United States 116th Congress Status: Died 1 D cosponsors

HR 7301 — Emergency Housing Protections and Relief Act of 2020

Last action — Received in the Senate.

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  1. ✓
    Introduced
  2. Died in session

This bill died with 116th Congress. It reached “Introduced” and never advanced before the session ended, so it can no longer move — a new version would have to be reintroduced in the current session.

This bill is no longer active — its legislative session has ended, so there is no live prognosis. It would have to be reintroduced in the current session to move again.

Summary

Addresses various housing issues in response to the COVID-19 (i.e., coronavirus disease 2019) public health emergency, including housing assistance programs and moratoriums on evictions and foreclosures. The bill authorizes additional housing assistance, including rental assistance, for (1) low-income individuals with families, including those who are homeless or at risk of homelessness; (2) the elderly; (3) individuals with disabilities; and (4) rural renters. In addition, the bill establishes a 12-month moratorium on evictions covering all tenants, whereas the previously enacted moratorium covered only tenants of federally assisted properties. Similarly, the bill establishes a 12-month moratorium on foreclosures that covers all tenants, whereas the previously enacted moratorium covered only federally backed mortgages. The bill also establishes an automatic 60-day forbearance (i.e., suspension of mortgage payments) for a single-family mortgage that becomes delinquent by 60 days during the public health emergency. Under current law, the borrower must request a forbearance. This automatic forbearance also applies to certain reverse mortgages. The bill extends the maximum period of forbearance for multifamily mortgages from 90 days to 12 months. Additionally, the bill establishes a six-month moratorium on the repossession of personal property used as a dwelling. The bill also provides additional bankruptcy protections by (1) increasing the homestead exemption (generally, the equity in a residence that is protected from creditors in a bankruptcy proceeding) from $15,000 to $100,000, and (2) expanding eligibility for Chapter 13 bankruptcy.

Bill Text

We don't have the full text on file for this bill yet.

Read HR 7301 on the official United States source →

Action History

  1. Received in the Senate.

  2. Motion to reconsider laid on the table Agreed to without objection.

  3. On passage Passed by the Yeas and Nays: 232 - 180 (Roll no. 128). (text: CR H2644-2653)

  4. On motion to recommit with instructions Failed by the Yeas and Nays: 191 - 219 (Roll no. 127).

  5. Considered as unfinished business. (consideration: CR H2667-2668)

  6. POSTPONED PROCEEDINGS - At the conclusion of debate on the motion to recommit with instructions, the Chair put the question on the motion and by voice vote, announced that the noes had prevailed. Mr. Huizenga demanded the yeas and nays and the Chair postponed further consideration on the motion to recommit until a time to be announced.

  7. The previous question on the motion to recommit with instructions was ordered without objection.

  8. DEBATE - The House proceeded with 10 minutes of debate on the Huizenga motion to recommit with instructions. The instructions contained in the motion seek to require the bill to be reported back to the House with an amendment to add language with new directions on groups to receive funds as well as adding a new title.

  9. Mr. Huizenga moved to recommit with instructions to the Committee on Financial Services. (text: CR H2661-2662)

  10. The previous question was ordered pursuant to the rule.

  11. DEBATE - The House proceeded with one hour of debate on H.R. 7301.

  12. Rule provides for consideration of H.R. 1425, H.R. 5332, H.R. 7120, H.R. 7301 and H.J. Res. 90. The resolution provides that the provisions of section 125(c) of the Uruguay Round Agreements Act shall not apply during the remainder of the 116th Congress and the resolution amends H.Res. 967, agreed to on May 15, 2020.

  13. Considered under the provisions of rule H. Res. 1017. (consideration: CR H2644-2663)

  14. Rules Committee Resolution H. Res. 1017 Reported to House. Rule provides for consideration of H.R. 1425, H.R. 5332, H.R. 7120, H.R. 7301 and H.J. Res. 90. The resolution provides that the provisions of section 125(c) of the Uruguay Round Agreements Act shall not apply during the remainder of the 116th Congress and the resolution amends H.Res. 967, agreed to on May 15, 2020.

