Wisconsin 2025 Regular Session Status: To Executive Bipartisan · 3 R · 2 D cosponsors

SB 367 — Relating to: virtual credit card payments in health insurance policies.

Last action — Published 4-3-2026

  1. ✓
    Introduced
  2. ✓
    In Committee
  3. ✓
    Passed Senate
  4. ✓
    Passed Assembly
  5. 5
    To Executive
  6. 6
    Enacted

This bill has been sent to the executive. Introduced July 09, 2025. It awaits signature.

Next likely step: the executive signs it into law or issues a veto.

Prognosis

Likely to advance 90% · high confidence

Where this bill stands today.

Odds of enactment

Moderate

How often bills like it became law.

  • To Executive

    Current position in the legislative process.

  • 14 sponsors

    1 primary, 13 co-sponsors signed on.

  • Bipartisan support

    Sponsored across 2 parties (3 R · 2 D) — cross-party backing.

  • Cleared a recorded vote

    Passed 2 recorded votes so far.

Prognosis reads this bill's own signals — stage, sponsorship breadth, committee status, recorded votes and cross-state momentum. Odds come from a model trained on which bills have become law.

Summary

An Act to create 632.872 of the statutes;

Bill Text

What changed in the latest version

66 added · 9 removed

Plain-language change summary

The recent changes to Bill SB 367 clarify that health insurers cannot force healthcare providers to accept payments exclusively through virtual credit cards. Instead, insurers must notify providers about any associated fees with different payment methods and allow them to choose an alternative. This matters because it gives healthcare providers more flexibility and transparency regarding payment options, potentially reducing unexpected costs for them.

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- 2026 LEGISLATURE LRBa0420/1 KMS:cdc SENATE AMENDMENT 1, TO SENATE BILL 367 October 21, 2025 - Offered by SenaABRAL -GUEVARA.
- 2026 LEGISLATURE LRB-3836/1 KMS:cdc SENATE BILL 367 July 9, 2025 - Introduced by SenatorsABRAL-G UEVARA , EYEN , ARSON , NASS and W ALL, cosponsored by Representatives M OSES, VANDER M EER , ARMSTRONG , BROOKS , DITTRICH, M URPHY, M URSAU, O'CONNOR and P ENTERMAN .
At the locations indicated, amend the bill as follows:
Referred to Committee on Insurance, Housing, Rural Issues and Forestry.
A N A CT to create 632.872 of the statutes;
relating to:
virtual credit card payments in health insurance policies.
Analysis by the Legislative Reference Bureau Under this bill, an insurer that offers a health insurance policy may not require a health care provider to accept payments under the health insurance policy via virtual credit card payment.
The bill requires an insurer to inform a health care provider of the fees associated with any available payment methods and how to select a payment method other than virtual credit card payments before providing a payment via virtual credit card payment.
The bill defines “virtual credit card payment” as an electronic funds transfer in which an insurer issues a single-use series of numbers that are associated with a payment, are chargeable to a predetermined dollar amount, and expire upon payment processing.
Additionally, under the bill, if an insurer transmits a payment to a health care provider in accordance with certain federal standards for transmitting electronic funds, the insurer may not charge a fee solely for the transmission, unless the provider has consented to the fee.
Health insurance policies are referred to in the bill as disability insurance policies.
The people of the state of Wisconsin, represented in senate and assembly, do enact as follows:
- 2026 Legislature - 2 - LRB-3836/1 KMS:cdc SENATE BILL 367 S ECTION 1 S ECTION 1.
632.872 of the statutes is created to read:
632.872 Restrictions relating to virtual credit card payments for disability insurance policies.
(1)EFINITIONS.
In this section:
(a) “Disability insurance policy” has the meaning given in s.
632.895 (1) (a).
(b) “Health care provider” has the meaning given in s.
146.81 (1).
(c) “Virtual credit card payment” means an electronic funds transfer in which an insurer, or a contracted vendor, issues a single-use series of numbers associated with payment for services performed by a health care provider and chargeable to a predetermined dollar amount, in which the health care provider is responsible for processing the payment through a credit card terminal or internet portal, and in which the single-use series of numbers expires upon payment processing.
“Virtual credit card payment” does not include a payment in which a physical credit card is used.
(2) M ETHOD OF PAYMENT.
(a) An insurer offering a disability insurance policy may not require a health care provider to accept payments under the disability insurance policy by virtual credit card payment.
(b) Beginning on the effective date of this paragraph ....
[LRB inserts date], an insurer offering a disability insurance policy shall do all of the following before the first time the insurer provides a payment to a health care provider under the disability insurance policy via a virtual credit card payment:
Page 2, line 21:
Notify the health care provider of any fees associated with each payment method option available.
delete lines 21 and 22 and substitute:
2.
X1.
Inform the health care provider of the payment method options available - 2026 Legislature - 3 - LRB-3836/1 KMS:cdc SENATE BILL 367 SECTION 1 and provide clear instructions to the health care provider for selecting a payment method other than virtual credit card payment.
Notify the health care provider that an additional fee may be collected for a payment method option available to the health care provider.Y.
(c) An insurer, or a contracted vendor, that transmits a payment to a health care provider under a disability insurance policy in accordance with the standards under 45 CFR 162.1602 may not charge a fee solely for the transmission of the payment to the health care provider unless the health care provider has consented to payment of the fee.
END )
(3) W AIVER PROHIBITE.
The requirements under sub.
(2) may not be waived.
Any provision of a contract contrary to sub.
(2) is void and unenforceable.
S ECTION 2.
Initial applicability.
(1) The treatment of s.
632.872 (3) first applies to a contract that is entered into, renewed, or modified on the effective date of this subsection.
(END)
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Action History

