Wisconsin 2025 Regular Session Status: Introduced Bipartisan · 6 R · 3 D cosponsors

AB 184 — Relating to: coverage of individuals with preexisting conditions and benefit limits under health plans.

Last action — Failed to pass pursuant to Senate Joint Resolution 1

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  1. 1
    Introduced
  2. 2
    In Committee
  3. 3
    Passed Assembly
  4. 4
    Passed Senate
  5. 5
    To Executive
  6. 6
    Enacted

This bill has been introduced in the Assembly. Introduced April 15, 2025. It must pass committee before a floor vote.

Next likely step: a committee referral and hearing.

Prognosis

Advancing 34% · moderate confidence

Where this bill stands today.

Odds of enactment

Low

How often bills like it became law.

  • Introduced

    Current position in the legislative process.

  • 13 sponsors

    1 primary, 12 co-sponsors signed on.

  • Bipartisan support

    Sponsored across 2 parties (6 R · 3 D) — cross-party backing.

Prognosis reads this bill's own signals — stage, sponsorship breadth, committee status, recorded votes and cross-state momentum. Odds come from a model trained on which bills have become law.

Summary

An Act to amend 40.51 (8), 40.51 (8m), 66.0137 (4), 120.13 (2) (g) and 185.983 (1) (intro.); to create 609.847 and 632.728 of the statutes;

Bill Text

How this bill changes current law

9 changes Share ↗

Compared against current U.S. Code AI-generated reading aid — verify against the official bill.

The bill amends existing law to impose prohibitions on preexisting condition exclusions and lifetime or annual limits on health benefit plans in the event federal regulations are no longer applicable.

  • 40.51 (8)

    632.895 (5m) and (8) to (17) → 632.728

    This change adds a requirement for compliance with section 632.728 regarding coverage of individuals with preexisting conditions.

  • 40.51 (8m)

    632.895 (11) to (17) → 632.728

    This change similarly requires health care coverage plans offered by the group insurance board to comply with section 632.728.

  • 66.0137 (4)

    632.895 (9) to (17) → 632.728

    This change requires compliance with section 632.728 for self-insured health plans provided by local governmental units.

  • 120.13 (2) (g)

    632.895 (9) to (17) → 632.728

    This change imposes a similar compliance requirement with section 632.728 for self-insured plans under school district policies.

  • 185.983 (1) (intro.)

    632.895 (5) and (8) to (17) → 632.728

    This change adds a requirement for voluntary nonprofit health care plans to comply with section 632.728.

  • 609.847

    Preexisting condition discrimination prohibited; benefit limits. Limited service health organizations, preferred provider plans, and defined network plans are subject to s. 632.728.

    This new section establishes prohibitions against discrimination based on preexisting conditions and imposes limits on benefits for limited service health organizations and similar plans.

  • 632.728

    Coverage of individuals with preexisting conditions; rating; benefit limits. (1) Definition. In this section: (a) 'Health benefit plan' has the meaning given in s. 632.745 (11). (b) 'Preexisting condition exclusion' means, with respect to coverage, a limitation or exclusion of benefits relating to a condition based on the fact that the condition was present before the date of enrollment for the coverage, whether or not any medical advice, diagnosis, care, or treatment was recommended or received before the date of enrollment for coverage.

    This new section outlines definitions and prohibits preexisting condition exclusions across health benefit plans.

  • 632.728

    An individual or group health benefit plan or a self-insured health plan may not impose a preexisting condition exclusion for any time on an enrollee or beneficiary under the plan.

    This establishes that health benefit plans cannot impose waiting periods or exclusions for preexisting conditions.

  • 632.728

    An individual or group health benefit plan or a self-insured health plan may not establish any of the following: (a) Lifetime limits on the dollar value of benefits for an enrollee or a dependent of an enrollee under the plan. (b) Annual limits on the dollar value of benefits for an enrollee or a dependent of an enrollee under the plan.

    This prohibits the establishment of annual and lifetime dollar limits on healthcare coverage benefits.

Action History

  1. Failed to pass pursuant to Senate Joint Resolution 1

  2. Representative J. Jacobson added as a coauthor

  3. Senator Habush Sinykin added as a cosponsor

  4. Commissioner of Insurance report received pursuant to s.601.423(2), Wisconsin Statutes

  5. Read first time and referred to Committee on Insurance

  6. Introduced by Representatives Franklin, Behnke, Brill, Johnson, Kaufert, Kreibich, Subeck, Mursau and Udell; cosponsored by Senators Jacque, Nass, Ratcliff and Spreitzer

Sponsors

Sponsorship breakdown

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1 sponsors · 12 co-sponsors · 119 not signed on

Sponsors (1)

Co-sponsors (12)

Not signed on (119)

119 members have not signed on to this bill.

Show all 119 →

"Not signed on" means a member has not sponsored or co-sponsored this bill — it does not imply opposition. Members flagged Voted No have a recorded No vote on this bill.

Whip count is in markup. Polling the chamber and every recorded vote this session. Only the first open is slow. It’s instant for you after this. Calling the roll · Tallying · Engrossing

Subjects

Cross-referencing the record. Reading this bill against every other bill in the corpus by meaning, not keywords. Only the first open is slow. It’s instant for you after this. Matching · Ranking · Engrossing

Frequently asked questions

What does AB 184 do?
An Act to amend 40.51 (8), 40.51 (8m), 66.0137 (4), 120.13 (2) (g) and 185.983 (1) (intro.); to create 609.847 and 632.728 of the statutes;
Who sponsors AB 184?
AB 184 is sponsored by Jacque, Nass, Ratcliff, Spreitzer, Franklin, Benjamin (Republican), Behnke, Elijah (Republican), Brill, Lindee (Republican), Johnson, Tara (Democrat), Kaufert, Dean (Republican), Kreibich, Rob (Republican), Subeck, Lisa (Democrat), Mursau, Jeffrey (Republican), and Udell, Randy (Democrat).
What is the current status of AB 184?
This bill has been introduced in the Assembly. Introduced April 15, 2025. It must pass committee before a floor vote.
Where can I track AB 184?
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