Pennsylvania 2025_0 Regular Session Status: In Committee Bipartisan · 4 D · 2 R cosponsors

HB 2854 — An Act amending the act of May 17, 1921 (P.L.682, No.284), known as The Insurance Company Law of 1921, in fire and marine insurance, further providing for municipal certificate required prior to payment of fire loss claims.

Last action — Referred to INSURANCE, Oct. 14, 2026

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  1. ✓
    Introduced
  2. 2
    In Committee
  3. 3
    Passed House
  4. 4
    Passed Senate
  5. 5
    To Executive
  6. 6
    Enacted

This bill is in committee in the House. Introduced October 14, 2026. It must pass committee before a floor vote.

Next likely step: a committee vote, then a floor vote in the House.

Prognosis

Advancing 42% · moderate confidence

Where this bill stands today.

Odds of enactment

Low

How often bills like it became law.

  • In Committee

    Current position in the legislative process.

  • 7 sponsors

    1 primary, 6 co-sponsors signed on.

  • Bipartisan support

    Sponsored across 2 parties (4 D · 2 R) — cross-party backing.

Prognosis reads this bill's own signals — stage, sponsorship breadth, committee status, recorded votes and cross-state momentum. Odds come from a model trained on which bills have become law.

In plain language

The bill modifies requirements for municipalities regarding fire loss claim funds.

This bill requires municipalities to use fire loss claim proceeds for repairs if not proven otherwise within a set timeframe. It allows for extensions and provides a process for insured individuals to reclaim unused funds.

What this means for you
  • Workers: This may impact workers involved in building repairs funded by fire loss claims.

Summary

Ensuring Timely Use of Escrowed Funds

Bill Text

How this bill changes current law

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AI-generated reading aid from the bill's amendatory text — verify against the official bill.

This bill amends the requirements for municipalities regarding the use and return of insurance proceeds from fire loss claims.

  • Section 508

    (d.1) (1) Except as otherwise provided in this subsection, if, with respect to a loss of buildings or other structure to which subsection (c) of this section applies, the designated officer of the municipality fails to receive reasonable proof, no later than one hundred twenty (120) days after the proceeds are received by the municipality, that repairs, removal or securing of the buildings or other structure have been completed, the municipality shall use the proceeds to repair, remove or secure the buildings or other structure in order for the buildings or other structure to comply with municipal code requirements and applicable ordinances of the municipality. (2) The municipality may extend the one hundred twenty-day time period under paragraph (1) of this subsection for up to two hundred forty-five (245) days. (3) If the municipality received the proceeds on or before the effective date of this paragraph, the time period for receipt of reasonable proof under paragraph (1) shall be one year after the municipality received the proceeds. (4) The municipality shall return to the named insured any portion of the proceeds not used in accordance with this subsection. (5) If the municipality fails to return the proceeds as required under this section, the named insured may file a civil action against the municipality for the return of the proceeds. (6) An action under this subsection must be filed no later than three years after the municipality received the proceeds or one year after the effective date of this paragraph, whichever is later.

    This addition establishes specific obligations for municipalities regarding the management and return of fire loss claim proceeds.

Action History

  1. Referred to INSURANCE, Oct. 14, 2026

Sponsors

Sponsorship breakdown

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1 sponsors · 6 co-sponsors · 246 not signed on

Sponsors (1)

Co-sponsors (6)

Not signed on (246)

246 members have not signed on to this bill.

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"Not signed on" means a member has not sponsored or co-sponsored this bill — it does not imply opposition. Members flagged Voted No have a recorded No vote on this bill.

Whip count is in markup. Polling the chamber and every recorded vote this session. Only the first open is slow. It’s instant for you after this. Calling the roll · Tallying · Engrossing

Subjects

public-safety finance health-insurance
Cross-referencing the record. Reading this bill against every other bill in the corpus by meaning, not keywords. Only the first open is slow. It’s instant for you after this. Matching · Ranking · Engrossing

Frequently asked questions

What does HB 2854 do?
Ensuring Timely Use of Escrowed Funds
Who sponsors HB 2854?
HB 2854 is sponsored by SHAFFER, Nathan Davidson (Democratic), Bryan Cutler (Republican), Mark M. Gillen (Republican), Darisha K. Parker (Democratic), Johanny Cepeda-Freytiz (Democratic), and John C. Inglis III (Democratic).
What is the current status of HB 2854?
This bill is in committee in the House. Introduced October 14, 2026. It must pass committee before a floor vote.
Where can I track HB 2854?
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Last checked for changes 9 days ago · updated continuously

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