United States 119th Congress Status: In Committee 5 R cosponsors

HR 7130 — McCarran-Ferguson Restoration Act

Last action — Referred to the House Committee on Financial Services.

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  1. ✓
    Introduced
  2. 2
    In Committee
  3. 3
    Passed House
  4. 4
    Passed Senate
  5. 5
    To Executive
  6. 6
    Enacted

This bill is in committee in the House. Introduced January 16, 2026. It must pass committee before a floor vote.

Next likely step: a committee vote, then a floor vote in the House.

Prognosis

Stalled 24% · moderate confidence

Where this bill stands today.

Odds of enactment

Low

How often bills like it became law.

  • In Committee

    Current position in the legislative process.

  • 5 sponsors

    1 primary, 4 co-sponsors signed on.

  • Single-party support

    Sponsorship is currently within one party (5 R).

Prognosis reads this bill's own signals — stage, sponsorship breadth, committee status, recorded votes and cross-state momentum. Odds come from a model trained on which bills have become law.

Bill Text

Sections of law this bill changes

1 section in 1 law

From the bill's own amending language, matched to the official United States Code (current through Public Law 119-124).

Wall street reform and consumer protection · 12 U.S.C. ch. 53 Amends the act as a whole

Also cites: 5 U.S.C. § 3345, 12 U.S.C. § 5321, 12 U.S.C. § 5322, 12 U.S.C. § 5365, 12 U.S.C. § 5383, 19 U.S.C. § 2171, 42 U.S.C. § 300gg-91

How this bill changes current law

9 changes Share ↗

Compared against current U.S. Code AI-generated reading aid — verify against the official bill.

The bill eliminates the Federal Insurance Office and establishes a United States Insurance Representative within the Department of the Treasury, altering the management of federal insurance matters.

  • 31 U.S.C. § 313

    Federal Insurance Office → United States Insurance Representative

    This change rebrands the Federal Insurance Office as the United States Insurance Representative, thereby changing its operational identity.

  • 31 U.S.C. § 313

    The Federal Insurance Office of the Department of the Treasury, and the position of the Director of the Federal Insurance Office, are hereby eliminated.

    This eliminates the Federal Insurance Office and its Director, changing the structure of federal insurance oversight.

  • 31 U.S.C. § 313

    The United States Insurance Representative shall coordinate Federal efforts and develop Federal policy on prudential aspects of international insurance matters;

    This establishes new duties for the United States Insurance Representative related to international insurance matters.

  • 31 U.S.C. § 313

    assist the Secretary in negotiating covered agreements;

    This task is assigned to the United States Insurance Representative, enhancing federal engagement in international insurance agreements.

  • 31 U.S.C. § 313

    determine whether State insurance measures are preempted by covered agreements;

    This grants the authority to preempt state insurance measures based on federal agreements.

  • 31 U.S.C. § 313

    consult with the States (including State insurance regulators) with respect to insurance matters of national importance and prudential insurance matters of international importance;

    This establishes a consultation requirement with state regulators on significant insurance issues.

  • 31 U.S.C. § 313

    advise the Secretary on prudential international insurance policy issues.

    This adds an advisory role for the United States Insurance Representative regarding international insurance policy.

  • 31 U.S.C. § 313

    annual reports to Congress on actions taken pursuant to its preemption authority;

    This mandates regular reporting to Congress regarding the actions of the United States Insurance Representative.

  • 31 U.S.C. § 313

    conduct a study and submit a report to the Congress that describes... the international competitiveness of United States insurers.

    This requires the United States Insurance Representative to assess and report on the competitive status of U.S. insurers internationally.

Action History

  1. Introduced in House

  2. Introduced in House

  3. Referred to the House Committee on Financial Services.

Sponsors

Sponsorship breakdown

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1 sponsors · 4 co-sponsors · 542 not signed on

Sponsors (1)

Co-sponsors (4)

Not signed on (542)

542 members have not signed on to this bill.

Show all 542 →

"Not signed on" means a member has not sponsored or co-sponsored this bill — it does not imply opposition. Members flagged Voted No have a recorded No vote on this bill.

Whip count is in markup. Polling the chamber and every recorded vote this session. Only the first open is slow. It’s instant for you after this. Calling the roll · Tallying · Engrossing

Subjects

finance agriculture
Cross-referencing the record. Reading this bill against every other bill in the corpus by meaning, not keywords. Only the first open is slow. It’s instant for you after this. Matching · Ranking · Engrossing

Frequently asked questions

Who sponsors HR 7130?
HR 7130 is sponsored by Fitzgerald, Scott (Republican), Ogles, Andrew (Republican), Nehls, Troy E. (Republican), Harris, Andy (Republican), and Downing, Troy (Republican).
What is the current status of HR 7130?
This bill is in committee in the House. Introduced January 16, 2026. It must pass committee before a floor vote.
Where can I track HR 7130?
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Last checked for changes 3 months ago · updated continuously

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