New Jersey 222nd Legislature Status: Introduced Bipartisan · 10 D · 2 R cosponsors

A 3123 — Requires high school students to receive financial literacy instruction.

Last action — INT 1RA REF AED

Track this bill free

No card. One bill, free forever — alerts when it moves.

  1. 1
    Introduced
  2. 2
    In Committee
  3. 3
    Passed General Assembly
  4. 4
    Passed Senate
  5. 5
    To Executive
  6. 6
    Enacted

This bill has been introduced in the General Assembly. Introduced January 13, 2026. It must pass committee before a floor vote.

Next likely step: a committee referral and hearing.

Prognosis

Advancing 34% · moderate confidence

Where this bill stands today.

Odds of enactment

Low

How often bills like it became law.

  • Introduced

    Current position in the legislative process.

  • 12 sponsors

    3 primary, 9 co-sponsors signed on.

  • Bipartisan support

    Sponsored across 2 parties (10 D · 2 R) — cross-party backing.

Prognosis reads this bill's own signals — stage, sponsorship breadth, committee status, recorded votes and cross-state momentum. Odds come from a model trained on which bills have become law.

Summary

Financial literacy instruction-require high school students receive

Bill Text

  • Introduced View text Current html January 06, 2026

How this bill changes current law

1 change Share ↗

AI-generated reading aid from the bill's amendatory text — verify against the official bill.

This bill amends 1 section(s) of the New Jersey statutes: N.J.S.A. 18A:35-4.34.

  • N.J.S.A. 18A:35-4.34

    each of the grades six through eight financial literacy instruction to pupils enrolled in those grades middle school → financial literacy instruction an appropriate place in the curriculum of students enrolled in grades six through eight The State board shall require that a school district provide to each high school student a one semester course in financial literacy. middle school and high school behavioral economics, banking, consumer skills, taxes, college financial planning, Instruction that principally addresses economic, business, and entrepreneurial literacy shall not be used to satisfy the financial literacy instruction requirement established pursuant to this section. The instruction shall be taught by a teacher holding an endorsement in: (1) Business, Comprehensive Business; (2) Business, Finance, Economics, Law; (3) Family and Consumer Sciences; (4) Social Studies; or (5) Middle School with Subject Matter Specialization, Social Studies in Grades 5 through 8.

    amended

Action History

  1. INT 1RA REF AED

Sponsors

Sponsorship breakdown

Export CSV (upgrade) →

3 sponsors · 9 co-sponsors · 108 not signed on

Sponsors (3)

Co-sponsors (9)

Not signed on (108)

108 members have not signed on to this bill.

Show all 108 →

"Not signed on" means a member has not sponsored or co-sponsored this bill — it does not imply opposition. Members flagged Voted No have a recorded No vote on this bill.

Whip count is in markup. Polling the chamber and every recorded vote this session. Only the first open is slow. It’s instant for you after this. Calling the roll · Tallying · Engrossing

Subjects

finance education
Cross-referencing the record. Reading this bill against every other bill in the corpus by meaning, not keywords. Only the first open is slow. It’s instant for you after this. Matching · Ranking · Engrossing

Frequently asked questions

What does A 3123 do?
Financial literacy instruction-require high school students receive
Who sponsors A 3123?
A 3123 is sponsored by Swain, Lisa (Democrat), Rowan, Maureen (Democrat), Bagolie, Rosaura (Democrat), Auth, Robert (Republican), Scharfenberger, Gerry (Republican), Quijano, Annette (Democrat), Calabrese, Clinton (Democrat), Hutchison, Dan (Democrat), Park, Ellen J. (Democrat), Haider, Shama A. (Democrat), Reynolds-Jackson, Verlina (Democrat), and Stanley, Sterley S. (Democrat).
What is the current status of A 3123?
This bill has been introduced in the General Assembly. Introduced January 13, 2026. It must pass committee before a floor vote.
Where can I track A 3123?
Track A 3123 free on One Click Politics — get push/email alerts when it moves.

Make your voice heard on A 3123

Find the representatives who decide this bill and tell them where you stand — for yourself, or mobilize your whole list in one click with One Click Politics advocacy software.

Find my representatives → Run a campaign

Stay ahead of A 3123

Last checked for changes 3 months ago · updated continuously

One Click Politics tracks every bill in Congress and all 50 states.

Track this bill →