B24-1081 — Foreclosure Moratorium and Homeowner Assistance Fund Coordination Temporary Amendment Act of 2022

ENGROSSEDENROLLED ORIGINAL AAN BILLACT 3______________ 24-1081 5 IN THE COUNCIL OF THE DISTRICT OF COLUMBIA 7 _________________________ 9 To preserve foreclosure protections, on a temporary basis, for homeowners who applied for funding from the DC Homeowner Assistance Fund program before September 30, 2022 and thewhose homeowner’sapplications applicationremain remains under review, pending approval, pending payment, or under appeal, and to require that notices continue to be sent to homeowners informing them of the DC HAF program priorbefore to a foreclosure action.

ENGROSSED ORIGINAL (A) A homeowner or their representative applies for financial assistance to cure a debt or default with funds from the Department of Housing and Community Development's DC Homeowner Assistance Fund (“DC HAF”), or a similar government fund established to assist homeowners impacted by the COVID-19 public emergency or public health emergency declared pursuant to the District of Columbia Public Emergency Act of 1980, effective March 5, 1981 (D.C.

and (C) Proof of the financial assistance application status described in subparagraph (B) of this paragraph is presented, as a paper copy or through an electronic ENROLLED ORIGINAL medium, including through communications facilitated by the online DC HAF application portal, to the mortgage lender, condominium association, homeowners association, or tax sale purchaser, or to an agent acting as a representative for any housing or financing entity to which athe homeowner is indebted.

(2)(A) Beginning on July 25, 2022, a mortgage lender, condominium association, homeowners association, or tax sale purchaser, or an agent acting as a representative for any housing or financing entity to which a homeowner is indebted, may begin to send notices to warn of intention to initiate or continue foreclosure actions, but no foreclosure action described in ENGROSSED ORIGINAL paragraph (1) of this subsection may proceed prior to 30 days after a homeowner is first sent a warning notice.

(D) If, prior to the effective date of this act, a mortgage lender, condominium association, homeowners association, or tax sale purchaser, or an agent acting as a ENGROSSED ORIGINAL representative for any housing or financing entity to which a homeowner is indebted sent a notice of an intention to initiate, notice to initiate, or notice to continue foreclosure actions without information about DC HAF, a new notice must be sent prior to the continuation of any foreclosure action informing the homeowner of the availability of DC HAF and the program's potential ability to cure eligible housing debts, including the specific type of debt or debts owed to the entity sending the notice;

Official Code § 7-2301 et seq.), is provided with ENROLLED ORIGINAL documentation in a timely and ongoing manner that will enable the applicant to present proof of financial assistance application status as described in paragraph (1)(C) of this subsection.

(B) Editable sample foreclosure warning notices whichthat include information about debt relief available through DC HAF are published on the DC HAF website for use by housing or financing entities to which a homeowner may be indebted.

(b)(1) If a homeowner submitted a DC HAF financial assistance application prior to September 30, 2022, provided proof of the application status pursuant to subsection (a)(1)(C) of,of this section, and the application remains under review, pending approval, pending payment, or under appeal ENGROSSED ORIGINAL as of September 30, 2022, until such time as DC HAF payments can be made or a homeowner's application is denied following appeal, if any, the homeowner shall not be subject to a:

Applicability.

This act shall apply as of November 19, 2022.

Sec.

4.

5.4.

ENGROSSED ORIGINAL (a) This act shall take effect following approval by the Mayor (or in the event of veto by the Mayor, action by the Council to override the veto), a 30-day period of congressional review as provided in section 602(c)(1) of the District of Columbia Home Rule Act, approved December ENROLLED ORIGINAL 24, 1973 (87 Stat.

______________________________ Chairman Council of the District of Columbia _________________________________ Mayor District of Columbia 4