  1. Published 4-3-2026

  2. Report approved by the Governor on 4-2-2026. 2025 Wisconsin Act 146

  3. Presented to the Governor on 4-2-2026

  4. Report correctly enrolled

  5. Representative Subeck added as a cosponsor

  6. Received from Assembly concurred in

  7. Ordered immediately messaged

  8. Read a third time and concurred in

  9. Rules suspended

  10. Ordered to a third reading

  11. Read a second time

  12. Rules suspended to withdraw from calendar and take up

  13. Representative Vining added as a cosponsor

  14. Placed on calendar 1-13-2026 by Committee on Rules

  15. Read first time and referred to committee on Rules

  16. Received from Senate

  17. Ordered immediately messaged

  18. Senator Ratcliff added as a coauthor

  19. Read a third time and passed

  20. Rules suspended to give bill its third reading

  21. Ordered to a third reading

  22. Senate Amendment 1 adopted

  23. Read a second time

  24. Placed on calendar 11-18-2025 pursuant to Senate Rule 18(1)

  25. Available for scheduling

  26. Report passage as amended recommended by Committee on Insurance, Housing, Rural Issues and Forestry, Ayes 5, Noes 0

  27. Report adoption of Senate Amendment 1 recommended by Committee on Insurance, Housing, Rural Issues and Forestry, Ayes 4, Noes 1

  28. Executive action taken

  29. Senate Amendment 1 offered by Senator Cabral-Guevara

  30. Representative Udell added as a cosponsor

  31. Public hearing held

  32. Representative Joers added as a cosponsor

  33. Read first time and referred to Committee on Insurance, Housing, Rural Issues and Forestry

  34. Introduced by Senators Cabral-Guevara, Feyen, Larson, Nass and Wall; cosponsored by Representatives Moses, VanderMeer, Armstrong, Brooks, Dittrich, Murphy, Mursau, O'Connor and Penterman

Sponsors

  • Moses · Cosponsor
  • Rachael Cabral-Guevara · Primary
  • VanderMeer · Cosponsor
  • Armstrong · Cosponsor
  • Brooks · Cosponsor
  • Dittrich · Cosponsor
  • Murphy · Cosponsor
  • Mursau · Cosponsor
  • O'Connor · Cosponsor
  • Penterman · Cosponsor
  • Dan Feyen · Cosponsor
  • Chris Larson · Cosponsor
  • Steve Nass · Cosponsor
  • Jamie Wall · Cosponsor

Sponsorship breakdown

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1 sponsors · 13 co-sponsors · 118 not signed on

Sponsors (1)

Co-sponsors (13)

Not signed on (118)

118 members have not signed on to this bill.

Show all 118 →

"Not signed on" means a member has not sponsored or co-sponsored this bill — it does not imply opposition. Members flagged Voted No have a recorded No vote on this bill.

Whip count is in markup. Polling the chamber and every recorded vote this session. Only the first open is slow. It’s instant for you after this. Calling the roll · Tallying · Engrossing

Votes

Subjects

finance healthcare health-insurance
Cross-referencing the record. Reading this bill against every other bill in the corpus by meaning, not keywords. Only the first open is slow. It’s instant for you after this. Matching · Ranking · Engrossing

Frequently asked questions

What does SB 367 do?
An Act to create 632.872 of the statutes;
Who sponsors SB 367?
SB 367 is sponsored by Moses, Cabral-Guevara, Rachael (Republican), VanderMeer, Armstrong, Brooks, Dittrich, Murphy, Mursau, O'Connor, Penterman, Feyen, Dan (Republican), Larson, Chris (Democrat), Nass, Steve (Republican), and Wall, Jamie (Democrat).
What is the current status of SB 367?
This bill has been sent to the executive. Introduced July 09, 2025. It awaits signature.
Where can I track SB 367?
Track SB 367 free on One Click Politics — get push/email alerts when it moves.

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Last checked for changes 3 months ago · updated continuously

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