AB 2782 — Judiciary omnibus.

Summary

(1) The Automobile Sales Finance Act generally regulates motor vehicle conditional sale contracts. The act defines various terms for these purposes, including "cash price" to mean the amount for which the seller would sell and transfer to the buyer unqualified title to the motor vehicle described in the conditional sale contract, if the property were sold for cash at the seller's place of business on the date the contract is executed, and taxes to the extent imposed on the cash sale and the cash price of accessories or services related to the sale, including, among other things, a vehicle contract cancellation option agreement. The act requires a conditional sale contract to contain certain disclosures, including the amount charged for a contract cancellation option agreement. The act requires a seller to provide specified information to a buyer prior to the execution of a conditional sale contract, as specified, including a description and the price of a vehicle contract cancellation option agreement. This bill would remove a vehicle contract cancellation option agreement from the definition of "cash price." The bill would remove the requirement that a conditional sale contract disclose the amount charged for a contract cancellation option agreement. The bill would remove the requirement that the seller provide to a buyer prior to the execution of a conditional sale contract a description and the price of a vehicle contract cancellation option agreement. (2) Existing law defines "homestead" to mean a principal dwelling in which a judgment debtor or their spouse resided on the date the judgment creditor's lien attached to the dwelling and in which the judgment debtor or their spouse resided continuously thereafter until the date of a court determination that the dwelling is a homestead. Under existing law, a homestead is exempt from a sale to enforce a money judgment, except pursuant to a court order for sale if certain conditions are met. Existing law provides that the amount of a homestead exemption is the greater of (A) the countywide median price for a single-family home in the calendar year prior to the calendar year in which the judgment debtor claims the exemption, not to exceed $600,000, or (B) $300,000. Beginning on January 1, 2022, existing law requires the amount of a homestead exemption to be adjusted annually for inflation, as specified. This bill would set the amount of a homestead exemption in the 2026 calendar year as the greater of (A) the "ceiling amount" of $746,350, or (B) the "floor amount" of $373,175. The bill would require those ceiling and floor amounts to be adjusted annually for inflation, beginning on January 1, 2027, by applying a multiplier produced by the change in the annual California Consumer Price Index (CPI) for All Urban Consumers, published by the Department of Industrial Relations, during the prior fiscal year. The bill would provide that the multiplier is calculated by dividing the CPI for the June ending the prior fiscal year by the CPI for the June immediately preceding the prior fiscal year. The bill would require each ceiling and floor amount that has been adjusted annually for inflation to be rounded to the nearest $25. (3) Existing law requires each party to a proceeding for dissolution of marriage or legal separation to serve on the other party a preliminary declaration of disclosure of assets, as specified, and a final declaration of disclosure, as specified. In the case of a default judgment, existing law prohibits a petitioner from being required to serve or receive a final declaration of disclosure, but still requires a preliminary declaration of disclosure, except as specified. This bill would provide that both parties are not required to exchange declarations of disclosure in a dissolution of marriage or registered domestic partnership if the parties have an existing enforceable judgment of legal separation that adjudicates the division of property. (4) This bill would correct various cross-references and make other technical changes.

Bill Text

• Chaptered 09/27/26 - Chaptered html September 27, 2026
• Enrolled 09/02/26 - Enrolled html September 02, 2026
• Amended 06/15/26 - Amended Senate Current pdf June 15, 2026
• Amended 05/20/26 - Amended Senate pdf May 20, 2026
• Amended 04/08/26 - Amended Assembly pdf April 08, 2026
• Introduced 03/11/26 - Introduced pdf March 11, 2026
• AB2782 View text html

Action History

1. September 08, 2026

   Enrolled and presented to the Governor at 3:30 p.m.

2. August 28, 2026

   Senate amendments concurred in. To Engrossing and Enrolling. (Ayes 77. Noes 0.).

3. August 27, 2026

   In Assembly. Concurrence in Senate amendments pending.

4. August 27, 2026

   Read third time. Passed. Ordered to the Assembly. (Ayes 39. Noes 0.).

5. June 25, 2026

   Read second time. Ordered to third reading.

6. June 24, 2026

   From committee: Do pass. (Ayes 12. Noes 0.) (June 23).

7. June 15, 2026

   From committee chair, with author's amendments: Amend, and re-refer to committee. Read second time, amended, and re-referred to Com. on JUD.

8. June 02, 2026

   In committee: Set, first hearing. Hearing canceled at the request of author.

9. May 20, 2026

   From committee chair, with author's amendments: Amend, and re-refer to committee. Read second time, amended, and re-referred to Com. on JUD.

10. May 06, 2026

    Referred to Com. on JUD.

11. April 23, 2026

    In Senate. Read first time. To Com. on RLS. for assignment.

12. April 23, 2026

    Read third time. Passed. Ordered to the Senate. (Ayes 74. Noes 0. Page 4794.)

13. April 16, 2026

    Read second time. Ordered to Consent Calendar.

14. April 15, 2026

    From committee: Do pass. To Consent Calendar. (Ayes 12. Noes 0.) (April 14).

15. April 09, 2026

    Re-referred to Com. on JUD.

16. April 08, 2026

    From committee chair, with author's amendments: Amend, and re-refer to Com. on JUD. Read second time and amended.

17. March 16, 2026

    Referred to Com. on JUD.

18. March 12, 2026

    From printer. May be heard in committee April 11.

19. March 11, 2026

    Read first time. To print.

Sponsors

• Committee on Judiciary · Primary

Votes

Subjects