Iowa 91th General Assembly Status: To Executive

HSB524 — A bill for an act relating to interest rates and charges on regulated loans, and consumer credit transaction service charges.

Last action — Introduced, placed on calendar. S.J. 210.

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  1. ✓
    Introduced
  2. ✓
    In Committee
  3. ✓
    Passed House
  4. ✓
    Passed Senate
  5. 5
    To Executive
  6. 6
    Enacted

This bill has been sent to the executive. Introduced January 13, 2026. It awaits signature.

Signed by Governor Kim Reynolds (Republican) on May 02, 2026.

Next likely step: the executive signs it into law or issues a veto.

Prognosis

Advancing 46% · moderate confidence

Where this bill stands today.

Odds of enactment

High

How often bills like it became law.

  • To Executive

    Current position in the legislative process.

  • 1 sponsor

    1 primary, 0 co-sponsors signed on.

  • Mixed recorded votes

    3 passed, 1 failed in recorded votes so far.

Prognosis reads this bill's own signals — stage, sponsorship breadth, committee status, recorded votes and cross-state momentum. Odds come from a model trained on which bills have become law.

Summary

A bill for an act relating to interest rates and charges on regulated loans, and consumer credit transaction service charges.

Bill Text

We don't have the full text on file for this bill yet.

Read HSB524 on the official Iowa source →

Action History

  1. Signed by Governor. H.J. 1160.

  2. Reported correctly enrolled, signed by Speaker and President, and sent to Governor. H.J. 1160.

  3. Message from Senate. H.J. 823.

  4. Immediate message. S.J. 736.

  5. Passed Senate, yeas 34, nays 11. S.J. 735.

  6. Substituted for SF 2216. S.J. 735.

  7. Withdrawn. S.J. 736.

  8. HF 2329 substituted. S.J. 735.

  9. Placed on calendar under unfinished business. S.J. 599.

  10. Placed on calendar under unfinished business. S.J. 599.

  11. Read first time, attached to SF 2216. S.J. 574.

  12. Message from House. S.J. 574.

  13. Attached to HF 2329. S.J. 574.

  14. Immediate message. H.J. 666.

  15. Passed House, yeas 62, nays 29. H.J. 648.

  16. Amendment H-8196 adopted. H.J. 648.

  17. Motion to suspend rules failed. H.J. 648.

  18. Motion to suspend rules for immediate consideration of amendment H-8199, yeas 28, nays 63. H.J. 647.

  19. Point of order raised on amendment H-8199, ruled not germane. H.J. 647.

  20. Amendment H-8199 filed. H.J. 637.

  21. Amendment H-8196 filed. H.J. 633.

  22. Introduced, placed on calendar. H.J. 227.

  23. Committee report approving bill, renumbered as HF 2329.

  24. Committee report, approving bill. S.J. 215.

  25. Introduced, placed on calendar. S.J. 210.

  26. Committee report approving bill, renumbered as SF 2216.

  27. Committee vote: Yeas, 18. Nays, 5. Excused, 0. H.J. 207.

  28. Committee report, recommending passage. H.J. 207.

  29. Subcommittee recommends amendment and passage.

  30. Subcommittee Meeting: 01/29/2026 1:00PM Room 217 Conference Room.

  31. Subcommittee: Webster, Gruenhagen, and Petersen.

  32. Introduced, referred to Commerce.

  33. Subcommittee recommends passage.

  34. Subcommittee Meeting: 01/14/2026 12:00PM House Lounge 2.

  35. Subcommittee: Barker, Bossman and Zabner. H.J. 71.

  36. Introduced, referred to Commerce. H.J. 65.

Sponsors

  • COMMITTEE ON COMMERCE · Primary

Sponsorship breakdown

Export CSV (upgrade) →

1 sponsors · 0 co-sponsors · 149 not signed on

Sponsors (1)

  • COMMITTEE ON COMMERCE

Co-sponsors (0)

None.

Not signed on (149)

149 members have not signed on to this bill.

Show all 149 →

"Not signed on" means a member has not sponsored or co-sponsored this bill — it does not imply opposition. Members flagged Voted No have a recorded No vote on this bill.

Whip count is in markup. Polling the chamber and every recorded vote this session. Only the first open is slow. It’s instant for you after this. Calling the roll · Tallying · Engrossing

Votes

Subjects

finance
Cross-referencing the record. Reading this bill against every other bill in the corpus by meaning, not keywords. Only the first open is slow. It’s instant for you after this. Matching · Ranking · Engrossing

Frequently asked questions

What does HSB524 do?
A bill for an act relating to interest rates and charges on regulated loans, and consumer credit transaction service charges.
Who sponsors HSB524?
HSB524 is sponsored by COMMITTEE ON COMMERCE.
What is the current status of HSB524?
This bill has been sent to the executive. Introduced January 13, 2026. It awaits signature.
Where can I track HSB524?
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