Relating to: coverage of individuals with preexisting conditions and benefit limits under health plans.
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AB 184 — Relating to: coverage of individuals with preexisting conditions and benefit limits under health plans.
Last action — Failed to pass pursuant to Senate Joint Resolution 1
No card. One bill, free forever — alerts when it moves.
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1Introduced
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2In Committee
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3Passed Assembly
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4Passed Senate
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5To Executive
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6Enacted
This bill has been introduced in the Assembly. Introduced April 15, 2025. It must pass committee before a floor vote.
Next likely step: a committee referral and hearing.
Prognosis
Where this bill stands today.
Odds of enactment
LowHow often bills like it became law.
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Introduced
Current position in the legislative process.
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13 sponsors
1 primary, 12 co-sponsors signed on.
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Bipartisan support
Sponsored across 2 parties (6 R · 3 D) — cross-party backing.
Prognosis reads this bill's own signals — stage, sponsorship breadth, committee status, recorded votes and cross-state momentum. Odds come from a model trained on which bills have become law.
Summary
An Act to amend 40.51 (8), 40.51 (8m), 66.0137 (4), 120.13 (2) (g) and 185.983 (1) (intro.); to create 609.847 and 632.728 of the statutes;
Bill Text
- Bill Text View text Current pdf
Compared against current U.S. Code AI-generated reading aid — verify against the official bill.
The bill amends existing law to impose prohibitions on preexisting condition exclusions and lifetime or annual limits on health benefit plans in the event federal regulations are no longer applicable.
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40.51 (8)
632.895 (5m) and (8) to (17)→ 632.728This change adds a requirement for compliance with section 632.728 regarding coverage of individuals with preexisting conditions.
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40.51 (8m)
632.895 (11) to (17)→ 632.728This change similarly requires health care coverage plans offered by the group insurance board to comply with section 632.728.
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66.0137 (4)
632.895 (9) to (17)→ 632.728This change requires compliance with section 632.728 for self-insured health plans provided by local governmental units.
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120.13 (2) (g)
632.895 (9) to (17)→ 632.728This change imposes a similar compliance requirement with section 632.728 for self-insured plans under school district policies.
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185.983 (1) (intro.)
632.895 (5) and (8) to (17)→ 632.728This change adds a requirement for voluntary nonprofit health care plans to comply with section 632.728.
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609.847
Preexisting condition discrimination prohibited; benefit limits. Limited service health organizations, preferred provider plans, and defined network plans are subject to s. 632.728.
This new section establishes prohibitions against discrimination based on preexisting conditions and imposes limits on benefits for limited service health organizations and similar plans.
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632.728
Coverage of individuals with preexisting conditions; rating; benefit limits. (1) Definition. In this section: (a) 'Health benefit plan' has the meaning given in s. 632.745 (11). (b) 'Preexisting condition exclusion' means, with respect to coverage, a limitation or exclusion of benefits relating to a condition based on the fact that the condition was present before the date of enrollment for the coverage, whether or not any medical advice, diagnosis, care, or treatment was recommended or received before the date of enrollment for coverage.
This new section outlines definitions and prohibits preexisting condition exclusions across health benefit plans.
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632.728
An individual or group health benefit plan or a self-insured health plan may not impose a preexisting condition exclusion for any time on an enrollee or beneficiary under the plan.
This establishes that health benefit plans cannot impose waiting periods or exclusions for preexisting conditions.
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632.728
An individual or group health benefit plan or a self-insured health plan may not establish any of the following: (a) Lifetime limits on the dollar value of benefits for an enrollee or a dependent of an enrollee under the plan. (b) Annual limits on the dollar value of benefits for an enrollee or a dependent of an enrollee under the plan.
This prohibits the establishment of annual and lifetime dollar limits on healthcare coverage benefits.
Action History
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Failed to pass pursuant to Senate Joint Resolution 1
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Representative J. Jacobson added as a coauthor
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Senator Habush Sinykin added as a cosponsor
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Commissioner of Insurance report received pursuant to s.601.423(2), Wisconsin Statutes
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Read first time and referred to Committee on Insurance
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Introduced by Representatives Franklin, Behnke, Brill, Johnson, Kaufert, Kreibich, Subeck, Mursau and Udell; cosponsored by Senators Jacque, Nass, Ratcliff and Spreitzer
Sponsors
- Jacque · Cosponsor
- Nass · Cosponsor
- Ratcliff · Cosponsor
- Spreitzer · Cosponsor
- Benjamin Franklin · Primary
- Elijah Behnke · Cosponsor
- Lindee Brill · Cosponsor
- Tara Johnson · Cosponsor
- Dean Kaufert · Cosponsor
- Rob Kreibich · Cosponsor
- Lisa Subeck · Cosponsor
- Jeffrey Mursau · Cosponsor
- Randy Udell · Cosponsor
Sponsorship breakdown
Export CSV (upgrade) →1 sponsors · 12 co-sponsors · 119 not signed on
Sponsors (1)
- Franklin, Benjamin Republican
Co-sponsors (12)
- Jacque
- Nass
- Ratcliff
- Spreitzer
- Behnke, Elijah Republican
- Brill, Lindee Republican
- Johnson, Tara Democrat
- Kaufert, Dean Republican
- Kreibich, Rob Republican
- Subeck, Lisa Democrat
- Mursau, Jeffrey Republican
- Udell, Randy Democrat
Not signed on (119)
119 members have not signed on to this bill.
Show all 119 →"Not signed on" means a member has not sponsored or co-sponsored this bill — it does not imply opposition. Members flagged Voted No have a recorded No vote on this bill.
Subjects
Frequently asked questions
- What does AB 184 do?
- An Act to amend 40.51 (8), 40.51 (8m), 66.0137 (4), 120.13 (2) (g) and 185.983 (1) (intro.); to create 609.847 and 632.728 of the statutes;
- Who sponsors AB 184?
- AB 184 is sponsored by Jacque, Nass, Ratcliff, Spreitzer, Franklin, Benjamin (Republican), Behnke, Elijah (Republican), Brill, Lindee (Republican), Johnson, Tara (Democrat), Kaufert, Dean (Republican), Kreibich, Rob (Republican), Subeck, Lisa (Democrat), Mursau, Jeffrey (Republican), and Udell, Randy (Democrat).
- What is the current status of AB 184?
- This bill has been introduced in the Assembly. Introduced April 15, 2025. It must pass committee before a floor vote.
- Where can I track AB 184?
- Track AB 184 free on One Click Politics — get push/email alerts when it moves.
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