Michigan 2017-2018 Regular Session Status: Introduced

SB 1013 — Insurance: no-fault; price optimization use in determining insurance rates; prohibit. Amends secs. 2109 & 2119 of 1956 PA 218 (MCL 500.2109 & 500.2119).

Last action — 7/3/2026 - referred to Committee on Insurance

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  1. 1
    Introduced
  2. 2
    In Committee
  3. 3
    Passed Senate
  4. 4
    Passed House
  5. 5
    To Executive
  6. 6
    Enacted

This bill has been introduced in the Senate. Introduced July 03, 2026. It must pass committee before a floor vote.

Next likely step: a committee referral and hearing.

Prognosis

Stalled 28% · moderate confidence

Where this bill stands today.

Odds of enactment

Low

How often bills like it became law.

  • Introduced

    Current position in the legislative process.

  • 2 sponsors

    0 primary, 2 co-sponsors signed on.

  • Cleared a recorded vote

    Passed 1 recorded vote so far.

Prognosis reads this bill's own signals — stage, sponsorship breadth, committee status, recorded votes and cross-state momentum. Odds come from a model trained on which bills have become law.

In plain language

The bill prohibits using price optimization in setting insurance rates.

This legislation aims to stop insurers from using price optimization practices when determining rates. It amends current laws to ensure that insurance rates are based on actual risk rather than optimized pricing strategies.

What this means for you
  • Consumers: This means consumers may see more transparent and fair insurance pricing based on their individual risk.

Summary

Insurance: no-fault; price optimization use in determining insurance rates; prohibit. Amends secs. 2109 & 2119 of 1956 PA 218 (MCL 500.2109 & 500.2119).

Bill Text

We don't have the full text on file for this bill yet.

Read SB 1013 on the official Michigan source →

Action History

  1. 7/3/2026 - referred to Committee on Insurance

Sponsors

  • Dave Hildenbrand · Cosponsor
  • 29 · Cosponsor

Sponsorship breakdown

Export CSV (upgrade) →

0 sponsors · 2 co-sponsors · 145 not signed on

Sponsors (0)

None.

Co-sponsors (2)

  • Dave Hildenbrand
  • 29

Not signed on (145)

145 members have not signed on to this bill.

Show all 145 →

"Not signed on" means a member has not sponsored or co-sponsored this bill — it does not imply opposition. Members flagged Voted No have a recorded No vote on this bill.

Whip count is in markup. Polling the chamber and every recorded vote this session. Only the first open is slow. It’s instant for you after this. Calling the roll · Tallying · Engrossing

Votes

PASSED ROLL CALL # 423 YEAS 36 NAYS 0 EXCUSED 1 NOT VOTING 0

Passed 36 Yea · 0 Nay · 1 Other
Party YeaNayPresentNot Voting
Unaffiliated 32001
Democrat 2000
Republican 2000
Total 36001
% of votes cast 97%0%0%3%
How each member voted (37)
Member Party Vote
Bieda — Yea
Casperson — Yea
Emmons — Yea
Gregory — Yea
Hansen — Yea
Hildenbrand — Yea
Knollenberg — Yea
Kowall — Yea
Schmidt — Yea
Hood — Yea
Shirkey — Yea
Horn — Yea
O’Brien — Yea
Jones — Yea
Knezek — Yea
Ananich — Yea
Booher — Yea
Brandenburg — Yea
Colbeck — Yea
Conyers — Yea
Hopgood — Not Voting
Hune — Yea
MacGregor — Yea
Marleau — Yea
Meekhof — Yea
Nofs — Yea
Proos — Yea
Robertson — Yea
Rocca — Yea
Schuitmaker — Yea
Stamas — Yea
Warren — Yea
Zorn — Yea
Kevin Hertel Democrat Yea
Stephanie A Young Democrat Yea
Joseph Pavlov Republican Yea
Phil Green Republican Yea

Official roll call →

Subjects

taxation health-insurance
Cross-referencing the record. Reading this bill against every other bill in the corpus by meaning, not keywords. Only the first open is slow. It’s instant for you after this. Matching · Ranking · Engrossing

Frequently asked questions

What does SB 1013 do?
Insurance: no-fault; price optimization use in determining insurance rates; prohibit. Amends secs. 2109 & 2119 of 1956 PA 218 (MCL 500.2109 & 500.2119).
Who sponsors SB 1013?
SB 1013 is sponsored by Dave Hildenbrand and 29.
What is the current status of SB 1013?
This bill has been introduced in the Senate. Introduced July 03, 2026. It must pass committee before a floor vote.
Where can I track SB 1013?
Track SB 1013 free on One Click Politics — get push/email alerts when it moves.

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Last checked for changes 3 months ago · updated continuously

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