United States 119th Congress Status: In Committee 1 D cosponsors

S 4215 — AFFIRM Act of 2026

Last action — Read twice and referred to the Committee on Agriculture, Nutrition, and Forestry.

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  1. ✓
    Introduced
  2. 2
    In Committee
  3. 3
    Passed Senate
  4. 4
    Passed House
  5. 5
    To Executive
  6. 6
    Enacted

This bill is in committee in the Senate. Introduced March 26, 2026. It must pass committee before a floor vote.

Next likely step: a committee vote, then a floor vote in the Senate.

Prognosis

Stalled 16% · moderate confidence

Where this bill stands today.

Odds of enactment

Low

How often bills like it became law.

  • In Committee

    Current position in the legislative process.

  • 1 sponsor

    1 primary, 0 co-sponsors signed on.

  • Single-party support

    Sponsorship is currently within one party (1 D).

Prognosis reads this bill's own signals — stage, sponsorship breadth, committee status, recorded votes and cross-state momentum. Odds come from a model trained on which bills have become law.

Bill Text

Sections of law this bill changes

2 sections in 1 law

From the bill's own amending language, matched to the official United States Code (current through Public Law 119-121).

Crop insurance · 7 U.S.C. ch. 36 2 sections
  • § 1502 Purpose; definitions; protection of information; relation to other laws Amends

    7 U.S.C. § 1502 — at 1502(c)(2)

    The law today

    (a) Purpose It is the purpose of this subchapter to promote the national welfare by improving the economic stability of agriculture through a sound system of crop insurance and providing the means for the research and experience helpful in devising and establishing such insurance. (b) Definitions As used in this subchapter: (1) Additional coverage The term “additional coverage” means a plan of crop insurance coverage providing a level of coverage greater than the level available under catastrophic risk protection. (2) Approved insurance provider The term “approved insurance provider” means a private insurance provider that has been approved by the Corporation to provide insurance coverage to producers participating in the Federal crop insurance program established under this subchapter. (3) Beginning farmer or rancher The term “beginning farmer or rancher” means a farmer or rancher who has not actively operated and managed a farm or ranch with a bona fide insurable interest in a crop or livestock as an owner-operator, landlord, tenant, or sharecropper for more than 10 crop years, as determined by the Secretary. (4) Board The term “Board” means the Board of Directors of the Corporation established under section 1505(a) of this title. (5) Corporation The term “Corporation” means the Federal Crop Insurance Corporation established under section 1503 of this title. (6) Cover crop termination The term “cover crop termination” means a practice that historically and under reasonable circumstances results in the termination of the growth of a cover crop. (7) Department The term “Department” means the United States Department of Agriculture. (8) Farm financial benchmarking The term “farm financial benchmarking” means— (A) the process of comparing the performance of an agricultural enterprise against the performance of other similar enterprises, through the use of comparable and reliable data, in order to identify business management strengths, weaknesses, and steps necessary to improve management performance and business profitability; and (B) benchmarking of the type conducted by farm management and producer associations consistent with the activities described in or funded pursuant to section 5925f of this title. (9) Hemp The term “hemp” has the meaning given the term in section 1639o of this title. (10) Loss ratio The term “loss ratio” means the ratio of all sums paid by the Corporation as indemnities under any eligible crop insurance policy to that portion of the premium designated for anticipated losses and a reasonable reserve, other than that portion of the premium designated for operating and administrative expenses. (11) Organic crop The term “organic crop” means an agricultural commodity that is organically produced consistent with section 6502 of this title. (12) Secretary The term “Secretary” means the Secretary of Agriculture. (13) Transitional yield The term “transitional yield” means the maximum average production per acre or equivalent measure that is assigned to acreage for a crop year by the Corporation in accordance with the regulations of the Corporation whenever the producer fails— (A) to certify that acceptable documentation of production and acreage for the crop year is in the possession of the producer; or (B) to present the acceptable documentation on the demand of the Corporation or an insurance company reinsured by the Corporation. (14) Veteran farmer or rancher The term “veteran farmer or rancher” means a farmer or rancher who— (A) has served in the Armed Forces (as defined in section 101 of title 38); and (B) (i) has not operated a farm or ranch; (ii) has operated a farm or ranch for not more than 5 years; or (iii) is a veteran (as defined in section 101 of that title) who has first obtained status as a veteran (as so defined) during the most recent 5-year period. (c) Protection of confidential information (1) General prohibition against disclosure Except as provided in paragraph (2), the Secretary, any o...

