Delaware 152nd General Assembly Status: Introduced 1 D cosponsors

SB 245 — Foreclosure Prevention & Financial Education/Office of/Residential Mortgage Foreclosure Mediation Program/Remove Expiration Dates

Last action — Lieu/Substituted

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  1. 1
    Introduced
  2. 2
    In Committee
  3. 3
    Passed Senate
  4. 4
    Passed House
  5. 5
    To Executive
  6. 6
    Enacted

This bill died with 152nd General Assembly. It reached “Introduced” and never advanced before the session ended, so it can no longer move — a new version would have to be reintroduced in the current session.

This bill is no longer active — its legislative session has ended, so there is no live prognosis. It would have to be reintroduced in the current session to move again.

Summary

The Office of Foreclosure Prevention and Financial Education and the Residential Mortgage Foreclosure Mediation Program were created in the wake of the 2008 financial crisis to assist homeowners at risk of foreclosure or already navigating the foreclosure process. Originally intended as temporary programs, the need for these programs is as critical as ever for those facing the loss of their homes. The programs have proven to be important resources in preserving home ownership and educating homeowners on their rights and responsibilities in times of economic contraction and in times of economic expansion. As a result of their successes, the General Assembly has extended the program multiple times. It is clear that the need for these programs will continue for the foreseeable future. In recognition of this reality, this Act removes the expiration dates from the programs. This Act also updates the Delaware Code by replacing references to the Delaware Emergency Mortgage Assistance Program (“DEMAP”) and an associated website with updated information. The Delaware State Housing Authority terminated DEMAP in May 2020. Finally, the Act makes technical corrections to conform existing law to the standards of the Delaware Legislative Drafting Manual.

Bill Text

We don't have the full text on file for this bill yet.

Read SB 245 on the official Delaware source →

Action History

  1. Lieu/Substituted

Sponsors

Sponsorship breakdown

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1 sponsors · 0 co-sponsors · 61 not signed on

Sponsors (1)

Co-sponsors (0)

None.

Not signed on (61)

61 members have not signed on to this bill.

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"Not signed on" means a member has not sponsored or co-sponsored this bill — it does not imply opposition. Members flagged Voted No have a recorded No vote on this bill.

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Subjects

finance housing
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Frequently asked questions

What does SB 245 do?
The Office of Foreclosure Prevention and Financial Education and the Residential Mortgage Foreclosure Mediation Program were created in the wake of the 2008 financial crisis to assist homeowners at risk of foreclosure or already navigating the foreclosure process. Originally intended as temporary programs, the need for these programs is as critical as ever for those facing the loss of their homes. The programs have proven to be important resources in preserving home ownership and educating homeowners on their rights and responsibilities in times of economic contraction and in times of economic expansion. As a result of their successes, the General Assembly has extended the program multiple times. It is clear that the need for these programs will continue for the foreseeable future. In recognition of this reality, this Act removes the expiration dates from the programs. This Act also updates the Delaware Code by replacing references to the Delaware Emergency Mortgage Assistance Program (“DEMAP”) and an associated website with updated information. The Delaware State Housing Authority terminated DEMAP in May 2020. Finally, the Act makes technical corrections to conform existing law to the standards of the Delaware Legislative Drafting Manual.
Who sponsors SB 245?
SB 245 is sponsored by Russell Huxtable (Democratic).
What is the current status of SB 245?
This bill died with 152nd General Assembly. It reached “Introduced” and never advanced before the session ended, so it can no longer move — a new version would have to be reintroduced in the current session.
Where can I track SB 245?
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Last checked for changes 3 months ago · updated continuously

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