing

Subjects

finance housing
Cross-referencing the record. Reading this bill against every other bill in the corpus by meaning, not keywords. Only the first open is slow. It’s instant for you after this. Matching · Ranking · Engrossing

Frequently asked questions

What does A 5125 do?
Mortgage forbearance, 180 days-permit, resid in State-declared disaster area
Who sponsors A 5125?
A 5125 is sponsored by Stewart, Kenyatta (Democrat).
What is the current status of A 5125?
This bill has been introduced in the General Assembly. Introduced May 28, 2026. It must pass committee before a floor vote.
Where can I track A 5125?
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Last checked for changes 3 months ago · updated continuously

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