    22 other bills also change this section · Follow it → Official text at uscode.house.gov ↗

  • § 1508 Crop insurance Amends

    7 U.S.C. § 1508 — at 1508(e)(1), 1508(e), 1508(k)(3), 1508(k)(4), and 1508(k)(8)

    The law today

    (a) Authority to offer insurance (1) In general If sufficient actuarial data are available (as determined by the Corporation), the Corporation may insure, or provide reinsurance for insurers of, producers of agricultural commodities grown in the United States under 1 or more plans of insurance determined by the Corporation to be adapted to the agricultural commodity concerned. To qualify for coverage under a plan of insurance, the losses of the insured commodity must be due to drought, flood, or other natural disaster (as determined by the Secretary). (2) Period Except in the cases of tobacco, potatoes, sweet potatoes, and hemp, insurance shall not extend beyond the period during which the insured commodity is in the field. As used in the preceding sentence, in the case of an aquacultural species, the term “field” means the environment in which the commodity is produced. (3) Exclusion of losses due to certain actions of producer (A) Exclusions Insurance provided under this subsection shall not cover losses due to— (i) the neglect or malfeasance of the producer; (ii) the failure of the producer to reseed to the same crop in such areas and under such circumstances as it is customary to reseed; or (iii) the failure of the producer to follow good farming practices, including scientifically sound sustainable and organic farming practices. (B) Good farming practices determination review (i) Informal administrative process A producer shall have the right to a review of a determination regarding good farming practices made under subparagraph (A)(iii) in accordance with an informal administrative process to be established by the Corporation. (ii) Administrative review (I) No adverse decision The determination shall not be considered an adverse decision for purposes of subtitle H of the Department of Agriculture Reorganization Act of 1994 (7 U.S.C. 6991 et seq.). (II) Reversal or modification Except as provided in clause (i), the determination may not be reversed or modified as the result of a subsequent administrative review. (iii) Judicial review (I) Right to review A producer shall have the right to judicial review of the determination without exhausting any right to a review under clause (i). (II) Reversal or modification The determination may not be reversed or modified as the result of judicial review unless the determination is found to be arbitrary or capricious. (C) Limitation on revenue coverage for potatoes No policy or plan of insurance provided under this subchapter (including a policy or plan of insurance approved by the Board under subsection (h)) shall cover losses due to a reduction in revenue for potatoes except as covered under a whole farm policy or plan of insurance, as determined by the Corporation. (4) Expansion to other areas or single producers (A) Area expansion The Corporation may offer plans of insurance or reinsurance for production of agricultural commodities in the Commonwealth of Puerto Rico, the Virgin Islands, Guam, American Samoa, the Commonwealth of the Northern Mariana Islands, the Republic of the Marshall Islands, the Federated States of Micronesia, and the Republic of Palau in the same manner as provided in this section for production of agricultural commodities in the United States. (B) Producer expansion In an area in the United States or specified in subparagraph (A) where crop insurance is not available for a particular agricultural commodity, the Corporation may offer to enter into a written agreement with an individual producer operating in the area for insurance coverage under this subchapter if the producer has actuarially sound data relating to the production by the producer of the commodity or similar commodities and the data is acceptable to the Corporation. (5) Dissemination of crop insurance information (A) Available information The Corporation shall make available to producers through local offices of the Department— (i) current and complete information on all aspects of Federal cr...

    50 other bills also change this section · Follow it → Official text at uscode.house.gov ↗

Also cites: 7 U.S.C. § 1308-3a

How this bill changes current law

10 changes Share ↗

Compared against current U.S. Code AI-generated reading aid — verify against the official bill.

The bill amends the Federal Crop Insurance Act to restrict premium subsidies and increase transparency regarding crop insurance payments, thereby reducing federal spending on crop insurance.

