United States 119th Congress Status: In Committee 2 D cosponsors

S 3136 — Heroes Business Opportunity Act of 2025

Last action — Read twice and referred to the Committee on Small Business and Entrepreneurship.

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  1. ✓
    Introduced
  2. 2
    In Committee
  3. 3
    Passed Senate
  4. 4
    Passed House
  5. 5
    To Executive
  6. 6
    Enacted

This bill is in committee in the Senate. Introduced November 06, 2025. It must pass committee before a floor vote.

Next likely step: a committee vote, then a floor vote in the Senate.

Prognosis

Stalled 18% · moderate confidence

Where this bill stands today.

Odds of enactment

Low

How often bills like it became law.

  • In Committee

    Current position in the legislative process.

  • 2 sponsors

    1 primary, 1 co-sponsors signed on.

  • Single-party support

    Sponsorship is currently within one party (2 D).

Prognosis reads this bill's own signals — stage, sponsorship breadth, committee status, recorded votes and cross-state momentum. Odds come from a model trained on which bills have become law.

Bill Text

How this bill changes current law

5 changes Share ↗

Compared against current U.S. Code AI-generated reading aid — verify against the official bill.

The bill waives the guarantee fee for certain business loans made to veterans and their spouses.

  • 15 U.S.C. 636(a)

    With respect → Except as provided in subparagraph (C), with respect

    This change introduces an exception clause for guarantee fees.

  • 15 U.S.C. 636(a)

    Notwithstanding subparagraph (A), the Administration may not collect a guarantee fee under subparagraph (A) with respect to a loan guaranteed under this subsection if— (I) the loan is not made under paragraph (36) or (37); (II) the loan is made to a small business concern owned by veteran or spouse of a veteran; and (III) the deferred participation share of the total loan amount is not more than $1,000,000.

    The bill specifies conditions under which the guarantee fee is waived for loans to veterans and their spouses.

  • 15 U.S.C. 636(a)

    In this subparagraph, the term 'veteran or spouse of a veteran' means— (I) a veteran; (II) an individual who is eligible to participate in the Transition Assistance Program established under section 1144 of title 10, United States Code; (III) a member of a reserve component of the Armed Forces named in section 10101 of title 10, United States Code; (IV) the spouse of an individual described in subclause (I), (II), or (III); or (V) the surviving spouse (as defined in section 101 of title 38, United States Code) of an individual described in subclause (I), (II), or (III) who died while serving on active duty or as a result of a disability that is service-connected.

    The bill defines who qualifies as a 'veteran or spouse of a veteran' for the purpose of the fee waiver.

  • 15 U.S.C. 636(a)

    subparagraph (G)

    The removal of subparagraph (G) changes the structure of the law regarding business loans.

  • 15 U.S.C. 636(a)

    subparagraph (H) as subparagraph (G)

    This change redesignates provisions in the structure of business loan regulations.

Action History

  1. Introduced in Senate

  2. Read twice and referred to the Committee on Small Business and Entrepreneurship.

Sponsors

Sponsorship breakdown

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1 sponsors · 1 co-sponsors · 545 not signed on

Sponsors (1)

Co-sponsors (1)

Not signed on (545)

545 members have not signed on to this bill.

Show all 545 →

"Not signed on" means a member has not sponsored or co-sponsored this bill — it does not imply opposition. Members flagged Voted No have a recorded No vote on this bill.

Whip count is in markup. Polling the chamber and every recorded vote this session. Only the first open is slow. It’s instant for you after this. Calling the roll · Tallying · Engrossing

Subjects

finance veterans labor
Cross-referencing the record. Reading this bill against every other bill in the corpus by meaning, not keywords. Only the first open is slow. It’s instant for you after this. Matching · Ranking · Engrossing

Frequently asked questions

Who sponsors S 3136?
S 3136 is sponsored by Shaheen, Jeanne (Democratic) and Markey, Edward J. (Democratic).
What is the current status of S 3136?
This bill is in committee in the Senate. Introduced November 06, 2025. It must pass committee before a floor vote.
Where can I track S 3136?
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Last checked for changes 4 months ago · updated continuously

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