SB 403 — Relating to: online credit card contributions and providing a penalty.

- 2026 LEGISLATURE LRBs0199/1LRB-4306/1 JK:klmJK:cdc SENATE SUBSTITUTE AMENDMENT 1, TO SENATE BILL 403 NovemberAugust 20,25, 2025 - OfferedIntroduced by SenatorSenators T OMCZYK , CABRAL -GUEVARA , FEYEN, Q UINN and W ANGGAARD , cosponsored by Representatives M URPHY , TITT, BEHNKE , BRILL, DITTRICH, GOEBEN , GUNDRUM , KNODL , KREIBICH , MAXEY, O'CONNOR , ENTERMAN , WICHGERS and ARMSTRONG .

Referred to Committee on Licensing, Regulatory Reform, State and Federal Affairs.

Analysis by the Legislative Reference Bureau For campaign finance purposes, this bill requiresprohibits anya third-partypolitical groupcommittee, thatconduit, solicitsor andpolitical acceptsparty moneyfrom viaaccepting theany Internetcontribution bymade with a credit card orvia debitthe cardInternet tounless makethe contributionscontributor toprovides athe politicalcredit committeecard orverification conduitvalue toor obtaincode aand the billing address associated with the card is located in the United States.

The group must also ensure that the credit card or debit card verification value or code is required and verified at the time the contribution is made and that the billing address is verified.

citizen living outside of the United States, and the credit card or debit card billing address is not a location in the United States, the individual making the contribution must provide the mailing address of the location in the United States that the individual uses for voter registration purposes.

Finally,The anypeople third-partyof group that solicits and accepts money via the Internetstate byof creditWisconsin, cardrepresented orin debitsenate cardand toassembly, makedo contributionsenact to a political committee or conduit without requiring the credit card or debit card verification value or code or address, as providedfollows: under the bill, is subject to a forfeiture in an amount equal to the cumulative amount of such contributions.

- 2026 Legislature - 2 - LRBs0199/1 JK:klm SECTION 11. The people of the state of Wisconsin, represented in senate and assembly, do enact as follows:

S ECTION 1.

11.0103 (6) OONLINE NLINE CREDIT CARD CONTRIBUTIONS .

(a) 1.No committee, conduit, or political party may accept any contribution made with a credit card via the - 2026 Legislature - 2 - LRB-4306/1 JK:cdc SENATE BILL 403 SECTION 1 Internet unless the person making the contribution provides to the committee, conduit, or political party, at the time of making the contribution, the credit card verification value or code and, except as provided in par.

Any(b), 3rd-partythe groupbilling thataddress solicitsassociated andwith accepts money via the Internet by credit card oris debit card to make contributions to the committee or conduit, at the time of making the transaction, shall obtain a billing address located in the United States,States. except as provided in par.

(b).

2.

Any 3rd-party group that solicits and accepts money via the Internet by credit card or debit card to make contributions to a committee or conduit shall ensure that the credit card or debit card verification value or code is required and verified at the time the contribution is made and shall verify that the billing address associated with the credit card is located in the United States, except as provided in par.

(b).

citizen living outside of the United States, and the credit card or debit card billing address is not locateda location in the United States, the 3rd-partyindividual groupshall thatprovide solicitsto and accepts money via the Internetcommittee, byconduit, credit card or debitpolitical cardparty, toat makethe contributionstime toof amaking committeethe orcontribution, conduit shall obtain the mailing address of the location in the United States that the individual making the contribution uses for voter registration purposespurposes. and provide that address to the committee or conduit.

(c) AnyThe 3rd-partytreasurer groupof thateach solicitscommittee, andconduit, accepts money via the Internet by credit card or debitpolitical cardparty toshall makemaintain contributions to a committee or conduit without requiring the creditnames cardand oraddresses debitof cardeach verificationperson valuemaking ora codecontribution or address as - 2026 Legislature - 3 - LRBs0199/1 JK:klm S ECTION 1 provided under this subsection isfor subjectpurposes toof amaking forfeiture in an amount equal to the cumulativereports amountrequired ofunder suchthis contributions.chapter.

(END(d) )Any financial institution that processes credit card contributions via the Internet to a committee, conduit, or political party without requiring the credit card verification value or code and a billing address located in the United States is subject to a forfeiture in an amount equal to the cumulative amount of such contributions.

(END)