  • 7 U.S.C. 1502(c)(2)

    Notwithstanding paragraph (1) or any other provision of law, except as provided in subparagraph (B), the Secretary shall on an annual basis make available to the public-- (i)(I) the name of each individual or entity that obtained a federally subsidized crop insurance, livestock, or forage policy or plan of insurance during the previous reinsurance year; (II) the amount of premium subsidy received by the individual or entity from the Corporation; and (III) the amount of any Federal portion of indemnities paid in the event of a loss for that reinsurance year for each policy associated with that individual or entity; and (ii) for each private insurance provider, a description by the name of the private insurance provider of-- (I) the underwriting gains earned through participation in the federally subsidized crop insurance program; and (II) the amount paid under this subtitle for-- (aa) administrative and operating expenses; (bb) any Federal portion of indemnities and reinsurance; and (cc) any other purpose.

    This change mandates the annual public disclosure of crop insurance subsidies and indemnities, increasing transparency for taxpayers.

  • 7 U.S.C. 1508(e)(1)

    For the purpose → (A) Payment authority.--Subject to subparagraphs (B) and (C), for the purpose

    This change clarifies the structure of the subsection and includes new limitations on subsidy payments.

  • 7 U.S.C. 1508(e)(1)

    The Corporation shall not pay a part of the premium for additional coverage for any person or legal entity that has an average adjusted gross income (as defined in section 1001D(a) of the Food Security Act of 1985 (7 U.S.C. 1308-3a(a))) that is greater than $250,000.

    This introduces an income limitation for federal payment of crop insurance premiums.

  • 7 U.S.C. 1508(e)(1)

    The Corporation shall not pay more than $40,000 for any reinsurance year to any person or legal entity for premiums under this section.

    This establishes a cap on the amount of federal subsidy per person or entity for premiums.

  • 7 U.S.C. 1508(e)

    Prohibition on premium subsidy for harvest price policies.--Notwithstanding any other provision of law, beginning with the 2027 reinsurance year, the Corporation shall not pay any amount of premium subsidy in the case of a policy or plan of insurance that is based on the actual market price of an agricultural commodity on the date of harvest.

    This prohibits federal subsidies for specific types of crop insurance policies based on market prices.

  • 7 U.S.C. 1508(k)(3)

    The paragraph designation and heading and all that follows through ``The → (3) Risk.-- (A) Share of risk.--The

    This reorganizes the section for clarity and adds a limitation on rates of return for insurance providers.

  • 7 U.S.C. 1508(k)(3)

    The target average rate of return for reinsured companies for the 2027 reinsurance year and each subsequent reinsurance year shall be 8.9 percent of retained premiums.

    This establishes a new target rate of return for crop insurance providers to control costs.

  • 7 U.S.C. 1508(k)(4)

    Notwithstanding subparagraphs (A) through (F), the total amount of reimbursements for administrative and operating costs for the 2027 reinsurance year for all types of policies and plans of insurance shall not exceed $900,000,000.

    This caps the total reimbursements for operational costs for crop insurance providers.

  • 7 U.S.C. 1508(k)(4)

    For the 2028 reinsurance year and each subsequent reinsurance year, the dollar amount in effect pursuant to clause (i) shall be increased by the inflation factor established for the administrative and operating costs limitation in the 2011 Standard Reinsurance Agreement.

    This allows for adjustments to the reimbursement cap based on inflation.

  • 7 U.S.C. 1508(k)(8)

    subparagraph (F)

    This removes a specific subparagraph regarding the standard reinsurance agreement, potentially streamlining regulations.

Action History

  1. Introduced in Senate

  2. Read twice and referred to the Committee on Agriculture, Nutrition, and Forestry.

Sponsors

Sponsorship breakdown

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1 sponsors · 0 co-sponsors · 546 not signed on

Sponsors (1)

Co-sponsors (0)

None.

Not signed on (546)

546 members have not signed on to this bill.

Show all 546 →

"Not signed on" means a member has not sponsored or co-sponsored this bill — it does not imply opposition. Members flagged Voted No have a recorded No vote on this bill.

Whip count is in markup. Polling the chamber and every recorded vote this session. Only the first open is slow. It’s instant for you after this. Calling the roll · Tallying · Engrossing

Subjects

agriculture
Cross-referencing the record. Reading this bill against every other bill in the corpus by meaning, not keywords. Only the first open is slow. It’s instant for you after this. Matching · Ranking · Engrossing

Frequently asked questions

Who sponsors S 4215?
S 4215 is sponsored by Shaheen, Jeanne (Democratic).
What is the current status of S 4215?
This bill is in committee in the Senate. Introduced March 26, 2026. It must pass committee before a floor vote.
Where can I track S 4215?
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