Michigan 2015-2016 Regular Session Status: Introduced

SB 1013 — Insurance: no-fault; price optimization use in determining insurance rates; prohibit. Amends secs. 2109 & 2119 of 1956 PA 218 (MCL 500.2109 & 500.2119).

Last action — 7/3/2026 - referred to Committee on Insurance

  1. 1
    Introduced
  2. 2
    In Committee
  3. 3
    Passed Senate
  4. 4
    Passed House
  5. 5
    To Executive
  6. 6
    Enacted

This bill has been introduced in the Senate. Introduced July 03, 2026. It must pass committee before a floor vote.

Next likely step: a committee referral and hearing.

Prognosis

Not enough signal yet

Where this bill stands today.

Odds of enactment

Low

How often bills like it became law.

Not enough signal yet to read this bill's trajectory — we surface a likelihood only once there's real movement (stage, sponsorship, committee, or votes) to point to.

Prognosis reads this bill's own signals — stage, sponsorship breadth, committee status, recorded votes and cross-state momentum. Odds come from a model trained on which bills have become law.

In plain language

Prohibits the use of price optimization in determining insurance rates for no-fault insurance.

This bill bans insurance companies from using price optimization when setting no-fault insurance rates. It aims to ensure fairer pricing for consumers.

What this means for you
  • Consumers: This means potentially more fair pricing in no-fault insurance rates for consumers.

Summary

Insurance: no-fault; price optimization use in determining insurance rates; prohibit. Amends secs. 2109 & 2119 of 1956 PA 218 (MCL 500.2109 & 500.2119).

Bill Text

We don't have the full text on file for this bill yet.

Read SB 1013 on the official Michigan source →

Action History

  1. 7/3/2026 - referred to Committee on Insurance

Sponsorship breakdown

Export CSV (upgrade) →

0 sponsors · 0 co-sponsors · 147 not signed on

Sponsors (0)

None.

Co-sponsors (0)

None.

Not signed on (147)

147 members have not signed on to this bill.

Show all 147 →

"Not signed on" means a member has not sponsored or co-sponsored this bill — it does not imply opposition. Members flagged Voted No have a recorded No vote on this bill.

Whip count is in markup. Polling the chamber and every recorded vote this session. Only the first open is slow. It’s instant for you after this. Calling the roll · Tallying · Engrossing

Subjects

finance health-insurance
Cross-referencing the record. Reading this bill against every other bill in the corpus by meaning, not keywords. Only the first open is slow. It’s instant for you after this. Matching · Ranking · Engrossing

Frequently asked questions

What does SB 1013 do?
Insurance: no-fault; price optimization use in determining insurance rates; prohibit. Amends secs. 2109 & 2119 of 1956 PA 218 (MCL 500.2109 & 500.2119).
What is the current status of SB 1013?
This bill has been introduced in the Senate. Introduced July 03, 2026. It must pass committee before a floor vote.
Where can I track SB 1013?
Track SB 1013 free on One Click Politics — get push/email alerts when it moves.

Make your voice heard on SB 1013

Find the representatives who decide this bill and tell them where you stand — for yourself, or mobilize your whole list in one click with One Click Politics advocacy software.

Find my representatives → Run a campaign

Stay ahead of SB 1013

Last checked for changes 3 months ago · updated continuously

One Click Politics tracks every bill in Congress and all 50 states.

Track this bill →