  15. Referred to the Committee on Financial Services, and in addition to the Committee on the Judiciary, for a period to be subsequently determined by the Speaker, in each case for consideration of such provisions as fall within the jurisdiction of the committee concerned.

  16. Referred to the Committee on Financial Services, and in addition to the Committee on the Judiciary, for a period to be subsequently determined by the Speaker, in each case for consideration of such provisions as fall within the jurisdiction of the committee concerned.

  17. Introduced in House

Sponsors

Sponsorship breakdown

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1 sponsors · 0 co-sponsors · 546 not signed on

Sponsors (1)

Co-sponsors (0)

None.

Not signed on (546)

546 members have not signed on to this bill.

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"Not signed on" means a member has not sponsored or co-sponsored this bill — it does not imply opposition. Members flagged Voted No have a recorded No vote on this bill.

Whip count is in markup. Polling the chamber and every recorded vote this session. Only the first open is slow. It’s instant for you after this. Calling the roll · Tallying · Engrossing

Subjects

Housing and community development Administrative law and regulatory procedures Administrative remedies Alaska Natives and Hawaiians American Samoa Appropriations Banking and financial institutions regulation Bankruptcy Building construction Cardiovascular and respiratory health Caribbean area Congressional oversight Consumer Financial Protection Bureau Department of Housing and Urban Development Economic performance and conditions Emergency medical services and trauma care Energy assistance for the poor and aged Executive agency funding and structure Federal Reserve System Financial services and investments Foreign language and bilingual programs Government information and archives Government lending and loan guarantees Guam Health promotion and preventive care Homelessness and emergency shelter Housing and community development funding Housing finance and home ownership Housing supply and affordability Indian social and development programs Infectious and parasitic diseases Interest, dividends, interest rates Internet and video services Landlord and tenant Lighting, heating, cooling Low- and moderate-income housing Neighborhood Reinvestment Corporation Northern Mariana Islands Public housing Public utilities and utility rates Puerto Rico Rural conditions and development Securities U.S. territories and protectorates Virgin Islands Wages and earnings Worker safety and health
Cross-referencing the record. Reading this bill against every other bill in the corpus by meaning, not keywords. Only the first open is slow. It’s instant for you after this. Matching · Ranking · Engrossing

Frequently asked questions

What does HR 7301 do?
Addresses various housing issues in response to the COVID-19 (i.e., coronavirus disease 2019) public health emergency, including housing assistance programs and moratoriums on evictions and foreclosures. The bill authorizes additional housing assistance, including rental assistance, for (1) low-income individuals with families, including those who are homeless or at risk of homelessness; (2) the elderly; (3) individuals with disabilities; and (4) rural renters. In addition, the bill establishes a 12-month moratorium on evictions covering all tenants, whereas the previously enacted moratorium covered only tenants of federally assisted properties. Similarly, the bill establishes a 12-month moratorium on foreclosures that covers all tenants, whereas the previously enacted moratorium covered only federally backed mortgages. The bill also establishes an automatic 60-day forbearance (i.e., suspension of mortgage payments) for a single-family mortgage that becomes delinquent by 60 days during the public health emergency. Under current law, the borrower must request a forbearance. This automatic forbearance also applies to certain reverse mortgages. The bill extends the maximum period of forbearance for multifamily mortgages from 90 days to 12 months. Additionally, the bill establishes a six-month moratorium on the repossession of personal property used as a dwelling. The bill also provides additional bankruptcy protections by (1) increasing the homestead exemption (generally, the equity in a residence that is protected from creditors in a bankruptcy proceeding) from $15,000 to $100,000, and (2) expanding eligibility for Chapter 13 bankruptcy.
Who sponsors HR 7301?
HR 7301 is sponsored by Maxine Waters (D).
What is the current status of HR 7301?
This bill died with 116th Congress. It reached “Introduced” and never advanced before the session ended, so it can no longer move — a new version would have to be reintroduced in the current session.
Where can I track HR 7301?
Track HR 7301 free on One Click Politics — get push/email alerts when it moves.

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