United States 119th Congress Status: In Committee Bipartisan · 3 R · 1 D cosponsors

HR 6536 — Rural Depositories Revitalization Study Act

Last action — Placed on the Union Calendar, Calendar No. 404.

  1. ✓
    Introduced
  2. 2
    In Committee
  3. 3
    Passed House
  4. 4
    Passed Senate
  5. 5
    To Executive
  6. 6
    Enacted

This bill is in committee in the House. Introduced December 09, 2025. It must pass committee before a floor vote.

Next likely step: a committee vote, then a floor vote in the House.

Odds of enactment

Low chance

Based on the sponsor, cosponsors, and committee posture, this bill has a low chance of becoming law.

Upgrade to see the exact probability and what's driving it.

A statistical estimate from our own model of past outcomes — an insight, not a guarantee. Policymaking is volatile.

Prognosis

Advancing 38% · moderate confidence

  • In Committee

    Current position in the legislative process.

  • 4 sponsors

    1 primary, 3 co-sponsors signed on.

  • Bipartisan support

    Sponsored across 2 parties (3 R · 1 D) — cross-party backing.

Based on stage, sponsorship breadth, committee status, recorded votes, and cross-state momentum — a description of the observable signals, not a prediction.

In plain language

The bill involves the House Committee on Financial Services.

This bill has been referred to the House Committee on Financial Services, where it is currently under consideration.

Bill Text

What changed in the latest version

27 added · 6 removed

Plain-language change summary

The amendment to HR 6536 includes a change in the reporting timeline from "not later than 6 months" to "not later than 1 year" after the date of enactment. Additionally, it specifies that the definition of "rural" will align with existing regulations in the Code of Federal Regulations. These changes affect how long it will take for a report to be submitted and clarify the definition of rural areas relevant to the bill's implementation.

→
Previous
Latest
6536 Introduced in House (IH)] <DOC> 119th CONGRESS 1st Session H.
6536 Reported in House (RH)] <DOC> Union Calendar No.
404 119th CONGRESS 2d Session H.
6536 To require the Federal banking agencies to study improving the growth, capital adequacy, and profitability of rural depository institutions, and for other purposes.
6536 [Report No.
119-473] To require the Federal banking agencies to study improving the growth, capital adequacy, and profitability of rural depository institutions, and for other purposes.
which was referred to the Committee on Financial Services _______________________________________________________________________ A BILL To require the Federal banking agencies to study improving the growth, capital adequacy, and profitability of rural depository institutions, and for other purposes.
which was referred to the Committee on Financial Services February 2, 2026 Additional sponsors:
Mr.
Rose, Mr.
Gottheimer, and Mr.
Moore of North Carolina February 2, 2026 Reported with an amendment, committed to the Committee of the Whole House on the State of the Union, and ordered to be printed [Strike out all after the enacting clause and insert the part printed in italic] [For text of introduced bill, see copy of bill as introduced on December 9, 2025] _______________________________________________________________________ A BILL To require the Federal banking agencies to study improving the growth, capital adequacy, and profitability of rural depository institutions, and for other purposes.
and (2) to identify Federal statutes or regulations of the Federal banking agencies that limit-- (A) the methods identified under paragraph (1);
and (2) to identify Federal statutes (other than appropriations Acts) or regulations of the Federal banking agencies that limit-- (A) the methods identified under paragraph (1);
(b) Report.--Not later than 6 months after the date of enactment of this Act, the Federal banking agencies shall, jointly, issue a report to Congress containing all findings and determinations made in carrying out the study required under subsection (a).
(b) Report.--Not later than 1 year after the date of enactment of this Act, the Federal banking agencies shall, jointly, issue a report to Congress containing all findings and determinations made in carrying out the study required under subsection (a).
<all>
(3) Rural.--With respect to an area, the term ``rural'' has the meaning given that term in section 1026.35(b)(2)(iv)(A) of title 12, Code of Federal Regulations.
Union Calendar No.
404 119th CONGRESS 2d Session H.
R.
6536 [Report No.
119-473] _______________________________________________________________________ A BILL To require the Federal banking agencies to study improving the growth, capital adequacy, and profitability of rural depository institutions, and for other purposes.
_______________________________________________________________________ February 2, 2026 Reported with an amendment, committed to the Committee of the Whole House on the State of the Union, and ordered to be printed
⬇ Download PDF
View plain text versions (2)

What Congress says this changes

H. Rept. 119-473

Published by the reporting committee Not generated — this is the committee's own “Changes in Existing Law Made by the Bill, as Reported”.

Text to be removed appears in [brackets]. Newly inserted text is italicised in the official report and cannot be marked in this plain-text rendition — read the official PDF ↗ for the authoritative formatting. 

CHANGES IN EXISTING LAW MADE BY THE BILL, AS REPORTED

 H.R. 6536 does not repeal or amend any section of a 
statute. Therefore, the Office of Legislative Counsel did not 
prepare the report required under clause 3(e) of rule XIII of 
the House of Representatives.

Source: H. Rept. 119-473 · govinfo

Action History

  1. Introduced in House

  2. Introduced in House

  3. Referred to the House Committee on Financial Services.

  4. Committee Consideration and Mark-up Session Held

  5. Committee Consideration and Mark-up Session Held

  6. Ordered to be Reported (Amended) by the Yeas and Nays: 50 - 0.

  7. Reported (Amended) by the Committee on Financial Services. H. Rept. 119-473.

  8. Reported (Amended) by the Committee on Financial Services. H. Rept. 119-473.

  9. Placed on the Union Calendar, Calendar No. 404.

Sponsors

Sponsorship breakdown

Export CSV (upgrade) →

1 sponsors · 3 co-sponsors · 543 not signed on

Sponsors (1)

Co-sponsors (3)

Not signed on (543)

543 members have not signed on to this bill.

Show all 543 →

"Not signed on" means a member has not sponsored or co-sponsored this bill — it does not imply opposition. Members flagged Voted No have a recorded No vote on this bill.

Whip count is in markup. Polling the chamber and every recorded vote this session. Only the first open is slow. It’s instant for you after this. Calling the roll · Tallying · Engrossing

Subjects

finance
Cross-referencing the record. Reading this bill against every other bill in the corpus by meaning, not keywords. Only the first open is slow. It’s instant for you after this. Matching · Ranking · Engrossing

Frequently asked questions

Who sponsors HR 6536?
HR 6536 is sponsored by Norman, Ralph (Republican), Rose, John W. (Republican), Gottheimer, Josh (Democratic), and Moore, Tim (Republican).
What is the current status of HR 6536?
This bill is in committee in the House. Introduced December 09, 2025. It must pass committee before a floor vote.
Where can I track HR 6536?
Track HR 6536 free on One Click Politics — get push/email alerts when it moves.

Make your voice heard on HR 6536

Find the representatives who decide this bill and tell them where you stand — for yourself, or mobilize your whole list in one click with One Click Politics advocacy software.

Find my representatives → Run a campaign

Stay ahead of HR 6536

Last checked for changes 3 months ago · updated continuously

One Click Politics tracks every bill in Congress and all 50 states.

Track this bill →