HB827 — Financial institutions; loans and legal rate of interest.
Last action — Stricken from docket by Labor and Commerce (22-Y 0-N)
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1Introduced
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2In Committee
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3Passed House of Delegates
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4Passed Senate
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5To Executive
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6Enacted
This bill has been introduced in the House of Delegates. Introduced January 13, 2026. It must pass committee before a floor vote.
Next likely step: a committee referral and hearing.
Odds of enactment
Low chanceBased on the sponsor, cosponsors, and committee posture, this bill has a low chance of becoming law.
Upgrade to see the exact probability and what's driving it.
A statistical estimate from our own model of past outcomes — an insight, not a guarantee. Policymaking is volatile.
Prognosis
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Introduced
Current position in the legislative process.
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1 sponsor
1 primary, 0 co-sponsors signed on.
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Cleared a recorded vote
Passed 1 recorded vote so far.
Based on stage, sponsorship breadth, committee status, recorded votes, and cross-state momentum — a description of the observable signals, not a prediction.
Summary
Financial institutions; loans and legal rate of interest.
Bill Text
We don't have the full text on file for this bill yet.
Read HB827 on the official Virginia source →Action History
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H Stricken from docket by Labor and Commerce (22-Y 0-N)
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H Fiscal Impact Statement from State Corporation Commission (HB827)
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H Referred to Committee on Labor and Commerce
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H Prefiled and ordered printed; Offered 01-14-2026 26101264D
Sponsors
- Jr. Richard C. "Rip" Sullivan · Primary
Sponsorship breakdown
Export CSV (upgrade) →1 sponsors · 0 co-sponsors · 147 not signed on
Sponsors (1)
Co-sponsors (0)
None.
Not signed on (147)
147 members have not signed on to this bill.
Show all 147 →"Not signed on" means a member has not sponsored or co-sponsored this bill — it does not imply opposition. Members flagged Voted No have a recorded No vote on this bill.
Votes
| Party | Yea | Nay | Present | Not Voting |
|---|---|---|---|---|
| Unaffiliated | 22 | 0 | 0 | 0 |
| Total | 22 | 0 | 0 | 0 |
| % of votes cast | 100% | 0% | 0% | 0% |
How each member voted (22)
| Member | Party | Vote |
|---|---|---|
| Alfonso H. Lopez | — | Yea |
| Bonita G. Anthony | — | Yea |
| Chris S. Runion | — | Yea |
| Dan I. Helmer | — | Yea |
| Destiny LeVere Bolling | — | Yea |
| Irene Shin | — | Yea |
| Israel D. O'Quinn | — | Yea |
| JJ Singh | — | Yea |
| Jason S. Ballard | — | Yea |
| Jeion A. Ward | — | Yea |
| Kelly K. Convirs-Fowler | — | Yea |
| Laura Jane Cohen | — | Yea |
| May Nivar | — | Yea |
| Michael B. Feggans | — | Yea |
| Michael J. Webert | — | Yea |
| Michelle Lopes Maldonado | — | Yea |
| Nadarius E. Clark | — | Yea |
| Rae Cousins | — | Yea |
| Richard C. "Rip" Sullivan, Jr. | — | Yea |
| Terry G. Kilgore | — | Yea |
| Tony O. Wilt | — | Yea |
| Wren M. Williams | — | Yea |
Subjects
Frequently asked questions
- What does HB827 do?
- Financial institutions; loans and legal rate of interest.
- Who sponsors HB827?
- HB827 is sponsored by Richard C. "Rip" Sullivan, Jr..
- What is the current status of HB827?
- This bill has been introduced in the House of Delegates. Introduced January 13, 2026. It must pass committee before a floor vote.
- Where can I track HB827?
- Track HB827 free on One Click Politics — get push/email alerts when it moves.
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Last checked for changes 3 months ago · updated continuously
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