New Jersey 222nd Legislature Status: Introduced

S 4662 — Requires annual reporting on dental loss ratio data by dental insurance carriers; establishes minimum dental loss ratio thresholds and mandates rebates to policyholders when applicable threshold not met by carrier.

Last action — INT 1RS REF SCM

  1. 1
    Introduced
  2. 2
    In Committee
  3. 3
    Passed Senate
  4. 4
    Passed General Assembly
  5. 5
    To Executive
  6. 6
    Enacted

This bill has been introduced in the Senate. Introduced October 01, 2026. It must pass committee before a floor vote.

Next likely step: a committee referral and hearing.

Odds of enactment

Low chance

Based on the sponsor, cosponsors, and committee posture, this bill has a low chance of becoming law.

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A statistical estimate from our own model of past outcomes — an insight, not a guarantee. Policymaking is volatile.

Prognosis

Not enough signal yet

Not enough signal yet to read this bill's trajectory — we surface a likelihood only once there's real movement (stage, sponsorship, committee, or votes) to point to.

Based on stage, sponsorship breadth, committee status, recorded votes, and cross-state momentum — a description of the observable signals, not a prediction.

In plain language

The bill requires dental insurers to report loss ratio data and issue rebates if thresholds aren't met.

This legislation mandates that dental insurance companies report their loss ratios annually. If they do not meet established minimum thresholds, they are required to provide rebates to policyholders.

What this means for you
  • Consumers: You may receive rebates if your dental insurer fails to meet the required spending threshold on dental care.

Summary

Dental insurance carriers-require annual reporting on dental loss ratio data

Bill Text

  • Introduced View text Current html October 02, 2026

Action History

  1. INT 1RS REF SCM

Sponsors

  • Joseph P. Cryan · Primary

Sponsorship breakdown

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1 sponsors · 0 co-sponsors · 119 not signed on

Sponsors (1)

  • Cryan, Joseph P.

Co-sponsors (0)

None.

Not signed on (119)

119 members have not signed on to this bill.

Show all 119 →

"Not signed on" means a member has not sponsored or co-sponsored this bill — it does not imply opposition. Members flagged Voted No have a recorded No vote on this bill.

Whip count is in markup. Polling the chamber and every recorded vote this session. Only the first open is slow. It’s instant for you after this. Calling the roll · Tallying · Engrossing

Subjects

healthcare health-insurance
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Frequently asked questions

What does S 4662 do?
Dental insurance carriers-require annual reporting on dental loss ratio data
Who sponsors S 4662?
S 4662 is sponsored by Cryan, Joseph P..
What is the current status of S 4662?
This bill has been introduced in the Senate. Introduced October 01, 2026. It must pass committee before a floor vote.
Where can I track S 4662?
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Last checked for changes 6 days ago · updated continuously

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